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Best Places for Downsizing in Retirement

| MoneyRates.com Senior Financial Analyst, CFA
min read
Downsizing in retirement may provide a financial answer for those with limited retirement savings who hope to remain in a real estate market that has become very expensive.

grandparents-with-grandkidsDownsizing can be a difficult choice for retirees.

It's a multi-faceted decision that is often clouded by emotional attachments to one's family and community, concerns about health and safety, and the need to manage retirement savings effectively.

It is important to determine how downsizing in retirement could affect your retirement housing expenses. In some communities, the economics of retirement downsizing are decidedly favorable. In other communities, a compelling case can be made against it.

Whether downsizing would improve your situation is not simply a matter of looking at the cheapest places to retire. It's a question of where the economics of renting a modest apartment make more sense than continuing to own a home.

How we identified the best places to retire when downsizing

MoneyRates.com set out to identify the best places to downsize in retirement with the real-world assumption that people may not want to move away from the community and family attachments they'd spent years forming.

To explore the economics, MoneyRates.com considered the average proceeds a homeowner in each of 387 U.S. metropolitan areas could get from selling a home.

Then we looked at how far those proceeds would go toward renting a two-bedroom apartment for many years, after also factoring in the savings from not having to pay property taxes any longer.

The results showed that, in many cases, the proceeds from the sale of a home would finance decades' worth of the net cost of renting compared to paying property taxes.

Not only does the study identify the cities that offer the best economic conditions for downsizing in retirement, it could also be a welcome financial answer for people with limited retirement savings who are trying to remain in real estate markets that have become very expensive.

The 10 best cities for retirement downsizing

Ranked according to the ratio between potential-home-sale proceeds and the net difference between renting and continuing to pay property taxes, the following are the 10 best cities for retirement downsizing.

1. San Francisco, CA

(Downsizing ratio: 43 to 1)

With the nation's second-highest average rent for a two-bedroom apartment, San Francisco might not seem like a natural choice as a good place to downsize in retirement.

However, if you currently own a home there, you should already have benefited from the hot real estate market that makes rents so expensive, because San Francisco also has the second-highest average home value in the United States, at $849,500.

It also has the sixth-highest average property tax, so that's a potential savings from downsizing that would partially offset the cost of rent.

Do the math and it turns out that the ratio between the average property value and the net difference between paying rent or paying property tax is 43 to 1. That means selling a home in San Francisco could finance 43 years of an apartment rental, which should be more than enough to see you through your retirement years.

2. San Jose/Sunnyvale/Santa Clara, CA

(Downsizing ratio: 42.35 to 1)

The characteristics of the San Jose area are very similar to those of San Francisco. San Jose has both the highest average housing value at $957,700 and the highest average rent for a two-bedroom apartment at $26,748 per year.

Throw in the nation's third highest average property tax bill at $4,134.58 and it adds to the cost of continuing to own a home.

The ratio of a potential home sale to your net retirement spending on a two-bedroom apartment is 42.35 to 1; so again, San Jose's characteristics are very similar to San Francisco's.

3. Santa Cruz/Watsonville, CA

(Downsizing ratio: 42.33 to 1)

Move a little south from the Bay Area and you'll find the story is still much the same. Santa Cruz/Watsonville ranks third nationally in both home values and the cost of a two-bedroom rental.

However, the ratio between the two makes a strong argument for downsizing, especially when you factor in the potential savings from high property taxes.

4. Kahului/Wailuku/Lahaina, HI

(Downsizing ratio: 38.6 to 1)

Though far from the mainland, this area of Hawaii has the nation's fifth-highest home values. That makes having the fifteenth-highest cost for a two-bedroom apartment a relative bargain and this a good place to downsize in retirement.

5. The Villages, FL

(Downsizing ratio: 37.67 to 1)

This retirement community in Florida is much more reasonably priced than the Bay Area or Hawaii. Even so, having an average property value in the top 20 percent nationally while the average cost of a two-bedroom rental is in the bottom 20 percent combine for a compelling case in favor of downsizing.

6. San Luis Obispo/Paso Robles/Arroyo Grande, CA

(Downsizing ratio: 37.27 to 1)

As is the case a few hours north in the Bay Area, this region that combines coastal vistas and beautiful vineyards has both expensive home prices and expensive rents, but the ratio between the two, when you factor in the potential savings from property taxes, is 37.27 to 1, which means downsizing makes a lot of economic sense.

