Trying to save money can be challenging. Learn some of the best ways to stop spending money to help you get your budget under control.
Worried about how your finances will survive the coronavirus pandemic? See how to handle both short-term and long-term finances in light of this crisis.
For disciplined consumers, plastic can be fantastic. A debit card and credit card allow you to make purchases safer and easier without having to carry cash. That begs the question: When should you use a debit card vs credit card?
Should you save money or pay off debt? For total financial health, you want to carry little debt and have savings for emergencies and retirement. But few of us get off to a perfect start. If you're looking at a pile of debt and no savings, which problem should you tackle first? The answer depends on several factors.
The only way to improve your credit score when paying a collection (for most credit scoring models) is to convince the agency to delete your account in exchange for payment. Credit experts call this "pay for delete." You can use this sample letter to create your own note to collection agencies.