Expert's Commentary Archive

Savers and Stock Investors Face off on QE3

May 2, 2012

Calls for QE3 reflect a certain short-sightedness on the part of investors. Read what another round of quantitative easing could mean for deposits.

Deposit Interest Rates Vary by State

April 23, 2012

Regional differences in deposit rates are significant, but they can be overcome with the right approach.

Retirement Savings Accounts Data Reflect Challenges

April 6, 2012

A new study illustrates how a comfortable retirement is not one goal, but the culmination of a series of financial goals.

Automated Asset Allocation and Index Funds Make Investing Cheap

March 29, 2012

An automated asset allocation model and Exchange-Traded Funds help Betterment keep costs down for investors.

Coping with Financial Emergencies

March 21, 2012

You can't always avoid financial trouble, but these six tips may help you handle it more gracefully.

Mortgage Rates and the Robo-Signing Settlement

March 12, 2012

Mortgage companies deserved to be punished for the practice of robo-signing, but whether the settlement money is being applied fairly is another question.

Keeping Score for Savings Accounts in 2012

February 28, 2012

This simple tally can help you process economic events as they unfold in 2012 and see if they are good or bad for your savings account.

Savings Accounts Trail Stocks for Income Yields

February 8, 2012

Stocks may be much riskier than savings accounts, but they've actually been more stable in recent years when it comes to income production.

A Financial Check-up Can Strengthen Your Savings

January 31, 2012

Take these five steps toward a check-up that will strengthen your financial plans.

Why Retirement Savings May Improve in 2012

January 11, 2012

People are all too familiar with the recent adversity facing investors, but here are four reasons why 2012 could be better for retirement savings.

Tax strategies for a poor investment year

MoneyRates Monthly Resolution #12: Be disciplined about your holiday shopping

New GDP release: good news for deposits?

MoneyRates.com 2011 resolution #11: Re-prioritize your credit card debt

The housing market: Good news or bad news?

Why would you pay for a checking account?

MoneyRates.com 2011 resolution #10: Re-stock your emergency fund

Are current mortgage rates and housing prices nearing the bottom?

Current mortgage rates: nearing absolute zero?

Forget the free toaster; ask about ATMs

How low are current mortgage rates? 3 convincing answers

Retirement savings: 4 tips for fixing the three-legged stool

Why your asset allocation should be flexible--like basketball

Uncle Sam wants you--to watch out for mortgage scams

Will current mortage rates make eliminating the mortgage interest deduction less painful?

Reviewing 2010: Two essential accomplishments for a year of minimal interest rates

Should savers be sympathetic to borrowers?

Savings accounts must gain as Americans lose debt

Will new legislation protect your checking account from yourself?

Are money market rates at absolute zero?

4 ways to navigate a double-dip recession

Deflation and bank rates: Good or bad news for depositors?

Look Before You Leap: There Are Dangers Outside of the Stock Market Too

Safe Harbor: From Money Market Accounts to Municipal Bonds

How Financial Services Companies Can Rebuild Their Reputations

Savings Rates Get a Jump-Start with Tax Refunds

Bank Size and Stability: A MoneyRates.com Analysis

How Much Money Do You Need to Retire?

Three Greek Lessons for US Bank Rates

Bank Rates Have an Unlikely Competitor in Stock Dividends

Bank Rates Had a Decent Decade, Despite a Weak Finish

Better Bank Rates in 2010? Three Things to Look For

A Bizarre Twist for Bank Rates

Time to Check Up on Savings Rates

6 Lessons of the Harvest for Savers

Bank Rates and Savers Should Benefit As Recession Ends

Bank Rates May Have to Change Soon in Response to Inflation

Bank Rates Could Take a Hit from Latest FDIC Proposal

With Savings Interest Rates Low and Bank Fees Rising, Customers Must Take Care

FDIC Bailout May Depress Savings Account Rates, Money Market Rates, and CD Rates

Improve Your Savings Rate to Build Up Your Emergency Savings Account

Aim for a Higher-Than-Average Savings Rate Especially when Interest Rates Low

Four Signs It May Be Time to Change Your Savings Account

US personal savings rate

Should You Share Bernanke's Views on Inflation and Interest Rates?

Treasury Interest Rates Have Risen -- Why Haven't CD Rates?

Interest Rate Volatility: What it Means for CD rates

Economic News Suggests Low CD Rates May Be Here for a While

Beyond Today's Interest Rates: Comparing Certificates of Deposit and Savings Accounts

CD Rates: It Turns Out Slow and Steady Does Win the Race

Three Reasons Why CD Rates Are Likely to Rise

Expert's Commentary

About Richard Barrington, CFA & MoneyRates.com Senior Financial Analyst