Online bank tops rankings for safety, transparency
A study by the Pew Charitable Trusts says this bank offers the fairest checking account policies to consumers.
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Estimated cost of Fed policy: $635 billion and counting (infographic)
The Fed's strategies to lower interest rates may have cost depositors more than half a trillion dollars. Examine these costs with this MoneyRates.com infographic and feature article.
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7 money moves for an improving economy
Economic news has been good lately, but even good news can require some financial adjustments.
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Want better service? Try banking online
Consumers who take advantage of online banking services are happier with their bank's service. Are customers who rely only on branches missing out?
Read More
Cosigning a student loan? Not so fast
A good education may be critical to your child's future, but parents should be careful in choosing when to help.
Read MoreToday's Featured Bank Rates
0% on purchases Intro APR
Featured offer (see all)
Card Rating
★
★
★
★
★
Intro APR 0% on purchases
Reg APR 10.99% - 22.99% Variable*
Credit Needed Excellent
- The new Discover it card is out to change the way people think about credit cards.
- Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.*
- Generous...5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
Additional offers
Discover it® - 18 Month Balance Transfer
Apply Now
Card Rating
★
★
★
★
★
Intro APR 0% on purchases
Reg APR 10.99% - 22.99% Variable*
Credit Needed Excellent
Barclaycard® Rewards MasterCard® - Average Credit
Apply Now
Card Rating
★
★
★
★
★
Intro APR 0%
Reg APR 24.99%
Credit Needed Good/Fair
Iberiabank Visa® Select
Apply Now
Card Rating
★
★
★
★
Intro APR 0% or 7.50%
Reg APR 7.50%, 9.50%, or 11.50%
Credit Needed Excellent
3.625%
Featured offer (see all)
Refinance
Rate 3.875%
APR 4.123%
- Competitive rates and no hidden fees
- One dedicated mortgage banker from first call to closing
- Simple, straightforward process
Additional offers
Start Saving
Amerisave Mortgage Corporation
Refinance
Rate 3.750%
APR 3.930
Start Saving
First Financial Services
Refinance
Rate 3.625%
APR 3.779
Start Saving
Atlantic Mortgage and Funding
Refinance
Rate 3.625%
APR 3.815
0.89%
Featured offer (see all)
Rate 1.10%
APY
0.89%
Min. to earn APY $1500
- 1.10% Bonus Rate for the first 6 months up to $50k (2)
- .89% First-year APY up to $50K (2)
- Earn a top 5% yield - Always (1)
Additional offers
Start Saving
Ally Bank Online Savings Account
Rate 0.84%
APY
0.84%
Min. to earn APY $0
Start Saving
Capital One 360
Rate 0.75%
APY
0.75%
Min. to earn APY $0
0.89%
Featured offer (see all)
Rate 1.10%
APY
0.89%
Min. to earn APY $1500
- 1.10% Bonus Rate for the first 6 months up to $50k (2)
- .89% First-year APY up to $50K (2)
- Earn a top 5% yield - Always (1)
Additional offers
Start Saving
Ally Bank Money Market Account
Rate 0.84%
APY
0.84%
Min. to earn APY $0
Start Saving
Capital One 360
Rate 0.75%
APY
0.75%
Min. to earn APY $0
0.96%
Featured offer (see all)
Rate 0.94%
APY
0.94%
Compounding Method Daily
- Get our best rate with the Ally Ten Day Best Rate Guarantee.
- Open and fund with any amount.
- Member FDIC.
Additional offers
Start Saving
Doral Direct
Rate 0.96%
APY
0.96%
Compounding Method Daily
Mom is the breadwinner, but is the family ready?
More mothers may be providing the primary income for their families today, but are fathers and children prepared to handle this shift?
Estimated cost of Fed policy: $635 billion and counting (infographic)
Want better service? Try banking online
America's Best Rates 2013 Q1: Online banks go their own way
Best States to Make a Living 2013
Savings Accounts
Cosigning a student loan? Not so fast
A good education may be critical to your child's future, but parents should be careful in choosing when to help.
Mortgage Rates
Handling today's diverging bank rates
Various interest rates are moving in different directions, which may require consumers to fine-tune their borrowing and deposit strategies.
Credit Cards
5 times you shouldn't listen to your bank
Understanding how banks make money from you can help you know when it's best to ignore their advice.
MoneyRates.com
Credit card rates| Low Intro. Rate | 0.68% |
| Limited / No Credit | 14.71% |
| Low Ongoing Rate | 11.45% |
| Air Miles / Travel | 13.84% |
| Rewards Points | 13.95% |
| Cash Back | 14.96% |
| Student | 14.63% |
| Business | 13.04% |
Rates for Credit Cards listed are updated weekly. Individual rates will vary based on one's credit profile.
Tepid job growth cools the outlook for deposits
Weak manufacturing numbers: the latest setback for savers
Mortgage rates jump, but is it only the beginning?
Is the 'Goldilocks' economy coming back?
About Richard Barrington
Richard Barrington, CFA, is the primary spokesperson and personal finance expert for MoneyRates. He is a 20-year veteran of the financial industry, including having served for over a dozen years as a member of the Executive Committee of Manning & Napier Advisors, Inc.
New! Richard Barrington discusses How to Save More with Neal Conan on NPR's nationally syndicated Talk of the Nation here (February 2012).
If you'd like Richard to appear on your program, please email pr@moneyrates.com for consideration.
Get the latest news from Richard by following him on Twitter! @RichBarrington
Securing the advantages of an online bank, which may include higher deposit rates and lower fees, may not be as complicated as you think.
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