Find Best CD rates
We regularly monitor rates from over 200 banks and show the highest CD rates. CD rates are fixed for the term of the CD. You may be penalized for withdrawing funds before your certificate of deposit matures. The highest CD rates usually require longer terms. Bank CDs are FDIC-insured up to $250,000 per depositor.
Start Your Search: Change the term length and amount to see more CD rates.
- Insitution
- Term
- Rate
- APY
-
Min. To
Earn APY - Details
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-
3 Mo.
6 Mo.
9 Mo.
-
0.95%
1.29%
1.19%
-
0.95%
1.30%
1.20%
-
$0
$0
$0
- Competitive rates. No monthly fees. Member FDIC.
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-
- Rates as of 2/8/2010
- See More Accounts
- FDIC Insured
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-
3 Mo.
6 Mo.
9 Mo.
-
0.75%
1.00%
1.20%
-
0.75%
1.00%
1.20%
-
$2,500
$2,500
$2,500
- Discover Bank offers great rates, security & convenience.
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-
- Rates as of 2/8/2010
- See More Accounts
- FDIC Insured
| Institution | Term | Rate | APY | Min. To Earn APY | Details |
|---|---|---|---|---|---|
| Community Bank of Pickens County Rates as of Feb. 8th | 1 year | 2.15% | $50,000 | Rate for balances over $50,000, account available to local Georgia market area, must open account in person | |
| Quantum National Bank Rates as of Feb. 8th | 1 year | 1.89% | 1.90% | $1,000 | Relationship CD - Limited to Georgia cutomers only |
| Community Bank of Pickens County Rates as of Feb. 8th | 1 year | 1.90% | $500 | Rate for balances under $50,000, account available to local Georgia market area, must open account in person | |
| Doral Bank Direct Rates as of Feb. 8th | 1 year | 1.88% | 1.90% | $1,000 | |
| Flagstar Bank Rates as of Feb. 8th | 1 year | 1.85% | $500 | Online CD with Loyalty Checking Account - Must maintain primary checking with Flagstar Bank, average of 15 transactions or $250 recurring ACH transactions per month | |
| Golf Savings Bank Rates as of Feb. 8th | 1 year | 1.78% | 1.80% | $10,000 | Rate for balances up to $90,000 |
| The Jacksonville Bank Rates as of Feb. 8th | 1 year | 1.74% | 1.75% | $1,000 | Rates and terms specific to accounts opened online |
| OneWest Bank Rates as of Feb. 8th | 1 year | 1.73% | 1.75% | $1,000 | Branch and Call Center CD Rates |
| Ascencia Bank Rates as of Feb. 8th | 1 year | 1.70% | 1.71% | $500 | |
| State Bank of India Rates as of Feb. 8th | 1 year | 1.71% | $5,000 | ||
| Colorado Federal Savings Bank Rates as of Feb. 8th | 1 year | 1.69% | 1.70% | $5,000 | Online CD |
| Discover Bank Rates as of Feb. 8th | 1 year | 1.69% | 1.70% | $2,500 | |
| New Dominion Bank Rates as of Feb. 8th | 1 year | 1.65% | 1.67% | $3,000 | Fixed Rate CD |
| Excel National Bank Rates as of Feb. 8th | 1 year | 1.66% | 1.67% | $100,000 | Personal CD - APY for balances over 100K |
| Giantbank Rates as of Feb. 8th | 1 year | 1.65% | 1.66% | $2,500 | Giant Personal CD |
| FirstFedDirect, A Division of First Federal Bank Rates as of Feb. 8th | 1 year | 1.66% | $10,000 | ||
| OneWest Bank Rates as of Feb. 8th | 1 year | 1.65% | 1.66% | $5,000 | Online CD |
| Excel National Bank Rates as of Feb. 8th | 1 year | 1.64% | 1.65% | $10,000 | Personal CD - APY for balances under 100K |
| Ally Bank Rates as of Feb. 8th | 1 year | 1.64% | 1.65% | $1 | High-Yield CD |
| La Jolla Bank Rates as of Feb. 8th | 1 year | 1.64% | 1.65% | $10,000 | Online account |
| Interstate Net Bank Rates as of Feb. 8th | 1 year | 1.63% | 1.64% | $1,000 | |
