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CreditCards

Using zero percent credit cards to pay off student loans

Richard Barrington

Transferring student loan balances to zero percent credit cards is not as straightforward as it may look; see what you should know before trying this strategy.

4 major risks of debt consolidation and how to avoid them

Richard Barrington

Debt consolidation can be either a useful tool or a costly mistake, so it helps to understand your goals and how to pursue them.

How to responsibly handle easier access to credit cards

Richard Barrington

Easing credit standards mean consumers have to take responsibility for not overusing access to credit.

10 things to know to maximize credit card rewards

Richard Barrington

Get the most out of credit card reward programs by knowing the best ways to use your cards.

9 questions to ask before taking on debt

Richard Barrington

Borrowing money can be too easy at times, but asking some challenging questions can help you stop it from becoming too much of a habit.

6 financial moves to prevent sleepless nights

Richard Barrington

Financial worries are a common source of nighttime anxiety, but these problems are best addressed in the light of day.

7 drawbacks of refinancing your debt

Richard Barrington

Refinancing your credit card or student loan debt can be a wise move -- unless one of these downsides sours the deal.

5 times you shouldn't listen to your bank

Richard Barrington

Understanding how banks make money from you can help you know when it's best to ignore their advice.

7 teachable moments for financial literacy

Richard Barrington

Financial literacy is often a neglected aspect of education, but there are several opportunities in everyday life to share your knowledge with your kids

10 steps to a disastrous Black Friday

Ollie Geiger

Unless your wish list includes an expensive and frustrating shopping experience, avoid these 10 steps at all costs.

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