News Archive

Study: More Than Half of Americans Overspend

May 23, 2012

A new study suggests that a majority of Americans spend more than they earn at least a few months of each year, but only a small fraction consider this an issue.

Workers Can Now Access Social Security Statements Online

May 11, 2012

If you want to know your Social Security earnings and estimated benefits, you’ll have to fire up the computer. These statements are now online.

Boomers Retiring on Schedule, Study Says

May 4, 2012

While some research has suggested that many Boomers won't be able to retire on time, a new study finds most are leaving the workforce on schedule.

Half of World's Adults Have a Bank Account

April 27, 2012

Considered an essential in most high-income countries, a new poll finds that many in developing economies do not have a formal bank account.

Fed Signal Few Changes in Latest Meeting

April 25, 2012

The Fed resolved at its latest meeting to continue its low-interest-rate policies, even as storm clouds gather on both the growth and the inflation front.

Stock Market Appears to Influence Elections

April 23, 2012

According to new research, if you want to know an incumbent president's chances in November, you should examine how the stock market has performed.

Inflation Keeps a Strong Pace in March

April 18, 2012

Inflation has started to perk up in recent months, threatening a fragile economic recovery.

U.S. Workers Saving Less, Expect to Delay Retirement

April 13, 2012

A new survey has more bad news to share: Workers are saving less and more than half expect to delay retirement.

Latest Jobs Report Weaker Than Expected

April 9, 2012

The employment report for March featured lackluster job growth, but it may be too early to draw any conclusions from it.

Can a Checking Account Pay Down Student Loans?

April 6, 2012

If student loan debt has you down, SmarterBank says its new checking account can help you reduce it. But is it that simple?

Money and puberty: Equally difficult topics for parents?

Consumers pay car loans, credit cards ahead of mortgages

Bank of America launches new approach to foreclosure epidemic

More baby boomers take on reverse mortgages

Inflation jump threatens fragile economy

American workers insecure about retirement savings, jobs

Federal Reserve update: March 2012

More US jobs added in February

Wells Fargo latest to expand checking account fees

Bank of America downplays fees but consumers take note

Bank of America considers new checking account fees

4 reasons to worry about rising oil prices

Government bureau targets overdraft fee practices

Is inflation making a comeback?

1 in 10 mature workers don't expect to retire

Lessons from Greece for the US

Gov’t announces $25 billion settlement with mortgage companies

The Fed's new transparency: Too much information?

Job growth raises hopes for the economy

White House proposes new mortgage relief program

Initial GDP estimate: Hope for interest rates?

Debit fees remain a vexing issue for banks

Federal Reserve update: January 2012

Falling fuel prices tame inflation

Credit card debt falls alongside credit scores

European debt downgrade unlikely to budge interest rates

Foreclosures hit 49-month low in December

Job market boost raises economic hopes

2012 tax changes may aid retirement savings

2011 marks the latest fall for interest rates

Millennials saving more for retirement than Boomers

GDP report gives lackluster exit to 2011

Home sales rise, but distressed properties hurt prices

Mortgage rates match all-time low

Federal Reserve update: December 2011 

A split focus creates market schizophrenia

Economic stress prompts retirees to change strategies

Inflation threat dampens good economic news

Agency reports success in resolving credit card problems

Black Friday figures boost holiday-spending hopes

Government debt concerns push interest rates lower

Savings slip as Americans return to spending

Can a mattress ever beat a savings account?

Federal Reserve update: November 2011

New rule enables 401(k) advice

5 economic signs to be thankful for

How to avoid phony bank websites

Study: Working poor avoiding banks

Retirement-account participation flattens

Retirement: An uncertainty for small business owners

Federal Reserve Update: September 2011

Is your portfolio out of whack?

Fed up with fees? 5 steps to switch your bank

Financial knowledge means money in the bank

MoneyRates.com 2011 resolution #9: Check your property tax assessment

Flight to safety: Should you invest in long-term CDs?

Mobile banking: Will you be hacked?

MoneyRates.com 2011 resolution #8: Reset your retirement savings target

Do Americans care about the debt ceiling?

America’s Best Rates 2011 Q2: Where to put your savings now

MoneyRates.com 2011 resolution #7: Look into refinancing your mortgage

How cleaning your bathroom can cost you $47,000

10 online accounts that pay best

What your bank's transaction processing order could be costing you

6 ways to avoid the baby boomer retirement bust

MoneyRates 2011 Resolution #6: Opt out of overdraft protection

Show your smarts: 6 useful things to do with graduation money

How Fed policy has cost America $170 billion

Your bank made money -- will you?

