Looking for the best rewards checking or interest checking account? The list below may help. While rewards and interest checking accounts aren't as common as they were a few years ago, there are still a number of checking products today that offer competitive interest rates -- and possibly some other perks too.
Some banks may offer a checking account bonus in the forms of cash back or preferred bank rates. Banks typically have requirements, such as a minimum opening balance or other obligations, before you are able to earn a checking account bonus. Other banks offer bank promotions, including the chance to earn a free mobile device, so be on the look out for the best checking accounts that also provide perks.
Banks and credit unions listed in the rate table below are insured up to $250,000 per depositor by the Federal Deposit Insurance Corporation (FDIC) or National Credit Union Administration (NCUA). Find a variety of checking account promotions in the table below and get the best bank deals.
Have you been able to find even better Checking rates than the ones displayed above? If yes, please share them with us and other MoneyRates users! Please include the details: the name of the bank, APY, term of the Checking, when you opened the account, and whether the account can be opened online or only in the branch (if the latter, please include the location of the branch). Thank you!