Social Security goes digital
If you want to know your Social Security earnings and estimated benefits, you’ll have to fire up the computer. These statements are now online.
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The high cost of the Fed's low rates
The Federal Reserve's low-interest-rate policies have yet to lead to robust growth, but the estimated cost of these policies is mounting.
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Are low interest rates causing low savings rates?
Low interest rates may seem to discourage saving, but they actually make it more important than ever.
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How my retirement went missing
Read why one older worker has no plans to retire soon, plus tips on confronting financial challenges to your retirement.
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Profits rise for Visa, MasterCard
The credit card companies saw revenue and profits increase in the first quarter of 2012. Does this mean credit card spending is rising?
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Today's Featured Bank Rates
0% Intro APR
Featured offer (see all)
Card Rating
★
★
★
★
★
Intro APR 0%
Reg APR 10.99% - 20.99%*
Credit Needed Excellent
- 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
Additional offers
Blue® From American Express - Earn 10,000 Points When You Spend $100 in the First 3 Months
Apply Now
Card Rating
★
★
★
★
Intro APR 0%
Reg APR 15.24% - 20.24%
Credit Needed Excellent
Discover® More Card - 18 Month Promotional Balance Transfer
Apply Now
Card Rating
★
★
★
★
★
Intro APR 0%
Reg APR 10.99% - 20.99%
Credit Needed Excellent
Slate® from Chase - No Balance Transfer Fee
Apply Now
Card Rating
★
★
★
★
Intro APR 0%
Reg APR 11.99% - 21.99%
Credit Needed Excellent/Good
3.375%
Featured offer (see all)
Quicken Loans - American's #1 Online Lender
Mortgage Refinance
Rate 3.875%
APR 4.109%
- We can close your loan in less than a month!
- Don't miss your chance to lock in a low fixed-rate and payment today.
- Rates continue to be at historic lows!
Additional offers
Start Saving
Amerisave Mortgage Corporation
Mortgage Refinance
Rate 3.500%
APR 3.728
Start Saving
AimLoan.com
Mortgage Refinance
Rate 3.375%
APR 3.648
Start Saving
United Pacific Mortgage
Mortgage Refinance
Rate 3.500%
APR 3.654
0.91%
Featured offer (see all)
Rate 0.91%
APY
0.91%
Min. to earn APY $0
- Earn a top 5% yield-Always (2)
- 0.91% 1st-year APY up to $50K (1)
Additional offers
Start Saving
Ally Bank Online Savings Account
Rate 0.84%
APY
0.84%
Min. to earn APY $0
Start Saving
ING DIRECT: Orange Savings Account
Rate 0.80%
APY
0.80%
Min. to earn APY $0
Start Saving
American Express Personal Savings
Rate 0.75%
APY
0.75%
Min. to earn APY $0
0.91%
Featured offer (see all)
Rate 0.91%
APY
0.91%
Min. to earn APY $0
- Earn a top 5% yield-Always (2)
- 0.91% 1st-year APY up to $50K (1)
Additional offers
Start Saving
Ally Bank Money Market Account
Rate 0.84%
APY
0.84%
Min. to earn APY $0
Start Saving
ING DIRECT: Orange Savings Account
Rate 0.80%
APY
0.80%
Min. to earn APY $0
Start Saving
American Express Personal Savings
Rate 0.75%
APY
0.75%
Min. to earn APY $0
1.04%
Featured offer (see all)
Rate 1.03%
APY
1.04%
Compounding Method Daily
- Get our best rate with the Ally Ten Day Best Rate Guarantee.
- Member FDIC
Ready or not, Boomers are retiring
While some research has suggested that many Boomers won't be able to retire on time, a new study finds most are leaving the workforce on schedule.
America's Best Rates 2011 Q4: Getting more from your savings
The financial landscape of decades past
Best States for Retirement 2011
Worst States for Retirement 2011
Savings Accounts
Latest jobs report: Even worse than it seems
Declining job growth is just one of the danger signs in the newest employment report. Learn why the situation is even more troubling than it appears.
Mortgage Rates
Can't refinance? Consider a 'recast' instead
Recasting is another way to lower your monthly mortgage payments, but there is one catch.
Credit Cards
5 steps for protecting your credit card information
Security breaches are on the rise, but these tips can help safeguard your accounts.
MoneyRates.com
Credit card rates| Low Intro. Rate | 0.68% |
| Limited / No Credit | 14.71% |
| Low Ongoing Rate | 11.45% |
| Air Miles / Travel | 13.84% |
| Rewards Points | 13.95% |
| Cash Back | 14.96% |
| Student | 14.63% |
| Business | 13.04% |
Rates for Credit Cards listed are updated weekly. Individual rates will vary based on one's credit profile.
Would you change banks for a Mercedes?
Manufacturing and exports show signs of strength
The housing market: Another false bottom?
Falling barometer: Small business conditions weaken
About Richard Barrington
Richard Barrington, CFA, is the primary spokesperson and personal finance expert for MoneyRates. He is a 20-year veteran of the financial industry, including having served for over a dozen years as a member of the Executive Committee of Manning & Napier Advisors, Inc.
New! Richard Barrington discusses How to Save More with Neal Conan on NPR's nationally syndicated Talk of the Nation here (February 2012).
If you'd like Richard to appear on your program, please email pr@moneyrates.com for consideration.
Get the latest news from Richard by following him on Twitter! @RichBarrington
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Accessing money, even for funeral arrangements, after a person's death requires following the right procedures.
