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Best and Worst States to Retire 2013: the complete list

by MoneyRates Team
Money Rates Columnist
October 29, 2013

In addition to creating the 11 Best States to Retire and 10 Worst States to Retire features, MoneyRates.com has ranked all 50 states in terms of their suitability for retirees in 2013.

These rankings are based on these retirement-related factors:

  • Size of the senior population
  • Economic factors, including cost of living, taxes and unemployment
  • Crime rates
  • Climate
  • Life expectancy at age 65

Here are the full rankings. Please note that there are several ties on the list.

1. Idaho
2. Iowa
3. Hawaii
4. South Dakota
5. Oregon
6. Florida
7. Arizona
7. North Dakota
9. Vermont
10. Minnesota
10. Utah
12. Virginia
13. Nebraska
13. New Hampshire
15. Wisconsin
16. Delaware
16. West Virginia
18. Montana
19. Washington
20. New Mexico
20. Ohio 
22. Missouri
23. Maine
24. Kansas
24. Oklahoma
26. Colorado
27. California
27. Texas
29. Kentucky
30. Connecticut
31. Arkansas
32. Alabama
33. Indiana
33. Pennsylvania
35. Michigan
36. South Carolina
37. North Carolina
38. Wyoming
39. New York
40. Maryland
41. Georgia
42. New Jersey
42. Rhode Island
44. Massachusetts
45. Tennessee
46. Illinois
47. Alaska
48. Mississippi
48. Nevada
50. Louisiana

Have an opinion on this list? Please share it in the comments. If you'd like to embed the rankings of the 10 best and worst states on your site, please see the graphic below.

Best and Worst States to Retire 2013

Embed on your site:

MoneyRates Featured Savings Rates
 Account Type
 Amount

Type: Savings

Minimum to earn APY $0

1.00%APY

Rates as of 11/27/2014
FDIC Insured

Advertiser Comments

  • Member FDIC
  • ID Theft Resolution Services
  • Synchrony Bank was formerly GE Capital Retail Bank

Type: Savings

Minimum to earn APY $0

0.95%APY

Rates as of 11/27/2014
FDIC Insured

Advertiser Comments

  • Trusted Name and FDIC-Insured. No Transaction Fees. Open Now!

Type: Savings

Minimum to earn APY $0

0.80%APY

Rates as of 11/27/2014
FDIC Insured

Advertiser Comments

  • Member FDIC. No minimums and no fees.

Type: Savings

Minimum to earn APY $0

0.90%APY

Rates as of 11/27/2014
FDIC Insured

Advertiser Comments

  • No Minimum Balance
  • No Monthly Maintenance Fees
  • FDIC Insured

Type: Savings

Minimum to earn APY $0

0.90%APY

Rates as of 11/27/2014
FDIC Insured

Advertiser Comments

  • No minimum deposit to open.
  • No monthly maintenance fees.
  • Member FDIC.

Type: Savings

Minimum to earn APY $25000

1.00%APY

Rates as of 11/27/2014
FDIC Insured

Advertiser Comments

  • Built on the heritage of over 100 years.
  • Member FDIC.

Type: Savings

Minimum to earn APY $0

0.75%APY

Rates as of 11/27/2014
FDIC Insured

Advertiser Comments

  • Capital One 360: No fees. No minimums. No changing banks.

Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.

Your responses to ‘Best and Worst States to Retire 2013: the complete list’

Showing 4 comments | Add your comment
Larryjean

8 November 2014 at 6:10 pm

How is North Carolina Rated 6521

Kathy

13 February 2014 at 9:52 am

I agree with Richard. The article even stated that some rated factors are more important than others to each individual. The raw scores would be meaningful as well as the weighting of factors. Also, things that are important to me were not factors, for example, recreation opportunities. Living a long, safe, BORING life doesn't appeal to me.

John Washington

31 January 2014 at 12:59 pm

Nevada, # 2 as worst? No way. I retired in 2005 @ 59 and moved to northern Nevada from California. Lower taxes (sales, property, no income tax). has all services near to where I live. costs to live far below California, and many other states. very surprise that you place Vermont and Minnesota in the top 10 as best? ( talk about Taxes) . Remember there are other cites in Nevada then Las Vegas, which I'm sure you are using as a reason that Nevada is in the bottom 10, and Las Vegas is not a bad place to live. You need to do any survey.

Richard Minnich

1 November 2013 at 11:38 pm

Need more details on what went into the formula and how it was weighted to understand what this really means. I am dubious about states like Hawaii and Oregon ranking as high as they are in this list, unless certain things are weighted a lot more than I would if I were evaluating the data.

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