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Checking Fees (For 2nd Quarter of 2013)

Click your geographical area to see its data.

INSTITUTION PHONE ACCT NAME INT YIELD MIN TO OPEN MIN TO AVOID FEES MONTHLY SERVICE FEE CHECK RETURN WITH STMNT # FREE ITEMS PER ITEM FEE NSF FEE OVERDRAFT PROTECTION ONLINE BILL PYT FEE NOTES
Adirondack Trust Co 518-584-5844 Basic Checking N/A $0 $0 $3.00 Yes 8 $0.20 $30.00 Yes $0.00 VIEW
Adirondack Trust Co 518-584-5844 ATC Interest Checking (NOW) 0.05% $500 $500 $5.00 Yes All N/A $30.00 Yes $0.00 VIEW
Adirondack Trust Co 518-584-5844 Regular Checking N/A $1 $500 - $1,000 $3.00 Yes All N/A $30.00 Yes $0.00 VIEW
Bank of America 800-432-1000 Regular Checking N/A $100 $1,500 - $5,000 $14.00 Yes All N/A $35.00 Yes $0.00 VIEW
Bank of America 800-432-1000 MyAccess Checking N/A $25 $1,500 $12.00 Yes All N/A $35.00 Yes $0.00 VIEW
Bank of America 800-432-1000 Advantage with Tiered Interest Checking 0.01% - 0.03% $100 $5,000 - $10,000 $25.00 Yes All N/A $35.00 Yes $0.00 VIEW
Bank of America 800-432-1000 eBanking Checking N/A $25 $0 $8.95 - See note Yes All N/A $35.00 Yes $0.00 VIEW
Capital Bank 800-836-3711 Free Checking N/A $25 $0 $0.00 Yes All N/A $35.00 Yes $0.00 VIEW
Capital Bank 800-836-3712 Capital NOW Checking 0.05% $1,000 $1,000 $5.00 Yes All N/A $35.00 Yes $0.00 VIEW
Capital Bank 800-836-3711 Global Checking N/A $25 $0 $0.00 - $10.00 Yes All N/A $35.00 Yes $0.00 VIEW
Capital Bank 800-836-3711 49 Forever Checking N/A $25 $0 $0.00 Yes All N/A $35.00 Yes $0.00 VIEW
Citizens Bank 877-360-2472 Green Checking N/A $50 $1,500 $9.99 Yes All N/A $22.00-$37.00 Yes $0.00 VIEW
Citizens Bank 877-360-2472 Circle Gold Checking with Interest 0.02% $250 $20,000 $20.00 Yes All N/A $22.00-$37.00 Yes $0.00 VIEW
Citizens Bank 877-360-2472 Personal Checking with Interest 0.01% $50 $2,500 $11.99 Yes All N/A $22.00-$37.00 Yes $0.00 VIEW
First Niagara 800-421-0004 eChecking N/A $50 N/A $3.00 Yes All N/A $37.00 Yes $0.00 VIEW
First Niagara 800-421-0004 Choice Checking N/A $50 $300 - $5,000 $9.95 Yes All N/A $37.00 Yes $0.00 VIEW
First Niagara 800-421-0004 Pinnacle Checking 0.01% - 0.01% $50 $1,000 - $25,000 $15.00 Yes All N/A $37.00 Yes $0.00 VIEW
First Niagara 800-421-0004 PinnaclePlus Checking 0.01% - 0.01% $500 $5,000 - $50,000 $25.00 Yes All N/A $37.00 Yes $0.00 VIEW
HSBC Bank USA NA 800-975-4722 HSBC Premier 0.01% $1 $100,000 $50.00 Yes All N/A $35.00 Yes $0.00 VIEW
HSBC Bank USA NA 800-975-4722 HSBC Advance 0.01% $1 $15,000 $20.00 Yes All N/A $35.00 Yes $0.00 VIEW
HSBC Bank USA NA 800-975-4722 Choice Checking N/A $1 $1,500 $15.00 Yes All N/A $35.00 Yes $0.00 VIEW
HSBC Bank USA NA 800-975-4722 Basic Banking N/A $1 $0 $3.00 Yes 8 $0.35 $35.00 Yes $0.00 VIEW
KeyBank 800-539-2968 Key Express Checking N/A $50 $500 $7.00 Yes All N/A $34.00-$38.50 Yes $0.00 VIEW
KeyBank 800-539-2968 Key Student N/A $50 $200 $5.00 Yes All N/A $34.00-$38.50 Yes $0.00 VIEW
KeyBank 800-539-2968 Key Advantage 0.01% - 0.02% $50 $10,000 $18.00 Yes All N/A $34.00-$38.50 Yes $0.00 VIEW
KeyBank 800-539-2968 Key Privilege 0.05% - 0.10% $50 $25,000 $25.00 Yes All N/A $34.00-$38.50 Yes $0.00 VIEW
KeyBank 800-539-2968 Key Privilege Select 0.15% - 0.20% $50 $100,000 $25.00 Yes All N/A $34.00-$38.50 Yes $0.00 VIEW
KeyBank 800-539-2968 Key Coverage Checking N/A $50 N/A $12.00 Yes All N/A $34.00-$38.50 Yes $0.00 VIEW
KeyBank 800-539-2968 Key Access N/A $10 See Note $5.00 No N/A N/A See Note No $0.00 VIEW
M&T Bank 866-791-0658 MYChoice Checking N/A $25 $500 $6.95 Yes All N/A See Note-$38.50 Yes $0.00 VIEW
M&T Bank 866-791-0658 M&T Classic Checking with Interest 0.01% $25 $500 - $1,500 $4.95 Yes All N/A See Note-$38.50 Yes $0.00 VIEW
M&T Bank 866-791-0658 College Checking N/A $25 $0 $0.00 Yes All N/A See Note-$38.50 Yes $0.00 VIEW
M&T Bank 866-791-0658 Basic Banking N/A $25 N/A $3.00 Yes 8 $1.00 See Note-$38.50 Yes $0.00 VIEW
M&T Bank 866-791-0658 Free Checking N/A $25 $0 $0.00 Yes All N/A See Note-$38.50 Yes $0.00 VIEW
M&T Bank 866-791-0658 MyChoice Plus Checking 0.01% $25 $2,500 - $5,000 $14.95 Yes All N/A See Note-$38.50 Yes $0.00 VIEW
M&T Bank 866-791-0658 MyChoice Premium Checking 0.01% - 0.05% $25 $7,500 - $25,000 $24.95 Yes All N/A See Note-$38.50 Yes $0.00 VIEW
Pioneer Savings Bank 518-274-4800 HighFive Checking N/A $5 N/A $5.00 Yes All N/A $25.00 Yes $0.00 VIEW
Pioneer Savings Bank 518-274-4800 HighFive Checking N/A $5 N/A $5.00 Yes All N/A $25.00 Yes $0.00 VIEW
Pioneer Savings Bank 518-274-4800 StartLine Checking N/A $5 $0 $0.00 Yes All N/A $25.00 Yes $0.00 VIEW
Pioneer Savings Bank 518-274-4800 StartLine Plus 0.05% $5 $500 $6.00 Yes All N/A $25.00 Yes $0.00 VIEW
TD Bank 888-751-9000 TD Simple N/A $0 N/A $4.99 - $5.99 Yes All N/A $35.00 Yes $0.00 VIEW
TD Bank 888-751-9000 TD 60 Plus 0.05% $0 $250 $9.00 - $10.00 Yes All N/A $35.00 Yes $0.00 VIEW
TD Bank 888-751-9000 TD Convenience N/A $0 $100 $14.00 - $15.00 Yes All N/A $35.00 Yes $0.00 VIEW
TD Bank 888-751-9000 TD Premier 0.00% - 0.10% $0 $2,500 $24.00 - $25.00 Yes All N/A $35.00 Yes $0.00 VIEW
TD Bank 888-751-9000 TD Student N/A $0 $0 $0.00 Yes All N/A $35.00 Yes $0.00 VIEW
TD Bank 888-751-9000 TD Relationship 0.05% $0 $20,000 $24.00 - $25.00 Yes All N/A $35.00 Yes $0.00 VIEW
TrustCo Bank 800-670-3110 Free Interest Checking 0.05% $0 $0 $0.00 Yes All N/A $35.00 Yes $0.00 VIEW
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INSTITUTION PHONE ACCT NAME INT YIELD MIN TO OPEN MIN TO AVOID FEES MONTHLY SERVICE FEE CHECK RETURN WITH STMNT # FREE ITEMS PER ITEM FEE NSF FEE OVERDRAFT PROTECTION ONLINE BILL PYT FEE NOTES
Adirondack Trust Co 518-584-5844 Basic Checking N/A $0 $0 $3.00 Yes 8 $0.20 $30.00 Yes $0.00 VIEW
Adirondack Trust Co 518-584-5844 ATC Interest Checking (NOW) 0.05% $500 $500 $5.00 Yes All N/A $30.00 Yes $0.00 VIEW
Adirondack Trust Co 518-584-5844 Regular Checking N/A $1 $500 - $1,000 $3.00 Yes All N/A $30.00 Yes $0.00 VIEW
Bank of America 800-432-1000 Regular Checking N/A $100 $1,500 - $5,000 $14.00 Yes All N/A $35.00 Yes $0.00 VIEW
Bank of America 800-432-1000 MyAccess Checking N/A $25 $1,500 $12.00 Yes All N/A $35.00 Yes $0.00 VIEW
Bank of America 800-432-1000 Advantage with Tiered Interest Checking 0.01% - 0.03% $100 $5,000 - $10,000 $25.00 Yes All N/A $35.00 Yes $0.00 VIEW
Bank of America 800-432-1000 eBanking Checking N/A $25 $0 $8.95 - See note Yes All N/A $35.00 Yes $0.00 VIEW
Bank of Utica 800-442-1028 Free Checking Plus Interest 0.40% $25 $0 $0.00 Yes All N/A $25.00 Yes $0.00 VIEW
Berkshire Bank 800-773-5601 Free Checking N/A $10 $0 $0.00 Yes All N/A $32.00 Yes $0.00 VIEW
Berkshire Bank 800-773-5601 NOW Checking 0.05% $10 $750 $7.00 Yes All N/A $32.00 Yes $0.00 VIEW
Berkshire Bank 800-773-5601 Classic Relationship Checking 0.05% $10 $20,000 $12.00 Yes All N/A $32.00 Yes $0.00 VIEW
Citizens Bank 877-360-2472 Green Checking N/A $50 $1,500 $9.99 Yes All N/A $22.00-$37.00 Yes $0.00 VIEW
Citizens Bank 877-360-2472 Circle Gold Checking with Interest 0.02% $250 $20,000 $20.00 Yes All N/A $22.00-$37.00 Yes $0.00 VIEW
