MoneyRates Blog
Market Recipe Bad for Bank Rates — For Now
The mix of factors now prevailing in the financial markets is almost the perfect recipe to challenge anyone depending on CD rates, savings account rates, or money market rates. In other words, it may be the perfect poison for bank rates. Fortunately, markets eventually tend to find antidotes to their own ills.
First the poison, then [...]
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“Too Big To Fail” Legislative Talk Has Disturbing Overtones
Just about everybody except bank executives with a vested interest agrees that some legislative changes need to be made in the wake of last year’s banking crisis. However, legislating in the wake of a crisis is not without risk — sometimes an overreaction can exacerbate a crisis.
In a subtle way, one has to look no farther [...]
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Savings vs. Debt Equation Gaining Important Publicity
If you have not already, make sure to read the great articles from Money-Rates.com contributors Adam Jusko and Richard Barrington that mutually show how saving money is much better than going into unneccessary debt.
Indeed, saving money has become as wise today as refinancing the house was (or seemed?) when you had 75 percent equity and could [...]
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Think Bank Rates Are Low Now? Imagine Negative Interest Rates!
A generation of depositors is currently seeing the lowest bank rates of their lives onCDs, savings, and money market accounts. As those rates approach zero, the natural assumption is that things can’t get much worse. Or can’t it?
It may be a little mind-bending to think about negative interest rates, but the concept does exist. The [...]
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