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Personal Finance Blog By MoneyRates - Retirement

Answers about the Government's Stimulus Package Payments

March 5, 2008

There have been a lot of questions about the Who? What? Where? and Why? of the government's stimulus package payment to US taxpayers recently approved by Congress. Here are all the answers provided directly by the Internal Revenue Service on their website:Starting in May, the Treasury will begin sending economic stimulus payments to more than [...]

Money Market Mutual Fund Safety from AARP, Vanguard, Fidelity, and TIAA-CREF

March 2, 2008

Wells Fargo & Company announced that it has taken a $39 million loss on Structured Investment Vehicles (SIVs) which were used in the portfolios of a number of their money funds. The $39 million is not devastating to company who holds over $106 billion in money market mutual funds, but is another example of money [...]

IRS Refund E-Mail Scam Circulating the Internet

January 24, 2008

An e-mail which appears to be an e-mail from the IRS with instructions on how to claim a tax refund is poliferating around the internet. The e-mail appears to be sent from Service@irs.gov with a link to a cloned IRS website. The intent is to steal social security numbers after a visitor completes the refund [...]

An Online Bank Delivering High Rates on Deposits

January 11, 2008

Umbrella Bank is the online division of New South Federal Savings Bank (FDIC# 32276) a 75-year old bank based out of Alabama (See FDIC Report here). Umbrella Bank through their website Umbrellabank.com has been offering deposit rates ranking in the top 1% of all FDIC banks for over 5 years. Customers of UmbrellaBank have reported [...]

Bank of America's Risk Free CD

October 21, 2007

Bank of America is offering a CD which allows investors to withdraw funds prior to the maturity date without incurring a penalty. Account Features: * The ability to withdraw funds prior to the maturity date without penalties * A minimum deposit of $5,000 and a short 9 month term* A rate you would typically expect from a [...]

National Bank of Kansas City 5.50% APY on all CD terms

August 20, 2007

National Bank of Kansas City (FDIC# 35014) has increased their certificate of deposit rates to 5.35% with an annual percentage yield (APY) of 5.50% on all terms from 90 days to 5 years. In addition, if you open an IRA account at this bank you can receive the 5.35% rate and 5.50% APY for all [...]
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