Citizens Bank 877-360-2472 Personal Checking with Interest 0.01% $50 $2,500 $11.99 Yes All N/A $22.00-$37.00 Yes $0.00 VIEW
First Niagara 800-421-0004 eChecking N/A $50 N/A $3.00 Yes All N/A $37.00 Yes $0.00 VIEW
First Niagara 800-421-0004 Choice Checking N/A $50 $300 - $5,000 $9.95 Yes All N/A $37.00 Yes $0.00 VIEW
First Niagara 800-421-0004 Pinnacle Checking 0.01% - 0.01% $50 $1,000 - $25,000 $15.00 Yes All N/A $37.00 Yes $0.00 VIEW
First Niagara 800-421-0004 PinnaclePlus Checking 0.01% - 0.01% $500 $5,000 - $50,000 $25.00 Yes All N/A $37.00 Yes $0.00 VIEW
HSBC Bank USA NA 800-975-4722 HSBC Premier 0.01% $1 $100,000 $50.00 Yes All N/A $35.00 Yes $0.00 VIEW
HSBC Bank USA NA 800-975-4722 HSBC Advance 0.01% $1 $15,000 $20.00 Yes All N/A $35.00 Yes $0.00 VIEW
HSBC Bank USA NA 800-975-4722 Choice Checking N/A $1 $1,500 $15.00 Yes All N/A $35.00 Yes $0.00 VIEW
HSBC Bank USA NA 800-975-4722 Basic Banking N/A $1 $0 $3.00 Yes 8 $0.35 $35.00 Yes $0.00 VIEW
JPMorgan Chase Bank 877-682-4273 Chase Premier Plus Checking 0.01% $25 $15,000 $25.00 Yes All N/A $34.00 Yes $0.00 VIEW
JPMorgan Chase Bank 877-682-4273 Chase Total Checking N/A $25 $1,500 - $5,000 $12.00 Yes All N/A $34.00 Yes $0.00 VIEW
JPMorgan Chase Bank 877-682-4273 Chase Premier Platinum Checking 0.01% $100 $75,000 $35.00 Yes All N/A $34.00 Yes $0.00 VIEW
JPMorgan Chase Bank 877-682-4273 College Checking N/A $25 See Note $6.00 Yes All N/A $34.00 Yes $0.00 VIEW
JPMorgan Chase Bank 877-682-4273 High School Checking N/A $25 See Note $6.00 Yes All N/A $34.00 Yes $0.00 VIEW
M&T Bank 866-791-0658 MYChoice Checking N/A $25 $500 $6.95 Yes All N/A See Note-$38.50 Yes $0.00 VIEW
M&T Bank 866-791-0658 M&T Classic Checking with Interest 0.01% $25 $500 - $1,500 $4.95 Yes All N/A See Note-$38.50 Yes $0.00 VIEW
M&T Bank 866-791-0658 College Checking N/A $25 $0 $0.00 Yes All N/A See Note-$38.50 Yes $0.00 VIEW
M&T Bank 866-791-0658 Basic Banking N/A $25 N/A $3.00 Yes 8 $1.00 See Note-$38.50 Yes $0.00 VIEW
M&T Bank 866-791-0658 Free Checking N/A $25 $0 $0.00 Yes All N/A See Note-$38.50 Yes $0.00 VIEW
M&T Bank 866-791-0658 MyChoice Plus Checking 0.01% $25 $2,500 - $5,000 $14.95 Yes All N/A See Note-$38.50 Yes $0.00 VIEW
M&T Bank 866-791-0658 MyChoice Premium Checking 0.01% - 0.05% $25 $7,500 - $25,000 $24.95 Yes All N/A See Note-$38.50 Yes $0.00 VIEW
NBT Bank 800-628-2265 eChecking 0.01% - 0.01% $0 $0 $0.00 No All N/A $25.00-$35.00 Yes $0.00 VIEW
NBT Bank 800-628-2265 Classic Premium N/A $0 $0 $5.00 Yes All N/A $25.00-$35.00 Yes $2.50 VIEW
NBT Bank 800-628-2265 Classic Interest Checking 0.01% $0 $500 $6.00 Yes All N/A $25.00-$35.00 Yes $4.50 VIEW
NBT Bank 800-628-2265 Classic Checking N/A $0 $0 $0.00 Yes All N/A $25.00-$35.00 Yes $4.50 VIEW
NBT Bank 800-628-2265 Interest Premium Checking 0.01% $0 $500 $5.00 - $6.00 Yes All N/A $25.00-$35.00 Yes $2.50 VIEW
NBT Bank 800-628-2265 Star Privilege Premium Plan N/A $0 $5,000 $14.50 Yes All N/A $25.00-$35.00 Yes $0.00 VIEW
NBT Bank 800-628-2265 iStrive Checking N/A $0 $0 $0.00 No All N/A $25.00-$35.00 Yes $0.00 VIEW
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INSTITUTION PHONE ACCT NAME INT YIELD MIN TO OPEN MIN TO AVOID FEES MONTHLY SERVICE FEE CHECK RETURN WITH STMNT # FREE ITEMS PER ITEM FEE NSF FEE OVERDRAFT PROTECTION ONLINE BILL PYT FEE NOTES
Astoria Federal Savings Bank 800-278-6742 Easy Checking N/A $25 $0 $0.00 Yes All N/A $25.00-$35.00 Yes $0.00 VIEW
Astoria Federal Savings Bank 800-278-6742 Express Checking N/A $100 $1,000 - $2,500 $0.00 - $10.00 Yes All N/A $25.00-$35.00 Yes $0.00 VIEW
Astoria Federal Savings Bank 800-278-6742 Ultra Checking 0.05% $100 $2,500 - $5,000 $0.00 - $10.00 Yes All N/A $25.00-$35.00 Yes $0.00 VIEW
Astoria Federal Savings Bank 800-278-6742 Gold Checking 0.05% $100 $500 - $3,000 $0.00 Yes All N/A $25.00-$35.00 Yes $0.00 VIEW
Bank of America 800-432-1000 Regular Checking N/A $100 $1,500 - $5,000 $14.00 Yes All N/A $35.00 Yes $0.00 VIEW
Bank of America 800-432-1000 MyAccess Checking N/A $25 $1,500 $12.00 Yes All N/A $35.00 Yes $0.00 VIEW
Bank of America 800-432-1000 Advantage with Tiered Interest Checking 0.01% - 0.03% $100 $5,000 - $10,000 $25.00 Yes All N/A $35.00 Yes $0.00 VIEW
Bank of America 800-432-1000 eBanking Checking N/A $25 $0 $8.95 - See note Yes All N/A $35.00 Yes $0.00 VIEW
Capital One Bank 800-655-2265 Rewards Checking N/A $50 $300 $8.95 Yes All N/A $35.00 Yes $0.00 VIEW
Capital One Bank 800-655-2265 Premier Rewards Checking N/A $50 $1,500 - $3,000 $14.95 Yes All N/A $35.00 Yes $0.00 VIEW
Capital One Bank 800-655-2265 High Yield Free Checking 0.50% $500 $0 $0.00 Yes All N/A $35.00 Yes $0.00 VIEW
Citibank 800-627-3999 Citibank Account N/A $0 $15,000 $20.00 Yes All N/A $34.00 Yes $0.00 VIEW
Citibank 800-627-3999 Citigold Interest Checking 0.05% $0 $50,000 $30.00 Yes All N/A $34.00 Yes $0.00 VIEW
Citibank 800-627-3999 Basic Checking N/A $0 $1,500 $10.00 Yes All N/A $34.00 Yes $0.00 VIEW
Citibank 800-627-3999 Citibank Student Account N/A $0 $0 $0.00 Yes All N/A $34.00 Yes $0.00 VIEW
Emigrant Bank 800-836-1998 Relationship Checking N/A $5 $2,500 $0.00 - $9.00 Yes All N/A $25.00 Yes $0.00 VIEW
Emigrant Bank 800-836-1998 Basic Checking N/A $25 $0 $3.00 Yes 9 See Note $25.00 Yes $0.00 VIEW
Emigrant Bank 800-836-1998 NOW Checking 0.15% - 0.25% $5 $2,500 $0.00 - $9.00 Yes All N/A $25.00 Yes $0.00 VIEW
HSBC Bank USA NA 800-975-4722 HSBC Premier 0.01% $1 $100,000 $50.00 Yes All N/A $35.00 Yes $0.00 VIEW
HSBC Bank USA NA 800-975-4722 HSBC Advance 0.01% $1 $15,000 $20.00 Yes All N/A $35.00 Yes $0.00 VIEW
HSBC Bank USA NA 800-975-4722 Choice Checking N/A $1 $1,500 $15.00 Yes All N/A $35.00 Yes $0.00 VIEW
HSBC Bank USA NA 800-975-4722 Basic Banking N/A $1 $0 $3.00 Yes 8 $0.35 $35.00 Yes $0.00 VIEW
JPMorgan Chase Bank 877-682-4273 Chase Premier Plus Checking 0.01% $25 $15,000 $25.00 Yes All N/A $34.00 Yes $0.00 VIEW
JPMorgan Chase Bank 877-682-4273 Chase Total Checking N/A $25 $1,500 - $5,000 $12.00 Yes All N/A $34.00 Yes $0.00 VIEW
JPMorgan Chase Bank 877-682-4273 Chase Premier Platinum Checking 0.01% $100 $75,000 $35.00 Yes All N/A $34.00 Yes $0.00 VIEW
JPMorgan Chase Bank 877-682-4273 College Checking N/A $25 See Note $6.00 Yes All N/A $34.00 Yes $0.00 VIEW
JPMorgan Chase Bank 877-682-4273 High School Checking N/A $25 See Note $6.00 Yes All N/A $34.00 Yes $0.00 VIEW
PNC Bank 888-762-2265 Free Checking N/A $25 $0 $0.00 Yes All N/A $36.00 Yes $0.00 VIEW
PNC Bank 888-762-2265 Performance Checking 0.01% $25 $1,500 - $10,000 $10.00 Yes All N/A $36.00 Yes $0.00 VIEW
PNC Bank 888-762-2265 Performance Select Interest Checking 0.01% $25 $5,000 - $25,000 $25.00 Yes All N/A $36.00 Yes $0.00 VIEW
PNC Bank 888-762-2265 Virtual Wallet Checking N/A $25 $0 $0.00 Yes 3 $0.50 $36.00 Yes $0.00 VIEW
Roslyn Savings Bank - A Division of New York Community Bank 877-786-6560 My Community Basic Checking N/A $1 $0 $2.00 Yes All N/A $36.00 Yes $0.00 VIEW
