Find the Best Rates on Long Term CDs
Typically, the longer the term of the certificate of deposit, the higher the rate. Rates for certificates of deposit (CDs) are set by the issuing bank and updated daily. Please note that CD rates are fixed for the term of the CD and that you may be penalized for withdrawing funds before your certificate of deposit matures. Bank CDs are FDIC-insured up to $250,000 per depositor. To find best rates on CDs with maturity of over one year, use our interactive table below to select specific term and amount.
See more rates
| Institution | Term | Rate | APY | Min. To Earn APY | Details |
|---|---|---|---|---|---|
| Northwest Savings Bank Rates as of Feb. 3rd | 2 year | 1.65% | $500 | 23 Month Term-Promotion CD - only available to existing Northwest Savings Bank customers, limited to local western New York market area | |
| Bank of Internet Rates as of Feb. 3rd | 2 year | 1.59% | 1.59% | $1,000 | none |
| Wings Financial Credit Union Rates as of Feb. 3rd | 2 year | 1.40% | 1.41% | $500 | Quarterly APY, membership is limited to employees of the Air Transportation Industry, as well as those who live or work in select counties of the Minneapolis/St. Paul, MN, metro area. |
| Melrose Credit Union Rates as of Feb. 3rd | 2 year | 1.35% | 1.36% | $5,000 | Share Certificate - contact Melrose CU for opening paperwork |
| Atlas Bank Rates as of Feb. 3rd | 2 year | 1.30% | 1.31% | $2,500 | Must open account in person - NY market area |
| Country Heritage Credit Union Rates as of Feb. 3rd | 2 year | 1.30% | 1.31% | $1,000 | 27 month CD-Rates negotiable for balances over $100K-Membership open to those working in the agricultural fields or living in an agricultural community. See website for details. |
| Alliant Credit Union Rates as of Feb. 3rd | 2 year | 1.29% | 1.30% | $1,000 | 24-35 month account - rate for balances up to $24,999 - must be a member - credit union located in IL, CA, CO |
| American Express Rates as of Feb. 3rd | 2 year | 1.30% | $0 | Bank by phone or online only | |
| Broadway Federal Rates as of Feb. 3rd | 2 year | 1.25% | 1.26% | $1,000 | Manager's Special CD Rates. Must email branch to find out specific details for this account. Located in CA. |
| Country Bank Rates as of Feb. 3rd | 2 year | 1.24% | 1.25% | $500 | Relationship CD - must maintain $1,000 monthly average balance in CBS checking account and have monthly direct deposit into any CBS account. |
| Pentagon Federal Credit Union Rates as of Feb. 3rd | 2 year | 1.25% | $1,000 | Money Market Certificates - membership is open to U.S. military | |
| Black River Country Bank Rates as of Feb. 3rd | 2 year | 1.20% | 1.21% | $1,000 | none |
| Virtual Bank Rates as of Feb. 1st | 2 year | 1.20% | 1.21% | $10,000 | eCD rates for online account only |
| Nationwide Bank Rates as of Feb. 3rd | 2 year | 1.20% | $500 | CD Tier $0-$9,999 | |
| Ultima Bank Rates as of Feb. 1st | 2 year | 1.20% | 1.20% | $1,000 | none |
| AloStar Bank of Commerce Rates as of Feb. 3rd | 2 year | 1.19% | $1,000 | APY for balances $1,000 - $49,999 - apply online | |
| Pacific Mercantile Bank Rates as of Feb. 1st | 2 year | 1.17% | 1.18% | $1,000 | none |
| Transportation Alliance Bank Rates as of Feb. 1st | 2 year | 1.15% | 1.16% | $1,000 | none |
| Discover Bank Rates as of Feb. 3rd | 2 year | 1.14% | 1.15% | $2,500 | none |
| Ally Bank Rates as of Feb. 3rd | 2 year | 1.14% | 1.15% | $1 | Raise Your Rate CD-option to raise your rate once if Ally's rates go up during term of CD - Apply online |