7. Los Angeles/Long Beach/Anaheim, CA

(Downsizing ratio: 36.44 to 1)

This is yet another area where home prices are very high - the average of $617,100 ranks eighth nationally. So, cashing in that value by downsizing makes sense as the ratio between that average price and the net difference between paying rent and paying property tax is 36.44 to 1.

8. Santa Rosa, CA

(Downsizing ratio: 35.97 to 1)

California has eight of the ten most expensive housing markets in the U.S., which is a big reason why it dominates this list. Santa Rosa ranks seventh in home prices and, while rents aren't cheap, the price of home ownership is way out of proportion with the cost of renting, especially when you factor in the potential savings on property taxes.

9. Salinas, CA

(Downsizing ratio: 35.48 to 1)

Unlike the other California entries on this list, Salinas doesn't rank in the top ten for home values. Its average of $517,200 is thirteenth nationally, but its average rent for a two-bedroom apartment is even further down the list, ranking 22nd. That tilts the math in favor of downsizing.

10. Napa, CA

(Downsizing ratio: 35.34 to 1)

Even with the fourth-highest cost of renting a two-bedroom apartment in the nation, the ratio of home values to the net cost of renting versus paying property tax is 35.34 to 1, so the argument for downsizing is compelling.

This list is dominated by some of the most expensive real estate markets in the United States. However, it seems in several cases that the cost of ownership has run well ahead of the cost of renting. That means that downsizing could help make living in one of these expensive areas relatively affordable.

For retirees who don't want to uproot themselves from family and community after many years, downsizing in any of the top 10 cities could be just the economic solution they need.

Here is the full ranking of 387 cities:

