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MoneyRates.com Archives
MoneyRates.com aims to bring you the information you need to successfully manage your bank accounts, credit cards and mortgage loans. These archives are packed with content designed to help you handle your finances more effectively. Please browse the listings below for unique news and analysis on personal finance.
Minimalistic bank branches: Coming to your neighborhood? May 10, 2013
Some brick-and-mortar banks are planning leaner, more automated branches, but can it help them reclaim market share from online banks?
News Archive
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Has prom spending gotten out of control?
May 06, 2013
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4 questions the Fed statement didn't answer
May 02, 2013
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Rising ATM fees -- and how to beat them
April 26, 2013
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Boomer retirement confidence falls again
April 24, 2013
Research Center Archive
Want better service? Try banking online May 06, 2013
Consumers who take advantage of online banking services are happier with their bank's service. Are customers who rely only on branches missing out?
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- America's Best Rates 2013 Q1: Online banks go their own way
April 30, 2013 - Best States to Make a Living 2013
April 01, 2013 - Worst States to Make a Living 2013
April 01, 2013 - Best and Worst States to Make a Living 2013: Full list
April 01, 2013
Blog Archive
Stock market surges on -- but is it sustainable? May 16, 2013
The stock market is reaching new highs almost daily, but not all the economic news justifies this level of optimism.
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- April jobs report: a prelude to higher rates?
May 09, 2013 - A reality check on real estate
May 03, 2013 - The yin and yang economy
April 25, 2013 - A drop in consumer prices -- with a catch
April 18, 2013
Ask The Expert Archive
Should I abandon savings accounts for stocks? May 07, 2013
Low interest rates have created a dilemma that may be pushing investors toward higher risk.
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- Annuity or CD?
April 24, 2013 - Direct deposit into savings or checking?
April 09, 2013 - IRA or 401(k)?
March 26, 2013 - What accounts are best for college savings?
March 11, 2013
Experts Commentary Archive
6 ways to resist debt pushers May 14, 2013
Americans are constantly bombarded with offers to borrow money, so learning to say no is an essential survival skill.
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- The tight-rope economy
April 30, 2013 - Separating financial illusion from reality
April 15, 2013 - A brief history of mortgage and deposit rates
April 02, 2013 - Investing becomes an all-or-nothing game
March 19, 2013
Bank Deals Archive
Citi Platinum Select AAdvantage Visa Signature Card April 12, 2012
First-time holders of this card qualify for 30,000 American Airlines AAdvantage bonus miles and no annual fee for the first 12 months.
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- EverBank Yield Pledge Checking Account Bonus Rate
March 08, 2012 - EverBank Yield Pledge Money Market Account Bonus Rate
March 08, 2012 - Blue Sky from American Express
March 01, 2012 - American Express Premier Rewards Gold Card
February 28, 2012
Credit Cards Archive
5 times you shouldn't listen to your bank April 12, 2013
Understanding how banks make money from you can help you know when it's best to ignore their advice.
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- 7 teachable moments for financial literacy
March 18, 2013 - 4 steps to avoiding a spending hangover
December 05, 2012 - Debunking the myth of retail therapy
November 28, 2012 - 10 steps to a disastrous Black Friday
November 01, 2012
Money Market Archives
6 ways to renew your finances this spring May 16, 2013
It is important to freshen up various aspects of your financial program at least once a year. Why not handle it this spring?
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- A guide to incremental investing
May 01, 2013 - The trouble with investing in gold
April 24, 2013 - Alternative investments: Is there wisdom in the crowd?
March 06, 2013 - 6 ways to protect against investment scams
February 21, 2013
Savings Archives
8 money moves for new graduates May 13, 2013
Taking these steps after graduation can put young people on the path to financial independence.
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- Considering a pension advance? Ask these 5 questions
May 08, 2013 - 5 calamities that wreck retirements
May 01, 2013 - Is Mom saving enough for retirement?
April 25, 2013 - Your retirement vs. low interest rates
April 11, 2013
CD Rates Archive
The curious case of today's bank rates April 17, 2013
In an ordinary world, borrowers may pay much higher rates on longer-term loans. But today's interest rate landscape is anything but ordinary.
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- Helping your portfolio age gracefully
April 03, 2013 - 6 reasons to think twice about hedge funds
January 09, 2013 - 5 hard facts on retirement
January 02, 2013 - What weak unemployment figures mean for your investments
September 19, 2012
Mortgage Archives
Handling today's diverging bank rates March 27, 2013
Various interest rates are moving in different directions, which may require consumers to fine-tune their borrowing and deposit strategies.
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- 5 things to know before investing in real estate
February 27, 2013 - 4 financial lessons from 'Downton Abbey'
January 15, 2013 - 5 moves to make after the fiscal cliff
January 15, 2013 - Waiting to refinance: A dangerous game?
October 02, 2012
Checking Archives
Walmart's Bluebird card: Has checking met its match? November 02, 2012
Walmart's Bluebird prepaid debit card is a very competitive product, but there are some inherent drawbacks to using any prepaid card.
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- Why haven't consumers revolted against overdraft fees?
May 14, 2012 - Big banks face big issues
April 04, 2012 - Will overdraft fees benefit from the CFPB inquiry?
March 02, 2012 - Banks search for revenue from wary customers
February 03, 2012
Real People Archive
Working a second job to save for retirement July 02, 2012
Could a second, part-time job be the answer to catching up on your retirement savings? Read how one man is already doing it.
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- How my retirement went missing
April 27, 2012 - Lessons from my IRS audit
March 27, 2012 - My college-savings secrets
February 28, 2012 - Financial lessons from my divorce
January 23, 2012