Best CD Rates
We regularly monitor rates from over 200 banks and show the highest CD rates. CD rates are fixed for the term of the CD. You may be penalized for withdrawing funds before your certificate of deposit matures. The highest CD rates usually require longer terms. Bank and credit union CDs are insured up to $250,000 per depositor by the FDIC or NCUA.
Start Your Search: Change the term length and amount to see more CD rates.
- Institution
- Term
- Rate
- APY
-
Min. To
Earn APY - Details
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-
6 Mo.
1 Yr.
1.5 Yr.
-
1.00%
1.40%
1.45%
-
1.01%
1.41%
1.46%
-
$2,500
$2,500
$2,500
- FDIC insured with no market risk. Open an account online or by phone!
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-
- Rates as of 9/5/2010
- See More Rates
- FDIC Insured
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-
9 Mo.
1 Yr.
1.5 Yr.
-
1.08%
1.43%
1.53%
-
1.09%
1.44%
1.54%
-
$0
$0
$0
- Get our best rate with the Ally Ten Day Best Rate Guarantee.
-
-
- Rates as of 9/5/2010
- See More Rates
- FDIC Insured
| Institution | Term | Rate | APY | Min. To Earn APY | Details |
|---|---|---|---|---|---|
| Navy Federal Credit Union Rates as of Sep. 3rd | 1 year | 2.90% | $50 | Special Easy Start Certificate-$3,000 maximum balance-must have direct deposit of net pay-Navy FCU checking and monthly automatic deposit of at least $15-See site for membership eligibility details. | |
| First Community Federal Credit Union Rates as of Sep. 3rd | 1 year | 1.59% | 1.60% | $500 | Membership is open to employeess and students of school districts in the Michigan counties of Wayne and Monroe, as well as select businesses, family members and retirees. See site for details. |
| Corridor State Bank Rates as of Sep. 3rd | 1 year | 1.54% | 1.55% | $1,000 | |
| Quantum National Bank Rates as of Sep. 3rd | 1 year | 1.54% | 1.55% | $1,000 | Relationship CD - Limited to Georgia cutomers only |
| Flagstar Bank Rates as of Sep. 3rd | 1 year | 1.55% | $500 | Online CD with Loyalty Checking Account - Must maintain primary checking with Flagstar Bank, average of 15 transactions or $250 recurring ACH transactions per month | |
| Sallie Mae Bank Rates as of Sep. 3rd | 1 year | 1.55% | $1 | ||
| Melrose Credit Union Rates as of Sep. 3rd | 1 year | 1.50% | 1.51% | $5,000 | Share Certificate - contact Melrose CU for opening paperwork |
| The Baldwin State Bank Rates as of Sep. 3rd | 1 year | 1.50% | 1.51% | $20,000 | Tiered rates apply, APY valid for balances $20,000 and over |
| Hopkins Federal Savings Bank Rates as of Sep. 3rd | 1 year | 1.50% | 1.51% | $5,000 | New accounts available for Maryland residents only - must open in person |
| Mountain View Bank of Commerce Rates as of Sep. 3rd | 1 year | 1.50% | 1.51% | $1,000 | For balances under $100,000 - must sign account documents in branch - Colorado market area |
| New Dominion Bank Rates as of Sep. 3rd | 1 year | 1.49% | 1.51% | $3,000 | Fixed Rate CD |
| Iowa State Bank Rates as of Sep. 3rd | 1 year | 1.50% | 1.51% | $1,000 | 12 Month CD |
| First Southern State Bank Rates as of Sep. 3rd | 1 year | 1.50% | 1.51% | $500 | 12 Month CD |
| First National Bank Rates as of Sep. 3rd | 1 year | 1.50% | 1.51% | $1,000 | 12 Month CD - Located in Oklahoma |
| Clinton State Bank Rates as of Sep. 3rd | 1 year | 1.49% | 1.50% | $500 | |
| Monument Bank Rates as of Sep. 3rd | 1 year | 1.49% | 1.50% | $500 | |
| FNBT.COM Bank Rates as of Sep. 3rd | 1 year | 1.49% | 1.50% | $1,000 | |
| TriState Capital Bank Rates as of Sep. 3rd | 1 year | 1.49% | 1.50% | $100,000 | Jumbo CD 12 - 17 month term |
| Ascencia Bank Rates as of Sep. 3rd | 1 year | 1.49% | 1.50% | $500 | |
| Georgia Primary Bank Rates as of Sep. 3rd | 1 year | 1.49% | 1.50% | $1,000 | |
| First City Bank (firstcitybank.com) Rates as of Sep. 3rd | 1 year | 1.50% | 1.50% | $1,000 | 12-17 Month CD - Located in Florida |
| H&R Block Bank Rates as of Sep. 3rd | 1 year | 1.49% | 1.50% | $250 | |
| Bank of Internet Rates as of Sep. 3rd | 1 year | 1.47% | 1.48% | $1,000 | Term 12 to 23 months |
| Black River Country Bank Rates as of Sep. 3rd | 1 year | 1.45% | 1.46% | $1,000 | |
| Giantbank Rates as of Sep. 3rd | 1 year | 1.45% | 1.46% | $2,500 | Giant Personal CD |
| NorthSide Bank Rates as of Sep. 3rd | 1 year | 1.46% | $1,000 | 12 Month CD | |
| Nationwide Bank Rates as of Sep. 3rd | 1 year | 1.45% | $500 | ||
| Bank of Oakfield Rates as of Sep. 3rd | 1 year | 1.44% | 1.45% | $500 | 12 Month CD |
| Discover Bank Rates as of Sep. 3rd | 1 year | 1.44% | 1.45% | $2,500 | |
| Colorado Federal Savings Bank Rates as of Sep. 3rd | 1 year | 1.44% | 1.45% | $5,000 | Online CD |
| Ally Bank Rates as of Sep. 3rd | 1 year | 1.43% | 1.44% | $1 | High-Yield CD |
| Aurora Bank FSB Rates as of Sep. 3rd | 1 year | 1.42% | 1.43% | $1,000 | Rates effective on balances up to $4,999 |
| First Mariner Bank Rates as of Sep. 3rd | 1 year | 1.42% | 1.43% | $500 | |
| Nexity Bank Rates as of Sep. 3rd | 1 year | 1.42% | $1,000 | ||
| Goldwater Bank Rates as of Sep. 3rd | 1 year | 1.42% | 1.42% | $50,000 | |
| Virtual Bank Rates as of Sep. 3rd | 1 year | 1.40% | 1.41% | $10,000 | eCD rates for online account only |
| Alliance Bank (alliancebank.us) Rates as of Sep. 3rd | 1 year | 1.40% | 1.41% | $500 | 12 Month CD - Located in Wisconsin |
| 1st National Bank (fnbscott.com) Rates as of Sep. 3rd | 1 year | 1.40% | 1.41% | $250 | |
| Brunswick State Bank Rates as of Sep. 3rd | 1 year | 1.40% | 1.41% | $2,500 | Limited to local Nebraska market area |
| AIG Bank Rates as of Sep. 3rd | 1 year | 1.40% | 1.41% | $2,500 | High Yield CD - FDIC insured with no market risk. Open an account online or by phone! |
| Hillcrest Bank Rates as of Sep. 3rd | 1 year | 1.40% | 1.40% | $1,000 | |
| Cashmere Valley Bank Rates as of Sep. 3rd | 1 year | 1.39% | 1.40% | $100 | |
| TriState Capital Bank Rates as of Sep. 3rd | 1 year | 1.39% | 1.40% | $25,000 | 12 - 17 month term |