(By Ratio)
Metropolitan AreaHome Value To Extra Rent Cost Ratio
1San Francisco-Oakland-Hayward, CA Metro Area43.00
2San Jose-Sunnyvale-Santa Clara, CA Metro Area42.35
3Santa Cruz-Watsonville, CA Metro Area42.33
4Kahului-Wailuku-Lahaina, HI Metro Area38.60
5The Villages, FL Metro Area37.67
6San Luis Obispo-Paso Robles-Arroyo Grande, CA Metro Area37.27
7Los Angeles-Long Beach-Anaheim, CA Metro Area36.44
8Santa Rosa, CA Metro Area35.97
9Salinas, CA Metro Area35.48
10Napa, CA Metro Area35.34
11Urban Honolulu, HI Metro Area34.94
12Corvallis, OR Metro Area34.64
13Bridgeport-Stamford-Norwalk, CT Metro Area34.00
14Bend-Redmond, OR Metro Area33.92
15New York-Newark-Jersey City, NY-NJ-PA Metro Area33.72
16Missoula, MT Metro Area33.53
17Bellingham, WA Metro Area33.51
18Oxnard-Thousand Oaks-Ventura, CA Metro Area33.50
19Stockton-Lodi, CA Metro Area33.13
20San Diego-Carlsbad, CA Metro Area32.67
21Boulder, CO Metro Area32.31
22Santa Maria-Santa Barbara, CA Metro Area32.05
23Coeur d'Alene, ID Metro Area31.69
24Provo-Orem, UT Metro Area31.40
25Sacramento -- Roseville -- Arden-Arcade, CA Metro Area31.35
26Reno, NV Metro Area31.25
27Wenatchee, WA Metro Area31.13
28Boston-Cambridge-Newton, MA-NH Metro Area31.13
29Arecibo, PR Metro Area30.98
30Medford, OR Metro Area30.69
31Portland-Vancouver-Hillsboro, OR-WA Metro Area30.69
32St. George, UT Metro Area30.52
33Seattle-Tacoma-Bellevue, WA Metro Area29.90
34Providence-Warwick, RI-MA Metro Area29.83
35Lewiston, ID-WA Metro Area29.49
36Logan, UT-ID Metro Area29.12
37Hilton Head Island-Bluffton-Beaufort, SC Metro Area28.87
38Greeley, CO Metro Area28.86
39Barnstable Town, MA Metro Area28.60
40Bremerton-Silverdale, WA Metro Area28.55
41Mount Vernon-Anacortes, WA Metro Area28.24
42Naples-Immokalee-Marco Island, FL Metro Area27.89
43Vallejo-Fairfield, CA Metro Area27.85
44Ogden-Clearfield, UT Metro Area27.62
45Bismarck, ND Metro Area27.58
46Fort Collins, CO Metro Area27.45
47Riverside-San Bernardino-Ontario, CA Metro Area27.35
48Merced, CA Metro Area27.24
49Yuba City, CA Metro Area27.23
50Billings, MT Metro Area27.13
51Santa Fe, NM Metro Area27.08
52Prescott, AZ Metro Area26.93
53Eugene, OR Metro Area26.92
54Ocean City, NJ Metro Area26.73
55Gettysburg, PA Metro Area26.70
56Modesto, CA Metro Area26.65
57Salt Lake City, UT Metro Area26.61
58Fargo, ND-MN Metro Area26.60
59Carson City, NV Metro Area26.53
60Grand Junction, CO Metro Area26.50
61Worcester, MA-CT Metro Area26.38
62Manchester-Nashua, NH Metro Area26.18
63Milwaukee-Waukesha-West Allis, WI Metro Area26.17
64California-Lexington Park, MD Metro Area25.90
65Redding, CA Metro Area25.90
66Hanford-Corcoran, CA Metro Area25.76
67Chico, CA Metro Area25.65
68Sioux Falls, SD Metro Area25.50
69Denver-Aurora-Lakewood, CO Metro Area25.48
70Springfield, MA Metro Area25.43
71Fresno, CA Metro Area25.34
72Madison, WI Metro Area25.33
73Great Falls, MT Metro Area25.30
74Washington-Arlington-Alexandria, DC-VA-MD-WV Metro Area25.29
75Grants Pass, OR Metro Area25.28
76Spokane-Spokane Valley, WA Metro Area25.24
77Hartford-West Hartford-East Hartford, CT Metro Area25.04
78Chicago-Naperville-Elgin, IL-IN-WI Metro Area24.92
79Boise City, ID Metro Area24.90
80Kennewick-Richland, WA Metro Area24.81
81Ann Arbor, MI Metro Area24.70
82Appleton, WI Metro Area24.63
83Trenton, NJ Metro Area24.61
84Salem, OR Metro Area24.58
85Portland-South Portland, ME Metro Area24.37
86Iowa City, IA Metro Area24.34
87Olympia-Tumwater, WA Metro Area24.30
88Idaho Falls, ID Metro Area24.24
89Casper, WY Metro Area24.14
90Wilmington, NC Metro Area24.12
91San Juan-Carolina-Caguas, PR Metro Area24.10
92Dover, DE Metro Area24.04
93Madera, CA Metro Area23.98
94Grand Forks, ND-MN Metro Area23.91
95Racine, WI Metro Area23.83
96El Centro, CA Metro Area23.82