| Geddes Federal Savings and Loan Association Rates as of Feb. 3rd | 2 year | 1.15% | 1.15% | $500 | Central New York market area only |
| Corridor State Bank Rates as of Feb. 3rd | 2 year | 1.15% | 1.15% | $1,000 | Iowa market area only |
| Colorado Federal Savings Bank Rates as of Feb. 3rd | 2 year | 1.09% | 1.10% | $5,000 | Online CD |
| First State Bank of Harvey Rates as of Feb. 1st | 2 year | 1.10% | 1.10% | $1,000 | 24 month special, expires February 2nd |
| Geauga Savings Bank Rates as of Feb. 1st | 2 year | 1.10% | 1.10% | $1,000 | Local funds only, contact retail offices in Ohio |
| Bellevue State Bank Rates as of Feb. 3rd | 2 year | 1.10% | 1.10% | $2,500 | none |
| Acacia Federal Savings Bank Rates as of Feb. 1st | 2 year | 1.10% | 1.10% | $500 | Apply online |
| AIG Bank Rates as of Feb. 3rd | 2 year | 1.06% | 1.07% | $2,500 | Signature CD - FDIC insured with no market risk. Open an account online or by phone. |
| OneWest Bank Rates as of Feb. 3rd | 2 year | 1.05% | 1.05% | $1,000 | Branch and Call Center CD Rates/Southern CA residents only |
| Citizens State Bank of Paola Rates as of Feb. 1st | 2 year | 1.05% | 1.05% | $500 | none |
| First National Bank of Crystal Falls Rates as of Feb. 3rd | 2 year | 1.05% | 1.05% | $1,000 | 24 - 29 month CD |
| OneWest Bank Rates as of Feb. 3rd | 2 year | 1.05% | 1.05% | $1,000 | Online CD |
| People's United Bank Rates as of Feb. 1st | 2 year | 1.05% | $500 | 2 yr Plus CD - People's United Premium checking account required - Rate collected within: 10025 (NY) | |
| First Internet Bank Rates as of Feb. 3rd | 2 year | 1.04% | 1.05% | $1,000 | none |
| Security Service Federal Credit Union Rates as of Feb. 3rd | 2 year | 1.05% | 1.05% | $500 | Tiered interest rate - balances between $500 and $25,000 - must be a member and reside in Texas or Colorado - apply online - Rate collected within: 78203 (TX) |
| EverBank Rates as of Feb. 3rd | 2 year | 1.04% | 1.05% | $1,500 | Yield Pledge CD |
| State Bank of India Rates as of Feb. 1st | 2 year | 1.05% | $5,000 | none | |
| Canandaigua National Bank and Trust Rates as of Dec. 8th | 2 year | 1.02% | $500 | 27 month-Long-Term CD Special with Optimum Checking Account | |
| Crossroads Bank (crossroadsbank.com) Rates as of Feb. 3rd | 2 year | 1.00% | 1.00% | $500 | Account must be opened in person in Effingham, IL |
| Brunswick State Bank Rates as of Feb. 1st | 2 year | 1.00% | 1.00% | $2,500 | Limited to local Nebraska market area |
| First State Bank of Colfax Rates as of Feb. 1st | 2 year | 1.00% | 1.00% | $1,000 | none |
| People's United Bank Rates as of Feb. 1st | 2 year | 1.00% | $1,000 | 2 yr Passbook CD - Rate collected within: 10025 (NY) | |
| Kasson State Bank Rates as of Feb. 1st | 2 year | 1.00% | 1.00% | $300 | none |
| Bank of Wrightsville Rates as of Feb. 1st | 2 year | 1.00% | 1.00% | $1,000 | none |
| Southeast Financial Credit Union Rates as of Feb. 1st | 2 year | 1.00% | $500 | Membership is limited to select employer groups. See website for complete list of eligible employers. | |
| Admirals Bank Rates as of Feb. 1st | 2 year | 1.00% | 1.00% | $500 | Available in Rhode Island and Massachusetts - Open in person |
| Coppermark Bank Rates as of Feb. 1st | 2 year | 1.00% | 1.00% | $1,000 | Rate collected within Oklahoma |
| Seacoast Commerce Bank Rates as of Feb. 3rd | 2 year | 0.99% | 1.00% | $10,000 | Bank by Mail CD |
| NOVA Bank Rates as of Feb. 3rd | 2 year | 1.00% | 1.00% | $500 | Fixed Rate |
| Washington Federal Rates as of Feb. 1st | 2 year | 1.00% | 1.00% | $1,000 | 24-35 month term-Balances of $1000-$89,999-Account must be opened in branch. |
