White House proposes new mortgage relief program

President Obama announced Wednesday the details of his new mortgage relief program. Learn how it may allow more homeowners to take advantage of historically low mortgage rates.

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Citi Thank You Premier Credit Card

The rewards points can add up quickly when you use this card. Read its full list of benefits.

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Banks search for revenue from wary customers

Last year’s customer exodus will likely force banks into being more creative about adding fees. Find out how they may do it.

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Financial lessons from my divorce

A divorce can throw virtually anyone's finances into chaos. Learn how one woman confronted the challenges, as well as four key tips for handling money in a divorce.

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Give the Lovers Account this Valentine's

Looking for a Valentine's gift that's both romantic and long-lasting? The Lovers Account may be a great choice.

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Today's Featured Bank Rates

Credit Card

0% Intro APR

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Featured offer (see all)

Escape by Discover Card

Escape by Discover Card

Card Rating ★ ★ ★ ★
Intro APR 0%
Reg APR 10.99% - 16.99%
Credit Needed Excellent

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  • Earn up to $250 in travel rewards--1,000 Bonus miles every month you make a purchase for the first 25 months
  • Double Miles on every $1 you spend
  • 0% intro APR on purchases and balance transfers for 6 months, then the variable purchase APR of 10.99% - 16.99%*

Additional offers

The NEW Blue for Business® Credit Card from American Express OPEN Apply Now
Card Rating ★ ★ ★ ★
Intro APR 0.0%
Reg APR 11.24% - 19.24%
Credit Needed Excellent

Blue Cash EverydaySM Card From American Express Apply Now
Card Rating ★ ★ ★
Intro APR 0%
Reg APR 17.24% - 22.24%
Credit Needed Good

Miles by Discover® Card Apply Now
Card Rating ★ ★ ★ ★
Intro APR 0%
Reg APR 10.99% -16.99%
Credit Needed Excellent

30-year Fixed Mortgage

3.500%

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Featured offer (see all)

Amerisave Mortgage Corporation

Amerisave Mortgage Corporation

Mortgage Refinance
Rate 3.625%
APR 3.860%

Start Saving
  • Direct Mortgage Lender
  • Close in as little as 10 days
  • Apply Online. PreApproved in Minutes

Additional offers

Start Saving IHL Direct
Mortgage Refinance
Rate 3.500%
APR 3.712

Start Saving National Mortgage Alliance
Mortgage Refinance
Rate 3.500%
APR 3.680

Start Saving Quicken Loans - American's #1 Online Lender
Mortgage Refinance
Rate 3.875%
APR 4.109

Savings Account

0.90%

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Featured offer (see all)

American Express Personal Savings

American Express Personal Savings

Rate 0.90%
APY 0.90%
Min. to earn APY $0

Start Saving
  • Member FDIC. No minimums and no fees.

Additional offers

Start Saving Ally Bank Online Savings Account
Rate 0.84%
APY 0.84%
Min. to earn APY $0

Start Saving ING DIRECT: Orange Savings Account
Rate 0.80%
APY 0.80%
Min. to earn APY $0

Start Saving FNBO Direct
Rate 0.70%
APY 0.70%
Min. to earn APY $1

Money Market Account

0.90%

X

Featured offer (see all)

American Express Personal Savings

American Express Personal Savings

Rate 0.90%
APY 0.90%
Min. to earn APY $0

Start Saving
  • Member FDIC. No minimums and no fees.

Additional offers

Start Saving Ally Bank Money Market Account
Rate 0.84%
APY 0.84%
Min. to earn APY $0

Start Saving ING DIRECT: Orange Savings Account
Rate 0.80%
APY 0.80%
Min. to earn APY $0

Start Saving FNBO Direct
Rate 0.70%
APY 0.70%
Min. to earn APY $1

1-Year CD

0.99%

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Featured offer (see all)

Ally Bank Classic CD

Ally Bank Classic CD

Rate 0.99%
APY 0.99%
Compounding Method Daily

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  • Get our best rate with the Ally Ten Day Best Rate Guarantee.
  • Member FDIC
Top News

Initial GDP estimate: Hope for interest rates?

An encouraging estimate on economic growth could be good news for the economy and even savings account rates -- if it holds.

More Featured Articles
Savings Accounts

Maximizing retirement investment returns

While today's landscape for retirement savings is full of challenges, knowing your options well is the first step toward overcoming them.

 

Mortgage Rates

Will mortage rates stay low in 2012?

Mortgage rates defied predictions by remaining near historic lows throughout last year. But will this last in 2012?

Credit Cards

7 financial lies people tell their spouses

Are you guilty of telling any of these common financial lies to your spouse? Read why they can undermine your marriage.

MoneyRates.com

Credit card rates
Low Intro. Rate 0.68%
Limited / No Credit 14.71%
Low Ongoing Rate 11.45%
Air Miles / Travel 13.84%
Rewards Points 13.95%
Cash Back 14.96%
Student 14.63%
Business 13.04%

Rates for Credit Cards listed are updated weekly. Individual rates will vary based on one's credit profile.

Richard Barrington
About Richard Barrington

Richard Barrington, CFA, is the primary spokesperson and personal finance expert for MoneyRates. He is a 20-year veteran of the financial industry, including having served for over a dozen years as a member of the Executive Committee of Manning & Napier Advisors, Inc.

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Expert's Commentary

Which stocks are good sources of income?

Investing in stocks for income means knowing what the best yielding stocks and sectors are, and understanding the risks involved.

Should I use savings to pay down my mortgage?

Liquidity and retirement plans are among the things you should consider before paying down your mortgage with a large lump sum.

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