dcsimg

Jumbo Money Market Accounts

Compare jumbo money market accounts and interest rates from hundreds of banks to help maximize your earnings.

Jumbo money market accounts can be effective for savers who want to earn higher interest rates while maintaining some measure of liquidity. Historically, these accounts required a minimum opening deposit of $100,000 in exchange for their best interest rate -- hence the term “jumbo.” But more recently, some banks have relaxed this requirement, making them more competitive with high yield savings accounts.

Money market accounts typically offer limited check-writing ability or debit-card access to funds, making liquidity a chief advantage over other types of savings accounts and CDs. And while jumbo MMAs are not meant to be used as a checking account, sometimes liquidity is important.

It is critical to do your research before opening a jumbo MMA because interest rates, account features, and fees vary widely from one financial institution to another. Search for the highest interest rate possible -- but also compare minimum opening deposit requirements, whether interest is compounded daily, and fee structure.

MoneyRates.com regularly monitors more than 400 money market account products, featuring some of the best interest rates for easy comparison. Here’s our methodology.

Best jumbo money market account rates found by users like you

Have you found better jumbo money market account rates than those displayed above? If so, please share them with us and other MoneyRates users!

Give us the details – please include the name of the bank, when you opened the account and whether the account can be opened online or only in the branch (if the latter, please include the location of the branch). Thank you! 

Jumbo money market accounts vs. Jumbo CDs

One advantage a jumbo money market account has over a jumbo CD is liquidity – your money is available at any time whereas money invested in a jumbo CD has to remain there for the term of the CD (6 months, 1 year, 5 years or longer) in order to avoid early withdrawal penalties. If you do withdraw money from a jumbo account, though, you may be subject to fees if the balance goes below $100,000.

Accessibility to your funds is another reason to choose a jumbo money market account for your deposits. A jumbo account may come with the ability to write checks – although not all banks offer this. As with any financial vehicle, be sure to look at all of the terms and conditions of an account before you deposit your money. 

Account Type:

Zip Code
Valid zip code required

Deposit Frequency

Select

Term:

Select

Amount:

Select

Purpose Of Account:

Household Income:

Select

Currently Banking With:

  • Capital One 360
  • Barclays
  • Synchrony Bank
  • Ally Bank
  • CIT Bank
  • HSBC
  • Sallie Mae Bank
  • American Express Bank, FSB
  • Discover Bank
  • Other

Credit Rating:

Select
Type: Savings
Rate
1.31 % APY
Min. to earn APY
$100000
Advertiser comments
  • FDIC coverage over 250K
  • Earn 1.40% for deposits of $230+
  • Member FDIC
FDIC Insured
Rates as of 12/17/2017
FDIC Insured
Rates as of 12/17/2017
Type: Savings
Rate
1.30 % APY
Min. to earn APY
$1
Advertiser comments
  • Great Rates + Safety = Peace of Mind
  • Member FDIC
FDIC Insured
Rates as of 12/17/2017
FDIC Insured
Rates as of 12/17/2017
Type: MMA
Rate
1.30 % APY
Min. to earn APY
$10000
Advertiser comments
  • 360 Money Market®
  • One of the Nations Top Rates Without Fees
  • Member FDIC
FDIC Insured
Rates as of 12/17/2017
FDIC Insured
Rates as of 12/17/2017
Type: Savings
Rate
1.30 % APY
Min. to earn APY
$0
Advertiser comments
  • 100% U.S. Based Customer Service
  • No monthly minimum balance, no monthly fees
  • Open in Minutes
FDIC Insured
Rates as of 12/17/2017
FDIC Insured
Rates as of 12/17/2017
Type: Savings
Rate
1.25 % APY
Min. to earn APY
$0
Advertiser comments
  • FDIC Insured
  • No Minimums or Fees
  • 24/7 Access
FDIC Insured
Rates as of 12/17/2017
FDIC Insured
Rates as of 12/17/2017
Type: Savings
Rate
1.25 % APY
Min. to earn APY
$0
Advertiser comments
  • Consistently Competitive Rates
  • 24/7 Customer Care
  • Ally Bank, Member FDIC
FDIC Insured
Rates as of 12/17/2017
FDIC Insured
Rates as of 12/17/2017
Rates as of 2017-12-10
SMART Savings Account - for young adults 18 yrs or younger, withdrawals prior to 18th See morebirthday may result in a penalty
Rates as of 2017-12-13
Min. to earn APY
$100000
Premier Savings - You may access your funds only through ACH (ACH fee applies)
Rates as of 2017-12-15
Dollar Savings Account - apply online- must have a personal checking account in a US See morebank.
Rates as of 2017-12-10
eOne Savings - APY on balances of 0.01- $1,000,000. Companion account to eOne Checking, no See moreminimum balance, no monthly fees, free ATM card, Online applicants only, who do not have existing deposit accounts with Salem Five
Rates as of 2017-12-10
UFB Direct Money Market Savings Account - No monthly maintenance fee with a minimum $5,000 See moreaverage daily collected balance; otherwise, the fee is $10.00 per month - Apply online
Rates as of 2017-12-10
Min. to earn APY
$0.01
Popular Direct Plus Savings - $4 monthly fee waived with $500 minimum daily balance
Rates as of 2017-12-12
Min. to earn APY
$10000
Tiered Money Market - tier $10,000 - $24,999 - apply online
Rates as of 2017-12-12
Min. to earn APY
$25000
Tiered Money Market - tier $25,000 - $49,999 - apply online
Rates as of 2017-12-12
Min. to earn APY
$50000
Tiered Money Market - tier $50,000 - $99,999.99 - apply online
Rates as of 2017-12-12
Min. to earn APY
$100000
Tiered Money Market - tier $100,000 - apply online
Rates as of 2017-12-13
CIT Bank Savings - Premier High Yield - Tier $0 - $250,000 - Apply online
Rates as of 2017-12-10
Min. to earn APY
$1
 
