Wachovia Bank

The Wachovia Bank Access Fifty Checking Account offers people aged fifty and over no minimum balances, no monthly service fees,no direct deposit requirements, discounted checks & unlimited check writing, and a 5% bonus for linking the checking account to the Wachovia Way2Save savings program. Details.

Umbrella Bank

Special rates for IRA money markets, CDs, Education money markets, Education IRA accounts. Details.

BancodeInternet.com

Spanish division of Bank of Internet with excellent deposit rates and full-service online banking capabilities. Spanish-version site. More.

Imperial Capital Bank

Imperial Capital Bank offers a personalized checking account for customeras aged 55 and over. Features include a competitive yield on balances over $250, free online banking and bill payment, and no fees if a $250 average balance is maintained. Details.

One United Bank

This bank calls itself the first African-American owned internet bank and has commited itself to developing urban communities across the country. One United Bank offers deposit rates in the top 1% in the country while supporting economic development.

Bank of Internet

Special rates and features for senior citizens. More.

Umbrella Bank

Pet owners know have a savings vehicle to ensure that their pet is taken care of if thet die through Umbrella Bank's PetTrust Plus service. A PetTrustPlus Account combines the legal authority of a Trust document with the financial security and flexibility of an online, interest-bearing savings account. More details here.

American Bank

This bank offers individuals age 50 and over a higher APY on their interest checking account. No monthly minimum balance or no monthly fees, although the APY only applies for balances between $10,000 and $99,999. More information here.

State Bank of India

This New York-based FDIC-insured bank serves as a financial gateway to India. Any person or business doing business in India can benefit from their banking services. In addition, excellent CD rates in the nation's top 1% are currently available to any depositor. English-version site here.

Bank of China

A leading Hong-Kong based banking group with branches in Hong Kong, mainland China, and the United States. Offers wide menu of personal and commercial banking features including online banking and foreign exchange trading accounts. More information here.

Posted 2/1/09