Does money equal success? Not according to most

A new survey finds that only a third of Americans think you need a lot of money to achieve success. Learn which factors ranked as more important.

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Estimated cost of Fed policy: $635 billion and counting (infographic)

The Fed's strategies to lower interest rates may have cost depositors more than half a trillion dollars. Examine these costs with this MoneyRates.com infographic and feature article.

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Interest rates are changing: Are your finances prepared?

Interest rates changed noticeably in early May, with some rates rising and yield spreads widening. Learn how you can adapt if this trend continues.

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Want better service? Try banking online

Consumers who take advantage of online banking services are happier with their bank's service. Are customers who rely only on branches missing out?

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Want an allowance, kids? Be ready to earn it

A new survey finds that a broad majority of parents tie their kids' allowances to chores or academic performance. Will this help these children develop better financial habits?

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Today's Featured Bank Rates

Credit Card

0% on purchases Intro APR

X

FEATURED OFFERSee All Rates >

Additional offers

Discover it<sup>®</sup> - 18 Month Balance Transfer
Discover it® - 18 Month Balance Transfer ★ ★ ★ ★ ★
Intro APR 0% on purchases
Reg APR 10.99% - 22.99% Variable*
Credit Needed Excellent
Iberiabank Visa<sup>®</sup> Select
Iberiabank Visa® Select ★ ★ ★ ★
Intro APR 0% or 7.50%
Reg APR 7.50%, 9.50%, or 11.50%
Credit Needed Excellent
Barclaycard<sup>®</sup> Rewards MasterCard<sup>®</sup> - Average Credit
Barclaycard® Rewards MasterCard® - Average Credit ★ ★ ★ ★ ★
Intro APR 0%
Reg APR 24.99%
Credit Needed Good/Fair

30-year Fixed Mortgage

3.375%

X

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Discover - Home Loans
Discover - Home Loans
Refinance
Rate 3.375%
APR 3.764
Amerisave Mortgage Corporation
Amerisave Mortgage Corporation
Refinance
Rate 3.500%
APR 3.702

Savings Account

1.01%

X

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Additional offers

FNBO Direct
FNBO Direct
Rate 0.85%
APY 0.85%
Min. to earn APY $1
Ally Bank Online Savings Account
Ally Bank Online Savings Account
Rate 0.84%
APY 0.84%
Min. to earn APY $0
Discover Bank
Discover Bank
Rate 0.80%
APY 0.80%
Min. to earn APY $500

Money Market Account

1.01%

X

FEATURED OFFERSee All Rates >

Additional offers

FNBO Direct
FNBO Direct
Rate 0.85%
APY 0.85%
Min. to earn APY $1
Ally Bank Money Market Account
Ally Bank Money Market Account
Rate 0.84%
APY 0.84%
Min. to earn APY $0
Capital One 360
Capital One 360
Rate 0.75%
APY 0.75%
Min. to earn APY $0

1-Year CD

0.96%

X

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Additional offers

Ally Bank Classic CD
Ally Bank Classic CD
Rate 0.94%
APY 0.94%
Compounding Method Daily
Doral Direct
Doral Direct
Rate 0.96%
APY 0.96%
Compounding Method Daily
Top News

Minimalistic bank branches: coming to your neighborhood?

Some brick-and-mortar banks are planning leaner, more automated branches, but can it help them reclaim market share from online banks?

More Featured Articles
Savings Accounts

8 money moves for new graduates

Taking these steps after graduation can put young people on the path to financial independence.

Mortgage Rates

Handling today's diverging bank rates

Various interest rates are moving in different directions, which may require consumers to fine-tune their borrowing and deposit strategies.

Credit Cards

5 times you shouldn't listen to your bank

Understanding how banks make money from you can help you know when it's best to ignore their advice.

MoneyRates.com

Credit card rates
Low Intro. Rate 0.68%
Limited / No Credit 14.71%
Low Ongoing Rate 11.45%
Air Miles / Travel 13.84%
Rewards Points 13.95%
Cash Back 14.96%
Student 14.63%
Business 13.04%

Rates for Credit Cards listed are updated weekly. Individual rates will vary based on one's credit profile.

Richard Barrington
About Richard Barrington

Richard Barrington, CFA, is the primary spokesperson and personal finance expert for MoneyRates. He is a 20-year veteran of the financial industry, including having served for over a dozen years as a member of the Executive Committee of Manning & Napier Advisors, Inc.

New! Richard Barrington discusses How to Save More with Neal Conan on NPR's nationally syndicated Talk of the Nation here (February 2012).

If you'd like Richard to appear on your program, please email pr@moneyrates.com for consideration.

Get the latest news from Richard by following him on Twitter! @RichBarrington

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Expert's Commentary

Where are the best bank accounts for college students?

College students face special challenges when shopping for checking and savings accounts, but they still have some strong options.

Should I abandon savings accounts for stocks?

Low interest rates have created a dilemma that may be pushing investors toward higher risk.

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Basic Guides

Just getting started? Learn some of the fundamentals of money management.

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