America’s Best Rates 2011 Q1: Where can you get consistently high deposit rates?

MoneyRates 2011 resolution #5: Make sure you still have free checking

Current mortgage rates continue to defy the odds: How long will it last?

4 basic things you need to know before buying a house

3 reasons current mortgage rates won't last

Will you retire poor? 3 ways to improve your retirement shortfall

You wouldn't let a thief steal your money, so why let inflation?

4 painless ways to keep your credit card on a leash

Where did you learn to manage your money?

The art of responsible banking: 6 steps to getting your money on track

Best States to Make a Living 2011

The lottery winner's curse: 5 lessons for savers

Consumer spending on the rise: Where's our money going?

Facing the enemy: 5 ways to prepare for tax season

Can't purchase that TV or iPhone? Your debit card may soon be the reason

Looking for free checking? Try your credit union

Best states to make a living - Illinois

Study reveals which state residents have the largest savings and checking accounts

The most dangerous states for banking

5 steps for avoiding identity theft during the tax season

New economic poll results: people show more optimism, but still primarily cautious

Foreclosure fiasco could cost banks $20 billion in penalties

Rising interest rates could offset sinking home values

What do you really pay in taxes over your lifetime?

MoneyRates 2011 resolution #3: Shop for the best CD rates, savings rates, and money market rates

3 ways to boost your Social Security benefits

Is your tax preparer qualified? 6 things you should know

Worried about Social Security? You're not alone

Americans are saving more, but is it enough?

Americans saving more and paying off debt faster than expected

Cell phone banking catching up to computer banking

5 easy goals for America Saves Week

6 steps to financial rehab for America Saves Week

Offshore accounts: money haven or hell?

Fear factor: Americans have stashed cash for the unexpected

Federal government to outline steps for its departure from the home-loan business

MoneyRates.com 2011 resolution #2: Take advantage of tax-deferred savings opportunities

Covering your assets: 7 signs your bank may be failing

Consumers loosened reins on checking accounts in 2010 as spending rose

Lawmakers consider new rules to regulate prepaid cards

The financial empire strikes back: Big banks rallied in 2010

Home prices still slipping-where are the buyers?

A Valentine's Day tip: Don't plan a royal wedding

Love is blind, but credit card companies know exactly who you are

Blinded by love: 5 ways to destroy your finances

Advertisers are finding a way into your online banking statements

Bank investors may see a return to dividends from recovering banks

Get ready to pay more for your checking account

5 personal finance lessons from the Rolling Stones

Falling mortgage rates aren't sparking a rush to buy homes

What does your bank have in store for in 2011? 6 trends to watch for

5 stress-reducing money tips for 2011

Tips for using that payroll tax benefit in 2011

MoneyRates.com 2011 resolution #1: Raise your savings rate

Financial heaven in 2011? These 12 monthly resolutions may help you get there

Size of 'shadow inventory' of foreclosures will determine when housing prices will grow again

Standing up for the little guy: A dozen great banks for smaller checking accounts

Need Cash? There May Be More Money Available in Your Paycheck

Mortgage applications dip again as interest rates continue climb from historic lows

7 Steps you should be taking -- a year-end financial checklist

Free checking dead? Poll says no

8 best banking trends of 2010

Foreclosures shrink the pool of homes underwater

Keeping your eye on the ball: focusing on the right economic stats

Most bank customers don't pay checking account overdraft fees, new survey says

Finally, some good news on the economy

Thanksgiving: A doubly good time for charitable deeds

Fed continues policy to keep short-term interest rates near zero

What's going on with consumer spending?

Best checking accounts for baby boomers

Best checking accounts for college students

Sluggish job growth not good for money market rates

Your checking account balance: one more reason to keep close track

Parents trim spending and tap savings accounts to pay for almost half of kids' college costs, survey says

Retirement wealth: the danger of peaking too soon

MoneyRates.com monthly resolution #11: Compare insurance quotes

Current mortgage rates remain the economy's silver lining

Americans' confidence in banks remains low, poll says

4 steps for allocating your retirement savings

Solving the small-business owner's retirement puzzle

Will your money last as long as you do?

Who wants to be a millionaire -- in retirement? Saving in your 20s and 30s

Save for college or save for retirement?

3 actions to take now to save more for retirement

3 mistakes in saving for retirement -- and how to avoid them

Behind on your retirement saving? Catching up when you're over 50

Saving for retirement when you're young

How to adjust your retirement plan to the new reality

Should you be limited in what kind of mortgage you get?