Roslyn Savings Bank - A Division of New York Community Bank 877-786-6560 My Community Student Checking N/A $1 $0 $0.00 Yes All N/A $36.00 Yes $0.00 VIEW
Roslyn Savings Bank - A Division of New York Community Bank 877-786-6560 My Community Free Checking N/A $1 $0 $0.00 Yes All N/A $36.00 Yes $0.00 VIEW
Roslyn Savings Bank - A Division of New York Community Bank 877-786-6560 My Community Interest Checking 0.02% - 0.15% $100 $500 $6.00 Yes All N/A $36.00 Yes $0.00 VIEW
Roslyn Savings Bank - A Division of New York Community Bank 877-786-6560 My Community 50+ Checking 0.01% - 0.10% $100 $1,000 $5.00 Yes All N/A $36.00 Yes $0.00 VIEW
Wells Fargo Bank 800-869-3557 At Work Package 0.00% - 0.01% $75 $7,500 $12.00 - $14.00 Yes All N/A $35.00 Yes $0.00 VIEW
Wells Fargo Bank 800-869-3557 Teen Checking N/A $50 $0 $3.00 Yes All N/A $15.00 Yes $0.00 VIEW
Wells Fargo Bank 800-869-3557 Value Checking N/A $50 $1,500 $7.00 - $9.00 Yes All N/A $35.00 Yes $3.00 VIEW
Wells Fargo Bank 800-869-3557 College Combo Package N/A $75 $500 $3.00 Yes All N/A $35.00 Yes $0.00 VIEW
Wells Fargo Bank 800-869-3557 Way2Save Checking Package N/A $75 $2,000 $10.00 - $12.00 Yes All N/A $35.00 Yes $0.00 VIEW
Wells Fargo Bank 800-869-3557 Wells Fargo Preferred Package 0.00% - 0.01% $100 $10,000 $13.00 - $15.00 Yes All N/A $35.00 Yes $0.00 VIEW
Wells Fargo Bank 800-869-3557 PMA Package 0.01% - 0.10% $50 $25,000 - $50,000 $30.00 Yes All N/A $35.00 Yes $0.00 VIEW
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INSTITUTION PHONE ACCT NAME INT YIELD MIN TO OPEN MIN TO AVOID FEES MONTHLY SERVICE FEE CHECK RETURN WITH STMNT # FREE ITEMS PER ITEM FEE NSF FEE OVERDRAFT PROTECTION ONLINE BILL PYT FEE NOTES
Astoria Federal Savings Bank 800-278-6742 Easy Checking N/A $25 $0 $0.00 Yes All N/A $25.00-$35.00 Yes $0.00 VIEW
Astoria Federal Savings Bank 800-278-6742 Express Checking N/A $100 $1,000 - $2,500 $0.00 - $10.00 Yes All N/A $25.00-$35.00 Yes $0.00 VIEW
Astoria Federal Savings Bank 800-278-6742 Ultra Checking 0.05% $100 $2,500 - $5,000 $0.00 - $10.00 Yes All N/A $25.00-$35.00 Yes $0.00 VIEW
Astoria Federal Savings Bank 800-278-6742 Gold Checking 0.05% $100 $500 - $3,000 $0.00 Yes All N/A $25.00-$35.00 Yes $0.00 VIEW
Bank of America 800-432-1000 Regular Checking N/A $100 $1,500 - $5,000 $14.00 Yes All N/A $35.00 Yes $0.00 VIEW
Bank of America 800-432-1000 MyAccess Checking N/A $25 $1,500 $12.00 Yes All N/A $35.00 Yes $0.00 VIEW
Bank of America 800-432-1000 Advantage with Tiered Interest Checking 0.01% - 0.03% $100 $5,000 - $10,000 $25.00 Yes All N/A $35.00 Yes $0.00 VIEW
Bank of America 800-432-1000 eBanking Checking N/A $25 $0 $8.95 - See note Yes All N/A $35.00 Yes $0.00 VIEW
Capital One Bank 800-655-2265 Rewards Checking N/A $50 $300 $8.95 Yes All N/A $35.00 Yes $0.00 VIEW
Capital One Bank 800-655-2265 Premier Rewards Checking N/A $50 $1,500 - $3,000 $14.95 Yes All N/A $35.00 Yes $0.00 VIEW
Capital One Bank 800-655-2265 High Yield Free Checking 0.50% $500 $0 $0.00 Yes All N/A $35.00 Yes $0.00 VIEW
Emigrant Bank 800-836-1998 Relationship Checking N/A $5 $2,500 $0.00 - $9.00 Yes All N/A $25.00 Yes $0.00 VIEW
Emigrant Bank 800-836-1998 Basic Checking N/A $25 $0 $3.00 Yes 9 See Note $25.00 Yes $0.00 VIEW
Emigrant Bank 800-836-1998 NOW Checking 0.15% - 0.25% $5 $2,500 $0.00 - $9.00 Yes All N/A $25.00 Yes $0.00 VIEW
HSBC Bank USA NA 800-975-4722 HSBC Premier 0.01% $1 $100,000 $50.00 Yes All N/A $35.00 Yes $0.00 VIEW
HSBC Bank USA NA 800-975-4722 HSBC Advance 0.01% $1 $15,000 $20.00 Yes All N/A $35.00 Yes $0.00 VIEW
HSBC Bank USA NA 800-975-4722 Choice Checking N/A $1 $1,500 $15.00 Yes All N/A $35.00 Yes $0.00 VIEW
HSBC Bank USA NA 800-975-4722 Basic Banking N/A $1 $0 $3.00 Yes 8 $0.35 $35.00 Yes $0.00 VIEW
JPMorgan Chase Bank 877-682-4273 Chase Premier Plus Checking 0.01% $25 $15,000 $25.00 Yes All N/A $34.00 Yes $0.00 VIEW
JPMorgan Chase Bank 877-682-4273 Chase Total Checking N/A $25 $1,500 - $5,000 $12.00 Yes All N/A $34.00 Yes $0.00 VIEW
JPMorgan Chase Bank 877-682-4273 Chase Premier Platinum Checking 0.01% $100 $75,000 $35.00 Yes All N/A $34.00 Yes $0.00 VIEW
JPMorgan Chase Bank 877-682-4273 College Checking N/A $25 See Note $6.00 Yes All N/A $34.00 Yes $0.00 VIEW
JPMorgan Chase Bank 877-682-4273 High School Checking N/A $25 See Note $6.00 Yes All N/A $34.00 Yes $0.00 VIEW
New York Community Bank 877-786-6560 My Community Basic Checking N/A $1 $0 $2.00 Yes All N/A $36.00 Yes $0.00 VIEW
New York Community Bank 877-786-6560 My Community Free Checking N/A $1 $0 $0.00 Yes All N/A $36.00 Yes $0.00 VIEW
New York Community Bank 877-786-6560 My Community Interest Checking 0.02% - 0.15% $100 $500 $6.00 Yes All N/A $36.00 Yes $0.00 VIEW
New York Community Bank 877-786-6560 My Community Student Checking N/A $1 $0 $0.00 Yes All N/A $36.00 Yes $0.00 VIEW
New York Community Bank 877-786-6560 My Community 50+ Checking 0.01% - 0.10% $100 $1,000 $5.00 Yes All N/A $36.00 Yes $0.00 VIEW
PNC Bank 888-762-2265 Free Checking N/A $25 $0 $0.00 Yes All N/A $36.00 Yes $0.00 VIEW
PNC Bank 888-762-2265 Performance Checking 0.01% $25 $1,500 - $10,000 $10.00 Yes All N/A $36.00 Yes $0.00 VIEW
PNC Bank 888-762-2265 Performance Select Interest Checking 0.01% $25 $5,000 - $25,000 $25.00 Yes All N/A $36.00 Yes $0.00 VIEW
PNC Bank 888-762-2265 Virtual Wallet Checking N/A $25 $0 $0.00 Yes 3 $0.50 $36.00 Yes $0.00 VIEW
Queens County Savings Bank - A Division of New York Community Bank 877-786-6560 My Community Basic Checking N/A $1 $0 $2.00 Yes All N/A $36.00 Yes $0.00 VIEW
Queens County Savings Bank - A Division of New York Community Bank 877-786-6560 My Community Free Checking N/A $1 $0 $0.00 Yes All N/A $36.00 Yes $0.00 VIEW
Queens County Savings Bank - A Division of New York Community Bank 877-786-6560 My Community Interest Checking 0.02% - 0.15% $100 $500 $6.00 Yes All N/A $36.00 Yes $0.00 VIEW
Queens County Savings Bank - A Division of New York Community Bank 877-786-6560 My Community Student Checking N/A $1 $0 $0.00 Yes All N/A $36.00 Yes $0.00 VIEW
Queens County Savings Bank - A Division of New York Community Bank 877-786-6560 My Community 50+ Checking 0.01% - 0.10% $100 $1,000 $5.00 Yes All N/A $36.00 Yes $0.00 VIEW
Richmond County Savings Bank - A Division of New York Community Bank 877-786-6560 My Community Basic Checking N/A $1 $0 $2.00 Yes All N/A $36.00 Yes $0.00 VIEW
Richmond County Savings Bank - A Division of New York Community Bank 877-786-6560 My Community Free Checking N/A $1 $0 $0.00 Yes All N/A $36.00 Yes $0.00 VIEW
Richmond County Savings Bank - A Division of New York Community Bank 877-786-6560 My Community Interest Checking 0.02% - 0.15% $100 $500 $6.00 Yes All N/A $36.00 Yes $0.00 VIEW
Richmond County Savings Bank - A Division of New York Community Bank 877-786-6560 My Community Student Checking N/A $1 $0 $0.00 Yes All N/A $36.00 Yes $0.00 VIEW
Richmond County Savings Bank - A Division of New York Community Bank 877-786-6560 My Community 50+ Checking 0.01% - 0.10% $100 $1,000 $5.00 Yes All N/A $36.00 Yes $0.00 VIEW
