Wainwright Bank & Trust Company

Sep 01, 2010
By Bank Specials Guru | Money-Rates Columnist

Wainwright Bank & Trust Company - Free $200 Savings Bond With New Checking

Account Type: Checking Account
Special Type: Free Items/Gifts/Promotional Items
Special Type: Other

Open a personal checking account with Wainwright Bank & Trust Company and they'll give you a free $200 Savings Bond. Plus, with direct deposit, the account is free with no minimum balance requirements and unlimited checking writing.

What you get:

• Free $200 Savings Bond
• Free unlimited withdrawals at over 5,000 SUM ATMs
• Free Online Banking with Free Bill Pay
• Free Debit or ATM Card

What they require:

• Open a new Wainwright Bank & Trust Company personal checking account
• $10 minimum to open
• Must have recurring direct deposit made into account to receive savings bond
• $500 minimum balance required to avoid $6 monthly service charge and $.25 per check fee
• Normal monthly service charges waived and no minimum balance required with direct deposit
• Limit one bond per household
• Account must be in good standing with active direct deposit at time of Bond mailing
• Offer subject to change and may be withdrawn at any time
• New account opened subject to approval
• Offer not available for current personal checking customers
• Not eligible if you had a personal checking account with Wainwright Bank in the last 60 days
• Contact Wainwright Bank & Trust Company for full disclosure and details

Wainwright Bank & Trust Company has been FDIC insured since July 27, 1987. Their main office is located in Boston, MA.

Wainwright Bank & Trust Company - Free $200 Savings Bond With New Checking

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Atlantic Coast Bank

Sep 01, 2010
By Great Rate Chaser | Money-Rates Columnist

Atlantic Coast Bank - Kasasa Tunes

Account Type: Checking Account
Special Type: Rate
Special Type:
Kasasa Bank asks their customers who like music to listen up. They now offer Kasasa Tunes, a no-fee checking account specifically for customers who purchase downloads from iTunes®! When signing up for this free checking account, customers will receive $25 worth of iTunes downloads plus they will earn up to $5 worth of downloads per month when requirements are met. In order to qualify for this rate, every month customers must make a minimum of ten debit card transactions, sign up for direct deposit or online bill pay, and provide a valid email address to receive monthly eStatements.

What you get:

• $25 worth of free downloads when signing up for the account
• Up to $5 worth of free downloads per month when qualifications are met
• Free checking with no minimum balance requirements
• Nationwide ATM refunds
• Free online banking

What they require:

• Open to new and existing Atlantic Coast Bank customers
• Open each account with $100 or more
• Must make at least ten debit card purchases per month
• Must make at least one direct deposit or automatic bill pay per month
• Provide valid email address and receive monthly eStatements
• Contact Atlantic Coast Bank for full details

Atlantic Coast Bank, member FDIC since November 2000. Atlantic Coast Bank was established in 1939 and is headquartered in Georgia. ACB is a locally managed bank that strives to provide a full range of banking services with great rates and low fees.

Atlantic Coast Bank - Kasasa Tunes

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TriState Capital Direct

Aug 31, 2010
By Bank Specials Guru | Money-Rates Columnist

TriState Capital Direct - CD Specials

Account Type: CD (Certificate of Deposit)
Special Type: Rate

TriState Capital Direct is currently offering two CD specials with pretty competitive rates. One special has a term of 6 months and comes with 1.25% APY and the second special has a term of 12 months and comes with 1.50% APY. Open one today to lock in one of these great rates.

What you get:

• 1.25% APY with 6 month CD
• 1.50% APY with 12 month CD

What they require:

• Open a TriState Capital Direct CD special
• Special $50,000 minimum deposit
• Rates subject to change daily
• Rate and yield you receive are determined by the date deposit is received
• All accounts subject to individual approval
• A penalty may be assessed for early withdrawal
• Contact TriState Capital Direct for full disclosure and details

Tristate Capital Bank has been FDIC insured since January 22, 2007. Their main office is located in Pittsburgh, PA.

TriState Capital Direct - CD Specials

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Atlantic Coast Bank

Aug 31, 2010
By Great Rate Chaser | Money-Rates Columnist

Atlantic Coast Bank - iCDs

Account Type: CD (Certificate of Deposit)
Special Type: Rate
APY: 0.65% APY on 6-month iCDs
APY: 1.00% APY on 12-month iCDs
APY: 1.50% APY on 24-month iCDs
APY: 1.85% APY on 36-month iCDs

Atlantic Coast Bank is currently offering competitive rates on their internet CDs (iCDs). Annual percentage yields (APY) are as follows: 0.65% APY on 6-month iCDs, 1.00% APY on 12-month iCDs, 1.50% APY on 24-month iCDs, and 1.85% APY on 36-month iCDs. APYs are effective as of August 26, 2010. All of these CDs require a $1,000 deposit to open. Early withdrawal penalties apply.