| Atlantic Coast Bank Rates as of Feb. 1st | 2 year | 0.95% | 0.95% | $1,000 | iCertificate of Deposit |
| Ascencia Bank Rates as of Feb. 3rd | 2 year | 0.95% | 0.95% | $500 | none |
| First Green Bank Rates as of Feb. 3rd | 2 year | 0.95% | 0.95% | $1,000 | Renewable CD |
| Giantbank Rates as of Feb. 1st | 2 year | 0.95% | 0.95% | $2,500 | Giant Personal CD |
| First State Bank of Forrest Rates as of Feb. 1st | 2 year | 0.90% | 0.90% | $1,000 | 24 Month CD |
| California First National Bank Rates as of Feb. 3rd | 2 year | 0.90% | 0.90% | $5,000 | none |
| Avon Co-Operative Bank Rates as of Feb. 3rd | 2 year | 0.90% | 0.90% | $1,000 | 24 month CD |
| E-Loan Rates as of Feb. 3rd | 2 year | 0.90% | 0.90% | $10,000 | none |
| Canandaigua National Bank and Trust Rates as of Dec. 8th | 2 year | 0.87% | $500 | 27 month-Long-Term CD Special with Other/No Checking Account | |
| First National Bank of Moose Lake Rates as of Feb. 1st | 2 year | 0.85% | 0.85% | $500 | none |
| First Community Bank of Hillsboro Rates as of Feb. 3rd | 2 year | 0.85% | 0.85% | $1,000 | none |
| Metropolitan National Bank Rates as of Feb. 1st | 2 year | 0.85% | $1,000 | Rate/APY may vary by location | |
| Community Bank of Trenton Rates as of Feb. 1st | 2 year | 0.85% | 0.85% | $1,000 | none |
| Fulton Bank Rates as of Feb. 1st | 2 year | 0.85% | 0.85% | $500 | Relationship Banking CD - $5,000 minimum daily balance in Relationship Account, or $15,000 in Fulton Bank deposits or $20,000 combined deposit and loan balances- rates vary by geographic location. Rate collected within 10025 |
| Intervest National Bank Rates as of Feb. 3rd | 2 year | 0.81% | 0.81% | $2,500 | none |
| The Adirondack Trust Company Rates as of Feb. 1st | 2 year | 0.80% | 0.80% | $500 | none |
| First Dakota National Bank Rates as of Feb. 3rd | 2 year | 0.80% | 0.80% | $1,000 | none |
| First Community Federal Credit Union Rates as of Feb. 3rd | 2 year | 0.80% | 0.80% | $500 | Base APY. Membership is open to employeess and students of school districts in the Michigan counties of Wayne and Monroe, as well as select businesses, family members and retirees. See site for details. |
| MetroBank Rates as of Feb. 1st | 2 year | 0.80% | 0.80% | $500 | $500 - $24,999 |
| Bank of Blue Valley Rates as of Feb. 1st | 2 year | 0.80% | 0.80% | $500 | 24-35 month CD |
| Merchants Bank (mbvt.com) Rates as of Feb. 1st | 2 year | 0.80% | 0.80% | $500 | 24-59 Month Special CD - Vermont market area only |
| Canandaigua National Bank and Trust Rates as of Dec. 8th | 2 year | 0.77% | $500 | 27 month-Long-Term CD Special with Advantage Checking Account | |
| Wildfire Credit Union Rates as of Feb. 3rd | 2 year | 0.75% | 0.75% | $2,000 | 24-35 Month CD -For Balances of $100,000 or more contact credit union for rates. Membership is open to those who live, work, worship or attend college in one of the following Michigan counties: Saginaw, Bay, Midland, Genesee, Gratiot, Shiawassee and Tuscola. |
| MetLife Bank Rates as of Feb. 3rd | 2 year | 0.75% | $15,000 | APY for balances $15,000 to $24,999 | |
| Saginaw Medical Federal Credit Union Rates as of Feb. 1st | 2 year | 0.74% | 0.75% | $500 | Membership limited to those working in healthcare fields in the Saginaw, MI area, see website for details. |
| The Jacksonville Bank Rates as of Feb. 1st | 2 year | 0.75% | 0.75% | $1,000 | 24-35 Month Terms-Rates and terms specific to accounts opened online |
| First Bank of Missouri Rates as of Feb. 1st | 2 year | 0.75% | 0.75% | $500 | 24-35 month CD - must open account in person |
