Best Credit Cards - Special Deals & Promotions
If you're looking for the best credit card deals, you've come to the right place. MoneyRates.com has assembled some of the top credit card promotions and special offers available.
A credit card should work for you to deliver great deals and rewards. Whether you're looking for a large cash back bonus, a bundle of airline miles for a well-deserved vacation, or an exclusive cardholder perk, we've got you covered. Find the best credit card deals and promotions from today's top card offerings.
- Limited Time Offer - $0 Balance Transfer Fee!*
- 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 19.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
★ ★ ★ ★ ★
Special Offer
Excellent
- Earn 20,000 miles with your first purchase and an additional 5,000 miles when you add two cards to your account
- No mileage earning limit, and miles don't expire
- Check your first bag free on every Delta flight
- Priority Boarding and 20% In-Flight Savings
★ ★ ★ ★ ★
Special Offer
Earn Up To 25,000 bonus miles
Earn up to 20,000 bonus miles with your first purchase; Earn up to 5,000 bonus miles for approved Additional Card submitted with application
Excellent
Annual Fee$150
- Earn 30,000 bonus miles toward Award Travel when you spend $500 on the Card in the first three months from account opening
- $0 intro annual fee for the first year, then $95
- Check your first bag FREE - for up to 9 people on your reservation - on every Delta flight
- Receive double miles on Delta purchases and 1 mile for all other eligible dollars spent
- Priority Boarding and 20% In-Flight Savings
★ ★ ★ ★ ★
Special Offer
Earn 30,000 bonus miles
after first $500 purchase within first 3 months
Excellent
Annual Fee$95
- Earn up to 20,000 bonus miles with first purchase; Earn 5,000 bonus miles when you sign up for two additional cards
- Get a free checked bag for up to nine people in your reservation
- Receive a 20% savings on eligible in-flight purchases of food, beverages, movies, television shows, video games and audio headsets
★ ★ ★ ★ ★
Special Offer
Earn Up To 25,000 bonus miles
Earn Up To 20,000 bonus miles with your first purchase; Earn 5,000 bonus miles when you sign up for two additional cards
Excellent
Annual Fee$450
- Earn a Welcome Bonus of 10,000 bonus points after your first purchase
- Earn 10% more points the first year, Earn 20% more points the second year, Earn 30% more points every year after
- Get an introductory APR of 0% for up to 12 months
- No annual fee and no fee for Additional Cards for Employees
- Save 3% - 10% automatically on business expenses from FedEx, Hertz®, and more with OPEN Savings® discounts
- Enjoy the option to pay over time
★ ★ ★ ★ ★
Special Offer
Welcome Bonus of 10,000 points
after your first purchase
Excellent
- Earn 40,000 bonus points when you spend $750 in the first 90 days
- Covers eligible purchases from theft, damage, and loss, up to $1,000 per occurrence, for up to 90 days
- Enjoy complimentary Silver status for the life of your membership
- You won't find blackout dates with Hilton HHonors. If a standard room is available, you can redeem points for it
- Earn 6 HHonors Bonus Points for every eligible dollar you spend at Hilton Worldwide portfolio of brands
- Earn 3 HHonors Bonus Points for every eligible dollar charged everywhere else
★ ★ ★ ★ ★
Special Offer
Earn 40,000 bonus points
When you spend $750 in the first 90 days
Good
- Earn Up To 60,000 bonus points
- Earn 40,000 bonus with first purchase; Earn 20,000 bonus points when you spend $3,000 in the first 90 days
- Rely on 24/7 emergency assistance worldwide
- Earn 9 HHonors Bonus Points for every eligible dollar spent at participating Hilton Worldwide portfolio of brands
- Earn 6 HHonors Bonus Points per dollar on everyday purchases at gas stations, drugstores, and more
- Earn 3 HHonors Bonus Points for every eligible dollar charged everywhere else
★ ★ ★ ★ ★
Special Offer
Earn Up To 60,000 bonus points
Earn 40,000 bonus with first purchase; Earn 20,000 bonus points when you spend $3,000 in the first 90 days
Good
Annual Fee$75
- Get 10,000 TrueBlue® points with your first purchase
- Get up to 8 TrueBlue® points per eligible dollar spent on jetblue.com
- Get up to 6 points when you purchase a flight, and an additional 2 points when you use your JetBlue Card
- Earn 1 point for every eligible dollar you spend anywhere else
- There are no blackout dates on flights operated by JetBlue, so you can redeem points for any seat, anytime
★ ★ ★ ★ ★
Special Offer
Earn 10,000 bonus points
With your first purchase
Good
Annual Fee$40
These quotes are from credit card issuers which have paid for a link to their website. Offers are subject to change without notice and may not be the same for all consumers.
Best credit cards - Special deals and promotions
Credit card companies want your business, and they will offer some special deals to get it--a wad of cash, a bevy of points, a pile of airline miles or other perks. Many of these are introductory offers, but others will stick around for the life of the card.
Earning these bonuses requires you to take action. It may be all you have to do is open an account. Or you may have to obtain a new card and charge a certain amount to it within a given time. For other benefits, you may simply have to be a cardholder in good standing.
Here are some of the different types of special deals from top credit cards for 2012:-
Cash back
With this offer, you typically earn a lump sum after you reach a spending limit within the given period. For example, you might earn $200 once you spend $500 on purchases in the first three months of opening your account. Or you might get a $500 cash-back bonus for spending $3,000 within three months.
Redeemable points
This offer is similar to the cash-back offer, except that you earn points instead of cash after spending a certain amount within a given timeframe. For instance, you might earn 10,000 or 15,000 points after charging $1,000 of new purchases to your card in the first three months. Or you might earn 6,000 in points after accumulating $300 in purchases on your card within three months. Points are redeemable for goods and services outlined by the credit card company.
Airline miles
With this offer, you may garner a certain number of miles simply for signing up for the credit card or when you charge purchases to the card. The rate at which you earn miles varies from card to card, though one mile is often equivalent to $1. Many cards offer bonuses on top of this, so you might earn 25,000 bonus miles when you open the account, or you might garner 1,000 bonus miles every month you make a purchase for the first year, up to a specified maximum equivalent. Again, it's important to read the rules regarding redemption.
Cardholder benefits
The types of these deals vary from card to card. In some cases, you might earn a 7 percent annual points dividend, even on points you already redeemed. Or you might get a high percentage of cash back, say 10 percent, for shopping with your card company's merchant partners. Or you might get exclusive access to certain concerts, shows, sporting events and the like.
Some of these rewards may expire if not redeemed within a certain time. Other limitations on redemption may exist as well. These details often can be found on the credit card application, the card issuer's website or the credit card agreement. And you can always call the credit card company with questions.
With many of these credit card specials, you can land big rewards. But remember, that most often requires that you spend to reap the rewards. If you obtain a card around the time you plan to make a big purchase, this could work nicely for you. For the rewards to truly be extras, though, you should avoid racking up interest and pay off your account balance each pay period.