Roosevelt Savings Bank - A Division of New York Community Bank 877-786-6560 My Community Basic Checking N/A $1 $0 $2.00 Yes All N/A $36.00 Yes $0.00 VIEW
Roosevelt Savings Bank - A Division of New York Community Bank 877-786-6560 My Community Free Checking N/A $1 $0 $0.00 Yes All N/A $36.00 Yes $0.00 VIEW
Roosevelt Savings Bank - A Division of New York Community Bank 877-786-6560 My Community Interest Checking 0.02% - 0.15% $100 $500 $6.00 Yes All N/A $36.00 Yes $0.00 VIEW
Roosevelt Savings Bank - A Division of New York Community Bank 877-786-6560 My Community Student Checking N/A $1 $0 $0.00 Yes All N/A $36.00 Yes $0.00 VIEW
Roosevelt Savings Bank - A Division of New York Community Bank 877-786-6560 My Community 50+ Checking 0.01% - 0.10% $100 $1,000 $5.00 Yes All N/A $36.00 Yes $0.00 VIEW
Wells Fargo Bank 800-869-3557 At Work Package 0.00% - 0.01% $75 $7,500 $12.00 - $14.00 Yes All N/A $35.00 Yes $0.00 VIEW
Wells Fargo Bank 800-869-3557 Teen Checking N/A $50 $0 $3.00 Yes All N/A $15.00 Yes $0.00 VIEW
Wells Fargo Bank 800-869-3557 Value Checking N/A $50 $1,500 $7.00 - $9.00 Yes All N/A $35.00 Yes $3.00 VIEW
Wells Fargo Bank 800-869-3557 College Combo Package N/A $75 $500 $3.00 Yes All N/A $35.00 Yes $0.00 VIEW
Wells Fargo Bank 800-869-3557 Way2Save Checking Package N/A $75 $2,000 $10.00 - $12.00 Yes All N/A $35.00 Yes $0.00 VIEW
Wells Fargo Bank 800-869-3557 Wells Fargo Preferred Package 0.00% - 0.01% $100 $10,000 $13.00 - $15.00 Yes All N/A $35.00 Yes $0.00 VIEW
Wells Fargo Bank 800-869-3557 PMA Package 0.01% - 0.10% $50 $25,000 - $50,000 $30.00 Yes All N/A $35.00 Yes $0.00 VIEW
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INSTITUTION PHONE ACCT NAME INT YIELD MIN TO OPEN MIN TO AVOID FEES MONTHLY SERVICE FEE CHECK RETURN WITH STMNT # FREE ITEMS PER ITEM FEE NSF FEE OVERDRAFT PROTECTION ONLINE BILL PYT FEE NOTES
Bank of America 800-432-1000 Regular Checking N/A $100 $1,500 - $5,000 $14.00 Yes All N/A $35.00 Yes $0.00 VIEW
Bank of America 800-432-1000 MyAccess Checking N/A $25 $1,500 $12.00 Yes All N/A $35.00 Yes $0.00 VIEW
Bank of America 800-432-1000 Advantage with Tiered Interest Checking 0.01% - 0.03% $100 $5,000 - $10,000 $25.00 Yes All N/A $35.00 Yes $0.00 VIEW
Bank of America 800-432-1000 eBanking Checking N/A $25 $0 $8.95 - See note Yes All N/A $35.00 Yes $0.00 VIEW
First Niagara 800-421-0004 eChecking N/A $50 N/A $3.00 Yes All N/A $37.00 Yes $0.00 VIEW
First Niagara 800-421-0004 Choice Checking N/A $50 $300 - $5,000 $9.95 Yes All N/A $37.00 Yes $0.00 VIEW
First Niagara 800-421-0004 Pinnacle Checking 0.01% - 0.01% $50 $1,000 - $25,000 $15.00 Yes All N/A $37.00 Yes $0.00 VIEW
First Niagara 800-421-0004 PinnaclePlus Checking 0.01% - 0.01% $500 $5,000 - $50,000 $25.00 Yes All N/A $37.00 Yes $0.00 VIEW
Geddes Fedl Svgs & Ln Assoc 888-468-6281 NOW Checking 0.15% $250 $250 $5.00 Yes All N/A $35.00 Yes $0.00 VIEW
Geddes Fedl Svgs & Ln Assoc 888-468-6281 Super NOW Checking 0.25% $2,500 $2,500 $5.00 Yes All N/A $35.00 Yes $0.00 VIEW
HSBC Bank USA NA 800-975-4722 HSBC Premier 0.01% $1 $100,000 $50.00 Yes All N/A $35.00 Yes $0.00 VIEW
HSBC Bank USA NA 800-975-4722 HSBC Advance 0.01% $1 $15,000 $20.00 Yes All N/A $35.00 Yes $0.00 VIEW
HSBC Bank USA NA 800-975-4722 Choice Checking N/A $1 $1,500 $15.00 Yes All N/A $35.00 Yes $0.00 VIEW
HSBC Bank USA NA 800-975-4722 Basic Banking N/A $1 $0 $3.00 Yes 8 $0.35 $35.00 Yes $0.00 VIEW
JPMorgan Chase Bank 877-682-4273 Chase Premier Plus Checking 0.01% $25 $15,000 $25.00 Yes All N/A $34.00 Yes $0.00 VIEW
JPMorgan Chase Bank 877-682-4273 Chase Total Checking N/A $25 $1,500 - $5,000 $12.00 Yes All N/A $34.00 Yes $0.00 VIEW
JPMorgan Chase Bank 877-682-4273 Chase Premier Platinum Checking 0.01% $100 $75,000 $35.00 Yes All N/A $34.00 Yes $0.00 VIEW
JPMorgan Chase Bank 877-682-4273 College Checking N/A $25 See Note $6.00 Yes All N/A $34.00 Yes $0.00 VIEW
JPMorgan Chase Bank 877-682-4273 High School Checking N/A $25 See Note $6.00 Yes All N/A $34.00 Yes $0.00 VIEW
KeyBank 800-539-2968 Key Express Checking N/A $50 $500 $7.00 Yes All N/A $34.00-$38.50 Yes $0.00 VIEW
KeyBank 800-539-2968 Key Student N/A $50 $200 $5.00 Yes All N/A $34.00-$38.50 Yes $0.00 VIEW
KeyBank 800-539-2968 Key Advantage 0.01% - 0.02% $50 $10,000 $18.00 Yes All N/A $34.00-$38.50 Yes $0.00 VIEW
KeyBank 800-539-2968 Key Privilege 0.05% - 0.10% $50 $25,000 $25.00 Yes All N/A $34.00-$38.50 Yes $0.00 VIEW
KeyBank 800-539-2968 Key Privilege Select 0.15% - 0.20% $50 $100,000 $25.00 Yes All N/A $34.00-$38.50 Yes $0.00 VIEW
KeyBank 800-539-2968 Key Coverage Checking N/A $50 N/A $12.00 Yes All N/A $34.00-$38.50 Yes $0.00 VIEW
KeyBank 800-539-2968 Key Access N/A $10 See Note $5.00 No N/A N/A See Note No $0.00 VIEW
M&T Bank 866-791-0658 MYChoice Checking N/A $25 $500 $6.95 Yes All N/A See Note-$38.50 Yes $0.00 VIEW
M&T Bank 866-791-0658 M&T Classic Checking with Interest 0.01% $25 $500 - $1,500 $4.95 Yes All N/A See Note-$38.50 Yes $0.00 VIEW
M&T Bank 866-791-0658 College Checking N/A $25 $0 $0.00 Yes All N/A See Note-$38.50 Yes $0.00 VIEW
M&T Bank 866-791-0658 Basic Banking N/A $25 N/A $3.00 Yes 8 $1.00 See Note-$38.50 Yes $0.00 VIEW
M&T Bank 866-791-0658 Free Checking N/A $25 $0 $0.00 Yes All N/A See Note-$38.50 Yes $0.00 VIEW
M&T Bank 866-791-0658 MyChoice Plus Checking 0.01% $25 $2,500 - $5,000 $14.95 Yes All N/A See Note-$38.50 Yes $0.00 VIEW
M&T Bank 866-791-0658 MyChoice Premium Checking 0.01% - 0.05% $25 $7,500 - $25,000 $24.95 Yes All N/A See Note-$38.50 Yes $0.00 VIEW
NBT Bank 800-628-2265 eChecking 0.01% - 0.01% $0 $0 $0.00 No All N/A $25.00-$35.00 Yes $0.00 VIEW
NBT Bank 800-628-2265 Classic Premium N/A $0 $0 $5.00 Yes All N/A $25.00-$35.00 Yes $2.50 VIEW
NBT Bank 800-628-2265 Classic Interest Checking 0.01% $0 $500 $6.00 Yes All N/A $25.00-$35.00 Yes $4.50 VIEW
NBT Bank 800-628-2265 Classic Checking N/A $0 $0 $0.00 Yes All N/A $25.00-$35.00 Yes $4.50 VIEW
NBT Bank 800-628-2265 Interest Premium Checking 0.01% $0 $500 $5.00 - $6.00 Yes All N/A $25.00-$35.00 Yes $2.50 VIEW
NBT Bank 800-628-2265 Star Privilege Premium Plan N/A $0 $5,000 $14.50 Yes All N/A $25.00-$35.00 Yes $0.00 VIEW
NBT Bank 800-628-2265 iStrive Checking N/A $0 $0 $0.00 No All N/A $25.00-$35.00 Yes $0.00 VIEW
Oneida Savings Bank 800-211-0564 Student Checking N/A $50 $0 $0.00 Yes 6 $0.50 $25.00 Yes $0.00 VIEW
Oneida Savings Bank 800-211-0564 eChecking N/A $50 $1,000 $15.00 Yes 5 $0.50 $25.00 Yes $0.00 VIEW
Oneida Savings Bank 800-211-0564 Totally Free Checking N/A $10 $0 $0.00 Yes All N/A $25.00 Yes $5.00 VIEW
Oneida Savings Bank 800-211-0564 VIP Interest Checking 0.05% $50 See Note $10.00 Yes All N/A $25.00 Yes $0.00 VIEW
Oneida Savings Bank 800-211-0564 Premium Interest Checking 0.05% - 0.10% $50 $1,000 $10.00 Yes All N/A $25.00 Yes $0.00 VIEW
Oneida Savings Bank 800-211-0564 Money Market Checking 0.00% - 0.15% $1,000 $1,000 $5.00 Yes 6 $5.00 $25.00 Yes $0.00 VIEW
Solvay Bank 315-468-1661 Direct Rewards N/A $15 $0 $0.00 Yes All N/A $32.00 Yes $0.00 VIEW
