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Advertiser Disclosure: Many of the savings offers appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all deposit accounts available.

Jumbo Money Market Accounts

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Like jumbo savings accounts and certificates of deposit, jumbo money market accounts (MMA) require a high minimum to earn a higher rate of interest, usually $100,000 to open. Money market accounts are FDIC-insured up to $250,000 per account.

One advantage a jumbo MMA has over a jumbo CD is liquidity – your money is available at any time whereas money invested in a jumbo CD has to remain there for the term of the CD (6 months, 1 year, 5 years or longer) in order to avoid early withdrawal penalties. If you do withdraw money from a jumbo MMA, though, you may be subject to fees if the balance goes below $100,000.

Another feature of a jumbo MMA can be the ability to write checks – although not all banks offer this. As with any financial vehicle, be sure to look at all of the terms and conditions of an account before you deposit your money. 

 Account Type
 Amount

Type: MMA

Minimum to earn APY $0

0.90%APY

Rates as of 7/6/2015
FDIC Insured

Advertiser Comments

  • Member FDIC. No minimums and no fees.

Type: MMA

Minimum to earn APY $0

0.85%APY

Rates as of 7/6/2015
FDIC Insured

Advertiser Comments

  • Debit card access.
  • Open and fund with any amount.
  • Member FDIC.

Type: MMA

Minimum to earn APY $0

0.75%APY

Rates as of 7/6/2015
FDIC Insured

Advertiser Comments

  • Capital One 360: No fees. No minimums. No changing banks.
Ultima Bank
Minimum to earn APY $0
2.02% APY
Rates as of 2015-07-01
Comment
SMART Savings Account - for young adults 18 yrs or younger, withdrawals prior to 18th See morebirthday may result in a penalty

Type: Savings

Learn More
Dollar Bank Federal Savings Bank
Minimum to earn APY $0
1.60% APY
Rates as of 2015-07-01
Comment
Everything Savings - 1.60% APY throughout 2015 on balances below $20,000 when linked with an See moreEverything Checking Account. The rates require Everything Checking with six qualifying monthly posted payments for example: check, Online Banking bill payment, Telephone Banking bill payment, ACH debit, Point-of-Sale transactions (signature or PIN based).- Open online and mail in forms. Available in Pennsylvania, and Ohio market area. Rate collected within: 15222 (PA)

Type: Savings

Learn More
HSBC
Minimum to earn APY $0
1.50% APY
Rates as of 2015-07-02
Comment
Promotional savings account - Limited time only -.Offer applies to new and existing customers See morewho have an HSBC Premier or Advance relationship and who open a corresponding HSBC promotional savings account with new money - open in branch or by phone - Rate is effective until January 19, 2016 on qualifying accounts opened between May 11 and July 3, 2015

Type: Savings

Learn More
iGOBanking
Minimum to earn APY $25,000
1.10% APY
Rates as of 2015-07-02
Comment
iGO Online Money Market

Type: MMA

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SFGI Direct
Minimum to earn APY $1
1.06% APY
Rates as of 2015-07-01

Type: Savings

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GE Capital Bank
Minimum to earn APY $1
1.05% APY
Rates as of 2015-07-02
Comment
Online Savings - APY for balances between $1 to $1,000,000

Type: Savings

Learn More
Bank2
Minimum to earn APY $0
1.01% APY
Rates as of 2015-07-01
Comment
Great Rate Savings - Tier Up to $35,000 - Account must be linked to Great See moreRate Checking Account - Available only to Oklahoma residents

Type: Savings

Learn More
iGOBanking
Minimum to earn APY $0
1.00% APY
Rates as of 2015-07-02
Comment
iGO Online Savings

Type: Savings

Learn More
Salem Five Direct
Minimum to earn APY $0
1.00% APY
Rates as of 2015-07-01
Comment
eOne Savings - APY on balances of $0.01-$500,000. Companion account to eOne Checking, no minimum See morebalance, no monthly fees, free ATM card, Online applicants only, who do not have existing deposit accounts with Salem Five

Type: Savings

Learn More
Biscayne Bank
Minimum to earn APY $1
1.00% APY
Rates as of 2015-07-01
Comment
Regular Savings - Maintain $1,000 balance each day and avoid a $25 monthly maintenance fee See more- Miami-Dade County, Florida market area only

