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Basic Guides for Mortgage

Things to consider when refinancing your mortgage

By Karen Lawson | Money Rates Columnist |

You may save money by refinancing, and you may not. Here's how to determine whether you'll come out ahead.

Adjustable mortgage rates, caps and margins - how it works

By Karen Lawson | Money Rates Columnist |

Adjustable-rate mortgages can make sense in some situations, but it's critical that borrowers understand how they work.

Reverse Mortgage Loans: 10 Things to Consider

By Karen Lawson | Money Rates Columnist |

Reverse mortgages provide access to cash from your home's equity, but it's important to fully understand how these products work before signing up.