Money Rates Calculators

When it comes to handling your personal finances, you often have to “do the math”. The paper-and-pencil method can be avoided these days by using online calculators to help you make good financial decisions.

We’ve assembled the calculators most consumers need, whether they’re just starting out or they’re heading toward the third stage of life – retirement.

So don’t be intimidated by the math involved in managing your money. Use our easy calculators to help you make the best choices for your financial life.

Savings Calculators

Our savings calculators help you set a specific goal amount to save and how long and how much you’ll need to save to reach it. So you want to save for a specific goal, such as redoing your kitchen, and it will cost $40,000. Use the Savings Goal Calculator to figure out how much you need to save, at what interest rate, for how long to reach that goal.

We also offer a retirement calculator to help you plan your retirement savings.  To see how much your retirement savings will be worth after your set number of years to save, you’ll need to know how much you’ve already saved, how much you plan to save per month or per year, your tax rate and your expected annual gain. We also tell you the inflation adjusted amount you will have.

On each of the calculators, you can input your values using the slider or by typing in your exact number.

Credit Card Calculators

Our credit card calculators will help you manage your credit cards so that you understand how much interest you’re paying and how long it will take to pay off your balance.

To get the most out of our credit card calculators, it's useful to have your latest statement handy. To determine how much interest you’re paying, you’ll need your balance, APR, and the minimum or average monthly payment.

To see how much you can save with a credit card with a lower APR, you’ll need information about your current card as well as the APR on your potential new card.

Many people have gotten trapped in credit card debt. Use our payoff calculators to see how long it will take to pay off your credit card and how much you’ll need to pay each month to eliminate that debt.

On each of the calculators, you can input your values using the slider or by typing in your exact number.

Mortgage Calculators

Our mortgage calculators help you determine how much house you can afford, what your monthly payment will be, the amortization of the mortgage over the life of the loan (how much principal and interest you’ll pay each month), and whether or not you will benefit from refinancing your current mortgage.

On each of the calculators, you can input your values using the slider or by typing in your exact number.