Type: Savings

Learn More
ableBanking
Minimum to earn APY $0
1.00% APY
Rates as of 2015-07-01
Comment
Money Market Savings - up to 6 withdrawals are permitted per month - apply online See more- a division of Northeast Bank based in Maine

Type: MMA

Learn More
Barclays
Minimum to earn APY $0
1.00% APY
Rates as of 2015-07-01
Comment
Online Savings - APY for all balances

Type: Savings

Learn More
Coulee Bank
Minimum to earn APY $0
1.00% APY
Rates as of 2015-07-01
Comment
Kasasa Saver - Must be a resident of Wisconsin, Minnesota or Iowa

Type: Savings

Learn More
Discover Bank
Minimum to earn APY $0
0.95% APY
Rates as of 2015-07-01
Comment
Online Savings Account - Account can only be held in individual or joint ownership - See moreUp to 6 preauthorized transfers from your Online Savings Account per statement cycle

Type: Savings

Learn More
Ultima Bank
Minimum to earn APY $1,000
0.90% APY
Rates as of 2015-07-01
Comment
UBM Direct Savings Account

Type: Savings

Learn More
The Palladian Private Bank
Minimum to earn APY $0
0.90% APY
Rates as of 2015-07-01
Comment
Currently there is a promotional interest rate for Palladian Savings Account which is fixed at See more1.30% for the first six months. After the promotional interest rate ends, the interest rate will be the non-promotional variable interest rate that is offered for Palladian Savings Account at that time (currently 0.90%). There is a minimum initial deposit of $10,000 and maximum initial deposit of $100,000.

Type: Savings

Learn More
Sallie Mae Bank
Minimum to earn APY $0
0.90% APY
Rates as of 2015-07-01
Comment
Nationwide - apply online

Type: MMA

Learn More
Santander Bank
Minimum to earn APY $10,000
0.90% APY
Rates as of 2015-07-01
Comment
Money Market Savings Account - APY for balances between $10,000-$4,999,999 - New accounts only - See moreapply online - Rate collected within: New York

Type: MMA

Learn More
WSFS Bank
Minimum to earn APY $25,000
0.90% APY
Rates as of 2015-07-02
Comment
WSFS MM - Rate in PA - Tier $25,000 - $49,999

Type: MMA

Learn More
EH National Bank
Minimum to earn APY $250,000
0.86% APY
Rates as of 2015-07-01
Comment
Premium Money Market - tier $250,000 and over

Type: MMA

Learn More
Radius Bank
Minimum to earn APY $2,500
0.85% APY
Rates as of 2015-07-01
Comment
Radius High-Yield Savings - APY for balances $2,500 and above - apply online

Type: Savings

Learn More
Colorado Federal Savings Bank
Minimum to earn APY $2,500
0.85% APY
Rates as of 2015-07-01
Comment
Online Savings Account - up to 6 withdrawal transactions per month with no service fee

Type: Savings

Learn More
Mutual of Omaha Bank
Minimum to earn APY $5,000
0.85% APY
Rates as of 2015-07-02
Comment
Online Money Market - Rate/APY for balances between $5,000-$500,000

Type: MMA

Learn More
First Internet Bank
Minimum to earn APY $0
0.80% APY
Rates as of 2015-07-01
Comment
Money Market Savings - Rate earned on balances up to $99,999.99 - transaction limitations - See moreapply online

Type: MMA

Learn More
AmTrust Direct
Minimum to earn APY $5,000
0.80% APY
Rates as of 2015-07-01
Comment
Earn More Money Market Account - Rate earned on balances of $5,000.00 and up-new money See moreonly.

Type: MMA

Learn More
Discover Bank
Minimum to earn APY $100,000
0.80% APY
Rates as of 2015-07-01
Comment
Money Market Tier $100,000 and up

Type: MMA

Learn More
Sallie Mae Bank
Minimum to earn APY $0
0.80% APY
Rates as of 2015-07-01
Comment
Nationwide - apply online

Type: Savings

Learn More
EH National Bank
Minimum to earn APY $10,000
0.80% APY
Rates as of 2015-07-01
Comment
Premium Money Market - tier $10,000 - $49,999

Type: MMA

Learn More
MyBankingDirect
Minimum to earn APY $5,000
0.80% APY
Rates as of 2015-07-02
Comment
Earn More Money Market Account - Rate earned on balances of $5,000.00 and up-new money See moreonly.