| Excel National Bank Rates as of Sep. 3rd | 1 year | 1.39% | 1.40% | $100,000 | Personal CD - APY for balances over 100K |
| Excel National Bank Rates as of Sep. 3rd | 1 year | 1.39% | 1.40% | $10,000 | Personal CD - APY for balances under 100K |
| The National Republic Bank of Chicago Rates as of Sep. 3rd | 1 year | 1.35% | 1.36% | $1,000 | |
| Interstate Net Bank Rates as of Sep. 3rd | 1 year | 1.35% | 1.36% | $1,000 | |
| First National Bank in Cimarron Rates as of Sep. 3rd | 1 year | 1.35% | 1.35% | $500 | Rate effective for balances up to $9,999.99 - tiered rates apply |
| First State Bank (firststatebankky.com) Rates as of Sep. 3rd | 1 year | 1.35% | 1.35% | $100 | 12 Month CD - Located in Kentucky |
| Peoples State Bank Rates as of Sep. 3rd | 1 year | 1.35% | 1.35% | $500 | Interest compounds at maturity |
| East Boston Savings Bank Rates as of Sep. 3rd | 1 year | 1.34% | 1.35% | $1,000 | 12 month CD |
| Geauga Savings Bank Rates as of Sep. 3rd | 1 year | 1.35% | 1.35% | $1,000 | Local funds only, contact retail offices in Ohio |
| American Trust Bank Rates as of Sep. 3rd | 1 year | 1.31% | 1.32% | $1,000 | 12 Month CD |
| First State Bank of Harvey Rates as of Sep. 3rd | 1 year | 1.30% | 1.31% | $1,000 | |
| Citizens State Bank Norwood Young America Rates as of Sep. 3rd | 1 year | 1.30% | 1.31% | $500 | 12 Month CD |
| SuffolkFirst Bank Rates as of Aug. 30th | 1 year | 1.30% | $500 | ||
| Acacia Federal Savings Bank Rates as of Sep. 3rd | 1 year | 1.29% | 1.30% | $500 | Rates effective 08/30/2010 |
| OneWest Bank Rates as of Sep. 3rd | 1 year | 1.29% | 1.30% | $1,000 | Online CD |
| Community Bank (cbbristow.com) Rates as of Sep. 3rd | 1 year | 1.29% | 1.30% | $2,500 | Located in Bristow, OK |
| Southeast Financial Credit Union Rates as of Sep. 3rd | 1 year | 1.30% | $500 | Membership is limited to select employer groups. See website for complete list of eligible employers. | |
| OneWest Bank Rates as of Sep. 3rd | 1 year | 1.29% | 1.30% | $1,000 | Branch and Call Center CD Rates/Southern CA residents only |
| Ultima Bank Rates as of Sep. 3rd | 1 year | 1.30% | 1.30% | $1,000 | |
| First Federal Savings Bank of Elizabethtown Rates as of Sep. 3rd | 1 year | 1.25% | 1.26% | $500 | |
| Citizens State Bank (csbtx.com) Rates as of Sep. 3rd | 1 year | 1.26% | $1,000 | Located in Texas | |
| South LaFourche Bank Rates as of Sep. 3rd | 1 year | 1.25% | 1.26% | $1,000 | Non-auto renew 1 Year CD |
| Pentagon Federal Credit Union Rates as of Sep. 3rd | 1 year | 1.26% | $1,000 | Money Market CD-membership is open to U.S. military | |
| The Bank of Southern Connecticut Rates as of Sep. 3rd | 1 year | 1.25% | 1.26% | $1,000 | |
| First National Bank in Philip Rates as of Sep. 3rd | 1 year | 1.25% | 1.26% | $1,000 | |
| Citizens Bank of Rogersville Rates as of Sep. 3rd | 1 year | 1.25% | 1.26% | $1,000 | |
| Rhinebeck Savings Bank Rates as of Sep. 3rd | 1 year | 1.24% | 1.25% | $10,000 | |
| Citizens State Bank of Paola Rates as of Sep. 3rd | 1 year | 1.24% | 1.25% | $500 | |
| First State Bank of Colfax Rates as of Sep. 3rd | 1 year | 1.25% | 1.25% | $1,000 | |
| Community Bank (nevadacb.com) Rates as of Sep. 2nd | 1 year | 1.25% | 1.25% | $1,000 | Located in Iowa |
| First Capital Bank of Kentucky Rates as of Sep. 3rd | 1 year | 1.25% | $500 | ||
| Kirkwood Bank Rates as of Sep. 3rd | 1 year | 1.25% | 1.25% | $1,000 | 12 Month CD |
| First Green Bank Rates as of Sep. 3rd | 1 year | 1.24% | 1.25% | $1,000 | Renewable CD |
| First Dakota National Bank Rates as of Sep. 3rd | 1 year | 1.25% | 1.25% | $1,000 | |
| First National Community Bank (FNCB) Rates as of Sep. 3rd | 1 year | 1.24% | 1.25% | $1,000 | 12 month CD |
| Think Mutual Bank Rates as of Sep. 3rd | 1 year | 1.24% | 1.25% | $250 | Located in MN |
| National Bank of Kansas City Rates as of Sep. 3rd | 1 year | 1.24% | 1.25% | $1 | Personal CD 12 - 23 Month - open online, $5,000 to open |
| Hanmi Bank Rates as of Sep. 3rd | 1 year | 1.21% | $1,000 | Internet CD - California only | |
| The First National Bank of Pawnee Rates as of Sep. 3rd | 1 year | 1.20% | 1.21% | $1,000 | Single Maturity CD |
| First Enterprise Bank Rates as of Sep. 3rd | 1 year | 1.20% | 1.21% | $1,000 | 12 Month CD |
| Doral Bank Direct Rates as of Sep. 3rd | 1 year | 1.19% | 1.20% | $1,000 | |
| California First National Bank Rates as of Sep. 3rd | 1 year | 1.19% | 1.20% | $5,000 | |
| Northwest Savings Bank Rates as of Sep. 3rd | 1 year | 1.20% | $500 | Promotion CD - only available to existing customers, limited to local western New York market area | |
| Rockland Savings Bank, FSB Rates as of Sep. 3rd | 1 year | 1.19% | 1.20% | $500 | |
| Roma Bank Rates as of Sep. 3rd | 1 year | 1.18% | 1.20% | $1,000 | Download a Certificate by Mail application form to open account - must reside in New Jersey or in Bucks County, Pennsylvania |
| Grand Bank Rates as of Sep. 3rd | 1 year | 1.19% | 1.20% | $1,000 | |
| United Valley Bank Rates as of Sep. 3rd | 1 year | 1.20% | 1.20% | $500 | |
| Vist Financial Rates as of Sep. 3rd | 1 year | 1.20% | 1.20% | $500 | |
| First State Bank of Forrest Rates as of Sep. 3rd | 1 year | 1.17% | $1,000 | 12 Month CD | |
| Bank of Botetourt Rates as of Sep. 3rd | 1 year | 1.15% | 1.16% | $500 | |
| Fulton Bank Rates as of Sep. 3rd | 1 year | 1.14% | 1.15% | $2,500 | Relationship Banking CD - 12 Month Variable Rate - $5,000 minimum daily balance in Relationship Account, or $15,000 in Fulton Bank deposits or $20,000 combined deposit and loan balances- rates vary by geographic location. Rate collected within 10025 |
| Farmers and Merchants State Bank Rates as of Sep. 3rd | 1 year | 1.15% | $10,000 | 12 Month CD Tier $10,000 - $99,999 | |
| Bellevue State Bank Rates as of Sep. 3rd | 1 year | 1.15% | 1.15% | $2,500 | |
| Cascade Bank Rates as of Sep. 3rd | 1 year | 1.14% | 1.15% | $1,000 | 12 month CD - tier $1,000 |
| State Bank of India Rates as of Sep. 3rd | 1 year | 1.15% | $5,000 | ||
| EverBank Rates as of Sep. 3rd | 1 year | 1.14% | 1.15% | $1,500 | Yield Pledge CD |