Despite lower income on savings and checking account fees, bank earnings improve

Current mortgage rates may be the best stimulus yet

Avoiding savings and checking account fees

Borrowers take advantage of 15-year mortgage refinance rates

MoneyRates.com monthly resolution #10: Finding better CD, savings and money market rates

We're No. 4! What the slip in U.S. competitiveness means

Current mortgage rates plus low home prices spell affordability

Avoid Bank Fees: 9 Banking Tips Your Banker Won't Tell You

Second careers give retirement savings a second chance

MoneyRates.com monthly resolution #9: Prioritize credit card debt to minimize interest payments

Latest reader poll shows dwindling confidence in economic growth

Despite low mortgage rates, home sales plummet

MoneyRates.com monthly resolution #8: Attack your credit card debt

Why low rates benefit new savers: The story of Joe and Jane

Unemployment: Could it get worse before it gets better?

Personal Savings Rates Grow as Economic Recovery Slows

Low bank rates make mortgage rates look good: cash-in refinancing grows

5 Ways to Celebrate a Tax Holiday

Savings Rates and the Great Recession's Ripple Effects

Financial Reform Law Makes FDIC Deposit Insurance Permanent at $250,000

New Poll: Most Americans Aren't Experiencing Economic Recovery

Mortgage Rates Hit Record Lows-Again

Continued Housing Recovery Depends More on Job Growth than Low Mortgage Rates

Banking Reform and You: Shopping for a Bank (Part 3 of 3)

Banking Reform and You: What Will It Cost? (Part 2 of 3)

Banking Reform and You: Will the System Be Safer? (Part 1 of 3)

Americans' Savings Rates Grow Faster Than Spending

Bank Rates Got You Down? How to Give your Retirement Savings a Powerful Boost

Economy Recovery Moving Slower Than Expected, Note Fed Officials

Savings Rates Falter Among Investment Adviser Clients

Online Banking Explodes in the Last Decade

Money Market Accounts May Be the Best Safe Harbor for Stock-Weary Investors

MoneyRates Monthly Resolution #7: Savings Rates-and Health-Can Get a Boost from Kicking a Bad Habit or Two

Checking Account Overdraft Fees: Opt Out of a Costly Convenience

Low Mortgage Rates Not Enough to Prop Up Housing Market

Savers Standing Firm in the Face of a Shaky Market

Mortgage Rates Hit All-Time Lows

Fed Leaves Rates Unchanged

Are You Paying Your Retirement Fund First?

Four Reasons Why Your Living Expenses May Not Decline When You Retire

Even Without a Double-Dip Recession, Best Savings Rates Could Remain Low for a Long Time

Bankers Say Regulatory Burden Is Too Heavy

Home Prices Show Signs of Weakening

Half of Consumers Don't Understand Mortgage Modification or Refinancing Requirements, New Survey Says

CDs and Savings Accounts for Retirement

MoneyRates Monthly Resolution #6: Build (or Rebuild) Your Emergency Fund

Weiss Ratings: More than 2,000 Banks are Weak

Fool's Gold? Four Reasons Gold May Be Overhyped

How Do People React When the Stock Market Goes Crazy?

Building Savings Rates, Keeping Score: The Savings Game

CDs and Hedge Funds Compete for Dollars

"Raise Your Rate CD" Coming to a Bank Near You?

Warning: High Interest Savings Accounts Headed This Way

Low Interest Rates Still Needed

TIPS Selling Well While Bank Rates Stay Low

The Morality of High Interest Savings Accounts

MoneyRates Monthly Resolution #5: Reexamine Your Mobile Phone Bill

Joint Poll Finds the US in Economic No-Man's Land

Putting Financial Literacy Into Action

Bailout Profits May Affect Savings Account Interest Rates

Hidden Losses: Decline in Purchasing Power of US Bank Deposits May Have Topped $140 Billion

Debt Crises, Treasury Bonds, and CD Rates

Rise of the Bank Bailout Defender

New Bank Legislation May Affect Bank Rates

Savings Accounts and Checking Accounts: The Least of All Evils?

MoneyRates Monthly Resolution #4: Max Out Your Tax-Advantaged Retirement Accounts

Person-to-Person Bank Transfers Gaining Steam

Bank Deposits Up 13.5 Percent In 2009

The National Debt and Bank Rates: Any Relation?

Are IRA CDs Worth the Lack of Risk?

