Certificate of Deposit Archive

4 Problems with Variable-Rate CDs

July 27, 2018

Variable-rate CDs can offer savers some intriguing options, but not always at a favorable price.

Tax implications: How do CDs work?

June 1, 2018

CDs are safe instruments for earning interest, but their tax treatment can create a cash crunch. Here's how to plan ahead so you aren't caught short of money at tax time.

How CDs Fit into College Savings

February 27, 2018

Understand how you can use certificates of deposits to build your college savings.

What Inflation is Doing to your CDs

February 27, 2018

You might think of CDs as safe investments that don't require much attention, but lately inflation has been posing a growing threat to them. Here's what to do when inflation is on the rise.

Manage Risks with Certificates of Deposits

February 21, 2018

Understanding early withdrawal risk with CDs, FDIC limits, and other risk factors can help you manage risk while investing in CDs.

What is a CD? How do Certificates of Deposit (CDs) work?

February 23, 2017

A review of the characteristics of different types of CDs can help you decide which is the best fit for your needs.

The Complete Guide to Setting Up A CD Ladder

November 4, 2016

Learn how a CD ladder can work to your advantage, and how to set it up.

5 Moves to Optimize Your CD Ladder

May 11, 2016

CD ladders can help you manage yield and liquidity, and they can also be tailored for current circumstances.

5 reasons why CDs are perfect for low risk investors

August 14, 2015

CDs are perfect for low risk investors because they offer a guarantee of principal along with a fixed interest rate and predictable cash flow.

What You Should Know About CD Rates Today

October 16, 2014

Understanding these things about today's CD rates can boost the interest you earn on your savings.

5 factors that could drive interest rates higher

Why inflation is still a threat to your retirement

Differences between CDs and bonds: A secure-investment showdown

8 costly investment mistakes to avoid

Investments to watch in a rising-rate environment

Unconventional CDs: Raise-Your-Rate CDs and Indexed CDs

Which investments perform best against inflation?

Will 2014 mark the return of the CD?

Just when you thought CD ladders were dead ...

6 reasons to think twice about hedge funds

5 hard facts on retirement

4 ways CDs have changed

CD rates: Now behind inflation

How to engineer higher CD rates

4 reasons why CDs make great graduation gifts

Using relationships to get better CD rates

EverBank WorldCurrency CDs

Managing CD rates: reverse laddering your way to a new home

Making the curve: CD rate curves can help you make good financial decisions

Do today's CD rates present a case for callable CDs?

Know your CD options: how shoping around can help you save

Let a certificate of deposit act as your savings "lock box"

CD rates: some history lessons

Your Rights as a Bank Customer: The FDIC Depositor Bill of Rights

FDIC Warns of Bait-and-Switch Using CD Rates

Watching for CD Rates to Rise as the Economy Improves

CD Rates Offering a Thin Spread Over Treasuries

Brokered Certificates of Deposit Offer High CD Rates, With Some Strings Attached

CDs vs Installment Savings Accounts

If I Had a Million Dollars

What's In a Bank Name?

Global Interest Rates and CDs

What Does Deflation Mean for Savings and CD Rates?

College Savings and Certificates of Deposit

What are Installment Savings Accounts?

Top Ten Ways to Control Your Money from The Grave

Market-Linked CDs Represent a Hybrid Between CDs and Stocks

Zero Coupon CDs: How to Invest in These High Yield CDs

Increase CD Interest Rates with Bump-Up CDs


How to Evaluate a Callable CD