Basic Guides: Certificates of deposit, money market accounts, savings accounts, checking accounts and investments
Curious how indexed or variable-rate certificates of deposit (CDs) work? Here are some essential facts on these unique accounts.
An IRA that contains certificates of deposit (CDs) can offer investors some much-needed protection from the stock market -- a particularly attractive feature for those nearing retirement age.
CDs and money market accounts can both help protect your long- and short-term savings, providing security and even competitive yields -- if you're willing to shop around.
With many types of certificates of deposit (CDs) now available, finding the highest CD rates requires some knowledge of the market.
Want to add some stability to your retirement savings? An IRA money market account might be the right fit for your needs, but it helps to find one offering above-average rates.
Adding a money market account to your retirement portfolio can provide much-needed security as you age. Here's what you should know before choosing one.
Money market accounts and traditional savings accounts share certain characteristics, but have differences that make each product attractive in specific situations.
Many people confuse money market funds with money market accounts, but these are two fundamentally different types of financial instruments.
Money market accounts are similar to savings accounts, but often pay higher interest and may carry more restrictions. Learn when you should choose a money market account.
Be financially prepared for college by learning the true total cost of attendance, which goes well beyond paying for tuition. Understand what you can do to lower the price tag.
It isn't always possible to save immediately for college while your children are very young. Use these accounts to build college savings if you are getting started late.
A thorough estate plan can ensure that the wealth you spent a lifetime accumulating is distributed responsibly and according to your wishes.
Different savings vehicles have different purposes, and you can choose from a list of a dozen options for saving money.
An emergency fund is a key building block for achieving financial security. Learn what it takes to start one.
Building savings starts with setting goals and then employing a variety of investment and money-saving techniques to meet those goals. Learn how it's done.
Looking for quick ways to save money? These tips can help you trim expenses and start building savings today.
A college education is a great thing to seek for your children, and including them in the saving process can teach them some key financial principles.
When you choose a new deposit account, the interest rate should be a primary concern. But there's more you should consider before you open a new account.
There are several things to look for when choosing a child's saving account. Learn what features you should seek and how to maximize the learning experience for your offspring.
Choosing a bank is no small matter, so don't go into the process without knowing these basics.
Haven't found what you're looking for at mainstream banks? Find out if a specialty bank can help.
Want to explore the possibilities of online banking? Read these essential tips for getting started.
Need information on saving for college? Learn about some of today's most popular educational savings options.
Do you have a habit of overdrafting your checking account? If you can't break the habit, you can at least reduce the cost by choosing a bank with low overdraft fees and other favorable terms.
If you want to know where every dollar in your finances comes from, it's important to understand how to calculate checking account interest.
Looking for a new checking account? It may be helpful to know what options exist before you start shopping.
Bank reconciliation doesn't have to be a nightmare. Follow these four simple steps to find out if your account is in balance.
Here are some of the most common checking account fees, along with suggestions on how to avoid them.
While technology can help today, there is still no substitute for diligence when it comes to managing your checking account.
You have some choices when it comes to low-risk investments, but first it is important to understand what low-risk means.
Online stock trading can be surprisingly expensive if you don't know how to minimize commissions and other fees.
Trading can be intimidating for beginners. Here is one of several online brokers that make it easy.
A look at how the recent market slide ties into economic developments and government policy.
A look at what you need to know in order to make an investment in rental property work out for you.
Penny stocks, or microcap stocks, can offer spectacular returns, but more often they are prone to hype and scams.
A look at why net worth does not always tell the full story about someone's financial well-being.
Investing is a massive and complex field of study, but wading into it gradually with a step-by-step approach can help you learn steadily and minimize your risks.
Mutual funds are a popular investment option today, but they can have widely varying characteristics and levels of risk. Learn what you should know before investing.
Savings bonds offer excellent security, but there are a few things you should know before you purchase your first bond.
A money fund may make a welcome addition to your portfolio, but it's important to note the key traits of these products before you invest.
Considering a new auto loan? Learn the basics on auto loan shopping, including what to look for in a lender.
Learn how commercial paper works and how it can fit into an individual investor's portfolio.
Curious whether a bond fund is for you? Research the basics before you make any purchases.
Dividend stocks pay their investors regularly from company profits. Learn five ways you can target reliable dividend stocks for your portfolio.
You may save money by refinancing, and you may not. Here's how to determine whether you'll come out ahead.
Adjustable-rate mortgages can make sense in some situations, but it's critical that borrowers understand how they work.
Reverse mortgages provide access to cash from your home's equity, but it's important to fully understand how these products work before signing up.