Despite Anemic Returns, Optimism About Retirement Goals

Citibank Says It Has Changed for the Better

One Big Reason Why Money Market Rates Are Low

Five Tips on Safe Banking for National Consumer Protection Week

Bank Size Matters...In a Bad Way?

MoneyRates Monthly Resolution #3: Saving on Cable, Internet, and Phone Service

Bank Risk Management Strategy Critical for Safety of Savings Accounts

What the Record Federal Deficit Means for Bank Rates

FDIC Deposit Insurance Back to $100,000 Limit in 2013

Ally Bank Aggressively Courting Angry Bank Customers

1-Month CD Rates vs. Inflation

Survey Says: You're Doing a Good Job of Saving!

How to Clear Higher FHA Hurdles with Help from a Money Market Account

Five Questions and Answers About Bank Rates in 2010

Better Savings Rates in 2010: 12 Monthly Resolutions

Boosting Savings Rates: From Good Intentions to Good Results

Getting Savings Rates On Track: Five Ideas for the New Year

Hard Habit to Break: Even in a Recession, Many Americans Overspend

Keep Up With Bank Rates and Other Macro Conditions: A Year-End Checklist

Dear Santa: How About a Little Something for My Retirement Fund?

Monthly Checking Account Maintenance Fees Growing

High Savings Rates Can Be Maintained by Continuing Good Habits

Insufficient Retirement Savings Rate Confirmed By New MoneyRates Poll

Bank Rates May Rise As 3 Changing Conditions Take Hold

Positive Savings Rates Make a Huge Difference Over Time

Credit Card Rates at Two-Year High, Likely to Go Higher

CD Rates and Savings Account Are Affected by Inflation

Finding the Right Savings Rate for Your Retirement Needs

Deal of the Century? Mortgage Rates Make Housing Worth a Look

Finding the Edge in Money Market, Savings Account, and CD Rates

Surviving Inheritance: Spending Sprees, Greedy Officials, and Zombie Attacks

As Bond Interest Rates Fall, Will Mortgage Rates Follow?

What Happens to Interest Rates if the U.S. Dollar Gets Hit By a "BRIC"

Stick with Short-Term Certificates of deposit or Money Market and Savings Accounts if Inflation Starts to Rise

A consumer's guide to why CD rates differ, and how to profit from those differences.

Who Wins With Low Interest Rates: Borrowers or Savers?

Winning Choices for Certificates of Deposit and Other Savings Accounts

Finding the Best CD Rates Helps Savers Make the Most Out of a Low-Rate Environment

Who Wins -- And Who Loses -- With Low Interest Rates

From Angels to Zombies: The Afterlife of Debt

Is This A False Bottom?

Compound Interest: The Eighth Wonder of the World

Bernie Madoff--Another Reason to Like CDs and Money Market Accounts

Reward Checking Accounts: High Rates For All Ages

Finding the Best Bank Deals and Offers

Bank Deposit Insurance Set for Permanent Increase?

Would You Pay The Government To Hold Your Money?

Will Bank Losses Impact Your Investments?

Obama's Mortgage Plan Takes Off

Online Savings Accounts Make Sense

Better Than You Think

Social Lending Sites Offer Competitive Rates on Loans

6 Easiest Ways to Protect Yourself from Fraud

Banks are Banking on You Paying More in Fees This Year

Five Ways to Give Green Banking a Try

Avoiding Trouble: Six Bad Retirement Investments

Savers Coming out Ahead as Real Returns Increase

Will You Buy The Wrong CD?

What Will the $789 Billion Stimulus Package Do to Interest Rates?

Savings Is Like Love: It's the Little Things that Make It Work

Meeting the Challenge of Investing During a Recession

Tell Your Heirs What They're Getting. Even if You Bore Them to Death.

Microfinance Loans Changed Lives and Outperformed the Stock Market

Credit Card Reform with the Credit Cardholders Bill of Rights Act

Social Savings Accounts Are Effective Tool to Reach Savings Goals

Finding the Best Online Bank Deals

Reward Checking Accounts Offer Higher Rates for Online Bankers

What to Do When Your Investment Tanks

Green Banking with Paperless Online Checking Accounts

President Obama's Economic Plan for Saving America

Checking Bank Accounts with Mobile Banking

Bank Savings Accounts for Kids

Banks Paying Higher Rates on Money Markets Than Mutual Funds

Americans Can Find Higher Rates with Online Savings Accounts

Money-Rates.com Economic Forecast 2009

Watch Your Bank Fees in 2009

Savings Options for 2009

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