North Country ATM/ Debit Card Notes

Carthage Fedl Svgs & Ln Assoc

  • Receive $0.10 per signature based debit card transaction with every checking account
  • *First 5 offsite fees are waived with qualifying accounts, otherwise $.75 per transaction.


  • *Some offsite ATM fees may be waived with qualifying accounts. Otherwise, $2.00 or $2.50 fee for withdrawal, balance inquiry or transfer, depending upon account.


  • KeyBank offers a choice of debit cards, with varying rewards options. There may be an annual fee for the KeyBank Relationship Rewards program based on the type of checking account you have. Redemption of rewards points is subject to a service fee.
  • *$1.00 per month fee for ATM card (waived when you also possess qualifying Key Bank debit card). ** Onsite ATM fee of $1.50 for mini-statement. ***Offsite ATM fee may be waived for qualifying accounts, otherwise $2.50 for withdrawal, balance inquiry or transfer.

Watertown Savings Bank

  • *Offsite ATM fees: $1.00 for each withdrawal, $0.50 for each transfer of funds, $0.50 for each balance inquiry.