97Ponce, PR Metro Area23.78
98Des Moines-West Des Moines, IA Metro Area23.77
99Blacksburg-Christiansburg-Radford, VA Metro Area23.67
100Charlottesville, VA Metro Area23.62
101Anchorage, AK Metro Area23.61
102Colorado Springs, CO Metro Area23.61
103Longview, WA Metro Area23.58
104Harrisonburg, VA Metro Area23.56
105La Crosse-Onalaska, WI-MN Metro Area23.38
106Ames, IA Metro Area23.37
107Green Bay, WI Metro Area23.37
108Roanoke, VA Metro Area23.31
109Walla Walla, WA Metro Area23.26
110Austin-Round Rock, TX Metro Area23.11
111Bloomington, IL Metro Area23.06
112Albany, OR Metro Area23.03
113Sheboygan, WI Metro Area22.92
114Kingston, NY Metro Area22.89
115Norwich-New London, CT Metro Area22.75
116Philadelphia-Camden-Wilmington, PA-NJ-DE-MD Metro Area22.72
117Minneapolis-St. Paul-Bloomington, MN-WI Metro Area22.67
118Burlington-South Burlington, VT Metro Area22.62
119Durham-Chapel Hill, NC Metro Area22.62
120Pocatello, ID Metro Area22.60
121Las Vegas-Henderson-Paradise, NV Metro Area22.59
122Baltimore-Columbia-Towson, MD Metro Area22.55
123Bakersfield, CA Metro Area22.55
124Rochester, MN Metro Area22.55
125Richmond, VA Metro Area22.50
126Asheville, NC Metro Area22.47
127Salisbury, MD-DE Metro Area22.46
128Jefferson City, MO Metro Area22.43
129Nashville-Davidson -- Murfreesboro -- Franklin, TN Metro Area22.40
130New Haven-Milford, CT Metro Area22.33
131Dubuque, IA Metro Area22.30
132St. Cloud, MN Metro Area22.27
133Lincoln, NE Metro Area22.24
134Lexington-Fayette, KY Metro Area22.23
135Albany-Schenectady-Troy, NY Metro Area22.22
136Albuquerque, NM Metro Area22.18
137Atlantic City-Hammonton, NJ Metro Area22.18
138Allentown-Bethlehem-Easton, PA-NJ Metro Area22.17
139Visalia-Porterville, CA Metro Area22.14
140Gainesville, GA Metro Area22.07
141Rapid City, SD Metro Area22.05
142Pittsfield, MA Metro Area22.00
143State College, PA Metro Area21.99
144Virginia Beach-Norfolk-Newport News, VA-NC Metro Area21.99
145Raleigh, NC Metro Area21.93
146Staunton-Waynesboro, VA Metro Area21.92
147Lynchburg, VA Metro Area21.88
148Phoenix-Mesa-Scottsdale, AZ Metro Area21.77
149Columbia, MO Metro Area21.75
150Lawrence, KS Metro Area21.71
151Fayetteville-Springdale-Rogers, AR-MO Metro Area21.69
152Sebastian-Vero Beach, FL Metro Area21.67
153Fond du Lac, WI Metro Area21.67
154Cedar Rapids, IA Metro Area21.66
155Reading, PA Metro Area21.59
156Eau Claire, WI Metro Area21.57
157Buffalo-Cheektowaga-Niagara Falls, NY Metro Area21.55
158Lancaster, PA Metro Area21.54
159Chambersburg-Waynesboro, PA Metro Area21.52
160Hagerstown-Martinsburg, MD-WV Metro Area21.38
161Wausau, WI Metro Area21.37
162Waterloo-Cedar Falls, IA Metro Area21.33
163Oshkosh-Neenah, WI Metro Area21.32
164Winchester, VA-WV Metro Area21.29
165York-Hanover, PA Metro Area21.27
166Flagstaff, AZ Metro Area21.22
167Yakima, WA Metro Area21.20
168Grand Island, NE Metro Area21.19
169Athens-Clarke County, GA Metro Area21.19
170Lebanon, PA Metro Area21.15
171Aguadilla-Isabela, PR Metro Area21.11
172Monroe, MI Metro Area20.96
173Glens Falls, NY Metro Area20.96
174Morgantown, WV Metro Area20.84
175Charleston-North Charleston, SC Metro Area20.77
176Kingsport-Bristol-Bristol, TN-VA Metro Area20.77
177Huntsville, AL Metro Area20.73
178Cheyenne, WY Metro Area20.70
179Lewiston-Auburn, ME Metro Area20.69
180Cincinnati, OH-KY-IN Metro Area20.67
181Cleveland, TN Metro Area20.63
182Johnson City, TN Metro Area20.60
183Las Cruces, NM Metro Area20.57
184Mankato-North Mankato, MN Metro Area20.54
185Midland, MI Metro Area20.54
186Bloomsburg-Berwick, PA Metro Area20.41
187Sierra Vista-Douglas, AZ Metro Area20.38
188Grand Rapids-Wyoming, MI Metro Area20.37
189Kankakee, IL Metro Area20.35
190North Port-Sarasota-Bradenton, FL Metro Area20.34
