Basic Guides for Certificates of Deposit, Money Market Accounts, Savings Accounts, Checking Accounts and other investments
Indexed and Variable Rate CDs
Curious how indexed or variable-rate certificates of deposit (CDs) work? Here are some essential facts on these unique accounts.
IRA CDs
An IRA that contains certificates of deposit (CDs) can offer investors some much-needed protection from the stock market -- a particularly attractive feature for those nearing retirement age.
Maximizing FDIC Insurance Coverage
Make certain that your deposits are fully covered by learning the answers to these common questions on FDIC insurance.
Comparing CDs and Money Market Accounts
CDs and money market accounts can both help protect your long- and short-term savings, providing security and even competitive yields -- if you're willing to shop around.
How to Compare CD Rates
Interest rates are important when you're shopping for a CD, but there are some things to keep in mind before you select an account based on its rate.
Certificate of Deposit (CD) Primer
With many types of certificates of deposit (CDs) now available, finding the highest CD rates requires some knowledge of the market.
Money Market Accounts: A Good Choice for Your IRA?
A money market account placed in a IRA can offer excellent stability and tax benefits. Learn why money market IRAs are a particularly good choice if you're near retirement.
Money Market Accounts Vs. Savings Accounts
Money market accounts and traditional savings accounts share certain characteristics, but also have differences that make each product attractive in specific situations.
Money Market Accounts Vs. Money Market Funds
Many people confuse money market funds with money market accounts, but these are two fundamentally different types of financial instruments.
Money Market Accounts: A Primer
Money market accounts are similar to savings accounts, but often pay higher interest and may carry more restrictions. Learn when you should choose a money market account.
Specialty Bank Report
Specialty bank information from MoneyRates.com.
Online Banking Tips
Read the latest online banking advice from MoneyRates.com.
Five Advantages of Medical Savings Accounts
Health Savings Account
Education Savings Accounts
Tips for Reconciling Your Bank Account
Reconciling your checking or savings account doesn't have to be a nightmare. Follow these simple steps to find out if your account is in balance.
Avoiding Checking Account Fees
Here are some of the most common checking account fees, along with suggestions on how to avoid them.
Calculating Interest on a Checking Account
If you want to know where every dollar in your finances comes from, it's important to understand how to calculate checking account interest.
How to Manage a Checking Account
While technology can help today, there is still no substitute for diligence when it comes to managing your checking account.
Different Kinds of Checking Accounts
Looking for a new checking account? It may be helpful to know what options exist before you start shopping.
Bank Stock Information
Bank stocks are one of most closely watched segments of the market, but there are things you should know before you invest in them.
Car Loan Shopping Tips
Considering a new auto loan? Learn the basics on auto loan shopping, including what to look for in a lender.
What is Commercial Paper?
Learn how commercial paper works and how it can fit into an individual investor's portfolio.
Government Bond Funds and Inflation Protection Funds
Curious whether a bond fund is for you? Research the basics before you make any purchases.
Green Banking Tips
What is Green Banking? What can you do? Green Banking deals and offers.
Comprehensive Guide to Savings Accounts, Money Market Accounts and Certificates of Deposit
Depending on your investment needs, you can find a banking product with federal insurance and high interest rates for your short term and medium term savings
Retirement Money Market Accounts
How to Use Personal Returns
FDIC Insurance Basics
Understanding Mortgage Refinance Rates
Save money by reviewing and comparing refinancing rates and costs before selecting a new mortgage.
A Primer on Adjustable Rate Mortgage Loans
You're shopping for the lowest mortgage rates available. If you're looking for a mortgage with adjustable rates, the lowest mortgage rates now can potentially cause problems later. Here's why.