'Unbanked' may soon equal uninsured
While many Americans choose to forgo banks today, the new health-insurance law may pose problems to those without checking accounts. Learn why.
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Estimated cost of Fed policy: $635 billion and counting (infographic)
The Fed's strategies to lower interest rates may have cost depositors more than half a trillion dollars. Examine these costs with this MoneyRates.com infographic and feature article.
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Interest rates are changing: Are your finances prepared?
Interest rates changed noticeably in early May, with some rates rising and yield spreads widening. Learn how you can adapt if this trend continues.
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Want better service? Try banking online
Consumers who take advantage of online banking services are happier with their bank's service. Are customers who rely only on branches missing out?
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Want an allowance, kids? Be ready to earn it
A new survey finds that a broad majority of parents tie their kids' allowances to chores or academic performance. Will this help these children develop better financial habits?
Read MoreToday's Featured Bank Rates
0% on purchases Intro APR
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Card Rating
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Intro APR 0% on purchases
Reg APR 10.99% - 22.99% Variable*
Credit Needed Excellent
- The new Discover it card is out to change the way people think about credit cards.
- Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.*
- Generous...5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
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Discover it® - 18 Month Balance Transfer
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Intro APR 0% on purchases
Reg APR 10.99% - 22.99% Variable*
Credit Needed Excellent
Iberiabank Visa® Select
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Card Rating
★
★
★
★
Intro APR 0% or 7.50%
Reg APR 7.50%, 9.50%, or 11.50%
Credit Needed Excellent
Barclaycard® Rewards MasterCard® - Average Credit
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Card Rating
★
★
★
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Intro APR 0%
Reg APR 24.99%
Credit Needed Good/Fair
3.375%
Featured offer (see all)
Refinance
Rate 3.625%
APR 3.657%
- Don't ever pay upfront fees!
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- Work with the best! Call for record low rates!
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Discover - Home Loans
Refinance
Rate 3.375%
APR 3.764
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Quicken Loans - American's #1 Online Lender
Refinance
Rate 3.625%
APR 3.871
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Amerisave Mortgage Corporation
Refinance
Rate 3.500%
APR 3.702
1.01%
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Rate 1.01%
APY
1.01%
Min. to earn APY $0
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- 1.01% 1st-year APY up to $50K (1)
- Earn a top 5% yield-Always (2)
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Ally Bank Online Savings Account
Rate 0.84%
APY
0.84%
Min. to earn APY $0
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Capital One 360
Rate 0.75%
APY
0.75%
Min. to earn APY $0
1.01%
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Rate 1.01%
APY
1.01%
Min. to earn APY $0
- 1.25% Bonus Rate for the first 6 months (1)
- 1.01% 1st-year APY up to $50K (1)
- Earn a top 5% yield-Always (2)
Additional offers
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Ally Bank Money Market Account
Rate 0.84%
APY
0.84%
Min. to earn APY $0
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Capital One 360
Rate 0.75%
APY
0.75%
Min. to earn APY $0
0.96%
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Rate 0.94%
APY
0.94%
Compounding Method Daily
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Doral Direct
Rate 0.96%
APY
0.96%
Compounding Method Daily
Does money equal success? Not according to most
A new survey finds that only a third of Americans think you need a lot of money to achieve success. Learn which factors ranked as more important.
Estimated cost of Fed policy: $635 billion and counting (infographic)
Want better service? Try banking online
America's Best Rates 2013 Q1: Online banks go their own way
Best States to Make a Living 2013
Savings Accounts
8 money moves for new graduates
Taking these steps after graduation can put young people on the path to financial independence.
Mortgage Rates
Handling today's diverging bank rates
Various interest rates are moving in different directions, which may require consumers to fine-tune their borrowing and deposit strategies.
Credit Cards
5 times you shouldn't listen to your bank
Understanding how banks make money from you can help you know when it's best to ignore their advice.
MoneyRates.com
Credit card rates| Low Intro. Rate | 0.68% |
| Limited / No Credit | 14.71% |
| Low Ongoing Rate | 11.45% |
| Air Miles / Travel | 13.84% |
| Rewards Points | 13.95% |
| Cash Back | 14.96% |
| Student | 14.63% |
| Business | 13.04% |
Rates for Credit Cards listed are updated weekly. Individual rates will vary based on one's credit profile.
Is the 'Goldilocks' economy coming back?
Stock market surges on -- but is it sustainable?
April jobs report: a prelude to higher rates?
A reality check on real estate
About Richard Barrington
Richard Barrington, CFA, is the primary spokesperson and personal finance expert for MoneyRates. He is a 20-year veteran of the financial industry, including having served for over a dozen years as a member of the Executive Committee of Manning & Napier Advisors, Inc.
New! Richard Barrington discusses How to Save More with Neal Conan on NPR's nationally syndicated Talk of the Nation here (February 2012).
If you'd like Richard to appear on your program, please email pr@moneyrates.com for consideration.
Get the latest news from Richard by following him on Twitter! @RichBarrington
Where are the best bank accounts for college students?
College students face special challenges when shopping for checking and savings accounts, but they still have some strong options.
Should I abandon savings accounts for stocks?
Low interest rates have created a dilemma that may be pushing investors toward higher risk.
