Ask The Expert

Investing to Make Money Quickly

Richard Barrington

Looking to get rich quickly as an investor? The first step is to guard against throwing your money away by learning about risk and the difference between investing and speculating.

Should I trade stock mutual funds for CDs?

Richard Barrington

Concerned about the volatile stock market? At times like these moving out of stocks may seem tempting, but it is not an entirely risk-free move. Understand how asset allocation can help reduce risk.

When does it make sense to pay an early withdrawal penalty?

Richard Barrington

Is your current CD rate lagging far behind today's CD rates? It might make sense to pay an early withdrawal penalty to earn more interest, so here's how to do the math and get the most out of that decision.

How do I invest my 401(k) two years from retirement?

Richard Barrington

Being close to retirement does not necessarily dictate a conservative investment approach, unless you are planning large withdrawals from your retirement plan.

Can you change a spouse's spending habits?

Richard Barrington

Differing attitudes toward spending and saving can cause tension in a marriage. See what communication and the structure of your bank accounts can do to ease the tension.