191Charlotte-Concord-Gastonia, NC-SC Metro Area20.27
192Cape Coral-Fort Myers, FL Metro Area20.21
193Columbus, OH Metro Area20.20
194Decatur, AL Metro Area20.15
195Dallas-Fort Worth-Arlington, TX Metro Area20.11
196Palm Bay-Melbourne-Titusville, FL Metro Area19.91
197Knoxville, TN Metro Area19.84
198Pueblo, CO Metro Area19.80
199Chattanooga, TN-GA Metro Area19.79
200Punta Gorda, FL Metro Area19.72
201Morristown, TN Metro Area19.68
202Harrisburg-Carlisle, PA Metro Area19.64
203Peoria, IL Metro Area19.61
204Cleveland-Elyria, OH Metro Area19.57
205Winston-Salem, NC Metro Area19.56
206Burlington, NC Metro Area19.54
207St. Louis, MO-IL Metro Area19.51
208Miami-Fort Lauderdale-West Palm Beach, FL Metro Area19.44
209Louisville/Jefferson County, KY-IN Metro Area19.44
210Omaha-Council Bluffs, NE-IA Metro Area19.40
211College Station-Bryan, TX Metro Area19.37
212Kalamazoo-Portage, MI Metro Area19.36
213Hickory-Lenoir-Morganton, NC Metro Area19.34
214Manhattan, KS Metro Area19.32
215Williamsport, PA Metro Area19.32
216Jacksonville, FL Metro Area19.28
217Myrtle Beach-Conway-North Myrtle Beach, SC-NC Metro Area19.27
218Houston-The Woodlands-Sugar Land, TX Metro Area19.24
219Elizabethtown-Fort Knox, KY Metro Area19.21
220Tucson, AZ Metro Area19.14
221Duluth, MN-WI Metro Area19.12
222Atlanta-Sandy Springs-Roswell, GA Metro Area19.05
223Farmington, NM Metro Area19.04
224Champaign-Urbana, IL Metro Area18.99
225Niles-Benton Harbor, MI Metro Area18.97
226Crestview-Fort Walton Beach-Destin, FL Metro Area18.88
227Cumberland, MD-WV Metro Area18.85
228Kansas City, MO-KS Metro Area18.84
229Pittsburgh, PA Metro Area18.84
230Springfield, MO Metro Area18.83
231Lafayette, LA Metro Area18.78
232Baton Rouge, LA Metro Area18.75
233Detroit-Warren-Dearborn, MI Metro Area18.69
234Bowling Green, KY Metro Area18.67
235Greenville-Anderson-Mauldin, SC Metro Area18.61
236Erie, PA Metro Area18.59
237Carbondale-Marion, IL Metro Area18.48
238Lake Charles, LA Metro Area18.44
239Clarksville, TN-KY Metro Area18.42
240New Bern, NC Metro Area18.39
241Cape Girardeau, MO-IL Metro Area18.33
242Sioux City, IA-NE-SD Metro Area18.31
243Akron, OH Metro Area18.28
244Killeen-Temple, TX Metro Area18.26
245Daphne-Fairhope-Foley, AL Metro Area18.23
246Mansfield, OH Metro Area18.22
247Scranton -- Wilkes-Barre -- Hazleton, PA Metro Area18.21
248Toledo, OH Metro Area18.21
249Davenport-Moline-Rock Island, IA-IL Metro Area18.19
250Savannah, GA Metro Area18.19
251Janesville-Beloit, WI Metro Area18.19
252Dalton, GA Metro Area18.16
253Greensboro-High Point, NC Metro Area18.13
254Midland, TX Metro Area18.12
255Springfield, IL Metro Area18.11
256Greenville, NC Metro Area18.05
257Dayton, OH Metro Area18.04
258Dothan, AL Metro Area18.04
259Orlando-Kissimmee-Sanford, FL Metro Area18.03
260Port St. Lucie, FL Metro Area18.01
261Little Rock-North Little Rock-Conway, AR Metro Area17.99
262New Orleans-Metairie, LA Metro Area17.96
263Lansing-East Lansing, MI Metro Area17.86
264East Stroudsburg, PA Metro Area17.85
265Deltona-Daytona Beach-Ormond Beach, FL Metro Area17.82
266Hot Springs, AR Metro Area17.82
267Syracuse, NY Metro Area17.81
268Canton-Massillon, OH Metro Area17.81
269Lake Havasu City-Kingman, AZ Metro Area17.80
270Gulfport-Biloxi-Pascagoula, MS Metro Area17.79
271Fairbanks, AK Metro Area17.76
272Lawton, OK Metro Area17.70
273Auburn-Opelika, AL Metro Area17.69
274Bloomington, IN Metro Area17.66
275Tallahassee, FL Metro Area17.63
276Rockford, IL Metro Area17.57
277Hattiesburg, MS Metro Area17.56
278Tyler, TX Metro Area17.46
279Michigan City-La Porte, IN Metro Area17.43
280Jackson, MI Metro Area17.43
281Shreveport-Bossier City, LA Metro Area17.41
282Birmingham-Hoover, AL Metro Area17.35
283Rochester, NY Metro Area17.33
284Springfield, OH Metro Area17.27