| Aurora Bank FSB Rates as of Feb. 8th | 1 year | 1.61% | 1.62% | $1,000 | Rates effective on balances up to $4,999 |
| Goldwater Bank Rates as of Feb. 8th | 1 year | 1.61% | 1.61% | $50,000 | |
| Virtual Bank Rates as of Feb. 8th | 1 year | 1.60% | 1.61% | $10,000 | eCD rates for online account only |
| Nexity Bank Rates as of Feb. 8th | 1 year | 1.61% | $1,000 | ||
| EverBank Rates as of Feb. 8th | 1 year | 1.59% | 1.60% | $1,500 | Yield Pledge CD |
| AIG Bank Rates as of Feb. 8th | 1 year | 1.59% | 1.60% | $2,500 | High Yield CD - FDIC insured with no market risk. Open an account online or by phone! |
| Nationwide Bank Rates as of Feb. 8th | 1 year | 1.60% | $500 | ||
| OneUnited Bank Rates as of Feb. 8th | 1 year | 1.60% | 1.60% | $1,000 | Unity Gold One Year E-CD - Available Online only |
| Pacific Mercantile Bank Rates as of Feb. 8th | 1 year | 1.59% | 1.60% | $10,000 | |
| Acacia Federal Savings Bank Rates as of Feb. 8th | 1 year | 1.54% | 1.55% | $500 | Rates effective 02/01/2010 |
| Hillcrest Bank Rates as of Feb. 8th | 1 year | 1.55% | 1.55% | $1,000 | |
| Hudson City Rates as of Feb. 8th | 1 year | 1.52% | 1.55% | $500 | Rate disclosed is from New York market area, rate may vary by region. Market area NY, NJ, CT. |
| Grand Bank Rates as of Feb. 8th | 1 year | 1.54% | 1.55% | $1,000 | |
| TriState Capital Bank Rates as of Feb. 8th | 1 year | 1.49% | 1.50% | $100,000 | Jumbo CD 12 - 17 month term |
| ING Direct Rates as of Feb. 8th | 1 year | 1.50% | $1 | Orange CD | |
| H&R Block Bank Rates as of Feb. 8th | 1 year | 1.49% | 1.50% | $250 | |
| Geauga Savings Bank Rates as of Feb. 8th | 1 year | 1.50% | 1.50% | $1,000 | Local funds only, contact retail offices in Ohio |
| Stonebridge Bank Rates as of Feb. 8th | 1 year | 1.50% | $500 | ||
| Presidential Bank Rates as of Feb. 8th | 1 year | 1.49% | 1.50% | $1,000 | Internet CD |
| California First National Bank Rates as of Feb. 8th | 1 year | 1.49% | 1.50% | $5,000 | |
| Centennial Bank Rates as of Feb. 8th | 1 year | 1.45% | 1.46% | $10,000 | from CentennialBank.com |
| Sterling Bank Rates as of Feb. 8th | 1 year | 1.45% | $500 | APY's stated may vary between states due to market condition | |
| Hanmi Bank Rates as of Feb. 8th | 1 year | 1.40% | $1,000 | Internet CD - California only | |
| TriState Capital Bank Rates as of Feb. 8th | 1 year | 1.39% | 1.40% | $25,000 | 12 - 17 month term |
| Ultima Bank Rates as of Feb. 8th | 1 year | 1.40% | 1.40% | $1,000 | |
| NOVA Bank Rates as of Feb. 8th | 1 year | 1.39% | 1.40% | $500 | |
| Bank of Internet Rates as of Feb. 8th | 1 year | 1.39% | 1.40% | $1,000 | Term 12 to 23 months |
| Fulton Bank Rates as of Feb. 8th | 1 year | 1.34% | 1.35% | $2,500 | Relationship Banking CD - 12 Month Variable Rate - $5,000 minimum daily balance in Relationship Account, or $15,000 in Fulton Bank deposits or $20,000 combined deposit and loan balances- rates vary by geographic location |
| Allstate Bank Rates as of Feb. 8th | 1 year | 1.30% | 1.30% | $1,000 | Accounts can be opened with an Allstate agent or by online application |
| MetLife Bank Rates as of Feb. 8th | 1 year | 1.30% | $25,000 | ||
| Weymouth Bank Rates as of Feb. 8th | 1 year | 1.25% | 1.28% | $1,000 | Regular CD - South Shore Massachusetts market area |
| Metropolitan National Bank Rates as of Feb. 8th | 1 year | 1.25% | $2,500 | Rate/APY may vary by location | |
| Rhinebeck Savings Bank Rates as of Feb. 8th | 1 year | 1.24% | 1.25% | $10,000 | |
| Trustco Bank Rates as of Feb. 8th | 1 year | 1.25% | $500 | Rate based on New York market area, rate may vary by location, market areas FL, NY, MA, NJ, VT | |