Solvay Bank 315-468-1661 Simply Free N/A $15 $0 $0.00 Yes All N/A $32.00 Yes $2.95 VIEW
Solvay Bank 315-468-1661 NOW Personal 0.05% $15 $500 $5.00 Yes 0 $0.15 $32.00 Yes $2.95 VIEW
Solvay Bank 315-468-1661 Money Market Advantage 0.10% - 0.20% $15 $2,500 $5.00 Yes 6 $0.15 $32.00 Yes $0.00 VIEW
Solvay Bank 315-468-1661 Basic Banking N/A $15 N/A $3.00 Yes 8 $0.50 $32.00 Yes $2.95 VIEW
Solvay Bank 315-468-1661 High Interest Checking 0.05% - 2.00% $15 $0 $0.00 Yes All N/A $32.00 Yes $0.00 VIEW
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INSTITUTION PHONE ACCT NAME INT YIELD MIN TO OPEN MIN TO AVOID FEES MONTHLY SERVICE FEE CHECK RETURN WITH STMNT # FREE ITEMS PER ITEM FEE NSF FEE OVERDRAFT PROTECTION ONLINE BILL PYT FEE NOTES
Bank of America 800-432-1000 Regular Checking N/A $100 $1,500 - $5,000 $14.00 Yes All N/A $35.00 Yes $0.00 VIEW
Bank of America 800-432-1000 MyAccess Checking N/A $25 $1,500 $12.00 Yes All N/A $35.00 Yes $0.00 VIEW
Bank of America 800-432-1000 Advantage with Tiered Interest Checking 0.01% - 0.03% $100 $5,000 - $10,000 $25.00 Yes All N/A $35.00 Yes $0.00 VIEW
Bank of America 800-432-1000 eBanking Checking N/A $25 $0 $8.95 - See note Yes All N/A $35.00 Yes $0.00 VIEW
Canandaigua Natl Bank & Trust 800-724-2621 E-ssentials N/A $0 $0 $0.00 - $8.00 No 15 $0.50 $34.00 Yes $0.00 VIEW
Canandaigua Natl Bank & Trust 800-724-2621 Optimum Checking 0.04% $0 $20,000 $0.00 - $18.50 Yes All N/A $34.00 Yes $0.00 VIEW
Canandaigua Natl Bank & Trust 800-724-2621 Traditional Checking N/A $0 $500 $0.00 - $8.00 Yes All N/A $34.00 Yes $0.00 VIEW
Citibank 800-627-3999 Citibank Account N/A $0 $15,000 $20.00 Yes All N/A $34.00 Yes $0.00 VIEW
Citibank 800-627-3999 Citigold Interest Checking 0.05% $0 $50,000 $30.00 Yes All N/A $34.00 Yes $0.00 VIEW
Citibank 800-627-3999 Basic Checking N/A $0 $1,500 $10.00 Yes All N/A $34.00 Yes $0.00 VIEW
Citibank 800-627-3999 Citibank Student Account N/A $0 $0 $0.00 Yes All N/A $34.00 Yes $0.00 VIEW
Citizens Bank 877-360-2472 Green Checking N/A $50 $1,500 $9.99 Yes All N/A $22.00-$37.00 Yes $0.00 VIEW
Citizens Bank 877-360-2472 Circle Gold Checking with Interest 0.02% $250 $20,000 $20.00 Yes All N/A $22.00-$37.00 Yes $0.00 VIEW
Citizens Bank 877-360-2472 Personal Checking with Interest 0.01% $50 $2,500 $11.99 Yes All N/A $22.00-$37.00 Yes $0.00 VIEW
First Niagara 800-421-0004 eChecking N/A $50 N/A $3.00 Yes All N/A $37.00 Yes $0.00 VIEW
First Niagara 800-421-0004 Choice Checking N/A $50 $300 - $5,000 $9.95 Yes All N/A $37.00 Yes $0.00 VIEW
First Niagara 800-421-0004 Pinnacle Checking 0.01% - 0.01% $50 $1,000 - $25,000 $15.00 Yes All N/A $37.00 Yes $0.00 VIEW
First Niagara 800-421-0004 PinnaclePlus Checking 0.01% - 0.01% $500 $5,000 - $50,000 $25.00 Yes All N/A $37.00 Yes $0.00 VIEW
Five Star Bank 877-226-5578 TotalValue Checking Account N/A $25 $0 $0.00 No 5 $0.50 $38.00 Yes $0.00 VIEW
Five Star Bank 877-226-5578 TotalValue Premier Checking 0.05% - 0.02% $25 $5,000 $0.00 - $15.00 Yes All N/A $38.00 Yes $0.00 VIEW
Five Star Bank 877-226-5578 TotalValue Plus Checking N/A $25 $2,000 $0.00 - $8.00 Yes All N/A $38.00 Yes $0.00 VIEW
Five Star Bank 877-226-5578 TotalValue Senior Checking N/A $25 $300 $0.00 - $4.00 Yes All N/A $38.00 Yes $0.00 VIEW
Five Star Bank 877-226-5578 Basic Banking N/A $25 $0 $3.00 Yes 8 $0.50 $38.00 Yes $0.00 VIEW
Genesee Regional Bank 585-249-1540 Basic Checking N/A $25 $0 $3.00 Yes 8 $0.50 $30.00 Yes $0.00 VIEW
Genesee Regional Bank 585-249-1540 Regular Checking N/A $25 $500 $0.00 - $5.00 Yes All N/A $30.00 Yes $0.00 VIEW
Genesee Regional Bank 585-249-1540 NOW Account 0.10% $25 $1,000 $0.00 - $7.00 Yes All N/A $30.00 Yes $0.00 VIEW
HSBC Bank USA NA 800-975-4722 HSBC Premier 0.01% $1 $100,000 $50.00 Yes All N/A $35.00 Yes $0.00 VIEW
HSBC Bank USA NA 800-975-4722 HSBC Advance 0.01% $1 $15,000 $20.00 Yes All N/A $35.00 Yes $0.00 VIEW
HSBC Bank USA NA 800-975-4722 Choice Checking N/A $1 $1,500 $15.00 Yes All N/A $35.00 Yes $0.00 VIEW
HSBC Bank USA NA 800-975-4722 Basic Banking N/A $1 $0 $3.00 Yes 8 $0.35 $35.00 Yes $0.00 VIEW
JPMorgan Chase Bank 877-682-4273 Chase Premier Plus Checking 0.01% $25 $15,000 $25.00 Yes All N/A $34.00 Yes $0.00 VIEW
JPMorgan Chase Bank 877-682-4273 Chase Total Checking N/A $25 $1,500 - $5,000 $12.00 Yes All N/A $34.00 Yes $0.00 VIEW
JPMorgan Chase Bank 877-682-4273 Chase Premier Platinum Checking 0.01% $100 $75,000 $35.00 Yes All N/A $34.00 Yes $0.00 VIEW
JPMorgan Chase Bank 877-682-4273 College Checking N/A $25 See Note $6.00 Yes All N/A $34.00 Yes $0.00 VIEW
JPMorgan Chase Bank 877-682-4273 High School Checking N/A $25 See Note $6.00 Yes All N/A $34.00 Yes $0.00 VIEW
KeyBank 800-539-2968 Key Express Checking N/A $50 $500 $7.00 Yes All N/A $34.00-$38.50 Yes $0.00 VIEW
KeyBank 800-539-2968 Key Student N/A $50 $200 $5.00 Yes All N/A $34.00-$38.50 Yes $0.00 VIEW
KeyBank 800-539-2968 Key Advantage 0.01% - 0.02% $50 $10,000 $18.00 Yes All N/A $34.00-$38.50 Yes $0.00 VIEW
KeyBank 800-539-2968 Key Privilege 0.05% - 0.10% $50 $25,000 $25.00 Yes All N/A $34.00-$38.50 Yes $0.00 VIEW
KeyBank 800-539-2968 Key Privilege Select 0.15% - 0.20% $50 $100,000 $25.00 Yes All N/A $34.00-$38.50 Yes $0.00 VIEW
KeyBank 800-539-2968 Key Coverage Checking N/A $50 N/A $12.00 Yes All N/A $34.00-$38.50 Yes $0.00 VIEW
KeyBank 800-539-2968 Key Access N/A $10 See Note $5.00 No N/A N/A See Note No $0.00 VIEW
M&T Bank 866-791-0658 MYChoice Checking N/A $25 $500 $6.95 Yes All N/A See Note-$38.50 Yes $0.00 VIEW
M&T Bank 866-791-0658 M&T Classic Checking with Interest 0.01% $25 $500 - $1,500 $4.95 Yes All N/A See Note-$38.50 Yes $0.00 VIEW
M&T Bank 866-791-0658 College Checking N/A $25 $0 $0.00 Yes All N/A See Note-$38.50 Yes $0.00 VIEW
M&T Bank 866-791-0658 Basic Banking N/A $25 N/A $3.00 Yes 8 $1.00 See Note-$38.50 Yes $0.00 VIEW
M&T Bank 866-791-0658 Free Checking N/A $25 $0 $0.00 Yes All N/A See Note-$38.50 Yes $0.00 VIEW
M&T Bank 866-791-0658 MyChoice Plus Checking 0.01% $25 $2,500 - $5,000 $14.95 Yes All N/A See Note-$38.50 Yes $0.00 VIEW
M&T Bank 866-791-0658 MyChoice Premium Checking 0.01% - 0.05% $25 $7,500 - $25,000 $24.95 Yes All N/A See Note-$38.50 Yes $0.00 VIEW
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INSTITUTION PHONE ACCT NAME INT YIELD MIN TO OPEN MIN TO AVOID FEES MONTHLY SERVICE FEE CHECK RETURN WITH STMNT # FREE ITEMS PER ITEM FEE NSF FEE OVERDRAFT PROTECTION ONLINE BILL PYT FEE NOTES
Bank of America 800-432-1000 Regular Checking N/A $100 $1,500 - $5,000 $14.00 Yes All N/A $35.00 Yes $0.00 VIEW
Bank of America 800-432-1000 MyAccess Checking N/A $25 $1,500 $12.00 Yes All N/A $35.00 Yes $0.00 VIEW
Bank of America 800-432-1000 Advantage with Tiered Interest Checking 0.01% - 0.03% $100 $5,000 - $10,000 $25.00 Yes All N/A $35.00 Yes $0.00 VIEW
Bank of America 800-432-1000 eBanking Checking N/A $25 $0 $8.95 - See note Yes All N/A $35.00 Yes $0.00 VIEW
Citizens Bank 877-360-2472 Green Checking N/A $50 $1,500 $9.99 Yes All N/A $22.00-$37.00 Yes $0.00 VIEW
