Inheriting retirement savings accounts has varying tax implications, depending on the type of account and who the beneficiary is.
Many employees make the mistake of dreading their annual performance reviews; see how embracing the process can pay off generously.
Saving money does not have to be intimidating if you approach it by setting a series of reasonable goals.
Asking the right questions before you choose a bank can save you time and money in the long run.
The way fees on checking accounts and credit cards can add up is truly scary, but there are ways to escape monstrous fees.
Based on recovery from the recession and recent growth trends, this study examines which states are gaining or losing economic ground.
Before you make a major purchase, in addition to researching product and price, give some thought to your payment method to save money where possible.
It can be tempting to put on a lavish wedding, but think through what financial impact personal loans could have on your marriage before borrowing.
A quantitative study reveals some surprises about what different states have to offer young adults.
A few examples and historical return information help show how time, continued saving and investments can work together to grow your nest egg.
Prioritizing debt should involve keeping up with all your minimum monthly payments and then targeting your most expensive source of debt.
You can change investment vehicles within an IRA, but you should be careful to do it in a way that avoids tax consequences.
There are many payment options for handling an online purchase today, but be aware of the risks and benefits of using an ATM card versus a credit card.
Choosing a bank for your rollover is probably the most straightforward approach. This should help shield you from incurring tax consequences on your rollover before you need to, and give you ready access to a range of CD products for constructing a CD ladder (i.e., a series of CDs with staggered maturities).
Getting into debt can be too easy at times, but asking some challenging questions can help you avoid taking on debt that isn't worthwhile.
Debt consolidation can be either a useful tool or a costly mistake. It helps to understand your goals and how to best pursue them.
Transferring student loan balances to zero percent credit cards is not as straightforward as it may look; see what you should know before trying this strategy.
Easing credit standards mean consumers have to take responsibility for not overusing access to credit.
Get the most out of credit card reward programs by knowing the best ways to use your cards.
See what it means to consumers as savings account rates, money market rates, CD rates and mortgage rates look likely to rise in 2018.
Preparing your finances in advance of any Fed announcements can help you avoid being caught flat-footed when rates finally climb.
Want a portfolio that will perform from its opening day? Then consider incorporating these key elements.
International investing can be a good thing, but there are also valid reasons for maintaining a heavier weighting toward U.S.-based stocks.
Asset allocation is a tricky decision and one you can't avoid, so it's wise to be well-informed on the topic.
Federal Reserve interest rate policy may have bailed out the economy after the Great Recession, but savers who don't fight back continue to lose ground against inflation to this day. Here's what you can do to stay ahead.
Rates on deposit accounts and mortgages may continue to rise despite the Fed's recent decision to keep its rate target unchanged. Here is what consumers can do to reap the benefits now.
The Fed continued pursuing a policy of rate normalization -- but, so far, consumers only find better interest rates on mortgages, CDs and savings accounts if they shop.
Sometimes the Federal Reserve adopts a wait-and-see approach to raising the federal funds rate. Here's how investors, home-buyers and savers could profit when market rates rise faster than Fed rates.
CDs are safe instruments for earning interest, but their tax treatment can create a cash crunch. Here's how to plan ahead so you aren't caught short of money at tax time.
Understand how you can use certificates of deposits to build your college savings.
You might think of CDs as safe investments that don't require much attention, but lately inflation has been posing a growing threat to them. Here's what to do when inflation is on the rise.
Understanding early withdrawal risk with CDs, FDIC limits, and other risk factors can help you manage risk while investing in CDs.
A review of the characteristics of different types of CDs can help you decide which is the best fit for your needs.
Refinancing is not just about capturing falling interest rates. It can also be a way of optimizing your mortgage loan to fit a change in circumstances.
The benefit or burden of any mortgage is largely dependent on these 9 details.
Lack of experience is an inherent problem for first-time home buyers, but some sound investment thinking can help you overcome that problem.
Recent declines in mortgage rates may generate enthusiasm for real estate investments, but there are reasons to be skeptical of this.
Shifting your debt burden into a mortgage can save you money, but it can also put your home at risk. Learn when this approach makes sense.
Changes in banking habits have made location less of an issue since the 1990s, while rising fees have made cost more significant. Isn't it time to change what you look for in a checking account?
We ranked the best checking accounts for 2018 on the basis of monthly maintenance fees, overdraft fees, and low minimum opening deposit. Here are the top ten free checking accounts to be found in 2018.
Having to work outside the banking system can be expensive and inconvenient. Unfortunately, this can easily happen to people whose accounts are closed by their banks because of chronic misuse of the account.
If this has happened to you, the good news is that there is a way to get back into the banking system. It's called second-chance checking, and finding the right second-chance checking account can be the first step toward re-establishing your access to the full range of bank services.
Sloppy banking habits could easily cost consumers more than $600 per year, but they are easy to fix. Here's how to profit by staying on top of your finances.
Banking has changed over time, and it's likely your banking needs have too. Here's why you may want to reconsider where you're at today.
With no action from the Fed on interest rates, consumers should look elsewhere for signs of rising rates.
Interest rates will soon be on the rise: some banks to act sooner than others.
The Fed still isn't ready to raise rates, but this week's meeting statement hints that the time is near.
While the Fed announced no rate change in today's meeting, the wording of its statement hints at the possibility of change by midyear.
The Fed made no change in policy in its latest meeting, but a change in its statement's wording reflects an underlying optimism about the economy.