Inheriting retirement savings accounts has varying tax implications, depending on the type of account and who the beneficiary is.
Many employees make the mistake of dreading their annual performance reviews; see how embracing the process can pay off generously.
Saving money does not have to be intimidating if you approach it by setting a series of reasonable goals.
Asking the right questions before you choose a bank can save you time and money in the long run.
The way fees on checking accounts and credit cards can add up is truly scary, but there are ways to escape monstrous fees.
The federal tax burden does not fall equally across the country. See which state's residents pay the most federal taxes, shouldering the greatest and least shares of this burden.
Republican tax proposal details are important, there are certain tax reform implications that must be understood as soon as possible. Review our clear and straight-forward list.
Banks and credit unions offer similar products, but rates, fees, and lending practices differ. Explore the advantages of various products at banks and credit unions to know which type of banking institution fits your financial life.
Balancing your checkbook is an important task to avoid extra fees, missed payments and other problems. Use three steps to balance each month.
The number of beneficiaries on a trust can affect FDIC insurance coverage, depending on the trust's terms.
See some tips for getting more yield out of a CD ladder.
IRA rules limit the benefits of putting money into an IRA in your late 60s, but it may still be worthwhile.
Besides the 10 percent penalty for tapping into a 401k plan early, diverting money from retirement savings might be higher than you think.
Debt consolidation can be either a useful tool or a costly mistake, so it helps to understand your goals and how to pursue them.
Easing credit standards mean consumers have to take responsibility for not overusing access to credit.
Get the most out of credit card reward programs by knowing the best ways to use your cards.
Borrowing money can be too easy at times, but asking some challenging questions can help you stop it from becoming too much of a habit.
Financial worries are a common source of nighttime anxiety, but these problems are best addressed in the light of day.
See what it means to consumers as savings account rates, money market rates, CD rates and mortgage rates look likely to rise in 2018.
Preparing your finances in advance of any Fed announcements can help you avoid being caught flat-footed when rates finally climb.
Want a portfolio that will perform from its opening day? Then consider incorporating these key elements.
International investing can be a good thing, but there are also valid reasons for maintaining a heavier weighting toward U.S.-based stocks.
Asset allocation is a tricky decision and one you can't avoid, so it's wise to be well-informed on the topic.
The Fed continued pursuing a policy of rate normalization -- but, so far, consumers only find better interest rates on mortgages, CDs and savings accounts if they shop.
Sometimes the Federal Reserve adopts a wait-and-see approach to raising the federal funds rate. Here's how investors, home-buyers and savers could profit when market rates rise faster than Fed rates.
The Fed raised interest rates for the third time in 2017, but some savings account rates have been rising even faster.
Thanksgiving and the holiday season is a good time to look at your finances; see how you can tell which elements of those finances are blessings and which are turkeys.
Understand how you can use certificates of deposits to build your college savings.
You might think of CDs as safe investments that don't require much attention, but lately inflation has been posing a growing threat to them. Here's what to do when inflation is on the rise.
Understanding early withdrawal risk with CDs, FDIC limits, and other risk factors can help you manage risk while investing in CDs.
A review of the characteristics of different types of CDs can help you decide which is the best fit for your needs.
Learn how a CD ladder can work to your advantage, and how to set it up.
Refinancing is not just about capturing falling interest rates. It can also be a way of optimizing your mortgage loan to fit a change in circumstances.
The benefit or burden of any mortgage is largely dependent on these 9 details.
Lack of experience is an inherent problem for first-time home buyers, but some sound investment thinking can help you overcome that problem.
Recent declines in mortgage rates may generate enthusiasm for real estate investments, but there are reasons to be skeptical of this.
Shifting your debt burden into a mortgage can save you money, but it can also put your home at risk. Learn when this approach makes sense.
We ranked the best checking accounts for 2018 on the basis of monthly maintenance fees, overdraft fees, and low minimum opening deposit. Here are the top ten free checking accounts to be found in 2018.
Having to work outside the banking system can be expensive and inconvenient. Unfortunately, this can easily happen to people whose accounts are closed by their banks because of chronic misuse of the account.
If this has happened to you, the good news is that there is a way to get back into the banking system. It's called second-chance checking, and finding the right second-chance checking account can be the first step toward re-establishing your access to the full range of bank services.
Sloppy banking habits could easily cost consumers more than $600 per year, but they are easy to fix. Here's how to profit by staying on top of your finances.
Banking has changed over time, and it's likely your banking needs have too. Here's why you may want to reconsider where you're at today.
With no action from the Fed on interest rates, consumers should look elsewhere for signs of rising rates.
Interest rates will soon be on the rise: some banks to act sooner than others.
The Fed still isn't ready to raise rates, but this week's meeting statement hints that the time is near.
While the Fed announced no rate change in today's meeting, the wording of its statement hints at the possibility of change by midyear.
The Fed made no change in policy in its latest meeting, but a change in its statement's wording reflects an underlying optimism about the economy.