What your college freshman should know about money

Too many incoming college freshmen know little about balancing checkbooks, using credit cards and creating a budget, but parents can help address this.

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Bank Fees Survey mid-2014: Fees hit new highs

Though the latest MoneyRates.com data indicates banking has gotten still more expensive, the rewards of finding bargains are becoming more compelling.

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Exposing the myths in mutual funds

Mutual fund performance is not always easy to gauge, and a report from S&P helps explain why.

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Survey: Financial education helps but few receive it

A new MoneyRates.com study shows that while personal finance education can help people become financially proficient, this type of education is rarely administered -- especially to women.

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6 financial moves to prevent sleepless nights

Financial worries are a common source of nighttime anxiety, but these problems are best addressed in the light of day.

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Featured Stories

Landed your first job? Make these money moves now

If your first full-time job has finally arrived, it's time to make these money moves before you get too comfortable.

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Latest Research

Bank Fees Survey mid-2014: Fees hit new highs

Though the latest MoneyRates.com data indicates banking has gotten still more expensive, the rewards of finding bargains are becoming more compelling.

More Featured Articles

Why uncertainty still rules retirement planning

The abundant confusion surrounding retirement finances seems to reflect an unwillingness to plan.

When it makes sense to bet the house

Shifting your debt burden into a mortgage can save you money, but it can also put your home at risk. Learn when this approach makes sense.

5 factors that could drive interest rates higher

It's been a long time since interest rates rose, but these pressures could be what finally pushes them upward.

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Richard Barrington
About Richard Barrington

Richard Barrington, CFA, is the primary spokesperson and personal finance expert for MoneyRates. He is a 20-year veteran of the financial industry, including having served for over a dozen years as a member of the Executive Committee of Manning & Napier Advisors, Inc.

If you'd like Richard to appear on your program, please email pr@moneyrates.com for consideration.

Get the latest news from Richard by following him on Twitter! @RichBarrington

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Expert's Commentary

Should I switch out of my IRA?

Despite their restrictions, IRAs offer enough flexibility to make them worth keeping -- even if you have to change banks.

Is a townhouse a good investment?

Low mortgage rates make this an attractive time to buy a home, but there are numerous factors to consider before purchasing.

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Basic Guides

Just getting started? Learn some of the fundamentals of money management.

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MoneyRates.com

Credit card rates
Low Intro. Rate 0.68%
Limited / No Credit 14.71%
Low Ongoing Rate 11.45%
Air Miles / Travel 13.84%
Rewards Points 13.95%
Cash Back 14.96%
Student 14.63%
Business 13.04%

Rates for Credit Cards listed are updated weekly. Individual rates will vary based on one's credit profile.