What you get:

• 0.65% APY on 6-month iCDs
• 1.00% APY on 12-month iCDs
• 1.50% APY on 24-month iCDs
• 1.85% APY on 36-month iCDs

What they require:

• Open to new and existing Atlantic Coast Bank customers
• Open account online with at least $1,000
• Early withdrawal penalties apply
• Contact Atlantic Coast Bank for full details

Atlantic Coast Bank, member FDIC since November 2000. Atlantic Coast Bank was established in 1939 and is headquartered in Georgia. ACB is a locally managed bank that strives to provide a full range of banking services with great rates and low fees.

Atlantic Coast Bank - iCDs

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Capital One

Aug 30, 2010
By Bank Specials Guru | Money-Rates Columnist

Capital One - Rewards Money Market

Account Type: Money Market Account
Special Type: Bonus Points/Rewards Points
Special Type: Rate
APY: 1.01%

Capital One offers a rewards money market account that lets you earn no hassle miles and a competitive interest rate all at the same time. In addition to the 1.01% APY, the account comes with some other great features. Open a Capital One rewards money market account today and get rewarded for saving while getting a great interest rate and superior access to your money!

What you get:

• 1.01% APY
• 1 mile for every $20 of average balance for each month account is open
• 2,500 bonus miles
• No monthly fees and no minimum balance

What they require:

• Open a Capital One rewards money market account
• Minimum initial deposit amount is $1.00
• Rewards apply to average balance for the month only
• Account must be open and in good standing to redeem rewards
• Limit one open Rewards Money Market account per customer
• Capital One has the right to change or cancel this rewards program at any time
• Rates are variable and may change at any time
• Must deposit $500 or more within 30 days of account opening to receive 2,500 bonus miles
• Withdrawal limits apply
• Contact Capital One for full disclosure and details

The Capital One site provides information about and access to financial services offered by the Capital One family of companies, including Capital One Bank (USA), N.A. and Capital One, N.A., members FDIC. Capital One Bank (USA), National Association has been FDIC insured since November 22, 1994. Their main office is located in Glen Allen, VA. Capital One, National Association has been FDIC insured since January 1, 1934. Their main office is located in McLean, VA.

Capital One - Rewards Money Market

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Atlantic Coast Bank

Aug 30, 2010
By Great Rate Chaser | Money-Rates Columnist

Atlantic Coast Bank - Kasasa Cash and Saver Accounts

Account Type: Savings Account
Account Type: Checking Account
Special Type: Rate
APY: 3.01% APY on balances up to $15,000 in Kasasa Cash account
APY: 0.75% APY on balances above $15,000 in Kasasa Cash account
APY: 0.05% APY on all balances in Kasasa Cash account if qualifications not met
APY: 1.26% APY on balances up to $100,000 in Kasasa Saver account
APY: 0.75% APY on balances above $100,000 in Kasasa Saver account
APY: 0.05% APY on all balances in Kasasa Saver account if qualifications not met

Atlantic Coast Bank invites their customers to earn massive interest with both the Kasasa Cash checking and Kasasa Saver savings accounts. The Kasasa Cash account earns a 3.01% annual percentage yield (APY) on balances up to $15,000. In order to qualify for this rate, customers must make a minimum of ten debit card transactions every month, sign up for direct deposit or online bill pay, and provide a valid email address to receive monthly eStatements. In addition to the high interest rate, this account also features no monthly service charges, requires no minimum balance, and offers free online banking and bill pay, a free ATM/debit card, and nationwide ATM refunds. The Kasasa Saver requires no monthly service fees or minimum balance, and offers a 1.26% APY on balances up to $100,000. Interest earned from the Kasasa Cash account is automatically deposited into the Saver account, making it easier for customers to save.

What you get:

• APY: 3.01% APY on balances up to $15,000 in Kasasa Cash account
• APY: 0.75% APY on balances above $15,000 in Kasasa Cash account
• APY: 0.05% APY on all balances in Kasasa Cash account if qualifications not met
• APY: 1.26% APY on balances up to $100,000 in Kasasa Saver account
• APY: 0.75% APY on balances above $100,000 in Kasasa Saver account
• APY: 0.05% APY on all balances in Kasasa Saver account if qualifications not met
• No monthly service charge
• No minimum balance requirement
• FREE ATM/debit card
• Free online banking and bill pay
• Free nationwide ATM use (up to $25 in fee refunds per month)
• Automatic transfer of interest from checking account to savings account

What they require:

• Open to new and existing Atlantic Coast Bank customers
• Open checking account with $100 or more and savings account with $5 or more
• Must make at least ten debit card purchases per month
• Must make at least one direct deposit or automatic bill pay per month
• Provide valid email address and receive monthly eStatements
• Contact Atlantic Coast Bank for full details

Atlantic Coast Bank, member FDIC since November 2000. Atlantic Coast Bank was established in 1939 and is headquartered in Georgia. ACB is a locally managed bank that strives to provide a full range of banking services with great rates and low fees.

