Tired of the cycle of debt that follows the holidays every year? See why now, six months before Christmas, is the best time to break that cycle.
Think the opioid crisis is just a healthcare problem? Read about the lasting financial consequences that can also result from opioid addiction.
Think working longer is the solution to falling behind on your retirement saving? While this plan has merit in theory, you may find headwinds that prevent you from being able to work beyond normal retirement age.
Struggling with the challenges of millennial finances? Recognizing how these challenges differ from those faced by prior generations is the first step toward coping with their financial environment.
Are you saving enough for retirement? The answer may surprise you. More than 40 percent of American households are on track for a retirement savings shortfall. See what you can do to avoid that fate.
Are you a car nut? These states have the most avid car enthusiasts according to our new study, and these tips can help you stay a car fanatic for a long while.
Where's the best place for a young adult these days? MoneyRates.com looked at eight different data sets across all 50 states plus the District of Columbia to provide suggestions.
Are you concerned about healthcare? This new study and comparison tool breaks down every state in terms of seven aspects of healthcare to determine the best and worst states for healthcare. Read extra tips on how to save and pay for healthcare too.
Are you missing out on rising bank rates? A few banks are helping customers get ahead while most are getting left behind. Here's how to make sure you are on the right side of that trend.
Thinking of setting up an IRA? Learn how to choose between a Roth IRA and a traditional IRA and how to invest for long-term retirement savings.
How do you know you have enough money for the remainder of your retirement? A comparison of net expenses with retirement savings and other resources can help you find the answer.
How long can you keep money in a traditional IRA? While you are required to start taking out some of your remaining balance each year beginning at age 70.5, you are never required to take out all of your remaining balance.
Looking to limit your taxes once you start taking retirement plan RMDs? The strategy of contributing some of that money to a Roth IRA has significant limits, but it does also have some benefit.
How would you choose between monthly pension income and a lump-sum distribution? A present value calculation can give you part of the answer, but there are still some judgements to be made based on your situation.
Financial worries are a common source of nighttime anxiety, but these problems are best addressed in the light of day.
Getting into debt can be too easy at times, but asking some challenging questions can help you avoid taking on debt that isn't worthwhile.
Debt consolidation can be either a useful tool or a costly mistake. It helps to understand your goals and how to best pursue them.
Transferring student loan balances to zero percent credit cards is not as straightforward as it may look; see what you should know before trying this strategy.
Easing credit standards mean consumers have to take responsibility for not overusing access to credit.
Do you have money in a savings or money market account? These six trends could impact your money in 2019, but here's how you can protect your assets and profit during this changing environment.
Want a portfolio that will perform from its opening day? Then consider incorporating these key elements.
International investing can be a good thing, but there are also valid reasons for maintaining a heavier weighting toward U.S.-based stocks.
Asset allocation is a tricky decision and one you can't avoid, so it's wise to be well-informed on the topic.
Passive investors should take a cue from Wall Street's sharks and lions in recognizing the impact corporate governance can have on share value.
Inflation can have a devastating effect on savings over the long run, so be sure to set your retirement savings goals accordingly.
Thanksgiving and the holiday season is a good time to look at your finances; see how you can tell which elements of those finances are blessings and which are turkeys.
Find out why millions of Americans do not have a bank account, how this is costing them, and what they can do about it.
The Fed's push to return to normal, despite flagging economic numbers, could be a no-win move for consumers.
Variable-rate CDs can offer savers some intriguing options, but not always at a favorable price.
CDs are safe instruments for earning interest, but their tax treatment can create a cash crunch. Here's how to plan ahead so you aren't caught short of money at tax time.
CD ladders can help you manage yield and liquidity. Here's how to tailor them to meet your specific circumstances and capture the highest interest rates available.
Understand how you can use certificates of deposits to build your college savings.
You might think of CDs as safe investments that don't require much attention, but lately inflation has been posing a growing threat to them. Here's what to do when inflation is on the rise.
Refinancing is not just about capturing falling interest rates. It can also be a way of optimizing your mortgage loan to fit a change in circumstances.
The benefit or burden of any mortgage is largely dependent on these 9 details.
Lack of experience is an inherent problem for first-time home buyers, but some sound investment thinking can help you overcome that problem.
Recent declines in mortgage rates may generate enthusiasm for real estate investments, but there are reasons to be skeptical of this.
Shifting your debt burden into a mortgage can save you money, but it can also put your home at risk. Learn when this approach makes sense.
Changes in banking habits have made location less of an issue since the 1990s, while rising fees have made cost more significant. Isn't it time to change what you look for in a checking account?
We ranked the best checking accounts for 2018 on the basis of monthly maintenance fees, overdraft fees, and low minimum opening deposit. Here are the top ten free checking accounts to be found in 2018.
Having to work outside the banking system can be expensive and inconvenient. Unfortunately, this can easily happen to people whose accounts are closed by their banks because of chronic misuse of the account.
If this has happened to you, the good news is that there is a way to get back into the banking system. It's called second-chance checking, and finding the right second-chance checking account can be the first step toward re-establishing your access to the full range of bank services.
Sloppy banking habits could easily cost consumers more than $700 per year, but they are easy to fix. Here's how to profit by staying on top of your finances.
Banking has changed over time, and it's likely your banking needs have too. Here's why you may want to reconsider where you're at today.
They started arriving in your mailbox last month. No, not early Valentine's cards, but the little reminders of the grim task ahead: tax preparation.