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How Much House Can I Afford?

To determine how much house you can afford, you’ll need to input your income, monthly debt payments, property taxes and insurance, the interest rate you expect to pay and the loan term. The front-end ratio is figured by dividing your monthly housing expense by your monthly income. The back-end ratio is your total monthly debt expense (credit cards, other loans) divided by your gross monthly income times 100.

How Much House Can I Afford?

  1. 1
    Gross Annual Income
    $
  2. 2
    Monthly Debt Payments
    $
  3. 3
    Funds available for a down payment
    $
  4. 4
    Annual Property Taxes %
  5. 5
    Annual Property Insurance %
  6. 6
  7. 7
    Loan Term years
  8. 8
    Front End Ratio i %
  9. 9
    Back End Ratio i %

Home value you can afford

$0.00
  1. 1
    Monthly Payment
    $0.00
  2. 2
    Loan Value
    $0.00
  3. 3
    Down Payment
    0.0%
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