Long Island ATM/ Debit Card Notes

Astoria Fedl Svgs & Ln Assoc

  • *Onsite ATM use is free for Astoria Federal customers (exception: $1 fee for mini-statement). **Offsite ATM Fees: Waived with qualifying account(s), otherwise $1 fee balance inquiry; $2.00 for withdrawal. ***Point of Sale Fees: No fee for credit (signature) transactions; $1.00 fee for PIN based purchases (waived with qualifying account(s). 1% transaction fee for debit card transactions in a foreign currency.

Bank of America

  • Optional Alaska Airlines Debit Card for an annual fee. No fee Bank of America Debit Card: Earn up to $250 per year cash back when you use your Bank of America debit card through the Add It Up® program.
  • Free withdrawals, deposits, transfers, payments and balance inquiries at a Bank of America ATM. *No fee for first mini statement each monthly statement cycle; after one, each additional is $1.00 (includes up to 10 of your last transactions); $3.00 fee for full statement (includes activity since last statement).** $2 fee for withdrawals, transfers and balance inquiries at non-Bank of America ATMs located in the U.S. $5 fee for withdrawals, transfers and balance inquiries at a non-Bank of America ATM located in a foreign country (exception: non-Bank of America ATM fees do not apply at some ATMs located outside the United States. Call bank before traveling internationally for current information about banks participating in the program. $5 fee waived with qualifying account). ***ATM Surcharge: Fee charged for using the Bank of America ATM at malls and streets may vary from those at the banking center.

Capital One Bank

  • Rewards Checking and Premier Rewards Checking: Automatically earn rewards for everyday banking activities, redeem for cash, travel, or merchandise
  • *With qualifying account, fees assessed at any ATM within the United States and at some ATMs located outside the United States will be reimbursed within 5 business days, up to $15 per statement period. Otherwise, for transactions made at non-Capital One Bank ATMs in the U.S.: $2.00 (plus any fees the ATM owner charges). International ATMs: $2 per transaction plus 3% of the total transaction amount (plus any fees the ATM owner charges). Note: At certain ATMs owned and operated by Capital One Bank located in gaming establishments and at certain other non-branch locations having no Capital One signage, you may be charged a fee up to $4.99 for each cash withdrawal. The amount of the fee varies by location and will be displayed on the ATM screen. You will be given an opportunity to cancel the transaction before the fee is imposed.

Citibank NA

  • *Citibank has no offsite fee for Citibank transfers or balance inquiries (other banks may assess a third party ATM surcharge fee). $2.00 offsite ATM fee waived with qualifying accounts and/or balances, or with qualifying account if the first-listed account owner is age 62 or older.

Emigrant Bank

  • *Point of Sale fee is for PIN based transactions; no fee for "credit" transactions.


  • *Some offsite ATM fees may be waived with qualifying accounts. Otherwise, $2.00 or $2.50 fee for withdrawal, balance inquiry or transfer, depending upon account.

JPMorgan Chase Bank

  • Optional no annual fee Disney Debit Card offers discounts on merchandise and other Disney perks.
  • *Offsite ATM fee may be waived with qualifying accounts. Otherwise, $2 per withdrawal, inquiry or balance transfer within U.S., Puerto Rico and US Virgin Islands. **$5 per withdrawal outside the U.S., Puerto Rico and the US Virgin Islands.

PNC Bank

  • Enjoy special savings at top merchants. Get discounts reserved exclusively for PNC Bank Visa Check Card customers.
  • *ATM Card: No charge if linked to a PNC Savings or Money Market; otherwise, $10 per year. **Some offsite ATM fees may be waived with qualifying accounts, otherwise $2.50 per transaction. Foreign transactions will incur an offsite fee of between $0.00 and $5.00, depending upon account (3% international purchase fee may apply). ***PNC Bank Visa Check Card - No charge; Specialty Affinity Visa Check Cards are charged a $10 annual fee (PNC Park, Pittsburgh Steelers, WBS Penguins, Washington Nationals, Detroit Pistons, Cleveland Browns, USA Flag ($5 of the $10 is donated to the American Red Cross annually). With qualifying accounts (conditions apply) PNC Bank may rebate other financial institutions´ ATM surcharge fees.

Roslyn Savings Bank - A Division of New York Community Bank

  • Eligible personal checking accounts with a Visa® check card are automatically enrolled in the Even >More Rewards Program. No minimum monthly balance requirement to participate. Customer must accumulate a minimum of 2,000 Reward Points ($20 in cash) before becoming eligible for redemption. Points will be accumulated for all Visa® check card transactions of $50 or more.
  • *$1.50 Point of Sale fee is for PIN-based transactions; no fee when choosing the "credit" option.

Wells Fargo Bank

  • *As a WFB account holder, there are no fees for transactions at Wells Fargo Bank ATMs (exception: $1.00 for ATM statement with certain accounts). **Offsite ATMs: Balance inquiry fee $2.00; Transfer between accounts $2.00; Transaction $2.50; International transaction (outside US and US territories) $5.00. International Purchase Transaction Fee: 3% of transaction amount.