Atlantic Coast Bank - Kasasa Cash and Saver Accounts

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Apple Federal Credit Union

Aug 27, 2010
By Great Rate Chaser | Money-Rates Columnist

Apple Federal Credit Union – eXtra Student Savings and Checking

Account Type: Checking Account
Account Type: Savings Account
Special Type: Rate
Special Type: Bonus Points/Rewards Points
APY: 3.30% APY on balances up to $1,500
APY: 0.30% APY on balances over $1,500

Apple FCU helps students save and earn with their eXtra Student savings and checking accounts. The savings account earns a generous annual percentage yield (APY) of 3.30% on balances up to $1,500 and 0.30% APY on balances over $1,500. The checking account offers free ATM use, free eStatements and bill payer, free direct deposit and more. It also includes a free Visa check card with rewards. Rewards points are earned on all signature based, internet, phone, mail order, bill pay and small-dollar purchases and can be redeemed for merchandise.

What you get:

• 3.30% APY on balances up to $1,500
• 0.30% APY on balances over $1,500
• Free ATM use, free eStatements and bill payer, free direct deposit and more
• A free Visa check card with rewards
• Points may be redeemed for merchandise

What they require:

• Open to new and current Apple Federal Credit Union members, age twenty three and under
• Become a member with $5 deposit for each account
• Earn points on all signature based, internet, phone, mail order, bill pay and small-dollar purchases
• Contact Apple Federal Credit Union for full details

Apple Federal Credit Union was chartered in 1956 and is located in Virginia. They are insured by the NCUA. Membership is open nationwide to the educational community and members of a Select Employment Groups.

Apple Federal Credit Union – eXtra Student Savings and Checking

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Apple Federal Credit Union

Aug 27, 2010
By Great Rate Chaser | Money-Rates Columnist

Apple Federal Credit Union – $50 Extra Credit Bonus

Account Type: Checking Account
Special Type: Cash

Apple FCU is offering $50 cash to customers who use their free Apple Visa® check card, which comes with all checking accounts. Members must simply make one purchase of $25 or more with the card in order to qualify for the cash bonus. Members must also use the promo code EXTRA10 upon account opening. Offer ends September 30, 2010.

What you get:

• $50 cash bonus

What they require:

• Open to new Apple Federal Credit Union checking accounts only
• Become a member with $5 deposit and open new checking account
• Use the promo code EXTRA10 upon account opening
• Make one point of purchase transaction of $25 of more before November 30, 2010
• Contact Apple Federal Credit Union for full details

Apple Federal Credit Union was chartered in 1956 and is located in Virginia. They are insured by the NCUA. Membership is open nationwide to the educational community and members of a Select Employment Groups.

Apple Federal Credit Union – $50 Extra Credit Bonus

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HSBC Bank, USA, N.A.

Aug 26, 2010
By Great Rate Chaser | Money-Rates Columnist

HSBC Bank, USA, N.A. – Receive a $75 Apple Gift Card with Plus Banking

Account Type: Checking Account
Special Type: Free Items/Gifts/Promotional Items

HSBC is now offering a free $75 Apple gift card to new Plus Banking customers. Plus banking is an interest-bearing checking account that also offers financial reviews, special rates and savings on loans and other banking services and more. In addition to these attractive features, from now until October 22, 2010, new customers who deposit at least $15,000 in new money will receive a free $75 Apple gift card, which can be used online, on the phone or at an Apple store.

What you get:

• A free $75 Apple gift card to new Plus Banking customers
• An interest-bearing checking account that also offers financial reviews, special rates and savings on loans and other banking services and more

What they require:

• Begin a Plus Banking relationship and deposit at least $15,000 in new money before October 22, 2010
• Customer is responsible for any applicable taxes
• Contact HSBC Bank, USA, N.A. for full details

HSBC Bank, USA, N.A., member FDIC since July 2004. HSBC was established in 2004 and is headquartered in Virginia. HSBC serves over three million customers worldwide.

HSBC Bank, USA, N.A. – Receive a $75 Apple Gift Card with Plus Banking

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The Peoples Community Bank

Aug 25, 2010
By Great Rate Chaser | Money-Rates Columnist

The Peoples Community Bank – CD Specials

Account Type: CD (Certificate of Deposit)
Special Type: Rate
APY: 1.32% APY on 15-month CDs
APY: 1.66% APY on 25-month CDs
APY: 1.95% APY on 35-month CDs

The Peoples Community Bank is currently offering competitive rates on their 15, 25 and 35-month CD specials. Annual percentage yields (APY) are as follows: 1.32% APY on 15-month CDs, 1.66% APY on 25-month CDs, and 1.95% APY on 35-month CDs. All of these CDs require a $500 deposit to open. These CDs automatically renew at maturity, with the 15-month renewing at the current 12-month rate, the 25-month renewing at the current 24-month rate, and the 35-month renewing at the current 36-month rate. Early withdrawal penalties apply.

What you get:

• 1.32% APY on 15-month CDs
• 1.66% APY on 25-month CDs
• 1.95% APY on 35-month CDs

What they require:

• Open to new and existing Peoples Community Bank customers
• Open account online with at least $500
• Early withdrawal penalties apply
• Contact The Peoples Community Bank for full details

The Peoples Community Bank, member FDIC since March 1935. The Peoples Community Bank was established in 1991 and is headquartered in Wisconsin. A true community bank, Peoples is always adding new products and services and uses customer satisfaction as a gauge for their success.

The Peoples Community Bank – CD Specials

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