Highest Yields on Bank Money Market Accounts

A majority of banks have revised their deposit rates downward after the Fed lowered short-term interest rates 50 points last week,. A number of banks are still offering very attractive rates on their liquid money market accounts, especially when considering the 90-day Treasury Bill is only yielding 3.64% today. The best rates on FDIC-insured money market accounts today include:

everBank
5.84% Rate
6.01% APY
$1 minimum deposit

Zions Bank
5.41% Rate
5.56% APY
$50,000 minimum deposit

Countrywide Bank
5.35% Rate
5.50% APY
$50,000 minimum deposit

KeyDirect
5.22% Rate
5.35% APY
$1 minimum deposit

Flagstar Bank
5.18% Rate
5.30% APY
$1 minimum deposit

iGObanking.com
5.16% Rate
5.30% APY
$1 minimum deposit

Wilmington Trust
5.13% Rate
5.26% APY
$1 Minimum deposit

Discover Bank
5.12% Rate
5.25% APY
$50,000 Minimum deposit

National Bank of Kansas City
5.12% Rate
5.25% APY
$500,000 Minimum deposit

Evergreen Private Bank
5.12% Rate
5.25% APY
$25,000 Minimum deposit

E-Loan
5.12% Rate
5.25% APY
$1 Minimum deposit

Imperial Capital Bank
5.12% Rate
5.25% APY
$25,000 Minimum deposit

Security Savings Bank
5.12% Rate
5.25% APY
$100 Minimum deposit

AmTrust Direct
5.07% Rate
5.21% APY
$1,000 Minimum deposit

Nova Savings Bank
5.06% Rate
5.19% APY
$500,000 Minimum deposit

Virtual Bank
5.00% Rate
5.13% APY
$100,000 Minimum deposit

Zions Bank
5.00% Rate
5.13% APY
$50,000 Minimum deposit

AIG Bank
4.98% Rate
5.10% APY
$50,000 Minimum deposit

IndyMac Bank
4.93% Rate
5.05% APY
$25,000 Minimum deposit

Resource Bank
4.89% Rate
5.01% APY
$100,000 Minimum deposit

Umbrella Bank
4.87% Rate
5.00% APY
$50,000 Minimum deposit

Nexity Bank
4.73% Rate
4.85% APY
$1,000 Minimum deposit

Ascencia Bank
4.65% Rate
4.77% APY
$100,000 Minimum deposit

eBank
4.64% Rate
4.75% APY
$3,000 Minimum deposit

Appalachian Community Bank
4.64% Rate
4.75% APY
$50,000 Minimum deposit

Stearns Bank
4.64% Rate
4.75% APY
$100,000 Minimum deposit

Advanta Bank
4.59% Rate
4.70% APY
$50,000 Minimum deposit

New Dominion Bank
4.55% Rate
4.67% APY
$3,000 Minimum deposit

Contact bank directly for more information regarding requirements and restrictions.