| Cathay Bank Rates as of Feb. 1st | 2 year | 0.70% | 0.70% | $2,500 | 2 Year-35 months CD Tier $2,500 - $49,999-Rate collected within NY |
| West Milton State Bank Rates as of Feb. 1st | 2 year | 0.70% | 0.70% | $500 | none |
| Merrimac Savings Bank Rates as of Feb. 3rd | 2 year | 0.70% | 0.70% | $500 | 24 month CD |
| Community Bank, NA Rates as of Feb. 1st | 2 year | 0.65% | $1,000 | 2 plus year term - Limited to New York and Pennsylvania market area. | |
| Hillcrest Bank Rates as of Feb. 1st | 2 year | 0.65% | 0.65% | $1,000 | none |
| Coleman County State Bank Rates as of Feb. 3rd | 2 year | 0.65% | 0.65% | $1,000 | Rate effective for balances up to $99,999.99 - tiered rates apply thereafter. |
| Weymouth Bank Rates as of Feb. 1st | 2 year | 0.63% | 0.63% | $1,000 | Regular CD - South Shore Massachusetts market area |
| Bank of The Valley Rates as of Feb. 1st | 2 year | 0.60% | 0.60% | $500 | none |
| TheBANK of Edwardsville Rates as of Feb. 1st | 2 year | 0.60% | 0.60% | $1,000 | IL market area only |
| Fulton Bank Rates as of Feb. 1st | 2 year | 0.60% | 0.60% | $500 | Regular CD, rates vary by geographic location. Rate collected within 10025 |
| Allied First Bank Rates as of Feb. 1st | 2 year | 0.60% | 0.60% | $500 | none |
| Haskell National Bank Rates as of Feb. 1st | 2 year | 0.55% | 0.55% | $500 | none |
| Gold Canyon Bank Rates as of Feb. 1st | 2 year | 0.50% | 0.50% | $500 | Rate effective for balances up to $10,000 - tiered rates apply |
| Wedbush Bank Rates as of Feb. 1st | 2 year | 0.50% | 0.50% | $2,500 | 24-35 month term. $24,999 max deposit |
| 1st Source Bank Rates as of Jan. 25th | 2 year | 0.50% | $500 | Online Banking | |
| Zions Bank Rates as of Feb. 3rd | 2 year | 0.50% | 0.50% | $1,000 | Gold CD - Requires a Gold Checking account. If the Gold Checking account is closed, the interest rate may be reduced to the non-gold rate. |
| iGOBanking Rates as of Feb. 3rd | 2 year | 0.50% | 0.50% | $1,000 | none |
| ING Direct Rates as of Feb. 3rd | 2 year | 0.50% | $1 | Orange CD - 24 Month | |
| Capital One Bank (Rate in IL) Rates as of Feb. 3rd | 2 year | 0.40% | 0.40% | $5,000 | Non-Jumbo CD - Apply online - Rate collected within: 60625 (IL) |
| Capital One Bank (Rate in CA) Rates as of Feb. 3rd | 2 year | 0.40% | 0.40% | $5,000 | Non-Jumbo CD - Apply online - Rate collected within: 94115 (CA) |
| Capital One Bank (Rate in NY) Rates as of Feb. 3rd | 2 year | 0.40% | 0.40% | $5,000 | Non-Jumbo CD - Apply online - Rate collected within: 10025 (NY) |
| HSBC Advance Rates as of Feb. 3rd | 2 year | 0.35% | $10 | Online only | |
| HSBC Rates as of Feb. 3rd | 2 year | 0.35% | $1,000 | 2 to 4 Years Less 1 Day - Stated rate is for accounts opened at an HSBC branch or by phone | |
| Alliance Bank (alliancebankna.com) Rates as of Feb. 1st | 2 year | 0.30% | 0.30% | $1,000 | Tier $1,000 - $9,999 - Apply at a branch - Located in New York |
| Aurora Bank FSB Rates as of Feb. 3rd | 2 year | 0.25% | 0.25% | $1,000 | Rates effective on balances up to $99,999.99 |
Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
Best CD rates found by users like you
Have you been able to find even better CD rates than the ones displayed above? If yes, please share them with us and other MoneyRates users! Please include the details: the name of the bank, APY, term of the CD, when you opened the account, and whether the account can be opened online or only in the branch (if the latter, please include the location of the branch). Thank you!
