Today's Bank Rates
- 6 Month CD 0.96%
- 1-year CD 1.16%
- 2-year CD 1.58%
- Money Market Account 0.75%
- Savings Account 0.80%
- 30-year Fixed Mortgage 4.23%
Rates provided by MoneyRates.com based on average rates for deposits under $10K and conforming refinance mortgage rates.
Instead of a grand resolution that will be soon forgotten, follow our monthly resolutions to boost your savings.
Resolution of the month: Build emergency savings
Savings Rates-and Health-Can Get a Boost from Kicking a Bad Habit or Two
Some common indulgences can be surprisingly expensive-find out how much it could be worth to give them up.
Read More >>Look Before You Leap: There Are Dangers Outside of the Stock Market Too
Choose your alternatives wisely when you decide to pull out of the stock market for a while.
Read More >>Safe Harbor: From Money Market Accounts to Municipal Bonds
When stocks take a nosedive, many investors flee for safe harbors to park their cash. What are some popular alternatives to stocks, and what are the risk characteristics of these investments?
Read More >>How Financial Services Companies Can Rebuild Their Reputations
Banks and other financial services firms took a beating as an industry, ranking near the bottom in a recently released poll measuring reputation. What should financial firms do to regain some of that lost credibility?
Read More >>
5 Ways to Celebrate a Tax Holiday
Sales tax holidays are a great opportunity to boost savings rates by putting the money you save into CDs, money market accounts, or other savings vehicles. Read More >>
Posted 07/30/2010Savings Rates and the Great Recession's Ripple Effects
A new study says slow economic recovery will shape young people's attitudes about risk and social policies and force many seniors to delay retirement or re-enter the workforce. Read More >>
Posted 07/29/2010Financial Reform Law Makes FDIC Deposit Insurance Permanent at $250,000
Financial regulatory reform includes a measure to permanently set FDIC insurance coverage at $250,000 for bank deposits, including CDs and savings, checking, and money market accounts. Read More >>
Posted 07/28/2010New Poll: Most Americans Aren't Experiencing Economic Recovery
Consumer spending will help spur the economy, which will impact bank rates. But most Americans plan to hold the reins on spending in the near future. Read More >>
Posted 07/27/2010What's Up (or Down) with Bank Fees?
With savings account and money market rates down and uncertainty in the banking industry, consumers get some good news about affordable checking accounts. Read More >>
Posted 07/25/2010Mortgage Rates Hit Record Lows-Again
Congress extended the closing deadline for the homebuyer tax credit for those who had sales contracts by April 30 and reauthorized the National Flood Insurance Program. Read More >>
Posted 07/23/2010Continued Housing Recovery Depends More on Job Growth than Low Mortgage Rates
Low mortgage rates, homebuyer tax credit and low home prices drove the early rebound. Read More >>
Posted 07/22/2010Banking Reform and You: Shopping for a Bank (Part 3 of 3)
While new banking regulations may mean lower savings account rates, money market rates, and CD rates along with more fees, they also mean you should broaden your search for banks. Read More >>
Posted 07/21/2010Banking Reform and You: What Will It Cost? (Part 2 of 3)
With new financial laws, interest rates on savings accounts, money market accounts, and CDs are likely to be higher, and fees may rise as banks look to offset regulatory costs. Read More >>
Posted 07/20/2010Banking Reform and You: Will the System Be Safer? (Part 1 of 3)
In the first of a three-part series on the consumer impact of the recent financial reform legislation, MoneyRates.com examines whether the financial system has been made any safer. Read More >>
Posted 07/19/2010Americans' Savings Rates Grow Faster Than Spending
The personal savings rate rose to 4% in May, the highest point in eight months, while consumer spending and personal income made tiny gains. Read More >>
Posted 07/16/2010Bank Rates Got You Down? How to Give your Retirement Savings a Powerful Boost
Adding extra years of income is a powerful tool for making up retirement savings gaps in a relatively short period of time. Read More >>
Posted 07/15/2010