285Lima, OH Metro Area17.20
286San Antonio-New Braunfels, TX Metro Area17.19
287Oklahoma City, OK Metro Area17.14
288Hammond, LA Metro Area17.12
289Florence-Muscle Shoals, AL Metro Area17.04
290Tuscaloosa, AL Metro Area17.02
291Longview, TX Metro Area16.99
292Evansville, IN-KY Metro Area16.97
293Fort Smith, AR-OK Metro Area16.97
294Laredo, TX Metro Area16.91
295Tulsa, OK Metro Area16.86
296Wichita, KS Metro Area16.86
297Altoona, PA Metro Area16.84
298Fort Wayne, IN Metro Area16.76
299Muskegon, MI Metro Area16.75
300Columbus, GA-AL Metro Area16.74
301Ithaca, NY Metro Area16.73
302Indianapolis-Carmel-Anderson, IN Metro Area16.72
303Anniston-Oxford-Jacksonville, AL Metro Area16.68
304Pensacola-Ferry Pass-Brent, FL Metro Area16.68
305Rome, GA Metro Area16.64
306Tampa-St. Petersburg-Clearwater, FL Metro Area16.64
307Houma-Thibodaux, LA Metro Area16.64
308Augusta-Richmond County, GA-SC Metro Area16.60
309Amarillo, TX Metro Area16.55
310Binghamton, NY Metro Area16.53
311Jonesboro, AR Metro Area16.53
312Battle Creek, MI Metro Area16.52
313Columbus, IN Metro Area16.50
314Brunswick, GA Metro Area16.46
315Utica-Rome, NY Metro Area16.41
316Columbia, SC Metro Area16.41
317Texarkana, TX-AR Metro Area16.40
318Elkhart-Goshen, IN Metro Area16.39
319Gainesville, FL Metro Area16.39
320Memphis, TN-MS-AR Metro Area16.37
321Alexandria, LA Metro Area16.33
322San Angelo, TX Metro Area16.28
323Topeka, KS Metro Area16.27
324Homosassa Springs, FL Metro Area16.26
325Lafayette-West Lafayette, IN Metro Area16.20
326Youngstown-Warren-Boardman, OH-PA Metro Area16.14
327Jacksonville, NC Metro Area16.06
328Mayagüez, PR Metro Area15.99
329Panama City, FL Metro Area15.94
330Parkersburg-Vienna, WV Metro Area15.93
331Jackson, MS Metro Area15.91
332Monroe, LA Metro Area15.90
333El Paso, TX Metro Area15.89
334Gadsden, AL Metro Area15.85
335Owensboro, KY Metro Area15.82
336Albany, GA Metro Area15.81
337Fayetteville, NC Metro Area15.76
338Huntington-Ashland, WV-KY-OH Metro Area15.68
339Vineland-Bridgeton, NJ Metro Area15.68
340Spartanburg, SC Metro Area15.63
341Waco, TX Metro Area15.62
342Valdosta, GA Metro Area15.59
343Bay City, MI Metro Area15.54
344Goldsboro, NC Metro Area15.52
345Sherman-Denison, TX Metro Area15.45
346Lakeland-Winter Haven, FL Metro Area15.43
347Joplin, MO Metro Area15.42
348South Bend-Mishawaka, IN-MI Metro Area15.42
349Ocala, FL Metro Area15.28
350Beckley, WV Metro Area15.21
351Lubbock, TX Metro Area15.20
352Decatur, IL Metro Area15.06
353Jackson, TN Metro Area14.94
354Johnstown, PA Metro Area14.84
355Montgomery, AL Metro Area14.82
356Macon-Bibb County, GA Metro Area14.82
357Bangor, ME Metro Area14.77
358Victoria, TX Metro Area14.76
359St. Joseph, MO-KS Metro Area14.69
360Mobile, AL Metro Area14.67
361Weirton-Steubenville, WV-OH Metro Area14.61
362Rocky Mount, NC Metro Area14.60
363Wheeling, WV-OH Metro Area14.51
364Yuma, AZ Metro Area14.36
365Charleston, WV Metro Area14.32
366Odessa, TX Metro Area14.24
367Sumter, SC Metro Area14.23
368Hinesville, GA Metro Area14.13
369Watertown-Fort Drum, NY Metro Area14.11
370Florence, SC Metro Area14.09
371Saginaw, MI Metro Area14.07
372Warner Robins, GA Metro Area14.07
373Flint, MI Metro Area13.97
374Wichita Falls, TX Metro Area13.53
375Corpus Christi, TX Metro Area13.53
376Abilene, TX Metro Area13.34
377Beaumont-Port Arthur, TX Metro Area13.23
378Enid, OK Metro Area13.14
379Kokomo, IN Metro Area12.79
380Elmira, NY Metro Area12.72
381Brownsville-Harlingen, TX Metro Area12.50
382McAllen-Edinburg-Mission, TX Metro Area12.28
383Muncie, IN Metro Area11.48
384Sebring, FL Metro Area11.02
385Danville, IL Metro Area10.78
386Terre Haute, IN Metro Area10.66
387Pine Bluff, AR Metro Area10.08
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