Showing 103 comments | Add your comment
S T Shapiro
22 January 2012 at 5:33 pm
Tompkins Trust Company requirements to open an account: Live, work, attend school or will be attending school in one of the following counties: Tompkins, Seneca, Schuyler, Cayuga or Cortland.
Daniel
6 December 2011 at 5:42 pm
were do we go to find rates from foreign banks or non banks any ideas much appreciated.
Bob
2 December 2011 at 7:02 am
TCT Credit Union 3yr min. $1000 2.00% APY
jimshu1
27 November 2011 at 4:35 am
Doral Bank Direct http://www.doralbankdirect.com/cd_learn.asp 1.65% 3yr. CD's
Paul
21 November 2011 at 8:08 pm
Beal Bank APY 1.1% 12 month CD
mark
18 November 2011 at 11:37 am
this is are government at work. they caused the housing bubble by lowing rate and subprime loans. now they are bailing out the banks while are seniors are collecting less than 2% on there savings.
edward levy
7 November 2011 at 8:18 pm
first financial group is a so-called c.d. locator group and is a complete fraud. they offered 3.01% in the paper so when i made an appointment they offered me 3% on $10,000 and .75% on the second $10,000.. you do the math. it comes to 1.88%. they wasted my time and fraudulently advertised. the ftc should take a serious look at this company.
Heather bee
19 October 2011 at 3:21 am
What goes up must come down remember that old adage? Gold is rising now but 1 day will be worthless
J. Davis
20 September 2011 at 7:57 am
Linda Hurst is incorrect in saying midfirstdirect is offering 1.5% for 1 year, check their site, it's APR is 1.05% for 1 year.
Linda Hurst
13 September 2011 at 10:03 am
midfirstdirect.com is offereing 1.5% APR on 1 yr CD.
Jorg Haider
31 August 2011 at 6:03 pm
Buy gold or farm property,everything else is a suckers bet when all the world economies collapse.
Lee Tepper
16 August 2011 at 6:43 am
What do you think of a U.S. Treasury I Bond instead of a one year C.D. even considering the redemption penalty of the bond?
Tabatha Trammell
16 August 2011 at 5:30 am
Wells Fargo ,Atlanta
Mark L.
5 August 2011 at 5:02 am
3.44% with an APY of 3.50% on a 10-year FDIC insured CD with IGOBanking.Com. Hmmm...This sounds tempting; however, I am wondering if it would really be prudent to lock my $$$ in for such a long-term. I currently have two existing jumbo CD's - One with Capital One Bank that I opened in August 2008 for 5-years @ 5.12% (5.25% APY) and the other with Sovereign Bank - 5-years @ 2.96% (3.00% APY). My Capital One CD is due to mature in August 2013 & my Sovereign Bank CD will not mature 'til February 2016. I am wondering, at this rate, with the overall dismal outlook on our US economy, if the Federal Funds rate will ever be increased again. The Fed's say inflation remains subdued and under control. Well, I guess that's true if you don't eat or drive an automobile.
SJ Graves
3 August 2011 at 7:14 am
I see an ad in the Greenville News for a 6 month CD at 3.85%. this is offered by the First financial Group. Is this a group i can trust? Anyone know. BBB gave them a A-, because they have not been in business long and there are no complaints.
Natalia Smolina
2 August 2011 at 2:48 pm
Capital One Bank, APY 3,00%, 10 year, 3-4 aug.,the branch in Skokie. Thank you!
