Inheriting retirement savings accounts has varying tax implications, depending on the type of account and who the beneficiary is.
Many employees make the mistake of dreading their annual performance reviews; see how embracing the process can pay off generously.
Saving money does not have to be intimidating if you approach it by setting a series of reasonable goals.
Asking the right questions before you choose a bank can save you time and money in the long run.
The way fees on checking accounts and credit cards can add up is truly scary, but there are ways to escape monstrous fees.
A trend toward higher savings and money market rates is positive for consumers, but a closer look shows that it is concentrated in a minority of banks.
See where you can find savings and money market rates for 2018 that are significantly higher than industry averages.
Smart choices about banks and CD rates are the key to earning the highest CD rates in the year ahead.
Charles Schwab offers well-regarded research at competitive commission rates, though some might be concerned by its compliance record.
Online brokerage firm T. Rowe Price has placed its emphasis more on managed investments than on discounted commissions.
See some tips for getting more yield out of a CD ladder.
IRA rules limit the benefits of putting money into an IRA in your late 60s, but it may still be worthwhile.
Besides the 10 percent penalty for tapping into a 401k plan early, diverting money from retirement savings might be higher than you think.
A traditional IRA will require you to start taking distributions at some point, but it will never require full liquidation of the plan.
Missing IRA account information can be a challenge after a person dies, but there are some possibilities for addressing this problem.
Debt consolidation can be either a useful tool or a costly mistake, so it helps to understand your goals and how to pursue them.
Easing credit standards mean consumers have to take responsibility for not overusing access to credit.
Get the most out of credit card reward programs by knowing the best ways to use your cards.
Borrowing money can be too easy at times, but asking some challenging questions can help you stop it from becoming too much of a habit.
Financial worries are a common source of nighttime anxiety, but these problems are best addressed in the light of day.
Preparing your finances in advance of any Fed announcements can help you avoid being caught flat-footed when rates finally climb.
Want a portfolio that will perform from its opening day? Then consider incorporating these key elements.
International investing can be a good thing, but there are also valid reasons for maintaining a heavier weighting toward U.S.-based stocks.
Asset allocation is a tricky decision and one you can't avoid, so it's wise to be well-informed on the topic.
Passive investors should take a cue from Wall Street's sharks and lions in recognizing the impact corporate governance can have on share value.
Sometimes the Federal Reserve adopts a wait-and-see approach to raising the federal funds rate. Here's how investors, home-buyers and savers could profit when market rates rise faster than Fed rates.
The Fed raised interest rates for the third time in 2017, but some savings account rates have been rising even faster.
Thanksgiving and the holiday season is a good time to look at your finances; see how you can tell which elements of those finances are blessings and which are turkeys.
The Fed's latest statement dismisses recent negative economic trends as being due to the harsh hurricane season, but their inaction on rates speaks louder than words.
Find out why millions of Americans do not have a bank account, how this is costing them, and what they can do about it.
A review of the characteristics of different types of CDs can help you decide which is the best fit for your needs.
Learn how a CD ladder can work to your advantage, and how to set it up.
No action by the Fed on rates leaves it up to consumers to protect themselves by finding higher savings account rates.
The Fed continues to delay raising rates, but taking action seems increasingly imminent.
CD ladders can help you manage yield and liquidity, and they can also be tailored for current circumstances.
Refinancing is not just about capturing falling interest rates. It can also be a way of optimizing your mortgage loan to fit a change in circumstances.
The benefit or burden of any mortgage is largely dependent on these 9 details.
Lack of experience is an inherent problem for first-time home buyers, but some sound investment thinking can help you overcome that problem.
Recent declines in mortgage rates may generate enthusiasm for real estate investments, but there are reasons to be skeptical of this.
Shifting your debt burden into a mortgage can save you money, but it can also put your home at risk. Learn when this approach makes sense.
Banking has changed over time, and it's likely your banking needs have too. Here's why you may want to reconsider where you're at today.
MONEY Magazine has announced its top banks for 2013, but are these institutions good enough to attract your business?
If your son or daughter displays these signs, some remedial financial education may be in order -- fast.
Walmart's Bluebird prepaid debit card is a very competitive product, but there are some inherent drawbacks to using any prepaid card.
Bank's move could spur other banks to drop the charges that can lead to a "train wreck" of multiple overdrafts.
With no action from the Fed on interest rates, consumers should look elsewhere for signs of rising rates.
Interest rates will soon be on the rise: some banks to act sooner than others.
The Fed still isn't ready to raise rates, but this week's meeting statement hints that the time is near.
While the Fed announced no rate change in today's meeting, the wording of its statement hints at the possibility of change by midyear.
The Fed made no change in policy in its latest meeting, but a change in its statement's wording reflects an underlying optimism about the economy.