| UnionState Bank Rates as of Sep. 3rd | 1 year | 1.15% | 1.15% | $0 | Located in Alabama and Florida |
| The Jacksonville Bank Rates as of Sep. 3rd | 1 year | 1.14% | 1.15% | $1,000 | Rates and terms specific to accounts opened online |
| Tennessee Commerce Bank Rates as of Sep. 3rd | 1 year | 1.14% | 1.15% | $2,500 | Account available nationwide. Application available online - contact bank for more details. |
| State Farm Bank (Rate in CA) Rates as of Sep. 3rd | 1 year | 1.10% | 1.11% | $500 | 12 Month CD - Less than $100,000 - Rate collected within: 94115 (CA) |
| State Farm Bank (Rate in IL) Rates as of Sep. 3rd | 1 year | 1.10% | 1.11% | $500 | 12 Month CD - Less than $100,000 - Rate collected within: 60625 (IL) |
| State Farm Bank (Rate in NY) Rates as of Sep. 3rd | 1 year | 1.10% | 1.11% | $500 | 12 Month CD - Less than $100,000 - Rate collected within: 10025 (NY) |
| First National Bank of Groton Rates as of Sep. 3rd | 1 year | 1.10% | 1.11% | $10,000 | 12-month renewable |
| NOVA Bank Rates as of Sep. 3rd | 1 year | 1.09% | 1.10% | $500 | Fixed Rate |
| First National Bank of Crystal Falls Rates as of Sep. 3rd | 1 year | 1.10% | 1.10% | $1,000 | 12 - 17 month CD |
| Amboy Direct Rates as of Sep. 3rd | 1 year | 1.10% | 1.10% | $10,000 | eSavings CD - Earn 1.10% APY for 12 months if you maintain $10,000 balance, $100 to open |
| First National Bank of Chester County Rates as of Sep. 3rd | 1 year | 1.09% | 1.10% | $1,000 | 12 month CD |
| Central Bank Illinois Rates as of Sep. 3rd | 1 year | 1.10% | 1.10% | $1,000 | 12 Month CD - less than $10,000 |
| MetroBank Rates as of Sep. 3rd | 1 year | 1.10% | 1.10% | $500 | Enter a new note |
| Flagstar Bank Rates as of Sep. 3rd | 1 year | 1.09% | $500 | 12 - 17 Month CD - Rate collected within: 49201 (MI) | |
| Wells River Savings Rates as of Sep. 3rd | 1 year | 1.05% | 1.06% | $200 | |
| Charter Bank Rates as of Sep. 3rd | 1 year | 1.06% | 1.06% | $1,000 | |
| Beal Bank Rates as of Sep. 3rd | 1 year | 1.06% | 1.06% | $10,000 | Must be opened online to get this rate. Rate based on Texas area. Rate may vary by location. |
| North American Savings Bank Rates as of Sep. 3rd | 1 year | 1.04% | 1.05% | $1,000 | 12 - 23 Month CD |
| Lafayette Savings Bank Rates as of Sep. 3rd | 1 year | 1.05% | 1.05% | $500 | 12 Month CD |
| First State Bank of Wyoming Rates as of Sep. 3rd | 1 year | 1.05% | 1.05% | $1,000 | 12 Month Relationship CD - requires a First State Bank of Wyoming checking account |
| The First Bank and Trust Company of Murphysboro Rates as of Sep. 3rd | 1 year | 1.05% | $1,000 | ||
| First National Bank of Moose Lake Rates as of Sep. 3rd | 1 year | 1.05% | 1.05% | $1,000 | |
| Chicago Community Bank Rates as of Sep. 3rd | 1 year | 1.04% | 1.05% | $5,000 | Promotional CD - New money only |
| Geddes Federal Savings and Loan Association Rates as of Sep. 3rd | 1 year | 1.05% | 1.05% | $500 | Central New York market area only |
| Warsaw Federal Savings and Loan Rates as of Sep. 3rd | 1 year | 1.03% | 1.05% | $1,000 | |
| First Merit Bank Rates as of Sep. 3rd | 1 year | 1.05% | $1,000 | CD special - Rate collected within 60625 | |
| National Exchange Bank and Trust Rates as of Sep. 3rd | 1 year | 1.05% | 1.05% | $1,000 | |
| First National Bank of Groton Rates as of Sep. 3rd | 1 year | 1.00% | 1.01% | $1,000 | Limited to local New York market area |
| USAA Bank Rates as of Sep. 3rd | 1 year | 1.01% | 1.01% | $1,000 | Fixed Rate CD Tier $1,000 - $94,999 - USAA Bank is a member based bank providing services to active and retired military personnel and their families. Most banking products are available to the general public. See website for details. |
| OneUnited Bank Rates as of Sep. 3rd | 1 year | 1.01% | 1.01% | $1,000 | Unity Gold One Year E-CD - Available Online only |
| Citizens Federal Savings Rates as of Sep. 3rd | 1 year | 1.00% | 1.00% | $500 | 12 Month CD |
| ING Direct Rates as of Sep. 3rd | 1 year | 1.00% | $1 | Orange CD | |
| Investors Savings Bank Rates as of Sep. 3rd | 1 year | 0.98% | 1.00% | $500 | Enter a new note |
| Windsor Federal Savings and Loan Association Rates as of Sep. 3rd | 1 year | 1.00% | 1.00% | $1,000 | |
| Wakefield Co-operative Bank Rates as of Sep. 3rd | 1 year | 1.00% | 1.00% | $500 | |
| Rome Savings Bank Rates as of Sep. 3rd | 1 year | 0.99% | 1.00% | $500 | |
| Coppermark Bank Rates as of Sep. 3rd | 1 year | 1.00% | 1.00% | $1,000 | Collected within Oklahoma |
| Gate City Bank Rates as of Sep. 3rd | 1 year | 1.00% | 1.00% | $1,000 | Regular CD - Rate collected within: Fargo ND |
| Atlantic Coast Bank Rates as of Sep. 3rd | 1 year | 1.00% | 1.00% | $1,000 | iCertificate of Deposit |
| Bank of Blue Valley Rates as of Sep. 3rd | 1 year | 1.00% | 1.00% | $500 | 12-17 month CD |
| Happy State Bank Rates as of Sep. 3rd | 1 year | 1.00% | 1.00% | $1,000 | 365 Day CD - Tier $1,000 - $10,999 - Located in TX |
| Villa Grove State Bank Rates as of Sep. 3rd | 1 year | 1.00% | $500 | ||
| Avon Co-Operative Bank Rates as of Sep. 3rd | 1 year | 1.00% | 1.00% | $1,000 | |
| Hudson City Rates as of Sep. 3rd | 1 year | 0.98% | 1.00% | $500 | Rate collected within: NY |
| Cornhusker Bank Rates as of Sep. 3rd | 1 year | 1.00% | 1.00% | $1,000 | 12 Month CD |
| Monroe Bank and Trust Rates as of Sep. 3rd | 1 year | 1.00% | 1.00% | $1,000 | |
| Tompkins Trust Company Rates as of Sep. 3rd | 1 year | 1.00% | $1,000 | 12-24 month CD | |
| Danversbank Rates as of Sep. 3rd | 1 year | 1.00% | 1.00% | $500 | Limited time offer CD special. Bank located in Massachusetts |
| Washington Savings Bank Rates as of Sep. 3rd | 1 year | 0.95% | 0.97% | $500 | |
| BBVA Compass (Rate in AL) Rates as of Sep. 3rd | 1 year | 0.95% | 0.95% | $500 | 12 month CD - Rate collected within Birmingham, AL |
| Lytle State Bank Rates as of Sep. 3rd | 1 year | 0.95% | 0.95% | $500 | |
| The First Central National Bank Rates as of Sep. 3rd | 1 year | 0.95% | 0.95% | $1,000 | |