Citizens Bank 877-360-2472 Circle Gold Checking with Interest 0.02% $250 $20,000 $20.00 Yes All N/A $22.00-$37.00 Yes $0.00 VIEW
Citizens Bank 877-360-2472 Personal Checking with Interest 0.01% $50 $2,500 $11.99 Yes All N/A $22.00-$37.00 Yes $0.00 VIEW
HSBC Bank USA NA 800-975-4722 HSBC Premier 0.01% $1 $100,000 $50.00 Yes All N/A $35.00 Yes $0.00 VIEW
HSBC Bank USA NA 800-975-4722 HSBC Advance 0.01% $1 $15,000 $20.00 Yes All N/A $35.00 Yes $0.00 VIEW
HSBC Bank USA NA 800-975-4722 Choice Checking N/A $1 $1,500 $15.00 Yes All N/A $35.00 Yes $0.00 VIEW
HSBC Bank USA NA 800-975-4722 Basic Banking N/A $1 $0 $3.00 Yes 8 $0.35 $35.00 Yes $0.00 VIEW
KeyBank 800-539-2968 Key Express Checking N/A $50 $500 $7.00 Yes All N/A $34.00-$38.50 Yes $0.00 VIEW
KeyBank 800-539-2968 Key Student N/A $50 $200 $5.00 Yes All N/A $34.00-$38.50 Yes $0.00 VIEW
KeyBank 800-539-2968 Key Advantage 0.01% - 0.02% $50 $10,000 $18.00 Yes All N/A $34.00-$38.50 Yes $0.00 VIEW
KeyBank 800-539-2968 Key Privilege 0.05% - 0.10% $50 $25,000 $25.00 Yes All N/A $34.00-$38.50 Yes $0.00 VIEW
KeyBank 800-539-2968 Key Privilege Select 0.15% - 0.20% $50 $100,000 $25.00 Yes All N/A $34.00-$38.50 Yes $0.00 VIEW
KeyBank 800-539-2968 Key Coverage Checking N/A $50 N/A $12.00 Yes All N/A $34.00-$38.50 Yes $0.00 VIEW
KeyBank 800-539-2968 Key Access N/A $10 See Note $5.00 No N/A N/A See Note No $0.00 VIEW
M&T Bank 866-791-0658 MYChoice Checking N/A $25 $500 $6.95 Yes All N/A See Note-$38.50 Yes $0.00 VIEW
M&T Bank 866-791-0658 M&T Classic Checking with Interest 0.01% $25 $500 - $1,500 $4.95 Yes All N/A See Note-$38.50 Yes $0.00 VIEW
M&T Bank 866-791-0658 College Checking N/A $25 $0 $0.00 Yes All N/A See Note-$38.50 Yes $0.00 VIEW
M&T Bank 866-791-0658 Basic Banking N/A $25 N/A $3.00 Yes 8 $1.00 See Note-$38.50 Yes $0.00 VIEW
M&T Bank 866-791-0658 Free Checking N/A $25 $0 $0.00 Yes All N/A See Note-$38.50 Yes $0.00 VIEW
M&T Bank 866-791-0658 MyChoice Plus Checking 0.01% $25 $2,500 - $5,000 $14.95 Yes All N/A See Note-$38.50 Yes $0.00 VIEW
M&T Bank 866-791-0658 MyChoice Premium Checking 0.01% - 0.05% $25 $7,500 - $25,000 $24.95 Yes All N/A See Note-$38.50 Yes $0.00 VIEW
Provident Bank 845-369-8551 Purple Premium Checking 0.01% $25 $5,000 - $10,000 $20.00 Yes All N/A $35.00 Yes $0.00 VIEW
Provident Bank 845-369-8551 Purple Checking 0.01% $25 $1,000 - $2,500 $15.00 Yes All N/A $35.00 Yes $0.00 VIEW
Provident Bank 845-369-8551 Purple Prime Checking 0.01% $25 $1,000 - $5,000 $10.00 Yes All N/A $35.00 Yes $0.00 VIEW
Provident Bank 845-369-8551 Classic Checking N/A $25 $500 $10.00 Yes All N/A $35.00 Yes $0.00 VIEW
Provident Bank 845-369-8551 Student Checking N/A $25 $0 $5.00 Yes All N/A $35.00 Yes $0.00 VIEW
Provident Bank 845-369-8551 E-Checking N/A $25 $0 $0.00 - $10.00 Yes 15 $0.50 $35.00 Yes $0.00 VIEW
Rhinebeck Savings Bank 800-772-8760 Basic Banking N/A $25 $1,000 $0.00 - $3.00 Yes 8 $0.25 $34.00 Yes $3.00 VIEW
Rhinebeck Savings Bank 800-772-8760 Priority Classic N/A $100 $1,000 - $15,000 $9.00 Yes 50 $0.25 $34.00 Yes $3.00 VIEW
Rhinebeck Savings Bank 800-772-8760 Priority Select 0.03% - 0.15% $100 $2,500 - $15,000 $11.00 Yes 100 $0.25 $34.00 Yes $0.00 VIEW
Rhinebeck Savings Bank 800-772-8760 Priority Direct N/A $25 $0 $9.00 Yes All N/A $34.00 Yes $0.00 VIEW
Rhinebeck Savings Bank 800-772-8760 Priority Elite 0.03% - 0.20% $1,000 $10,000 - $100,000 $21.00 Yes 200 $0.25 $34.00 Yes $0.00 VIEW
TD Bank 888-751-9000 TD Simple N/A $0 N/A $4.99 - $5.99 Yes All N/A $35.00 Yes $0.00 VIEW
TD Bank 888-751-9000 TD 60 Plus 0.05% $0 $250 $9.00 - $10.00 Yes All N/A $35.00 Yes $0.00 VIEW
TD Bank 888-751-9000 TD Convenience N/A $0 $100 $14.00 - $15.00 Yes All N/A $35.00 Yes $0.00 VIEW
TD Bank 888-751-9000 TD Premier 0.00% - 0.10% $0 $2,500 $24.00 - $25.00 Yes All N/A $35.00 Yes $0.00 VIEW
TD Bank 888-751-9000 TD Student N/A $0 $0 $0.00 Yes All N/A $35.00 Yes $0.00 VIEW
TD Bank 888-751-9000 TD Relationship 0.05% $0 $20,000 $24.00 - $25.00 Yes All N/A $35.00 Yes $0.00 VIEW
Wells Fargo Bank 800-869-3557 At Work Package 0.00% - 0.01% $75 $7,500 $12.00 - $14.00 Yes All N/A $35.00 Yes $0.00 VIEW
Wells Fargo Bank 800-869-3557 Teen Checking N/A $50 $0 $3.00 Yes All N/A $15.00 Yes $0.00 VIEW
Wells Fargo Bank 800-869-3557 Value Checking N/A $50 $1,500 $7.00 - $9.00 Yes All N/A $35.00 Yes $3.00 VIEW
Wells Fargo Bank 800-869-3557 College Combo Package N/A $75 $500 $3.00 Yes All N/A $35.00 Yes $0.00 VIEW
Wells Fargo Bank 800-869-3557 Way2Save Checking Package N/A $75 $2,000 $10.00 - $12.00 Yes All N/A $35.00 Yes $0.00 VIEW
Wells Fargo Bank 800-869-3557 Wells Fargo Preferred Package 0.00% - 0.01% $100 $10,000 $13.00 - $15.00 Yes All N/A $35.00 Yes $0.00 VIEW
Wells Fargo Bank 800-869-3557 PMA Package 0.01% - 0.10% $50 $25,000 - $50,000 $30.00 Yes All N/A $35.00 Yes $0.00 VIEW
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INSTITUTION PHONE ACCT NAME INT YIELD MIN TO OPEN MIN TO AVOID FEES MONTHLY SERVICE FEE CHECK RETURN WITH STMNT # FREE ITEMS PER ITEM FEE NSF FEE OVERDRAFT PROTECTION ONLINE BILL PYT FEE NOTES
Bank of America 800-432-1000 Regular Checking N/A $100 $1,500 - $5,000 $14.00 Yes All N/A $35.00 Yes $0.00 VIEW
Bank of America 800-432-1000 MyAccess Checking N/A $25 $1,500 $12.00 Yes All N/A $35.00 Yes $0.00 VIEW
Bank of America 800-432-1000 Advantage with Tiered Interest Checking 0.01% - 0.03% $100 $5,000 - $10,000 $25.00 Yes All N/A $35.00 Yes $0.00 VIEW
Bank of America 800-432-1000 eBanking Checking N/A $25 $0 $8.95 - See note Yes All N/A $35.00 Yes $0.00 VIEW
Chemung Canal Trust Co 800-836-3711 Free Checking N/A $25 $0 $0.00 Yes All N/A $35.00 Yes $0.00 VIEW
Chemung Canal Trust Co 800-836-3711 Global Checking N/A $25 See Note $10.00 Yes All N/A $35.00 Yes $0.00 VIEW
Chemung Canal Trust Co 800-836-3711 49 Forever Checking N/A $25 $0 $0.00 Yes All N/A $35.00 Yes $0.00 VIEW
Chemung Canal Trust Co 800-836-3711 NOW Account 0.05% $1,000 $1,000 $5.00 Yes 10 $0.20 $35.00 Yes $0.00 VIEW
Chemung Canal Trust Co 800-836-3711 Money Market 0.05% - 0.10% $1,000 $0 $0.00 Yes See note N/A $35.00 Yes $0.00 VIEW
Chemung Canal Trust Co 800-836-3711 Prestige Money Market 0.05% - 0.20% $25,000 $0 $0.00 Yes See note N/A $35.00 Yes $0.00 VIEW
Citizens Bank 877-360-2472 Green Checking N/A $50 $1,500 $9.99 Yes All N/A $22.00-$37.00 Yes $0.00 VIEW
Citizens Bank 877-360-2472 Circle Gold Checking with Interest 0.02% $250 $20,000 $20.00 Yes All N/A $22.00-$37.00 Yes $0.00 VIEW
Citizens Bank 877-360-2472 Personal Checking with Interest 0.01% $50 $2,500 $11.99 Yes All N/A $22.00-$37.00 Yes $0.00 VIEW
Community Bank 800-388-4679 Completely Free N/A $50 $0 $0.00 Yes All N/A $32.00 Yes $0.00 VIEW
Community Bank 800-388-4679 50 & Better Interest Checking 0.01% $50 $0 $0.00 Yes All N/A $32.00 Yes $0.00 VIEW
Community Bank 800-388-4679 VIP Free Interest Checking 0.01% $50 $0 $0.00 Yes All N/A $32.00 Yes $0.00 VIEW
Community Bank 800-388-4679 Wall Street Checking 0.01% - 0.03% $50 $1,000 $8.00 Yes All N/A $32.00 Yes $0.00 VIEW