| National Bank of Kansas City Rates as of Feb. 8th | 1 year | 1.24% | 1.25% | $1 | Personal CD 12 - 23 Month - open online, $5,000 to open |
| Astoria Federal Savings Bank Rates as of Feb. 8th | 1 year | 1.24% | 1.25% | $500 | |
| HSBC Direct Rates as of Feb. 8th | 1 year | 1.25% | $10 | Online CD | |
| MetLife Bank Rates as of Feb. 8th | 1 year | 1.25% | $15,000 | ||
| Northwest Savings Bank Rates as of Feb. 8th | 1 year | 1.25% | $500 | Promotion CD - only available to existing customers, limited to local western New York market area | |
| Transportation Alliance Bank Rates as of Feb. 8th | 1 year | 1.24% | 1.25% | $1,000 | |
| First National Bank of Groton Rates as of Feb. 8th | 1 year | 1.20% | 1.21% | $1,000 | Limited to local New York market area |
| Rome Savings Bank Rates as of Feb. 8th | 1 year | 1.14% | 1.15% | $500 | |
| Fulton Bank Rates as of Feb. 8th | 1 year | 1.09% | 1.10% | $2,500 | Regular CD - 12 Month Variable Rate - rates vary by geographic location |
| M and T Bank Rates as of Feb. 8th | 1 year | 1.10% | $1,000 | Select Promo CD - open with new money, personal account only, must have M and T checking account, geographic restrictions, rate and products may vary by location, rate disclosed is based on NY market area | |
| Amboy Direct Rates as of Feb. 8th | 1 year | 1.10% | 1.10% | $10,000 | eSavings CD - Earn 1.10% APY for 12 months if you maintain $10,000 balance, $100 to open |
| Beal Bank Rates as of Feb. 8th | 1 year | 1.06% | 1.06% | $1,000 | Must be opened online to get this rate. |
| Waterfield Bank Rates as of Feb. 8th | 1 year | 0.99% | 1.00% | $25,000 | |
| Beverly National Bank Online Rates as of Feb. 8th | 1 year | 1.00% | $10,000 | Must be opened online with new money to get this rate. | |
| Provident Bank Rates as of Feb. 8th | 1 year | 1.00% | $500 | Regular CD - Limited to New York market area | |
| Amegy Bank of Texas Rates as of Feb. 8th | 1 year | 1.00% | 1.00% | $10,000 | Personal Internet CD - open online |
| Seacoast Commerce Bank Rates as of Feb. 8th | 1 year | 0.99% | 1.00% | $10,000 | Bank by Mail CD |
| Beverly National Bank Rates as of Feb. 8th | 1 year | 1.00% | 1.00% | $1,000 | |
| E-Loan Rates as of Feb. 8th | 1 year | 1.00% | 1.00% | $10,000 | |
| Silvergate Bank Rates as of Feb. 8th | 1 year | 0.95% | 0.95% | $2,500 | Rate for balances up to $99,999 |
| Allied First Bank Rates as of Feb. 8th | 1 year | 0.90% | 0.90% | $500 | |
| Fulton Bank Rates as of Feb. 8th | 1 year | 0.90% | 0.90% | $500 | Relationship Banking CD - $5,000 minimum daily balance in Relationship Account, or $15,000 in Fulton Bank deposits or $20,000 combined deposit and loan balances- rates vary by geographic location |
| Sovereign Bank Rates as of Feb. 8th | 1 year | 0.85% | $500 | With Premier Checking | |
| Bank of America Rates as of Feb. 8th | 1 year | 0.80% | 0.80% | $5,000 | High Yield Promotional CD - Rate offered applies to accounts opened online. Rates stated are New York Consumer rates, contact Bank of America for rates in your area. Some products may not be available in all states. |
| Waterfield Bank Rates as of Feb. 8th | 1 year | 0.80% | 0.80% | $1,000 | |
| Zions Bank Rates as of Feb. 8th | 1 year | 0.80% | 0.80% | $1,000 | Internet CD |
| Greystone Bank Rates as of Feb. 8th | 1 year | 0.77% | $50,000 | ||
| OnBank Rates as of Feb. 8th | 1 year | 0.75% | $500 | ||
| Zions Bank Rates as of Feb. 8th | 1 year | 0.60% | 0.60% | $1,000 | Gold CD - Requires a Gold Checking account. If the Gold Checking account is closed, the interest rate may be reduced to the non-gold rate. |
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