Type: MMA

Learn More
TIAA Direct
Minimum to earn APY $0
0.80% APY
Rates as of 2015-07-01
Comment
Money Market - tier 0-$9,999

Type: MMA

Learn More
TIAA Direct
Minimum to earn APY $10,000
0.80% APY
Rates as of 2015-07-01
Comment
High-Yield Savings tier $10,000 - $24,999

Type: Savings

Learn More
TIAA Direct
Minimum to earn APY $25,000
0.80% APY
Rates as of 2015-07-01
Comment
High-Yield Savings tier $25,000 - $49,999

Type: Savings

Learn More
TIAA Direct
Minimum to earn APY $50,000
0.80% APY
Rates as of 2015-07-01
Comment
High-Yield Savings - tier $50,000 and up

Type: Savings

Learn More
TIAA Direct
Minimum to earn APY $0
0.80% APY
Rates as of 2015-07-01
Comment
High-Yield Savings - tier 0 - $9,999

Type: Savings

Learn More
TIAA Direct
Minimum to earn APY $10,000
0.80% APY
Rates as of 2015-07-01
Comment
Money Market - tier $10,000 - $24,999

Type: MMA

Learn More
TIAA Direct
Minimum to earn APY $25,000
0.80% APY
Rates as of 2015-07-01
Comment
Money Market - tier $25,000 - $49,999

Type: MMA

Learn More
TIAA Direct
Minimum to earn APY $50,000
0.80% APY
Rates as of 2015-07-01
Comment
Money Market - tier $50,000 and above

Type: MMA

Learn More
Discover Bank
Minimum to earn APY $10,000
0.75% APY
Rates as of 2015-07-01
Comment
Money Market Tier $10,000 - $24,999 - $10 minimum balance fee if average balance is See morebelow $2,500

Type: MMA

Learn More
Union Federal Savings Bank
Minimum to earn APY $1
0.75% APY
Rates as of 2015-07-01
Comment
Online Money Market Account - Union Federal Savings Bank is currently not accepting new applications See morefor Online Money Market Accounts

Type: MMA

Learn More
Bank of Internet
Minimum to earn APY $1
0.75% APY
Rates as of 2015-07-01
Comment
Money Market Savings Account

Type: MMA

Learn More
SmartyPig
Minimum to earn APY $0
0.75% APY
Rates as of 2015-07-01
Comment
APY for balances up to $50,000

Type: Savings

Learn More
FNBO Direct
Minimum to earn APY $0
0.75% APY
Rates as of 2015-07-01
Comment
Online Savings Act - Rated Kiplinger's Best Online Savings Account, no minimums, no monthly fees, See moremanage accounts securely online

Type: Savings

Learn More
Discover Bank
Minimum to earn APY $50,000
0.75% APY
Rates as of 2015-07-01
Comment
Money Market Tier $50,000-$99,999

Type: MMA

Learn More
Discover Bank
Minimum to earn APY $2,500
0.75% APY
Rates as of 2015-07-01
Comment
Money Market Tier $2,500 - $4,999 - $10 minimum balance fee if average balance is See morebelow $2,500

Type: MMA

Learn More
Discover Bank
Minimum to earn APY $5,000
0.75% APY
Rates as of 2015-07-01
Comment
Money Market Tier $5,000 - $9,999 - $10 minimum balance fee if average balance See moreis below $2,500

Type: MMA

Learn More
Workers' Credit Union
Minimum to earn APY $50
0.75% APY
Rates as of 2015-07-02
Comment
cuSave - Online Savings - Membership is limited to residents of Massachusetts or New Hampshire See moreor those who work for a company that is based in Massachusetts

Type: Savings

Learn More
Discover Bank
Minimum to earn APY $25,000
0.75% APY
Rates as of 2015-07-01
Comment
Money Market Tier $25,000 - $49,999 - $10 minimum balance fee if average balance is See morebelow $2,500

Type: MMA

Learn More

Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.

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