| RiverWood Bank Rates as of Sep. 3rd | 1 year | 0.95% | $10,000 | Tier rates apply, APY valid for opening deposits between $10,000 and $24,999 | |
| BBVA Compass (Rate in FL) Rates as of Sep. 3rd | 1 year | 0.95% | 0.95% | $500 | 12 month CD - Rate collected within Jacksonville, FL |
| BBVA Compass Rates as of Sep. 3rd | 1 year | 0.95% | 0.95% | $500 | 12 Month CD - Rate collected within: Northern CA |
| BBVA Compass (Rate in CA) Rates as of Sep. 3rd | 1 year | 0.95% | 0.95% | $500 | 12 month CD - Rate collected within Northern CA |
| Metropolitan National Bank Rates as of Sep. 3rd | 1 year | 0.95% | $2,500 | Rate/APY may vary by location | |
| Pacific Mercantile Bank Rates as of Sep. 3rd | 1 year | 0.94% | 0.94% | $10,000 | |
| North Penn Bank Rates as of Sep. 3rd | 1 year | 0.90% | 0.90% | $1,000 | 12 Month CD |
| Fort Jennings State Bank Rates as of Sep. 3rd | 1 year | 0.90% | 0.90% | $500 | 12 Month CD |
| Union Center National Bank Rates as of Sep. 3rd | 1 year | 0.90% | 0.90% | $1,000 | |
| Community Business Bank Rates as of Sep. 3rd | 1 year | 0.90% | 0.90% | $10,000 | 1 Year CD - $10,000.01 - $50,000 |
| West Milton State Bank Rates as of Sep. 3rd | 1 year | 0.90% | 0.90% | $500 | |
| Boiling Springs Savings Bank Rates as of Sep. 3rd | 1 year | 0.90% | 0.90% | $1,000 | |
| Farmers and Merchants National Bank Rates as of Sep. 3rd | 1 year | 0.90% | $1,000 | 12 Month CD | |
| Cathay Bank Rates as of Sep. 3rd | 1 year | 0.90% | 0.90% | $2,500 | 1 Year to 23 Month CD Tier $2,500 - $49,999 |
| Coleman County State Bank Rates as of Sep. 3rd | 1 year | 0.90% | 0.90% | $1,000 | Rate effective for balances up to $99,999.99 - tiered rates apply thereafter. |
| Community Bank of Trenton Rates as of Sep. 3rd | 1 year | 0.90% | 0.90% | $1,000 | 12 Month CD |
| Fulton Bank Rates as of Sep. 3rd | 1 year | 0.90% | 0.90% | $2,500 | Regular CD - 12 Month Variable Rate - rates vary by geographic location. Rate collected within 10025 |
| First Community Bank of Hillsboro Rates as of Sep. 3rd | 1 year | 0.90% | 0.90% | $1,000 | |
| Trustco Bank Rates as of Sep. 3rd | 1 year | 0.90% | $500 | Rate collected in zip code 60625, rate may vary by location. | |
| Fulton Bank Rates as of Sep. 3rd | 1 year | 0.90% | 0.90% | $500 | Relationship Banking CD - $5,000 minimum daily balance in Relationship Account, or $15,000 in Fulton Bank deposits or $20,000 combined deposit and loan balances- rates vary by geographic location. Rate collected within 10025 |
| Bryn Mawr Trust Rates as of Sep. 3rd | 1 year | 0.90% | 0.90% | $1,000 | Regular CD - Can open Online - Bank Located in PA |
| First Savings Bank Northwest Rates as of Sep. 3rd | 1 year | 0.85% | 0.87% | $1,000 | 12 month CD - tier $1,000 to $4,999 |
| M and T Bank Rates as of Sep. 3rd | 1 year | 0.85% | $1,000 | Select Promo 12 Month CD - Open with new money - Requires M and T Select or Select with Interest checking account - Rate collected within: 10025 (NY) | |
| Merchants Bank (mbvt.com) Rates as of Sep. 3rd | 1 year | 0.85% | 0.85% | $500 | 12-23 Month CD - Located in Vermont |
| E-Loan Rates as of Sep. 3rd | 1 year | 0.85% | 0.85% | $10,000 | |
| First National Bank of Kansas Rates as of Sep. 3rd | 1 year | 0.85% | 0.85% | $500 | |
| Allstate Bank Rates as of Sep. 3rd | 1 year | 0.85% | 0.85% | $1,000 | Accounts can be opened with an Allstate agent or by online application |
| AmTrust Direct Rates as of Sep. 3rd | 1 year | 0.85% | 0.85% | $1,000 | |
| The Antwerp Exchange Bank Rates as of Sep. 3rd | 1 year | 0.85% | 0.85% | $500 | 12 Month CD |
| First State Bank of Wyoming Rates as of Sep. 3rd | 1 year | 0.80% | 0.80% | $1,000 | 12 Month CD |
| The First Rates as of Sep. 3rd | 1 year | 0.80% | 0.80% | $500 | |
| Stonebridge Bank Rates as of Sep. 3rd | 1 year | 0.80% | $500 | ||
| Simsbury Bank Rates as of Sep. 3rd | 1 year | 0.80% | $500 | 1 Year Regular CD - No minimum balance required to earn stated APY | |
| Zions Bank Rates as of Sep. 3rd | 1 year | 0.80% | 0.80% | $1,000 | Internet CD |
| North Dallas Bank and Trust Co. Rates as of Sep. 3rd | 1 year | 0.80% | 0.80% | $1,000 | Regular CD - Under $100,000 |
| Bank of Charles Town Rates as of Sep. 3rd | 1 year | 0.80% | 0.80% | $1,000 | 12 Month CD |
| Sterling Bank and Trust Rates as of Sep. 3rd | 1 year | 0.80% | $500 | eCD - APY's may vary by state | |
| Bank of the Commonwealth Rates as of Sep. 3rd | 1 year | 0.80% | $0 | APY for balances up to $999 | |
| Valley National Bank Rates as of Sep. 3rd | 1 year | 0.80% | 0.80% | $500 | 12 Month CD |
| Citizens Savings Bank Rates as of Sep. 3rd | 1 year | 0.80% | 0.80% | $1,000 | 12 Month CD - Located in Pennsylvania |
| Community First Bank - Chicago Rates as of Sep. 3rd | 1 year | 0.78% | 0.78% | $1,000 | |
| Bank Gloucester Rates as of Sep. 3rd | 1 year | 0.75% | 0.76% | $500 | 12 Month CD Tier $500 - $49,999 |
| Silvergate Bank Rates as of Sep. 3rd | 1 year | 0.75% | 0.75% | $2,500 | Rate for balances up to $99,999 |
| Cornerstone Community Bank Rates as of Sep. 3rd | 1 year | 0.75% | 0.75% | $10,000 | 12 Month CD |
| First Chicago Bank and Trust Rates as of Sep. 3rd | 1 year | 0.75% | 0.75% | $1,000 | |
| Poplar Grove State Bank Rates as of Sep. 3rd | 1 year | 0.75% | 0.75% | $1,000 | |
| VisionBank Rates as of Sep. 3rd | 1 year | 0.75% | 0.75% | $500 | |
| Allied First Bank Rates as of Sep. 3rd | 1 year | 0.75% | 0.75% | $500 | |
| OnBank Rates as of Sep. 3rd | 1 year | 0.75% | $500 | ||
| MB Financial (Rate in IL) Rates as of Sep. 3rd | 1 year | 0.75% | 0.75% | $1,000 | 12-17 Month CD - Accounts under $100,000 - Rate collected within Chicago, IL |
| Farmington Bank Rates as of Sep. 3rd | 1 year | 0.75% | 0.75% | $500 | |
| Skylands Community Bank Rates as of Sep. 3rd | 1 year | 0.75% | 0.75% | $1,000 | |
| Transportation Alliance Bank Rates as of Sep. 3rd | 1 year | 0.75% | 0.75% | $1,000 | |
| First National Bank of McConnelsville Rates as of Sep. 3rd | 1 year | 0.75% | 0.75% | $1,000 | 12 Month CD |
| Seacoast Commerce Bank Rates as of Sep. 3rd | 1 year | 0.75% | $10,000 | Bank by Mail CD | |
