Expert's Commentary Archive

Interest Rates in Q1: What Happened?

April 15, 2014

A quiet quarter for interest rates did little to help consumers, but there were some bright spots.

Why Banks Struggle to Belong on Social Media

April 1, 2014

Banks are trying to keep up with the times, but their efforts don't appear to be working in social media.

Will Mortgage Rates Hold Steady?

March 18, 2014

Mortgage rates have been frozen within a narrow range so far in 2014, but would-be borrowers should watch several factors that could set them moving again.

Want to Make a Section 529 Plan Work? Be Aggressive

March 4, 2014

Making a 529 educational-saving plan work requires an intense approach to both investments and funding.

Mortgage Rates Dip on Disappointing Economic News

February 18, 2014

In something of a surprise twist, mortgage rates have started falling again, despite the Fed tapering its quantitative easing program.

US Is Due for a Recession This Year

February 4, 2014

A new recession may seem unthinkable right now, but history suggests it would be about typical at this point.

5 Things That May Foretell Higher Bank Rates

January 23, 2014

Here are five things to watch as you wait for savings and money market account rates to finally rise.

Retirement Savings: Why You Need a Game Plan

January 8, 2014

A successful retirement starts with plotting your approach years in advance.

How Interest Rates Have Changed This Year

December 10, 2013

In a low-rate environment, the changing dynamics between various yields can take on greater importance.

How Holiday Shopping Figures Could Impact Interest Rates

November 26, 2013

Low interest rates have encouraged people to spend, but this strategy may be running out of steam. Read what it could mean for next year's economy.

Budget crises bookend a rough year for savers

5 ways to protect older relatives from financial abuse

Will interest rates rise or fall in Q4?

6 ways to beat financial fraudsters

Are consumers wise to prioritize mortgage debt?

How to 'right-size' your bank accounts

Who's snooping in your finances?

Waiting for higher deposit rates? Don't hold your breath

What A-Rod can teach you about personal finance

Are regulators nostalgic for the banking crisis?

Financial winners and losers of 2013's first half

6 ways to prepare for unexpected financial events

5 triggers for switching banks

5 reasons to feel better about stock volatility

Future shock: Could 'normal' interest rates derail your finances?

3 reasons to be skeptical of recent market rallies

Study projects more gains for stocks: Should you listen?

6 ways to resist debt pushers

The tight-rope economy

Separating financial illusion from reality

A brief history of mortgage and deposit rates

Investing becomes an all-or-nothing game

Savers' refrain for January: Wait'll next month

Will savings accounts follow bond yields higher?

Concerned about the deficit? Start saving

Are current mortgage rates such a great deal?

6 things to do since the world didn't end

Are workers responding rationally to retirement worries?

5 steps to take before you quit

Protecting your finances from emergencies

Retirement survey reveals wishful thinking, blind faith

7 ways to hand down good money habits

Inflation throws a curve at interest rates

The perils of small-business pessimism

Economic signposts to watch this fall

Will the tide soon turn for savers?

Mega-bank pioneer rethinks the world he built

How the LIBOR scandal could affect you

Stuck in traffic: Savings accounts test depositor patience

5 ways JPMorgan's troubles may affect you

Goldilocks and the three banks

Yanking Bernanke's chain

Beware of regional rate differences

Retirements survey finds many tripping over financial hurdles

A clean and simple approach to investing

Financial emergencies: 6 tips for coping

Misdirected justice: The national mortgage settlement

2012 scorecard for savings accounts

Stocks top savings accounts for income

Planning your 2012 financial check-up

4 reasons retirement savings may thrive in 2012

Tax strategies for a poor investment year

MoneyRates Monthly Resolution #12: Be disciplined about your holiday shopping

New GDP release: good news for deposits? 2011 resolution #11: Re-prioritize your credit card debt

The housing market: Good news or bad news?

Why would you pay for a checking account? 2011 resolution #10: Re-stock your emergency fund

Are current mortgage rates and housing prices nearing the bottom?

Current mortgage rates: nearing absolute zero?

Forget the free toaster; ask about ATMs

How low are current mortgage rates? 3 convincing answers

Retirement savings: 4 tips for fixing the three-legged stool

Why your asset allocation should be flexible--like basketball

Uncle Sam wants you--to watch out for mortgage scams

Will current mortage rates make eliminating the mortgage interest deduction less painful?

Reviewing 2010: Two essential accomplishments for a year of minimal interest rates

Should savers be sympathetic to borrowers?

Savings accounts must gain as Americans lose debt

Will new legislation protect your checking account from yourself?

Are money market rates at absolute zero?

4 ways to navigate a double-dip recession

Deflation and bank rates: Good or bad news for depositors?

Look Before You Leap: There Are Dangers Outside of the Stock Market Too

Safe Harbor: From Money Market Accounts to Municipal Bonds

How Financial Services Companies Can Rebuild Their Reputations

Savings Rates Get a Jump-Start with Tax Refunds

Bank Size and Stability: A Analysis

How Much Money Do You Need to Retire?

Three Greek Lessons for US Bank Rates

Bank Rates Have an Unlikely Competitor in Stock Dividends

Bank Rates Had a Decent Decade, Despite a Weak Finish

Better Bank Rates in 2010? Three Things to Look For

A Bizarre Twist for Bank Rates

Time to Check Up on Savings Rates

6 Lessons of the Harvest for Savers

Bank Rates and Savers Should Benefit As Recession Ends

Bank Rates May Have to Change Soon in Response to Inflation

Bank Rates Could Take a Hit from Latest FDIC Proposal

With Savings Interest Rates Low and Bank Fees Rising, Customers Must Take Care

FDIC Bailout May Depress Savings Account Rates, Money Market Rates, and CD Rates

Improve Your Savings Rate to Build Up Your Emergency Savings Account

Aim for a Higher-Than-Average Savings Rate Especially when Interest Rates Low

Four Signs It May Be Time to Change Your Savings Account

US personal savings rate

Should You Share Bernanke's Views on Inflation and Interest Rates?

Treasury Interest Rates Have Risen -- Why Haven't CD Rates?

Interest Rate Volatility: What it Means for CD rates

Economic News Suggests Low CD Rates May Be Here for a While

Beyond Today's Interest Rates: Comparing Certificates of Deposit and Savings Accounts

CD Rates: It Turns Out Slow and Steady Does Win the Race

Three Reasons Why CD Rates Are Likely to Rise

Expert's Commentary

About Richard Barrington, CFA & Senior Financial Analyst