Rhonda
29 July 2011 at 2:47 pm
http://www.fortknoxfcu.org/cdrates.html has a 59 month CD for 2.60%. minimum to open 500.00. Can get on line. Must open a share savings account with the credit union, need to be a member, which is easy, if no other reason to be a member applies, you can choose "other" and they will email you an application to mail back. 10.00 one time fee to open the savings, and 5.00 minimum balance
Heather
29 July 2011 at 2:30 pm
First Choice Bank, APY 1.50%, 2 years, July 20, 2011, opened only in branch (Cerritos/Alhambra, CA)
Valenta
17 July 2011 at 11:08 am
Midfirst Bank, Oklahoma City, OK 84 month callable CD APY 3.10 %
Craig
15 July 2011 at 12:34 pm
I put a call into Georgia Primary Bank to inquire about opening a CD. All of Georgia Primary Bank deposits are available for Georgia residents only
Heather
28 June 2011 at 2:10 pm
I just opened an account last week at First Choice bank in Cerritos, CA. It was a 366-day term CD with APY 1.35%. Accounts need to be opened in the branch, and their rates can also be found at www.firstchoicebankca.com
William Lapp
23 June 2011 at 8:53 pm
The Wells fargo is .03%...not 3% for savings. Ally looks to be the best and most consistent
LYNDA BLIVAS
27 May 2011 at 2:24 pm
WELLS FARGO HAS PROMO SAVING ACCOUNT @ 3% FOR 13 MO. BUT LIMIT IS $500.00, cAN'T MAKE MUCH BUT THE RATE IS GREAT FOR TODAY'S MARKET
Qugiely
25 May 2011 at 5:18 am
How come I never see Kearny Bank in any of the listings. They give the best rate out there.
Quigley
25 May 2011 at 5:16 am
How come I never see Kearny Bank on any listings. I find them to have the best cd for seniors.
Jim S
8 May 2011 at 5:07 am
SalemFive Bank https://www.salemfive.com/index.php/personal/banking/account-rates#regcd 24 month CD at 1.75% APY
Steve
6 May 2011 at 12:22 pm
Salie Mae: 2.15 APY - No Minimum. https://banking.salliemae.com/login.do?_flowExecutionKey=_cE6A5B3C8-631C-D783-5185-C5BB731FE104_kF9916232-C420-C6F3-F7FC-9BD461B0BAD0
Diana
1 May 2011 at 2:17 pm
Previous question about Navy Credit Union -- One has to have a connection to Navy or be related to someone with a connection. That person must be a member of the Credit Union. At their website they have an extended list of who would be eligible. Don't get too excited though. The maximum deposit amount eligible for that 3% rate is $3000.
Ruth Sutherlin
24 April 2011 at 8:23 pm
What are the Highest Certificate of Deposit Rates in Virginia
Marc Nephtali
16 April 2011 at 3:29 pm
Hi, I would like to have some info about your 3% Special Easy Start Certificate-$3,000 maximum. Do I need to be a navy person to sign up for that CD thanks Marc
Joshua Scribner
6 April 2011 at 1:28 pm
Doral Bank Direct (internet only bank) is currently offering a 12 Month CD @ 1.40% APY. The link to their rates is http://www.doralbankdirect.com/cd_learn.asp. Thanks, Josh Scribner
Nat Silverman
15 March 2011 at 2:41 pm
The CD's need to pay more if that may be possible? Please furnish Local Banks in our area.
Alex
9 March 2011 at 7:04 am
I am not working there: https://www.ssfcu.org/en-us/rates/Pages/default.aspx I just use them - the best overall conditions, penalties and rates
RUTH COHEN
9 March 2011 at 2:18 am
INTERRESTED IN NAVY FEDERAL CREDIT UNION. IS IT FEDERALLY INSURED? PLEASE GIVE AN ANSWER WITH DETAILS. THANK YOU RUTH
Judy
28 February 2011 at 8:09 pm
Page Valley Bank will not let you open accounts over the phone or internet you must live close enough to go to the bank to get the rate.
