Savings Archive

How Much do you Need to Retire?

August 1, 2018

Inflation can have a devastating effect on savings over the long run, so be sure to set your retirement savings goals accordingly.

Huge Hidden Costs Of Federal Reserve Policy

May 4, 2018

Federal Reserve interest rate policy may have bailed out the economy after the Great Recession, but savers who don't fight back continue to lose ground against inflation to this day. Here's what you can do to stay ahead.

Market Rates Rise Despite Flat Federal Funds Rate

May 4, 2018

Rates on deposit accounts and mortgages may continue to rise despite the Fed's recent decision to keep its rate target unchanged. Here is what consumers can do to reap the benefits now.

Rising Federal Funds Rate Not Helping Consumers

March 22, 2018

The Fed continued pursuing a policy of rate normalization -- but, so far, consumers only find better interest rates on mortgages, CDs and savings accounts if they shop.

Federal Funds Rate Outpaced by Market Rate Surge

February 3, 2018

Sometimes the Federal Reserve adopts a wait-and-see approach to raising the federal funds rate. Here's how investors, home-buyers and savers could profit when market rates rise faster than Fed rates.

Fed December update: Fed rates rise, but bank rates may be rising faster

December 19, 2017

The Fed raised interest rates for the third time in 2017, but some savings account rates have been rising even faster.

Where do your finances stand this holiday shopping season?

November 10, 2017

Thanksgiving and the holiday season is a good time to look at your finances; see how you can tell which elements of those finances are blessings and which are turkeys.

Is weakening job growth behind Fed's decision to not raise bank rates?

November 7, 2017

The Fed's latest statement dismisses recent negative economic trends as being due to the harsh hurricane season, but their inaction on rates speaks louder than words.

Underbanked? How to Find the Best Bank Account for You

October 11, 2017

Find out why millions of Americans do not have a bank account, how this is costing them, and what they can do about it.

Did Hurricanes Harvey and Irma lead to Fed's rate hike delay?

Consumers should act faster than the Fed on interest rates

Is the Fed's move a no-win for consumers?

May Fed update: Consumers should look beyond Fed for higher bank rates

March Fed update: Fed hike to raise bank rates for mortgages, savings

5 Unexpected Investment Lessons From A Baseball Legend

Investing 101 Quiz: Savings, Stocks, Retirement and More

February Fed update: Fed caution is bad news for savings accounts

How to Switch Banks: A Guide to Higher Rates, Free Accounts

December Fed update: What latest rate hike means for bank rates

7 things investors should know about inflation

3 investment risk challenges in the modern age

How to minimize taxes on retirement savings accounts

Why millennials are at the forefront of a banking revolution

How to deal with low bond yields: 4 alternative investments

July Fed update: Is Fed too focused on past econ conditions to raise bank rates?

4 ways higher interest rates could benefit investors and consumers

How to stop giving money away to your bank

Consolidating 401(k) retirement savings: 7 questions to ask

6 reasons retirement saving fails (and what to do about it)

How to use a health savings account to build retirement wealth

Do retirement planning tools do more harm than good?

How to plan for retirement when unsure about your future life expectancy

3 reasons why automatic 401(k) enrollment may not be enough for retirement saving

Negative interest rates: Even worse than they seem?

Dying broke: A worthwhile retirement goal?

7 reasons to fire your bank in 2015

5 reasons to save more money in 2015

How to approach bank bonus offers

6 lessons from an NHL star's bankruptcy

5 mistakes that lead to faulty retirement assumptions

When financial fear is your ally

Money lessons for sons and daughters

A more pragmatic view of retirement planning

How to measure the ROI of an education

6 types of savings: When to begin each

Traditional IRA vs. Roth IRA: Which is better for taxes?

How to use targeted savings to achieve goals

Evaluating past performance? Don't overlook these caveats

5 smart steps for managing money in retirement

Will a rising federal funds rate hurt the economy?

Oh baby! Confronting the costs of parenthood

The best defense against a low-yield environment

5 Social Security tips for couples

5 basic money errors retirees make

Preparing for Social Security: a 7-point checklist

6 tough questions to ask before retiring

Generation X: Don't approach retirement like your peers

6 red flags of a bad financial planner

Want an allowance, kids? Be ready to earn it

Considering a pension advance? Ask these 5 questions

5 calamities that wreck retirements

Your retirement vs. low interest rates

5 questionable uses for a tax refund

Are your deposits still insured?

5 reasons to consider an online bank

8 smart uses for a year-end bonus

6 ways to bear-proof your retirement

5 purchases you shouldn't skimp on

4 new rules for asset allocation

5 simple but effective saving strategies

Are Americans 'winging' their retirement plans?

Where the jobs are: 5 states leading the recovery

7 Social Security Sins

Putting the 'aged' in engaged: Financial tips for late marriages

Quiz: Are you a good financial role model?

5 lessons an allowance can teach

7 ways to straighten your boomerang child

Should your DNA affect your retirement planning?

What to do when a relative won't pay you back

7 things to do before you retire

Latest shocker for savings account rates: 10-year Treasuries slip below 2 percent

4 alternatives to early 401(k) withdrawals

Savings account interest rates seem numb to recent inflation trend

How high should personal savings rates go - an international perspective

Middle class savings rates: Waiting to win the retirement lottery?

What kind of saver are you? 8 different types of people who accumulate money.

Low inflation benefits savers

Online Savings Account Rates Without the Risk: Ten Tips from the FDIC

Five Things to Do When your Bank Merges

MoneyRates Monthly Resolution #2: Direct Deposit Paychecks into Savings or Money Market Accounts

Savings Account Interest Rates May Be Set to Rise

Feed Your Savings Account to Maximize Savings Account Interest

Special savings accounts for kids

Liquid CDs Can't Beat Savings or Money Market Accounts

Comparing Savings Accounts and Savings Bonds

Kids Savings Accounts Help Kids Save For a Rainy Day

Five Advantages of Medical Savings Accounts

Investing Reverse Mortgage Proceeds

Six Tips for Living on Your Retirement Budget

Mortgage Savings Account -- Is It Right For You?