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Read more about certificate of deposit

No Penalty CD: How does it work

Richard Barrington
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Would you like the yield of a CD without the commitment? Find out how no-penalty CDs can give you the yield benefit of owning a CD without having to lock your money up for the full term of the CD.

Variable-rate CD: 4 pitfalls

Richard Barrington
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Variable-rate CDs can offer savers some intriguing options, but not always at a favorable price.

How Do CDs Work? Learn how to save taxes on CD's

Richard Barrington
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CDs are safe instruments for earning interest, but their tax treatment can create a cash crunch. Here's how to plan ahead so you aren't caught short of money at tax time.

5 Moves to Optimize Your CD Ladder

Richard Barrington
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CD ladders can help you manage yield and liquidity. Here's how to tailor them to meet your specific circumstances and capture the highest interest rates available.

Using CDs for college savings

Richard Barrington
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Understand how you can use certificates of deposits to build your college savings.

What inflation is doing to your CD rates

Richard Barrington
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You might think of CDs as safe investments that don't require much attention, but lately inflation has been posing a growing threat to them. Here's what to do when inflation is on the rise.

How risky are certificates of deposit?

Richard Barrington
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Understanding early withdrawal risk with CDs, FDIC limits, and other risk factors can help you manage risk while investing in CDs.

8 types of CD accounts

Richard Barrington
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A review of the characteristics of different types of CDs can help you decide which is the best fit for your needs.

Complete Guide to Setting Up A CD Ladder

Richard Barrington
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Learn how a CD ladder can work to your advantage, and how to set it up.

5 reasons why CDs are perfect for low risk investors

Richard Barrington
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CDs are perfect for low risk investors because they offer a guarantee of principal along with a fixed interest rate and predictable cash flow.