Meet MoneyRates.com Contributor: Gina Pogol
Recent Articles By Gina Pogol
The amount of federal income tax you pay depends on your tax bracket and your income. Here is how income tax brackets work, how to lower your tax bracket and how tax planning can help you pay less in taxes.
Believing personal loan myths could cause you to pay too much for financing. Or mismanage your debt. So here are five facts you must know about personal loans before choosing any type of financing.
Losing your job is stressful. If you're broke, it's worse. You may be able to get a personal loan with no job if you apply fast. Here's how to get a personal loan while unemployed.
Plastic Surgery Loans: Pay for Cosmetic Surgery With a Personal Loan
Personal loans are not the most commonly-used form of borrowing, so it's easy to make errors when shopping or applying for a personal loan. Personal loan mistakes can be very expensive, however, so read these tips before borrowing. With just a little knowledge, you can have a successful personal loan experience.
Personal finance experts say that we are all vulnerable to identity theft. But there are easy ways to defend yourself.
If you're serious about protecting yourself from identity theft, here's what you need to know when choosing between Credit Karma and Credit Sesame for free credit-monitoring services.
How much credit-card debt is too much? It's more complicated than it sounds. This article examines the factors that comprise financial health, including debt, and helps readers determine the right amount of credit-card debt for them.
If debt consolidation is right for you, you can choose from several methods. One of those options is a personal loan for debt consolidation. If you consolidate debt with a personal loan, you can put an expiration date on your debt, improve your credit score almost immediately and work toward financial security.
If your financial problems are serious, you might consider debt settlement or bankruptcy. Learn how to decide which solution is right for you.
Every state has a statute of limitation under which debts become uncollectible. When a specified amount of time passes, the creditor must suspend collection efforts. The map below shows how many years it takes for a debt to become uncollectible in your state.
Note that some debts like government-backed student loans do not fall under these statutes.