Does money equal success? Not according to most
A new survey finds that only a third of Americans think you need a lot of money to achieve success. Learn which factors ranked as more important.
Estimated cost of Fed policy: $635 billion and counting (infographic)
The Fed's strategies to lower interest rates may have cost depositors more than half a trillion dollars. Examine these costs with this MoneyRates.com infographic and feature article.
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6 ways to renew your finances this spring
It is important to freshen up various aspects of your financial program at least once a year. Why not handle it this spring?
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Want better service? Try banking online
Consumers who take advantage of online banking services are happier with their bank's service. Are customers who rely only on branches missing out?
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8 money moves for new graduates
Taking these steps after graduation can put young people on the path to financial independence.
Read MoreToday's Featured Bank Rates
0% on purchases Intro APR
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Intro APR 0% on purchases
Reg APR 10.99% - 22.99% Variable*
Credit Needed Excellent
- The new Discover it card is out to change the way people think about credit cards.
- Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.*
- Generous...5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
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Discover it® - 18 Month Balance Transfer
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Intro APR 0% on purchases
Reg APR 10.99% - 22.99% Variable*
Credit Needed Excellent
Iberiabank Visa® Select
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Intro APR 0% or 7.50%
Reg APR 7.50%, 9.50%, or 11.50%
Credit Needed Excellent
Barclaycard® Rewards MasterCard® - Average Credit
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Intro APR 0%
Reg APR 24.99%
Credit Needed Good/Fair
3.250%
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Refinance
Rate 3.250%
APR 3.647%
- Competitive rates and no hidden fees
- One dedicated mortgage banker from first call to closing
- Simple, straightforward process
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Seckel Capital, LLC.
Refinance
Rate 3.375%
APR 3.564
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Integrity Home Loan
Refinance
Rate 3.625%
APR 3.657
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Quicken Loans - American's #1 Online Lender
Refinance
Rate 3.500%
APR 3.745
1.01%
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1.01%
Min. to earn APY $0
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- 1.01% 1st-year APY up to $50K (1)
- Earn a top 5% yield-Always (2)
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FNBO Direct
Rate 0.85%
APY
0.85%
Min. to earn APY $1
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Ally Bank Online Savings Account
Rate 0.84%
APY
0.84%
Min. to earn APY $0
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Discover Bank
Rate 0.80%
APY
0.80%
Min. to earn APY $500
1.01%
Featured offer (see all)
Rate 1.01%
APY
1.01%
Min. to earn APY $0
- 1.25% Bonus Rate for the first 6 months (1)
- 1.01% 1st-year APY up to $50K (1)
- Earn a top 5% yield-Always (2)
Additional offers
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FNBO Direct
Rate 0.85%
APY
0.85%
Min. to earn APY $1
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Ally Bank Money Market Account
Rate 0.84%
APY
0.84%
Min. to earn APY $0
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Capital One 360
Rate 0.75%
APY
0.75%
Min. to earn APY $0
0.96%
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Rate 0.85%
APY
0.85%
Compounding Method Daily
- Deposits are FDIC insured up to the maximum allowed by law.
- Open with as little as $2,500
- Fund your account online from an existing bank account.
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Ally Bank Classic CD
Rate 0.94%
APY
0.94%
Compounding Method Daily
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Doral Direct
Rate 0.96%
APY
0.96%
Compounding Method Daily
Minimalistic bank branches: Coming to your neighborhood?
Some brick-and-mortar banks are planning leaner, more automated branches, but can it help them reclaim market share from online banks?
Estimated cost of Fed policy: $635 billion and counting (infographic)
Want better service? Try banking online
America's Best Rates 2013 Q1: Online banks go their own way
Best States to Make a Living 2013
Savings Accounts
Considering a pension advance? Ask these 5 questions
Pension advance loans may tempt some retirees, but there are things they should consider before taking one.
Mortgage Rates
Handling today's diverging bank rates
Various interest rates are moving in different directions, which may require consumers to fine-tune their borrowing and deposit strategies.
Credit Cards
5 times you shouldn't listen to your bank
Understanding how banks make money from you can help you know when it's best to ignore their advice.
MoneyRates.com
Credit card rates| Low Intro. Rate | 0.68% |
| Limited / No Credit | 14.71% |
| Low Ongoing Rate | 11.45% |
| Air Miles / Travel | 13.84% |
| Rewards Points | 13.95% |
| Cash Back | 14.96% |
| Student | 14.63% |
| Business | 13.04% |
Rates for Credit Cards listed are updated weekly. Individual rates will vary based on one's credit profile.
Stock market surges on -- but is it sustainable?
April jobs report: a prelude to higher rates?
A reality check on real estate
The yin and yang economy
About Richard Barrington
Richard Barrington, CFA, is the primary spokesperson and personal finance expert for MoneyRates. He is a 20-year veteran of the financial industry, including having served for over a dozen years as a member of the Executive Committee of Manning & Napier Advisors, Inc.
New! Richard Barrington discusses How to Save More with Neal Conan on NPR's nationally syndicated Talk of the Nation here (February 2012).
If you'd like Richard to appear on your program, please email pr@moneyrates.com for consideration.
Get the latest news from Richard by following him on Twitter! @RichBarrington
Should I abandon savings accounts for stocks?
Low interest rates have created a dilemma that may be pushing investors toward higher risk.
Annuities offer some similar characteristics to CDs, but they lack a key protection that CDs enjoy.
