Debit fees remain a vexing issue for banks

A new report finds that while nearly three in four say they are satisfied with their debit card, any new fees would dissuade most from using them.

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True Earnings Business Card from Costco and American Express

If you own a business and spend a lot on gas, restaurant meals and travel, this card offers some nice cash-back opportunities.

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5 tips for older job seekers

As a person over 50, you may face difficulties in finding a new job that your younger counterparts don't. Find out how to overcome them.

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Financial lessons from my divorce

A divorce can throw virtually anyone's finances into chaos. Learn how one woman confronted the challenges, as well as four key tips for handling money in a divorce.

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Making sense of prepaid debit cards

Knowing the ins and outs of prepaid debit cards can help you use them effectively and avoid the excessive fees that some include.

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Today's Featured Bank Rates

Credit Card

0% Intro APR

X

Featured offer (see all)

Discover® More Card - $0 Balance Transfer Fee!

Discover<sup>®</sup> More Card - $0 Balance Transfer Fee!

Card Rating ★ ★ ★ ★ ★
Intro APR 0%
Reg APR 10.99-19.99%
Credit Needed Excellent

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  • Limited Time Offer - $0 Balance Transfer Fee!*
  • 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 19.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*

Additional offers

Slate® from Chase - $75 Bonus and Up to 15 Month Intro Duration Apply Now
Card Rating ★ ★ ★ ★
Intro APR 0%
Reg APR 11.99% - 21.99%
Credit Needed Excellent

Discover® More® Card Apply Now
Card Rating ★ ★ ★ ★ ★
Intro APR 0%
Reg APR 10.99% - 20.99%*
Credit Needed Excellent

Chase Freedom® Visa - $100 Bonus Cash Back + 0% Intro APR Apply Now
Card Rating ★ ★ ★ ★
Intro APR 0%
Reg APR 11.99% - 22.99%
Credit Needed Excellent

30-year Fixed Mortgage

3.500%

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Featured offer (see all)

First Financial Services

First Financial Services

Mortgage Refinance
Rate 3.500%
APR 3.663%

Start Saving
  • NO Upfront Lender Fees
  • We offer Purchase, Refinance, Conventional, FHA, VA and USDA loans
  • Direct Lender / No Broker Costs / Exceptional service since 1991

Additional offers

Start Saving Amerisave Mortgage Corporation
Mortgage Refinance
Rate 3.500%
APR 3.755

Start Saving AimLoan.com
Mortgage Refinance
Rate 3.500%
APR 3.775

Start Saving Quicken Loans - American's #1 Online Lender
Mortgage Refinance
Rate 3.875%
APR 4.098

Savings Account

0.90%

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Featured offer (see all)

American Express Personal Savings

American Express Personal Savings

Rate 0.90%
APY 0.90%
Min. to earn APY $0

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  • Member FDIC. No minimums and no fees.

Additional offers

Start Saving Ally Bank Online Savings Account
Rate 0.84%
APY 0.84%
Min. to earn APY $0

Start Saving ING DIRECT: Orange Savings Account
Rate 0.80%
APY 0.80%
Min. to earn APY $0

Money Market Account

0.90%

X

Featured offer (see all)

American Express Personal Savings

American Express Personal Savings

Rate 0.90%
APY 0.90%
Min. to earn APY $0

Start Saving
  • Member FDIC. No minimums and no fees.

Additional offers

Start Saving Ally Bank Money Market Account
Rate 0.84%
APY 0.84%
Min. to earn APY $0

Start Saving ING DIRECT: Orange Savings Account
Rate 0.80%
APY 0.80%
Min. to earn APY $0

1-Year CD

0.99%

X

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Ally Bank Classic CD

Ally Bank Classic CD

Rate 0.99%
APY 0.99%
Compounding Method Daily

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  • Get our best rate with the Ally Ten Day Best Rate Guarantee.
  • Member FDIC
Top News

Fed: Low rates to continue until 2014

The Fed indicated that at least two more years of low interest rates are ahead. Find out why this policy is bad news for savers and could hurt other parts of the economy.

More Featured Articles
Savings Accounts

4 ways to refocus your savings resolutions

Now that the year is a couple of weeks old, you may have found that your savings resolution has already slipped. Here's how to get back on track.

Mortgage Rates

Will mortage rates stay low in 2012?

Mortgage rates defied predictions by remaining near historic lows throughout last year. But will this last in 2012?

Credit Cards

7 financial lies people tell their spouses

Are you guilty of telling any of these common financial lies to your spouse? Read why they can undermine your marriage.

MoneyRates.com

Credit card rates
Low Intro. Rate 0.68%
Limited / No Credit 14.71%
Low Ongoing Rate 11.45%
Air Miles / Travel 13.84%
Rewards Points 13.95%
Cash Back 14.96%
Student 14.63%
Business 13.04%

Rates for Credit Cards listed are updated weekly. Individual rates will vary based on one's credit profile.

Richard Barrington
About Richard Barrington

Richard Barrington, CFA, is the primary spokesperson and personal finance expert for MoneyRates. He is a 20-year veteran of the financial industry, including having served for over a dozen years as a member of the Executive Committee of Manning & Napier Advisors, Inc.

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Expert's Commentary

Should I use savings to pay down my mortgage?

Liquidity and retirement plans are among the things you should consider before paying down your mortgage with a large lump sum.

How risky would the end of the euro be?

The end of the euro could be chaotic, and for European bank accounts, it could mean more volatility than you'd want from a savings account.

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