Study: Americans are fine with their overspending
A new study suggests that a majority of Americans spend more than they earn at least a few months of each year, but only a small fraction consider this an issue.
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Testing the Fed's predictions
The Fed Reality Check is a handy way to gauge the emerging accuracy of the Fed's economic forecasts.
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5 essentials facts on the Greek currency crisis
The latest news from the Greek financial crisis may not be as far removed from the U.S. as it seems.
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How my retirement went missing
Read why one older worker has no plans to retire soon, plus tips on confronting financial challenges to your retirement.
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The case for longer CD terms
Despite the fact that long-term CD rates fell relative to short-term rates in April, recent economic developments make long-term CDs more attractive than they seem.
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Reg APR 10.99% - 20.99%*
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- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
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Intro APR 0%
Reg APR 10.99% - 19.99%
Credit Needed Excellent
Blue(R) From American Express - Earn 10,000 Points When You Spend $100 in the First 3 Months
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Reg APR 15.24% - 20.24%
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3.375%
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APR 3.692%
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EverBank
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APR 3.797
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Quicken Loans - American's #1 Online Lender
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APR 4.018
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Amerisave Mortgage Corporation
Mortgage Refinance
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APR 3.755
0.91%
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American Express Personal Savings
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APY
0.75%
Min. to earn APY $0
0.91%
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Rate 0.91%
APY
0.91%
Min. to earn APY $0
- Earn a top 5% yield-Always (2)
- 0.91% 1st-year APY up to $50K (1)
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Ally Bank Money Market Account
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Social Security goes digital
If you want to know your Social Security earnings and estimated benefits, you’ll have to fire up the computer. These statements are now online.
America's Best Rates 2011 Q4: Getting more from your savings
The financial landscape of decades past
Best States for Retirement 2011
Worst States for Retirement 2011
Savings Accounts
Are low interest rates causing low savings rates?
Low interest rates may seem to discourage saving, but they actually make it more important than ever.
Mortgage Rates
Can't refinance? Consider a 'recast' instead
Recasting is another way to lower your monthly mortgage payments, but there is one catch.
Credit Cards
Profits rise for Visa, MasterCard
The credit card companies saw revenue and profits increase in the first quarter of 2012. Does this mean credit card spending is rising?
MoneyRates.com
Credit card rates| Low Intro. Rate | 0.68% |
| Limited / No Credit | 14.71% |
| Low Ongoing Rate | 11.45% |
| Air Miles / Travel | 13.84% |
| Rewards Points | 13.95% |
| Cash Back | 14.96% |
| Student | 14.63% |
| Business | 13.04% |
Rates for Credit Cards listed are updated weekly. Individual rates will vary based on one's credit profile.
Inflation report offers good news -- with a catch
Would you change banks for a Mercedes?
Manufacturing and exports show signs of strength
The housing market: Another false bottom?
About Richard Barrington
Richard Barrington, CFA, is the primary spokesperson and personal finance expert for MoneyRates. He is a 20-year veteran of the financial industry, including having served for over a dozen years as a member of the Executive Committee of Manning & Napier Advisors, Inc.
New! Richard Barrington discusses How to Save More with Neal Conan on NPR's nationally syndicated Talk of the Nation here (February 2012).
If you'd like Richard to appear on your program, please email pr@moneyrates.com for consideration.
Get the latest news from Richard by following him on Twitter! @RichBarrington
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Accessing money, even for funeral arrangements, after a person's death requires following the right procedures.
