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How Much House Can I Afford

To determine how much house you can afford, you’ll need to input your income, monthly debt payments, property taxes and insurance, the interest rate you expect to pay and the loan term. The front-end ratio is figured by dividing your monthly housing expense by your monthly income. The back-end ratio is your total monthly debt expense (credit cards, other loans) divided by your gross monthly income times 100.

How Much House Can I Afford?
Gross Annual Income
Monthly Debt Payments
Funds available for a down payment
Annual Property Taxes
Annual Property Insurance
Loan Term
Front End Ratio
Back End Ratio
Home value you can afford
Monthly Payment
Loan Value
Down Payment
September 2019%
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