First Natl Bank of Dryden 607-844-8141 NOW Checking 0.03% $25 $1,000 $3.00 Yes See note $0.20 $30.00 Yes $4.95 VIEW
First Natl Bank of Dryden 607-844-8141 Regular Checking N/A $25 $300 $3.00 Yes See note $0.20 $30.00 Yes $4.95 VIEW
First Natl Bank of Dryden 607-844-8141 Regular Checking Direct Deposit N/A $25 $0 $0.00 Yes All N/A $30.00 Yes $4.95 VIEW
First Natl Bank of Dryden 607-844-8141 Liberty Plan (Senior) N/A $25 $0 $0.00 Yes All N/A $30.00 Yes $4.95 VIEW
First Natl Bank of Dryden 607-844-8141 Money Market Checking 0.05% - 0.30% $1,000 $5,000 $3.00 Yes All N/A $30.00 Yes $4.95 VIEW
First Natl Bank of Groton 607-898-5871 Basic Checking N/A $1 $300 $3.00 Yes See note $0.20 $30.00 Yes $2.95 VIEW
First Natl Bank of Groton 607-898-5871 Senior Checking N/A $1 $0 $0.00 Yes All N/A $30.00 Yes $2.95 VIEW
First Natl Bank of Groton 607-898-5871 Money Market Checking 0.05% $1 $1,000 $5.00 Yes All N/A $30.00 Yes $2.95 VIEW
First Niagara 800-421-0004 eChecking N/A $50 N/A $3.00 Yes All N/A $37.00 Yes $0.00 VIEW
First Niagara 800-421-0004 Choice Checking N/A $50 $300 - $5,000 $9.95 Yes All N/A $37.00 Yes $0.00 VIEW
First Niagara 800-421-0004 Pinnacle Checking 0.01% - 0.01% $50 $1,000 - $25,000 $15.00 Yes All N/A $37.00 Yes $0.00 VIEW
First Niagara 800-421-0004 PinnaclePlus Checking 0.01% - 0.01% $500 $5,000 - $50,000 $25.00 Yes All N/A $37.00 Yes $0.00 VIEW
HSBC Bank USA NA 800-975-4722 HSBC Premier 0.01% $1 $100,000 $50.00 Yes All N/A $35.00 Yes $0.00 VIEW
HSBC Bank USA NA 800-975-4722 HSBC Advance 0.01% $1 $15,000 $20.00 Yes All N/A $35.00 Yes $0.00 VIEW
HSBC Bank USA NA 800-975-4722 Choice Checking N/A $1 $1,500 $15.00 Yes All N/A $35.00 Yes $0.00 VIEW
HSBC Bank USA NA 800-975-4722 Basic Banking N/A $1 $0 $3.00 Yes 8 $0.35 $35.00 Yes $0.00 VIEW
JPMorgan Chase Bank 877-682-4273 Chase Premier Plus Checking 0.01% $25 $15,000 $25.00 Yes All N/A $34.00 Yes $0.00 VIEW
JPMorgan Chase Bank 877-682-4273 Chase Total Checking N/A $25 $1,500 - $5,000 $12.00 Yes All N/A $34.00 Yes $0.00 VIEW
JPMorgan Chase Bank 877-682-4273 Chase Premier Platinum Checking 0.01% $100 $75,000 $35.00 Yes All N/A $34.00 Yes $0.00 VIEW
JPMorgan Chase Bank 877-682-4273 College Checking N/A $25 See Note $6.00 Yes All N/A $34.00 Yes $0.00 VIEW
JPMorgan Chase Bank 877-682-4273 High School Checking N/A $25 See Note $6.00 Yes All N/A $34.00 Yes $0.00 VIEW
M&T Bank 866-791-0658 MYChoice Checking N/A $25 $500 $6.95 Yes All N/A See Note-$38.50 Yes $0.00 VIEW
M&T Bank 866-791-0658 M&T Classic Checking with Interest 0.01% $25 $500 - $1,500 $4.95 Yes All N/A See Note-$38.50 Yes $0.00 VIEW
M&T Bank 866-791-0658 College Checking N/A $25 $0 $0.00 Yes All N/A See Note-$38.50 Yes $0.00 VIEW
M&T Bank 866-791-0658 Basic Banking N/A $25 N/A $3.00 Yes 8 $1.00 See Note-$38.50 Yes $0.00 VIEW
M&T Bank 866-791-0658 Free Checking N/A $25 $0 $0.00 Yes All N/A See Note-$38.50 Yes $0.00 VIEW
M&T Bank 866-791-0658 MyChoice Plus Checking 0.01% $25 $2,500 - $5,000 $14.95 Yes All N/A See Note-$38.50 Yes $0.00 VIEW
M&T Bank 866-791-0658 MyChoice Premium Checking 0.01% - 0.05% $25 $7,500 - $25,000 $24.95 Yes All N/A See Note-$38.50 Yes $0.00 VIEW
NBT Bank 800-628-2265 eChecking 0.01% - 0.01% $0 $0 $0.00 No All N/A $25.00-$35.00 Yes $0.00 VIEW
NBT Bank 800-628-2265 Classic Premium N/A $0 $0 $5.00 Yes All N/A $25.00-$35.00 Yes $2.50 VIEW
NBT Bank 800-628-2265 Classic Interest Checking 0.01% $0 $500 $6.00 Yes All N/A $25.00-$35.00 Yes $4.50 VIEW
NBT Bank 800-628-2265 Classic Checking N/A $0 $0 $0.00 Yes All N/A $25.00-$35.00 Yes $4.50 VIEW
NBT Bank 800-628-2265 Interest Premium Checking 0.01% $0 $500 $5.00 - $6.00 Yes All N/A $25.00-$35.00 Yes $2.50 VIEW
NBT Bank 800-628-2265 Star Privilege Premium Plan N/A $0 $5,000 $14.50 Yes All N/A $25.00-$35.00 Yes $0.00 VIEW
NBT Bank 800-628-2265 iStrive Checking N/A $0 $0 $0.00 No All N/A $25.00-$35.00 Yes $0.00 VIEW
Peoples Neighborhood Bank 607-721-8830 Freedom Account N/A $25 $0 $0.00 Yes All N/A $32.00 Yes $0.00 VIEW
Peoples Neighborhood Bank 607-721-8830 Club Account N/A $50 $0 $6.00 - $8.00 Yes All N/A $32.00 Yes $0.00 VIEW
Peoples Neighborhood Bank 607-721-8830 People's Package Account 0.10% See Note $5,000 $10.00 Yes All N/A $32.00 Yes $0.00 VIEW
Peoples Neighborhood Bank 607-721-8830 Regular NOW 0.05% $1,000 $1,000 $7.00 Yes All N/A $32.00 Yes $0.00 VIEW
Peoples Neighborhood Bank 607-721-8830 Personal Money Market 0.10% - 0.80% $2,500 $2,500 $5.00 Yes See note N/A $32.00 Yes $0.00 VIEW
Tioga State Bank 888-303-4872 Rewards Checking 0.20% - 1.50% $25 $0 $0.00 Yes All N/A $30.00 Yes $0.00 VIEW
Tioga State Bank 888-303-4872 Free Checking N/A $25 $0 $0.00 Yes All N/A $30.00 Yes $0.00 VIEW
Tioga State Bank 888-303-4872 Interest Checking 0.03% $2,500 $2,500 $25.00 Yes All N/A $30.00 Yes $0.00 VIEW
Tompkins Trust Company 888-273-3210 Welcome Checking N/A $0 $0 $0.00 No All N/A $35.00 Yes $0.00 VIEW
Tompkins Trust Company 888-273-3210 Select Checking Plus 0.03% $0 $1,000 $3.00 Yes All N/A $35.00 Yes $0.00 VIEW
Tompkins Trust Company 888-273-3210 Student Checking N/A $0 $0 $0.00 No All N/A $35.00 Yes $0.00 VIEW
Tompkins Trust Company 888-273-3210 True Advantage N/A $0 $10,000 - $25,000 $12.00 Yes All N/A $35.00 Yes $0.00 VIEW
Tompkins Trust Company 888-273-3210 True Advantage Checking Plus 0.03% - 0.07% $0 $15,000 - $25,000 $15.00 Yes All N/A $35.00 Yes $0.00 VIEW
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INSTITUTION PHONE ACCT NAME INT YIELD MIN TO OPEN MIN TO AVOID FEES MONTHLY SERVICE FEE CHECK RETURN WITH STMNT # FREE ITEMS PER ITEM FEE NSF FEE OVERDRAFT PROTECTION ONLINE BILL PYT FEE NOTES
Bank of America 800-432-1000 Regular Checking N/A $100 $1,500 - $5,000 $14.00 Yes All N/A $35.00 Yes $0.00 VIEW
Bank of America 800-432-1000 MyAccess Checking N/A $25 $1,500 $12.00 Yes All N/A $35.00 Yes $0.00 VIEW
Bank of America 800-432-1000 Advantage with Tiered Interest Checking 0.01% - 0.03% $100 $5,000 - $10,000 $25.00 Yes All N/A $35.00 Yes $0.00 VIEW
Bank of America 800-432-1000 eBanking Checking N/A $25 $0 $8.95 - See note Yes All N/A $35.00 Yes $0.00 VIEW
Citibank 800-627-3999 Citibank Account N/A $0 $15,000 $20.00 Yes All N/A $34.00 Yes $0.00 VIEW
Citibank 800-627-3999 Citigold Interest Checking 0.05% $0 $50,000 $30.00 Yes All N/A $34.00 Yes $0.00 VIEW
Citibank 800-627-3999 Basic Checking N/A $0 $1,500 $10.00 Yes All N/A $34.00 Yes $0.00 VIEW
Citibank 800-627-3999 Citibank Student Account N/A $0 $0 $0.00 Yes All N/A $34.00 Yes $0.00 VIEW
Citizens Bank 877-360-2472 Green Checking N/A $50 $1,500 $9.99 Yes All N/A $22.00-$37.00 Yes $0.00 VIEW
Citizens Bank 877-360-2472 Circle Gold Checking with Interest 0.02% $250 $20,000 $20.00 Yes All N/A $22.00-$37.00 Yes $0.00 VIEW
Citizens Bank 877-360-2472 Personal Checking with Interest 0.01% $50 $2,500 $11.99 Yes All N/A $22.00-$37.00 Yes $0.00 VIEW
Community Bank 800-388-4679 Completely Free N/A $50 $0 $0.00 Yes All N/A $32.00 Yes $0.00 VIEW
Community Bank 800-388-4679 50 & Better Interest Checking 0.01% $50 $0 $0.00 Yes All N/A $32.00 Yes $0.00 VIEW