| Centennial Bank Rates as of Sep. 3rd | 1 year | 0.75% | 0.75% | $10,000 | from CentennialBank.com |
| Amegy Bank of Texas Rates as of Sep. 3rd | 1 year | 0.75% | 0.75% | $10,000 | Personal Internet CD - open online |
| Zions Bank Rates as of Sep. 3rd | 1 year | 0.75% | 0.75% | $1,000 | Gold CD - Requires a Gold Checking account. If the Gold Checking account is closed, the interest rate may be reduced to the non-gold rate. |
| First Community Bank (fcbwky.com) Rates as of Sep. 3rd | 1 year | 0.71% | $500 | 11 Month CD - Located in Kentucky | |
| Provident Bank (providentbanking.com) Rates as of Sep. 3rd | 1 year | 0.70% | 0.70% | $500 | Regular CD - Limited to New York market area |
| Southern Bank and Trust Company Rates as of Sep. 3rd | 1 year | 0.70% | 0.70% | $500 | 12-17 month CD - tier $500 to $9,999 |
| First Shore Federal Rates as of Sep. 3rd | 1 year | 0.70% | 0.70% | $500 | 12 Month CD |
| HSBC Advance Rates as of Sep. 3rd | 1 year | 0.70% | $10 | Online only | |
| Banterra Bank Rates as of Sep. 3rd | 1 year | 0.70% | 0.70% | $1,000 | Rate collected within: IL |
| Citizens First Bank Rates as of Sep. 3rd | 1 year | 0.70% | 0.70% | $500 | 12 Month CD Tier $500 - $9999 - Located in Wisconsin |
| First Bank of Colorado (Rate in CO) Rates as of Sep. 4th | 1 year | 0.70% | 0.70% | $500 | Time Deposit Account - Interest rate is fixed of the term for the account - Rate collected within CO |
| Haskell National Bank Rates as of Sep. 3rd | 1 year | 0.70% | 0.70% | $500 | |
| First Bank of Colorado (Rate in AZ) Rates as of Sep. 4th | 1 year | 0.70% | 0.70% | $500 | Time Deposit Account - Interest rate is fixed of the term for the account - Rate collected within AZ |
| NewPortFed Rates as of Sep. 3rd | 1 year | 0.70% | 0.70% | $1,000 | |
| Commonwealth Community Bank Rates as of Sep. 3rd | 1 year | 0.70% | 0.70% | $500 | 12 Month CD |
| Main Bank Rates as of Aug. 31st | 1 year | 0.70% | 0.70% | $1,000 | 12 Month CD |
| First Bank of Colorado (Rate in CA) Rates as of Sep. 4th | 1 year | 0.70% | 0.70% | $500 | Time Deposit Account - Interest rate is fixed of the term for the account - Rate collected within CA |
| Bank of America (Rate in IL) Rates as of Sep. 3rd | 1 year | 0.65% | 0.65% | $1,000 | Standard 12-17 Month CD - Tier Less than $10,000 - Rate collected within: IL |
| American Bank of Texas Rates as of Sep. 3rd | 1 year | 0.65% | 0.65% | $1,000 | 12 Month CD Tier $1,000 - $9,999 - Apply online or at branch |
| Fox Chase Bank (Rate in NJ) Rates as of Sep. 4th | 1 year | 0.65% | 0.65% | $500 | 12 Month CD - Rate collected within NJ |
| Bank of America (Rate in CA) Rates as of Sep. 3rd | 1 year | 0.65% | 0.65% | $1,000 | Standard 1 Year to 23 Month CD - Tier Less than $10,000 - Rate collected within: CA |
| Bank of America (Rate in NY) Rates as of Sep. 3rd | 1 year | 0.65% | 0.65% | $10,000 | Standard 12-17 Month CD - Tier Less than $10,000 - Rate collected within: NY |
| North Shore Community Bank and Trust Company Rates as of Sep. 3rd | 1 year | 0.65% | 0.65% | $1,000 | |
| Fox Chase Bank (Rate in PA) Rates as of Sep. 4th | 1 year | 0.65% | 0.65% | $500 | 12 Month CD - Rate collected within PA |
| CoreFirst Bank and Trust Rates as of Sep. 3rd | 1 year | 0.65% | 0.65% | $1,000 | |
| Libertyville Bank and Trust Rates as of Sep. 3rd | 1 year | 0.65% | 0.65% | $1,000 | 12 Month CD |
| Valley Community Bank Rates as of Sep. 3rd | 1 year | 0.65% | 0.65% | $1,000 | |
| Weymouth Bank Rates as of Sep. 3rd | 1 year | 0.63% | 0.64% | $5,000 | Regular CD - South Shore Massachusetts market area |
| Palatine Bank and Trust Rates as of Sep. 3rd | 1 year | 0.62% | 0.62% | $1,000 | |
| Bank of The Valley Rates as of Sep. 3rd | 1 year | 0.60% | 0.60% | $500 | |
| Peoples Bank (peoplesbank-wa.com) Rates as of Sep. 3rd | 1 year | 0.60% | $500 | Rate collected with Whatcom County | |
| Union Bank Rates as of Sep. 3rd | 1 year | 0.60% | 0.60% | $350 | 12 - 17 Month CD, Tier $350 - $999 |
| First National Bank of St. Louis Rates as of Sep. 3rd | 1 year | 0.60% | $1,000 | 12 month CD | |
| MetLife Bank Rates as of Sep. 3rd | 1 year | 0.60% | $25,000 | APY for balances up to $49,999 | |
| Citibank Rates as of Sep. 3rd | 1 year | 0.60% | 0.60% | $500 | 1 Year CD - Tier below $10,000 - Online account only |
| Citizens Trust Bank Rates as of Sep. 3rd | 1 year | 0.60% | 0.60% | $500 | New customers must open in branch-limited to Georgia |
| PNC Bank Rates as of Sep. 3rd | 1 year | 0.60% | 0.60% | $1,000 | 12 Month Fixed Rate CD Only - Rate collected within: 10025 (NY) |
| Eastern Bank Rates as of Sep. 3rd | 1 year | 0.60% | 0.60% | $500 | |
| Lee County Bank and Trust, NA Rates as of Sep. 3rd | 1 year | 0.57% | 0.58% | $1,000 | 12 Month CD |
| Provident Bank (myprovident.com) Rates as of Sep. 3rd | 1 year | 0.55% | $1,000 | Time Deposit Tier $1,000 - $9,999 - Receive an added .25% to the quoted APY when you open a checking account with direct deposit, bonus also available to existing direct deposit checking customers - Located in CA | |
| Alliance Bank (alliancebankna.com) Rates as of Sep. 3rd | 1 year | 0.55% | 0.55% | $1,000 | Tier $1,000 - $9,999 - Located in New York |
| MB Financial (Rate in PA) Rates as of Sep. 3rd | 1 year | 0.55% | 0.55% | $1,000 | 12-17 Month CD - Accounts under $100,000 - Rate collected within Philadelphia, PA |
| Superior Savings Bank Rates as of Sep. 3rd | 1 year | 0.52% | 0.52% | $500 | 12 Month CD - SSB does not accept CD or Savings applications out of the Superior WI and surrounding area unless there is previous or existing account on record |
| MetLife Bank Rates as of Sep. 3rd | 1 year | 0.50% | $15,000 | APY for balances up to $24,999 | |
| Standing Stone National Bank Rates as of Sep. 3rd | 1 year | 0.50% | 0.50% | $500 | |
| Capital One Bank (Rate in CA) Rates as of Sep. 3rd | 1 year | 0.50% | 0.50% | $100,000 | Jumbo CD - Rate collected within: 94115 (CA) |
