Personal Finance

7 Ways to Stop Overspending in 2020

Rebecca Lake

Trying to save money can be challenging. Learn some of the best ways to stop spending money to help you get your budget under control.

Financial Survival Guide for the Coronavirus Pandemic

Richard Barrington

Worried about how your finances will survive the coronavirus pandemic? See how to handle both short-term and long-term finances in light of this crisis.

Credit card vs debit card: Which Is Better?

Erik Martin

For disciplined consumers, plastic can be fantastic. A debit card and credit card allow you to make purchases safer and easier without having to carry cash. That begs the question: When should you use a debit card vs credit card?

Pay off debt or save: What's More Important?

Geoff Williams

Should you save money or pay off debt? For total financial health, you want to carry little debt and have savings for emergencies and retirement. But few of us get off to a perfect start. If you're looking at a pile of debt and no savings, which problem should you tackle first? The answer depends on several factors.

Pay for Delete Letter for Collection Agency Accounts

Gina Pogol

The only way to improve your credit score when paying a collection (for most credit scoring models) is to convince the agency to delete your account in exchange for payment. Credit experts call this "pay for delete." You can use this sample letter to create your own note to collection agencies.

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