Community Bank 800-388-4679 VIP Free Interest Checking 0.01% $50 $0 $0.00 Yes All N/A $32.00 Yes $0.00 VIEW
Community Bank 800-388-4679 Wall Street Checking 0.01% - 0.03% $50 $1,000 $8.00 Yes All N/A $32.00 Yes $0.00 VIEW
Evans Bank, NA 716-926-3313 Better Checking 0.10% - 1.50% $25 $0 $0.00 No All N/A $35.00 Yes $0.00 VIEW
Evans Bank, NA 716-926-3313 Simply Free Checking N/A $50 $0 $0.00 No All N/A $35.00 Yes $0.00  
Evans Bank, NA 716-926-3313 Double Nickel Checking N/A $50 $0 $0.00 No All N/A $35.00 Yes $0.00 VIEW
First Niagara 800-421-0004 eChecking N/A $50 N/A $3.00 Yes All N/A $37.00 Yes $0.00 VIEW
First Niagara 800-421-0004 Choice Checking N/A $50 $300 - $5,000 $9.95 Yes All N/A $37.00 Yes $0.00 VIEW
First Niagara 800-421-0004 Pinnacle Checking 0.01% - 0.01% $50 $1,000 - $25,000 $15.00 Yes All N/A $37.00 Yes $0.00 VIEW
First Niagara 800-421-0004 PinnaclePlus Checking 0.01% - 0.01% $500 $5,000 - $50,000 $25.00 Yes All N/A $37.00 Yes $0.00 VIEW
HSBC Bank USA NA 800-975-4722 HSBC Premier 0.01% $1 $100,000 $50.00 Yes All N/A $35.00 Yes $0.00 VIEW
HSBC Bank USA NA 800-975-4722 HSBC Advance 0.01% $1 $15,000 $20.00 Yes All N/A $35.00 Yes $0.00 VIEW
HSBC Bank USA NA 800-975-4722 Choice Checking N/A $1 $1,500 $15.00 Yes All N/A $35.00 Yes $0.00 VIEW
HSBC Bank USA NA 800-975-4722 Basic Banking N/A $1 $0 $3.00 Yes 8 $0.35 $35.00 Yes $0.00 VIEW
JPMorgan Chase Bank 877-682-4273 Chase Premier Plus Checking 0.01% $25 $15,000 $25.00 Yes All N/A $34.00 Yes $0.00 VIEW
JPMorgan Chase Bank 877-682-4273 Chase Total Checking N/A $25 $1,500 - $5,000 $12.00 Yes All N/A $34.00 Yes $0.00 VIEW
JPMorgan Chase Bank 877-682-4273 Chase Premier Platinum Checking 0.01% $100 $75,000 $35.00 Yes All N/A $34.00 Yes $0.00 VIEW
JPMorgan Chase Bank 877-682-4273 College Checking N/A $25 See Note $6.00 Yes All N/A $34.00 Yes $0.00 VIEW
JPMorgan Chase Bank 877-682-4273 High School Checking N/A $25 See Note $6.00 Yes All N/A $34.00 Yes $0.00 VIEW
KeyBank 800-539-2968 Key Express Checking N/A $50 $500 $7.00 Yes All N/A $34.00-$38.50 Yes $0.00 VIEW
KeyBank 800-539-2968 Key Student N/A $50 $200 $5.00 Yes All N/A $34.00-$38.50 Yes $0.00 VIEW
KeyBank 800-539-2968 Key Advantage 0.01% - 0.02% $50 $10,000 $18.00 Yes All N/A $34.00-$38.50 Yes $0.00 VIEW
KeyBank 800-539-2968 Key Privilege 0.05% - 0.10% $50 $25,000 $25.00 Yes All N/A $34.00-$38.50 Yes $0.00 VIEW
KeyBank 800-539-2968 Key Privilege Select 0.15% - 0.20% $50 $100,000 $25.00 Yes All N/A $34.00-$38.50 Yes $0.00 VIEW
KeyBank 800-539-2968 Key Coverage Checking N/A $50 N/A $12.00 Yes All N/A $34.00-$38.50 Yes $0.00 VIEW
KeyBank 800-539-2968 Key Access N/A $10 See Note $5.00 No N/A N/A See Note No $0.00 VIEW
Lake Shore Savings 716-366-4070 Free and Easy Checking N/A $10 $0 $0.00 Yes All N/A $32.00 Yes See Note VIEW
Lake Shore Savings 716-366-4070 Smart Account (NOW) 0.05% - 0.10% $10 $0 $0.00 Yes All N/A $32.00 Yes See Note VIEW
Lake Shore Savings 716-366-4070 Money Market 0.10% - 0.30% $10 $0 $0.00 Yes See note N/A $32.00 Yes See Note VIEW
Lake Shore Savings 716-366-4070 Student Account 0.10% $10 $0 $0.00 Yes All N/A $32.00 Yes See Note VIEW
M&T Bank 866-791-0658 MYChoice Checking N/A $25 $500 $6.95 Yes All N/A See Note-$38.50 Yes $0.00 VIEW
M&T Bank 866-791-0658 M&T Classic Checking with Interest 0.01% $25 $500 - $1,500 $4.95 Yes All N/A See Note-$38.50 Yes $0.00 VIEW
M&T Bank 866-791-0658 College Checking N/A $25 $0 $0.00 Yes All N/A See Note-$38.50 Yes $0.00 VIEW
M&T Bank 866-791-0658 Basic Banking N/A $25 N/A $3.00 Yes 8 $1.00 See Note-$38.50 Yes $0.00 VIEW
M&T Bank 866-791-0658 Free Checking N/A $25 $0 $0.00 Yes All N/A See Note-$38.50 Yes $0.00 VIEW
M&T Bank 866-791-0658 MyChoice Plus Checking 0.01% $25 $2,500 - $5,000 $14.95 Yes All N/A See Note-$38.50 Yes $0.00 VIEW
M&T Bank 866-791-0658 MyChoice Premium Checking 0.01% - 0.05% $25 $7,500 - $25,000 $24.95 Yes All N/A See Note-$38.50 Yes $0.00 VIEW
Northwest Savings Bank (Jamestown Savings Bank) 877-672-5678 Free Checking N/A $100 $0 $0.00 No All N/A $31.00 Yes $0.00 VIEW
Northwest Savings Bank (Jamestown Savings Bank) 877-672-5678 Interest Checking 0.05% $100 $500 $5.00 Yes All N/A $31.00 Yes $0.00 VIEW
Northwest Savings Bank (Jamestown Savings Bank) 877-672-5678 GO! Rewards Checking N/A $100 $0 $0.00 No All N/A $31.00 Yes $0.00 VIEW
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INSTITUTION PHONE ACCT NAME INT YIELD MIN TO OPEN MIN TO AVOID FEES MONTHLY SERVICE FEE CHECK RETURN WITH STMNT # FREE ITEMS PER ITEM FEE NSF FEE OVERDRAFT PROTECTION ONLINE BILL PYT FEE NOTES
Carthage Fedl Svgs & Ln Assoc 800-232-0450 Totally Free N/A $25 $0 $0.00 Yes All N/A $30.00 Yes $0.00 VIEW
Carthage Fedl Svgs & Ln Assoc 800-232-0450 VIP Free Interest Checking 0.10% $25 $0 $0.00 Yes All N/A $30.00 Yes $0.00 VIEW
Carthage Fedl Svgs & Ln Assoc 800-232-0450 50 + Free Interest 0.10% $25 $0 $0.00 Yes All N/A $30.00 Yes $0.00 VIEW
Carthage Fedl Svgs & Ln Assoc 800-232-0450 High Interest Checking 0.10% - 0.50% $25 $2,500 $8.00 Yes All N/A $30.00 Yes $0.00 VIEW
Community Bank 800-388-4679 Completely Free N/A $50 $0 $0.00 Yes All N/A $32.00 Yes $0.00 VIEW
Community Bank 800-388-4679 50 & Better Interest Checking 0.01% $50 $0 $0.00 Yes All N/A $32.00 Yes $0.00 VIEW
Community Bank 800-388-4679 VIP Free Interest Checking 0.01% $50 $0 $0.00 Yes All N/A $32.00 Yes $0.00 VIEW
Community Bank 800-388-4679 Wall Street Checking 0.01% - 0.03% $50 $1,000 $8.00 Yes All N/A $32.00 Yes $0.00 VIEW
HSBC Bank USA NA 800-975-4722 HSBC Premier 0.01% $1 $100,000 $50.00 Yes All N/A $35.00 Yes $0.00 VIEW
HSBC Bank USA NA 800-975-4722 HSBC Advance 0.01% $1 $15,000 $20.00 Yes All N/A $35.00 Yes $0.00 VIEW
HSBC Bank USA NA 800-975-4722 Choice Checking N/A $1 $1,500 $15.00 Yes All N/A $35.00 Yes $0.00 VIEW
HSBC Bank USA NA 800-975-4722 Basic Banking N/A $1 $0 $3.00 Yes 8 $0.35 $35.00 Yes $0.00 VIEW
KeyBank 800-539-2968 Key Express Checking N/A $50 $500 $7.00 Yes All N/A $34.00-$38.50 Yes $0.00 VIEW
KeyBank 800-539-2968 Key Student N/A $50 $200 $5.00 Yes All N/A $34.00-$38.50 Yes $0.00 VIEW
KeyBank 800-539-2968 Key Advantage 0.01% - 0.02% $50 $10,000 $18.00 Yes All N/A $34.00-$38.50 Yes $0.00 VIEW
KeyBank 800-539-2968 Key Privilege 0.05% - 0.10% $50 $25,000 $25.00 Yes All N/A $34.00-$38.50 Yes $0.00 VIEW
KeyBank 800-539-2968 Key Privilege Select 0.15% - 0.20% $50 $100,000 $25.00 Yes All N/A $34.00-$38.50 Yes $0.00 VIEW
KeyBank 800-539-2968 Key Coverage Checking N/A $50 N/A $12.00 Yes All N/A $34.00-$38.50 Yes $0.00 VIEW
KeyBank 800-539-2968 Key Access N/A $10 See Note $5.00 No N/A N/A See Note No $0.00 VIEW
Watertown Savings Bank 315-222-7222 Student Banking N/A $25 $0 $0.00 Yes All N/A $30.00 Yes $0.00 VIEW
Watertown Savings Bank 315-222-7222 Basic Banking N/A $25 $0 $0.00 Yes All N/A $30.00 Yes $0.00 VIEW
Watertown Savings Bank 315-222-7222 Traditional Checking N/A $25 $0 $0.00 Yes All N/A $30.00 Yes $0.00 VIEW
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