| Capital One Bank (Rate in NY) Rates as of Sep. 3rd | 1 year | 0.50% | 0.50% | $100,000 | Jumbo CD - Rate collected within: 10025 (NY) |
| Susquehanna Bank Rates as of Sep. 3rd | 1 year | 0.50% | 0.50% | $500 | 12 - 17 Month Fixed Rate CD Tier $500 - $49,999 |
| Somerset Hills Bank Rates as of Sep. 3rd | 1 year | 0.50% | 0.50% | $1,000 | |
| First Midwest Bank Rates as of Sep. 3rd | 1 year | 0.50% | 0.50% | $1,000 | |
| Capital One Bank (Rate in IL) Rates as of Sep. 3rd | 1 year | 0.50% | 0.50% | $100,000 | Jumbo CD - Rate collected within: 60625 (IL) |
| First Federal Savings and Loan Association of Lakewood Rates as of Sep. 3rd | 1 year | 0.50% | 0.50% | $500 | |
| First Financial Bank Rates as of Sep. 3rd | 1 year | 0.50% | 0.50% | $500 | 12-17 Month Auto CD |
| Commercial Bank and Trust of Pennsylvania Rates as of Sep. 3rd | 1 year | 0.50% | 0.50% | $500 | 12-23 Month CD |
| Astoria Federal Savings Bank Rates as of Sep. 3rd | 1 year | 0.50% | 0.50% | $500 | |
| American Bank Rates as of Sep. 3rd | 1 year | 0.50% | 0.50% | $1,000 | Located in TX, Fixed Rate-Money Market CD with limited check writing privileges. |
| Capital One Bank (Rate in NY) Rates as of Sep. 3rd | 1 year | 0.50% | 0.50% | $5,000 | Non-Jumbo CD - Rate collected within: 10025 (NY) |
| Capital One Bank (Rate in IL) Rates as of Sep. 3rd | 1 year | 0.50% | 0.50% | $5,000 | Non-Jumbo CD - Rate collected within: 60625 (IL) |
| First Tennessee Bank Rates as of Sep. 3rd | 1 year | 0.50% | $1,000 | Regular 12 Month CD - Open online | |
| Capital One Bank (Rate in CA) Rates as of Sep. 3rd | 1 year | 0.50% | 0.50% | $5,000 | Non-Jumbo CD - Rate collected within: 94115 (CA) |
| PeoplesBank (bankatpeoples.com) Rates as of Sep. 3rd | 1 year | 0.45% | 0.45% | $1,000 | Located in Massachusetts |
| First Bank Des Moines Rates as of Sep. 3rd | 1 year | 0.45% | 0.45% | $10,000 | 12-23 Month CD - Limited to Iowa residents only, other restrictions may apply |
| Harris Bank (Rate in NY) Rates as of Sep. 3rd | 1 year | 0.40% | 0.40% | $1,000 | 12 Month CD - Rate collected within: 10025 (NY) |
| Harris Bank (Rate in IL) Rates as of Sep. 3rd | 1 year | 0.40% | 0.40% | $1,000 | 12 Month CD - Rate collected within: 60625 (IL) |
| TD Bank (Rate in NY) Rates as of Sep. 3rd | 1 year | 0.40% | $250 | No Catch 12 Month CD - Rate collected within: New York NY | |
| Harris Bank (Rate in CA) Rates as of Sep. 3rd | 1 year | 0.40% | 0.40% | $1,000 | 12 Month CD - Rate collected within: 94115 (CA) |
| TD Bank (Rate in FL) Rates as of Sep. 3rd | 1 year | 0.40% | $250 | No Catch 12 Month CD - Rate collected within: Florida (FL) | |
| Comerica Bank (Rate in NY) Rates as of Sep. 3rd | 1 year | 0.40% | $1,000 | 1 year Fixed Rate CD Tier $0 - $2,499 - Rate collected in: 10025 (NY) | |
| HSBC Rates as of Sep. 3rd | 1 year | 0.40% | $1,000 | 1 Year Plus 1 Day CD - Option to increase APY with HSBC Premier or Plus Checking - Stated rate is for accounts opened at an HSBC branch or by phone | |
| Comerica Bank (Rate in IL) Rates as of Sep. 3rd | 1 year | 0.40% | $1,000 | 1 year Fixed Rate CD Tier $0 - $2,499 - Rate collected in: 60625 (IL). | |
| Charles Schwab Bank Rates as of Sep. 3rd | 1 year | 0.40% | 0.40% | $1,000 | 12 Month CD Tier $1,000 - $4,999 |
| MetLife Bank Rates as of Sep. 3rd | 1 year | 0.40% | $2,000 | APY for balances up to $14,999 | |
| TD Bank (Rate in DC) Rates as of Sep. 3rd | 1 year | 0.40% | $250 | No Catch 12 Month CD - Rate collected within: Washington DC | |
| First Southern Bank Rates as of Sep. 3rd | 1 year | 0.40% | 0.40% | $1,000 | 12 Month CD |
| Commerce Bank (Rate in IL) Rates as of Sep. 3rd | 1 year | 0.35% | 0.35% | $1,000 | 1 Year CD Tier - Up to $9,999 - Rate collected within: 60625 (IL) |
| Commerce Bank (Rate in CA) Rates as of Sep. 3rd | 1 year | 0.35% | 0.35% | $1,000 | 1 Year CD Tier - Up to $9,999 - Rate collected within: 94115 (CA) |
| Commerce Bank (Rate in NY) Rates as of Sep. 3rd | 1 year | 0.35% | 0.35% | $1,000 | 1 Year CD Tier - Up to $9,999 - Rate collected within: 10025 (NY) |
| Middletown Valley Bank Rates as of Sep. 3rd | 1 year | 0.35% | 0.35% | $1,000 | |
| Frost Bank Rates as of Sep. 3rd | 1 year | 0.35% | $1,000 | Rate applies to balances from $1,000 to $99,999.99. Tiered rates apply. | |
| Zions Bank Rates as of Sep. 3rd | 1 year | 0.35% | 0.35% | $1,000 | Regular CD |
| Bank of Oklahoma Rates as of Sep. 3rd | 1 year | 0.35% | 0.35% | $1,000 | 1 Year CD - Less than $100,000 |
| Citizens Bank (Rate in MA) Rates as of Sep. 3rd | 1 year | 0.30% | $1,000 | Standard CD - Rate collected within: 02144 (MA) | |
| Citizens Bank (Rate in PA) Rates as of Sep. 3rd | 1 year | 0.30% | $1,000 | Standard CD - Rate collected within: 19140 (PA) | |
| Fifth Third Bank Rates as of Sep. 3rd | 1 year | 0.30% | 0.30% | $10,000 | 12 - 24 Month Standard CD Tier $10,000 - $24,999 - Rate collected within: 60625 (IL) |
| Citizens Bank Rates as of Sep. 3rd | 1 year | 0.30% | $1,000 | Standard CD - Rate collected within: 10025 (NY) | |
| Comerica Bank Rates as of Sep. 3rd | 1 year | 0.30% | $1,000 | Fixed Rate CD Tier $0 - $2,499 - Rate collected in: 94115 (CA) | |
| Comerica Bank (Rate in CA) Rates as of Sep. 3rd | 1 year | 0.30% | $1,000 | Fixed Rate CD Tier $0 - $2,499 - Rate collected in: 94115 (CA) | |
| Stifel Bank and Trust Rates as of Sep. 3rd | 1 year | 0.25% | 0.25% | $1,000 | 12 Month CD |
| The Huntington National Bank (Rate in MI) Rates as of Sep. 4th | 1 year | 0.23% | 0.23% | $1,000 | 12 month Standard Rate CD < $100K - $1,000 - $9,999 - Rate collected within: 49120 (MI) |
| Greystone Bank Rates as of Sep. 2nd | 1 year | 0.22% | 0.22% | $50,000 | |
| The Huntington National Bank Rates as of Sep. 3rd | 1 year | 0.20% | 0.20% | $1,000 | 12 Month CD Tier $1,000 - $9,999 - Rate collected within: 43215 (OH) |
| The Huntington National Bank (Rate in OH) Rates as of Sep. 4th | 1 year | 0.20% | 0.20% | $1,000 | 12 Month Standard Rate CD <100K - $1,000 - $9,999 - Rate collected within: 43215 (OH) |
