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Personal Finance

Consequences of Not Having an Emergency Fund

Richard Barrington

Not sure if you need an emergency fund? Consider some of the things that can go wrong if you don't, and it might help convince you that setting aside some emergency savings is a wise move.

How Close Are You to the Financial Edge?

Richard Barrington

Find out if you are closer to the financial edge than you think. Though the economy generally is doing fairly well, you should think about how much of a cushion you have to withstand a setback.

Can You Make It in the Gig Economy?

Richard Barrington

Millions of Americans participate in the gig economy to some extent, but are you ready to make it your primary source of income? See some tips for surviving and thriving in the gig economy.

7 Money-Smart Things to Do with Your Tax Refund

Richard Barrington

Wondering what to do with your tax refund? See seven ideas that can help you build wealth by enhancing the value of your tax refund.

When can I collect social security benefits: Calculating breakeven age

Richard Barrington

Social security gives you a choice between collecting smaller benefits sooner or larger benefits later. Learn how to calculate your breakeven age and other factors when deciding the right age to collect social security.

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