Social Security goes digital
If you want to know your Social Security earnings and estimated benefits, you’ll have to fire up the computer. These statements are now online.
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The high cost of the Fed's low rates
The Federal Reserve's low-interest-rate policies have yet to lead to robust growth, but the estimated cost of these policies is mounting.
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The case for longer CD terms
Despite the fact that long-term CD rates fell relative to short-term rates in April, recent economic developments make long-term CDs more attractive than they seem.
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How my retirement went missing
Read why one older worker has no plans to retire soon, plus tips on confronting financial challenges to your retirement.
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Are low interest rates causing low savings rates?
Low interest rates may seem to discourage saving, but they actually make it more important than ever.
Read MoreToday's Featured Bank Rates
0% Intro APR
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Blue® From American Express - Earn 10,000 Points When You Spend $100 in the First 3 Months
Card Rating
★
★
★
★
Intro APR 0%
Reg APR 15.24% - 20.24%
Credit Needed Excellent
- 0% intro APR for 12 months
- Flexibility to pay charges over time
- Earn up to 10X points every day when you shop over 300 brands at membershiprewards.com/earn
Additional offers
Slate® from Chase - No Balance Transfer Fee
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Card Rating
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★
★
★
Intro APR 0%
Reg APR 11.99% - 21.99%
Credit Needed Excellent/Good
Chase Freedom® Visa
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Card Rating
★
★
★
★
Intro APR 0%
Reg APR 12.99% - 22.99%
Credit Needed Excellent
Blue Cash PreferredSM Card From American Express - $150 Welcome Bonus
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Card Rating
★
★
★
★
Intro APR 0%
Reg APR 17.24% - 22.24%
Credit Needed Good
3.500%
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Mortgage Refinance
Rate 3.500%
APR 3.619%
- We specialize in California only wholesale mortgage rates.
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- Get a free no obligation quote, act now while rates are still at record lows!
Additional offers
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Amerisave Mortgage Corporation
Mortgage Refinance
Rate 3.500%
APR 3.728
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Quicken Loans - American's #1 Online Lender
Mortgage Refinance
Rate 3.875%
APR 4.088
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Close Your Own Loan.com
Mortgage Refinance
Rate 3.500%
APR 3.655
0.91%
Featured offer (see all)
Rate 0.91%
APY
0.91%
Min. to earn APY $0
- Earn a top 5% yield-Always (2)
- 0.91% 1st-year APY up to $50K (1)
Additional offers
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Ally Bank Online Savings Account
Rate 0.84%
APY
0.84%
Min. to earn APY $0
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ING DIRECT: Orange Savings Account
Rate 0.80%
APY
0.80%
Min. to earn APY $0
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American Express Personal Savings
Rate 0.75%
APY
0.75%
Min. to earn APY $0
0.91%
Featured offer (see all)
Rate 0.91%
APY
0.91%
Min. to earn APY $0
- Earn a top 5% yield-Always (2)
- 0.91% 1st-year APY up to $50K (1)
Additional offers
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Ally Bank Money Market Account
Rate 0.84%
APY
0.84%
Min. to earn APY $0
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ING DIRECT: Orange Savings Account
Rate 0.80%
APY
0.80%
Min. to earn APY $0
Start Saving
American Express Personal Savings
Rate 0.75%
APY
0.75%
Min. to earn APY $0
1.04%
Featured offer (see all)
Rate 1.03%
APY
1.04%
Compounding Method Daily
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Ready or not, Boomers are retiring
While some research has suggested that many Boomers won't be able to retire on time, a new study finds most are leaving the workforce on schedule.
America's Best Rates 2011 Q4: Getting more from your savings
The financial landscape of decades past
Best States for Retirement 2011
Worst States for Retirement 2011
Savings Accounts
Latest jobs report: Even worse than it seems
Declining job growth is just one of the danger signs in the newest employment report. Learn why the situation is even more troubling than it appears.
Mortgage Rates
Can't refinance? Consider a 'recast' instead
Recasting is another way to lower your monthly mortgage payments, but there is one catch.
Credit Cards
Profits rise for Visa, MasterCard
The credit card companies saw revenue and profits increase in the first quarter of 2012. Does this mean credit card spending is rising?
MoneyRates.com
Credit card rates| Low Intro. Rate | 0.68% |
| Limited / No Credit | 14.71% |
| Low Ongoing Rate | 11.45% |
| Air Miles / Travel | 13.84% |
| Rewards Points | 13.95% |
| Cash Back | 14.96% |
| Student | 14.63% |
| Business | 13.04% |
Rates for Credit Cards listed are updated weekly. Individual rates will vary based on one's credit profile.
Inflation report offers good news -- with a catch
Would you change banks for a Mercedes?
Manufacturing and exports show signs of strength
The housing market: Another false bottom?
About Richard Barrington
Richard Barrington, CFA, is the primary spokesperson and personal finance expert for MoneyRates. He is a 20-year veteran of the financial industry, including having served for over a dozen years as a member of the Executive Committee of Manning & Napier Advisors, Inc.
New! Richard Barrington discusses How to Save More with Neal Conan on NPR's nationally syndicated Talk of the Nation here (February 2012).
If you'd like Richard to appear on your program, please email pr@moneyrates.com for consideration.
Get the latest news from Richard by following him on Twitter! @RichBarrington
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