| Wells Fargo Bank (Rate in CA) Rates as of Sep. 3rd | 1 year | 0.20% | $2,500 | Standard 1 Year CD Tier $2,500 - $9,999 - Rate collected within: CA | |
| Chase (Rate in IL) Rates as of Sep. 3rd | 1 year | 0.20% | 0.20% | $1,000 | 12 - 17 Month Standard CD - Non Relationship Rate - Rate collected within: 60625 IL) |
| Chase (Rate in NY) Rates as of Sep. 3rd | 1 year | 0.20% | 0.20% | $1,000 | 12 - 17 Month Standard CD - Non Relationship Rate - Rate collected within: 10025 (NY) |
| The Huntington National Bank (Rate in KY) Rates as of Sep. 4th | 1 year | 0.20% | 0.20% | $1,000 | 12 month Standard Rate CD < $100K - $1,000 - $9,999 - Rate collected within: 41017 (KY) |
| Wachovia Bank (Rate in NY) Rates as of Sep. 3rd | 1 year | 0.20% | $2,500 | Standard 1 Year CD - Tier $2,500 - $9,999 - Rate collected within: NY | |
| Wachovia Bank (Rate in IL) Rates as of Sep. 3rd | 1 year | 0.20% | $2,500 | Standard 1 Year CD - Tier $2.500 - $9,999 - Rate collected within: IL | |
| Wachovia Bank (Rate in CA) Rates as of Sep. 3rd | 1 year | 0.20% | $2,500 | Standard 1 Year CD - Tier $2,500 - $9,999 - Rate collected within: CA | |
| Chase (Rate in CA) Rates as of Sep. 3rd | 1 year | 0.20% | 0.20% | $1,000 | 12 - 17 Month Standard CD - Non Relationship Rate - Rate collected within: 94115 (CA) |
| Wells Fargo Bank (Rate in NY) Rates as of Sep. 3rd | 1 year | 0.20% | $2,500 | Standard 1 Year CD Tier $2,500 - $9,999 - Rate collected within: NY | |
| Wells Fargo Bank (Rate in IL) Rates as of Sep. 3rd | 1 year | 0.20% | $2,500 | Standard 1 Year CD Tier $2,500 - $9,999 - Rate collected within: IL | |
| First National Bank Omaha Rates as of Sep. 3rd | 1 year | 0.20% | 0.20% | $500 | 12 Month Base CD - Higher rates available for checking customers |
| Watertown Savings Bank (watertownsavings.com) Rates as of Sep. 3rd | 1 year | 0.20% | 0.20% | $1,000 | Regular CD - Located in MA |
| Regions Bank Rates as of Sep. 3rd | 1 year | 0.15% | 0.15% | $500 | 12 - 17 Month CD - Rate collected within: 63102 (MO) |
| Bremer Bank Rates as of Sep. 3rd | 1 year | 0.15% | $500 | Tiered rates - Stated rate applies to balances $500 - $9,999 | |
| KeyBank Rates as of Sep. 3rd | 1 year | 0.10% | 0.10% | $2,500 | 12 Month CD Tier $2,500 - $9,999 - Without Relationship - Rate collected within: 10025 (NY) |
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Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Rates are subject to change without notice and may not be the same at all branches. To promote rates as part of this rate table, contact adrates@moneyrates.com
Best CD rates found by users like you
Have you been able to find even better CD rates than the ones displayed above? If yes, please share them with us and other MoneyRates users! Please include the details: the name of the bank, APY, term of the CD, when you opened the account, and whether the account can be opened online or only in the branch (if the latter, please include the location of the branch). Thank you!
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53 Responses to " Best CD rates found by users like you "
| 1 | Frank says on 2010-08-24 (Newington, CT) Well, let's face it. All of these CD rates are miserable, and really tough for us old folk who depend upon interest income to pay our bills. For me, I have put all of my CD funds into Ally Bank. I find none more accessible, easy to communicate with, and especially a terrific 2 year CD with option to bump up once to a higher rate during that period if rates should go higher. This is great for a person like me who really prefers one-year CD committments. |
| 2 | cyrus says on 2010-08-17 (boothbay, NY) Tidelands Bank Mt Pleasant,SC 843-284-8446 2.02 apy 7-month CD $1000 minimum new deposits ONLY no other accounts required |
| 3 | ralph glorioso says on 2010-08-14 (SANTA ROSA, CA) My wife and I had our retirement IRAs to re-invest and were not seeing rates much over 1% for a 12 month deposit and we did not want to go for 2 or more years at this time. Umpqua Bank has been around since 1928, in Oregon initially, but opened in July in Santa Rosa. Through August 31, they have a promotional CD for 13 months at 1.75% APY. This was the best we could find anywhere and we were happy to have it. A free interest-bearing checking account is included. Scott and Gioia were the staff we dealt with and they were terrific. All in all, a very pleasant and productive experience. |
| 4 | Ali A. says on 2010-07-31 (Arlington, Virginia, VA) Virginia Commerce Bank offers a one year CD at an APY oF 1.55%. |
| 5 | Lynda says on 2010-06-21 (Los angeles, CA) Union Bank current cd promotions two year 2% and three yer 2.5% |
| 6 | Gene LaBert says on 2010-06-04 (Dallas, CA) 2% at OneWest (former LaJolla Bank) in Dallas as of 12-4-10. |
| 7 | james antonucci says on 2010-05-08 (derry, NH) soveriegn bank in nh 3% at 36 months. Can I get any better? |
| 8 | mimi Shapiro says on 2010-04-23 (newport beach, CA) 2% at First Citizens bank in Corona CA |
| 9 | dirk says on 2010-04-22 (palm city fl, FL) Everbank 3.21 3.26 5 year |
| 10 | steve smith says on 2009-10-14 (Quartz hill, CA) I called Hanmi Bank northridge CA - there CD is 2.10 for a 6 to 12 month time line with a $90,000 + deposit |
| 11 | Lucretia Coleman says on 2009-09-01 (Somerdale, NJ) Td Bank Has great CD rates also 9 mth is 1.40% Minimum deposit $500 2 year is 1.50% minimum deposit $ 500 there 5 year is 4.00 % minimum deposit $ 1000.00. The best way to gain maximum interest potential is to go with a shorter term CD. |
| 12 | james davis says on 2009-08-29 (LA, CA) Yes, I found Delta Community Bank has a 1 Year CD @ 2.35%, which would be the highest rate on the list currently because Quantum Bank is only for Georgia customers. I found this rate online - do you think it is legit? thanks! |
| 13 | Dave W says on 2009-08-25 (Hinsdale, IL) Park National Bank. Any branch. (Chicago area) 12 month CD 2.20% APY. Minimum deposit 1,000.00. In person only. 8/25/09 |
