Personal Finance Blog By MoneyRates - Savings

A winning proposal to raise savings rates: What do you think?

December 22, 2010

See the idea that won a contest for suggestions to raise savings rates--and let us know if you have a better idea.

A new series offers expert advice on retirement saving

October 18, 2010

No matter what stage of retirement planning you are in, a new series will provide some useful advice.

Do you track your checking account with your cell phone? Most consumers remain wary.

September 7, 2010

Although a growing number of consumers are taking advantage of mobile banking, most have yet to use their cell phones or PDAs to manage their checking or savings accounts. The two biggest reasons, says an August report by Javelin Strategy & Research in San Francisco, are concerns about security and a "lack of a compelling [...]

Are savings rates building the foundation of the next recovery?

September 1, 2010

Find out how today's spending habits might slow the economic recovery, but make it stronger in the long run.

Will Your Retirement Savings Run Out?

July 20, 2010

Delaying retirement is sounding better and better -- or at least smarter and safer -- given the growing number of studies showing so many of us aren't saving enough for retirement. Among the latest are findings by the Employee Benefit Research Institute (EBRI), which says a dramatic percentage of people -- even those in upper-income [...]

Dying or Running out of Savings: Which Scares You More?

July 13, 2010

Sure, death is scary. But even more frightening to most Baby Boomers is the prospect of running out of money. Roughly six in 10 people said they feared outliving their income more than dying, according to a new survey by Allianz Life Insurance Co. of North America, which polled 3,200 people in May ranging in [...]

Play the Savings Game on

May 26, 2010 recently posted an article called Building Savings Rates, Keeping Score: The Savings Game. This article outlines a system for keeping score on your financial responsibility, and now invites you to share your scores with the audience. The system is simple: points are awarded for positive actions such as getting a job, shopping for [...]

You Could Become the Face of Financial Responsibility

March 17, 2010 is sponsoring a video contest for people who have positive personal financial stories to tell. If you have such a story and an idea for a clever video, you could win $500 in the contest -- and give others the benefit of your knowledge. The contest is especially timely in light of two recent polls [...]

If You Don't Know Where You Are Going, You'll Never Get There

March 15, 2010

There was no shortage of discouraging news in the latest survey by the Employee Benefit Research Institute (EBRI) regarding the retirement preparedness of Americans. Still, perhaps what stood out most was this statistic: less than half of U.S. workers have calculated how much money they will need for retirement. That fact may strike you as [...]

Do You Have a Plan for Your Savings Rate?

October 26, 2009

When a recent poll by and showed that 52% of respondents felt their retirement savings were not on track, it wasn't a complete surprise. This has been a challenging environment. A weak job market has caused many household incomes to take a hit. The stock market has been little help to investors for [...]
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