Rates as of 2017-12-17
Yield Pledge Money Market - APY for all balances
Rates as of 2017-12-17
Yield Pledge Money Market - This is a 1 Year Introductory APY for balances between See more$0 - $250,000 - Must be first time money market customers with new money deposit
Rates as of 2017-12-10
Min. to earn APY
$2500
Radius High-Yield Savings - APY for balances $2,500 and above - apply online
Rates as of 2017-12-13
Min. to earn APY
$0.01
Money Market Savings - APY for all balances - Up to 6 withdrawals are permitted See moreper month - apply online - a division of Northeast Bank based in Maine
Rates as of 2017-12-10
Min. to earn APY
$25000
UFB Premium Savings offers a rate of 1.30% APY with interest compounded daily - APY See morefor balances $25,000 and above - Must be new funds to receive stated rate
Rates as of 2017-12-10
Nationwide - Apply online
Rates as of 2017-12-12
Regular Savings - APY for all balances - Online savings account
Rates as of 2017-12-13
Online Savings - APY for all balances
Rates as of 2017-12-11
Online Savings - Rated Kiplinger's Best Online Savings Account - No minimums, no monthly fees, See moremanage account securely online
Rates as of 2017-12-10
Min. to earn APY
$10000.01
SmartyPig Savings - Tier $10,000.01 - $50,000
Rates as of 2017-12-12
Tiered Money Market - APY for balances between $0-$999.99
Rates as of 2017-12-12
Min. to earn APY
$1000
Tiered Money Market - tier $1,000 - $9,999.99 - apply online
Rates as of 2017-12-12
Min. to earn APY
$25000
iGO Online Money Market
Rates as of 2017-12-13
Min. to earn APY
$1
Money Market Savings Account - No monthly maintenance fees - No minimum monthly balance requirements
Rates as of 2017-12-10
Min. to earn APY
$0.01
SmartyPig Savings - Tier $0.01 - $2,500
Rates as of 2017-12-13
Smart Savings - No monthly maintenance fees - No minimum monthly balance requirements
Rates as of 2017-12-10
Min. to earn APY
$2500.01
SmartyPig Savings - Tier $2500.01 - $10,000
Rates as of 2017-12-13
Limit of six transactions per month - APY for all balances - apply online
Rates as of 2017-12-10
Min. to earn APY
$1000
UBM Direct Savings Account
Rates as of 2017-12-10
Money Market - Tier 0-$2,499.99
Rates as of 2017-12-10
Min. to earn APY
$2500
Money Market - Tier $2,500 - $24,999.99
Rates as of 2017-12-10
Min. to earn APY
$25000
Money Market - Tier $25,000 - $49,999.99
Rates as of 2017-12-10
Min. to earn APY
$50000
Money Market -Tier $50,000 -$99,999.99
Rates as of 2017-12-11
Money Market Savings - Rate earned on balances from $0 to $250,000 - Transaction limitations See more- apply online
Rates as of 2017-12-12
iGO Online Savings
Rates as of 2017-12-13
Min. to earn APY
$3000
eSavings - Tier $3,000 - $10,000 - Apply online or by mail, offer not available See moreat branches.
Rates as of 2017-12-13
Min. to earn APY
$0.01
Regular Savings - APY for balances of $.01 and over
Rates as of 2017-12-13
Min. to earn APY
$2500
High Yield Savings - You may access your funds only through ACH (ACH fee applies)
Rates as of 2017-12-12
Min. to earn APY
$0.01
Kasasa Saver - Must be linked to a free Kasasa Cash or Kasasa Cash Back See morechecking account - 1.00% APY on balances up to $50,000 - No minimum balances - No monthly service fee
Rates as of 2017-12-10
High-Yield Savings - No minimum balance and no monthly service fees - Nationwide - Apply See moreonline
Rates as of 2017-12-12
Min. to earn APY
$1000
Online Money Market - Rate/APY for balances from $1,000 - $1,000,000
Rates as of 2017-12-12
MySavings Account
Rates as of 2017-12-10
Min. to earn APY
$20000
UFB Savings - Tier $20,000 and above - No monthly maintenance fee
Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
0 Comment