| 14 | Dave W says on 2009-08-25 (Hinsdale, IL) Park National Bank 12 month CD 2.20% APY. Minimum deposit 1,000.00. |
| 15 | william ignatowski says on 2009-08-25 (chicago, IL) 2.20 % for 1 year Park National Bank |
| 16 | Washington Federal Bank says on 2009-08-21 (Chicago, IL) Washington Federal Bank for Savings has a 6 month CD special at 1.96% apy. $1,000 minimum to open. They have 2 offices 2869 S. Archer Ave 773-254-3422 and 1410 W. Taylor St. 312-455-2940. A branch visit is required to open the account. They have been around for 96 years and are rated a 5 star bank by Bauer Financial (www.bauerfinancial.com). |
| 17 | robert purcell says on 2009-08-18 (Fairview, NJ) looking for highest FDIC insured CD rates for 6months to 1 year |
| 18 | jill jones says on 2009-08-18 (dallas, TX) I would like to know the best rate around since my CD matures tomorrow! |
| 19 | Shel Ferdman says on 2009-08-15 (Los Angeles, CA) Check out Citibank 60mo. CD Rate |
| 20 | joan grooms says on 2009-08-14 (columbia, SC) 3mo. and 6mo cd rates |
| 21 | Nancy McIntyre says on 2009-08-13 (Camp Hill, PA) Check Susquehanna Valley Federal Credit Union |
| 22 | James Leonard says on 2009-08-12 (Placentia, CA) Looking for the best 1 year CD for $25,000. |
| 23 | royal anthony tyler says on 2009-08-10 (gaithersburg, MD) My son is in college and I would like to have up to a 6yr plan to be able to pay his tuition plus room and board, still have some left over to do other things with for projects. |
| 24 | Sandra Carmen says on 2009-08-08 (Champaign, IL) To invest about $170,000 for 3 months. |
| 25 | ann peron says on 2009-08-08 (cumming, GA) need ga.rate |
| 26 | richard says on 2009-08-07 (Miami, FL) Looking for the best rate on CDARS for 13 weeks. Can be a bank outside of Florida if they accept non resident companies. CDARS are a group of CD's from various banks for very large amounts, so all of it is insured. |
| 27 | Jack Brink says on 2009-08-03 (oregon city, OR) Bank of the west |
| 28 | John F. Anthony says on 2009-07-31 (West Chester, PA) I'm looking to place $80,000.00 in a local bank and would like a CD rate for the period of one year, eighteen months and two years. |
| 29 | Ann Mine says on 2009-07-25 (Roseville, CA) Umpqua Bank, 2.5%apy, 13mos, 10k min. (umpquabank.com) |
| 30 | Pamela Stratton says on 2009-07-17 (Arlington, VA) 2.65 APY at Washington First Bank in Great Falls, VA. |
| 31 | Shelley Diamond says on 2009-07-14 (san francisco, CA) Patelco Credit Union website says special promotional 1 year CD at 7% for "new members" but there was nothing listed about what criteria must be met to be a member so it sounds suspicious but that's the highest rate I've seen so I thought I would mention it.... |
| 32 | mary says on 2009-07-14 (Ashburn, VA) 3-month CD with First Fidelity Bank in Northern Virginia for 4.01%. |
| 33 | Richman says on 2009-07-11 (West Milford, NJ) Where in New Jersey is the bank who gives the highest interest rate on the shortest period of time. What is the amount of CD money and how much is the interet rates. |
| 34 | Karen A says on 2009-07-10 (Pittsburgh, PA) Be aware that the 4% churchextension.org CD is a note and not insured by the FDIC or any other government agency. Rates may change without notice. |
| 35 | Pete Godbey says on 2009-07-07 (Beaufort, SC) Check churchextension.org, the Christian Church (Disciples of Christ) is offering a special CD at 4% rate on thier green account. |
| 36 | Judy S says on 2009-07-06 (Austin, TX) Opened account at Allybank.com; CD rate 2.23%; APY 2.25; 1 yr CD, as of 7/6/09; online only; no min deposit; no checking or savings acct required. |
| 37 | S T says on 2009-07-03 (Washington, DC) Quantum Bank is not offering CDs to anyone who lives outside Georgia. 7-3-09 |
| 38 | White Chocolate says on 2009-07-03 Amboy Direct One Year CD Rate @ 2.35% |
| 39 | Arnie says on 2009-07-02 www.broadwayfederalbank.com/ Managers Special CD Rates 24 months 3.00 APR 3.05 APY |
| 40 | Barry says on 2009-06-30 (Somers, NY) Hudson City Savings in upstate NY, Nj and Ct has 12Month cd @2.25%. No checking or anything required. Branch visit required. My son opened an account on Sat. and the employees are very helpful and friendly. |
| 41 | Renee says on 2009-06-29 (Atlanta, GA) American Trust Bank CD - 15month term $5,000 |
| 42 | Ross says on 2009-06-29 (East Lyme, CT) Looking for rates up to 1 year, not longer. |
| 43 | DONNA WIGHT says on 2009-06-28 (ft. thomas, KY) highest interest rates for saving and cd rate |
| 44 | Connie Mavity says on 2009-06-28 (St. Maries, ID) Looking for highest cd rate in idaho banks. |
| 45 | Erno Balogh says on 2009-06-27 (Westminster, MD) Best ratea in local banks. |
| 46 | David Rothman says on 2009-06-26 (Encino, CA) U.S.Bank (formely Downey Savings) 4% five years Pentagon Federal Credit Union 4% five years. |
| 47 | Ray says on 2009-06-25 (Mason Ohio 45040, OH) What are the best rates as of 6/25/09 |
| 48 | John Stevenson says on 2009-06-22 (Sarasota, FL) The Hanmi Bank online CD is available ONLY to California residents. It is better that this info be added to your advertisement on the Money-Rates webpage. |
| 49 | Mary Klugh says on 2009-06-22 (Greenville, NC) Looking for the best rate for a $10,000 for our condo owners association |
| 50 | Everett Davidson says on 2009-06-21 (Prescott, AZ) WHat are the best Rates for a FDIC insured CD in Arizona |
| 51 | amy crist says on 2009-06-20 (pittsburgh, PA) 3.7 apy and yield for 5 year jumbo (80,0000 min) at ESB Bank. see rate listed on their website |
| 52 | Randy says on 2009-06-19 (Warner Robins, GA) Robins Federal Credit Union is offering a 1 year CD Annual Percentage Yield is accurate as of June 18, 2009. Share Certificates & IRA Share Certificates Term Amounts Dividend Rate APY* 6 month $500 - $49,999.99 1.982% 2.000% 12 month $500 - $49,999.99 2.472% 2.500% |
| 53 | Ronn says on 2009-06-18 (buford, GA) Look at the rates for Quantum National Bank in Suwanee, GA! They are higher than the rates posted here! |