Dan Conroe
25 February 2011 at 11:47 am
USA One Credit Union is proud of the great rates we offer on CDs. Please see below for a full list of CD rates and visit our website (www.usaonecu.com) for details on our full range of products and services. CD Rates with $250 minimum deposit Dividend APY 3 Month: 0.45% 0.45% 6 Month 0.60% 0.60% 9 Month 0.72% 0.73% 12 Month 0.85% 0.85% 18 Month 0.90% 0.90% 24 Month 1.09% 1.10% 30 Month 1.14% 1.15% 36 Month 1.59% 1.60% 42 Month 1.66% 1.68% 48 Month 1.74% 1.75% 60 Month 1.93% 1.95% 120 Month 2.33% 2.35%
charlene
8 February 2011 at 4:08 am
Looking for the best 18 month CD rate in either Maryland or New York.
Steven Pein
26 January 2011 at 6:58 am
10 Year CD Rate is now 3.67% 3.62% rate with 3.67% yield on 10 Year CD at First Federal Savings Bank. Can open online. View at this link: Part bank is First Federal Savings Bank of Elizabethtown (Kentucky) http://www.ffsbky.com/site/rates.html?40004#cd_ira
Joseph
20 January 2011 at 12:33 pm
Looking to find a high cd rate for 6-8 months...deposit of $10,000.
Georgia
19 January 2011 at 5:13 pm
Looking for best CD rate for $10K for 60 days if there is such an animal.
Tracey
13 January 2011 at 7:43 pm
Agree with Frank, see comment 8/24/10. I just opened a 24 month "raise your rate" at 1.52 APY CD with Ally Bank online. It was very easy to open and set up. Thanks for the information Frank.
Dan
9 January 2011 at 6:31 am
Looking for high rates as possible in the 5 to 7 year time w/ FDIC
HR BAYNE
13 December 2010 at 8:30 am
I USED IGOBANKING AND FOUND ABSOLUTELY NO PROBLEM.THE ACCOUNT WAS OPENED EASILY AND MY CONTACT WITH ONE OF THE VPS WAS VERY HELPFUL.IF ALL BANKS WORKED THIS SMOOTHLY LIFE WOULD BE A BIT EASIER HRB
Pat
13 December 2010 at 7:43 am
Justice Federal Credit Union announced a 7.50% APY savings rate, an astounding rate on a short term share certificate offered to Members as they wrap-up their 75th Anniversary Year. With an annual percentage yield of 7.50%, this 75 day share certificate offers one of the highest rates in the country. Justice FCU proudly serves those who serve justice, law enforcement, and homeland security across the nation. This offering is their way of saying thank you to their members for 75 years of service.
norman girard
23 November 2010 at 8:59 pm
Dear Robin: I just looked up your suggestion and it is no wheres to be found.They only had 2% APY for a 5 year cd. It sure is not from their site you supposedly found this out? Do you have a link???????? I have checked this bank often and it has always had lower reates than others, consistently over the last year.
Melinda
19 November 2010 at 3:37 pm
iGOBanking makes you jump through hoops - I don't care what their rates are - we tried to open a 2 year 2.65% CD - they said we were accepted and never debited our account. Said they would guarantee the rate - but took over 2 weeks to verify our address since we hadn't lived here for more than 2 years - just not easy to do business with - we canceled the application. Not worth the hassle - if it is that onerous to open an account, what would it be to cash it in and get your $$$.
robin
20 October 2010 at 8:33 am
iGoBanking.com has just added a 24 month CD with 2.25% APY, minimum $1,000, which puts them at the top of your table. They are an online bank - according to their website: iGObanking.com is an online division of Flushing Savings Bank that enables consumers to open and fund deposit accounts directly from the convenience of their personal computer. I've seen them with some of the hightest rates quite frequently this year.
Leola Harris
14 October 2010 at 8:38 pm
looking for best cd rate in Jacksonville, Florida for first time deposits
robin
4 October 2010 at 12:17 pm
iGoBanking.com has just added an 18 month CD with 1.50% APY, minimum $1,000 They are an online bank - according to their website: iGObanking.com is an online division of Flushing Savings Bank that enables consumers to open and fund deposit accounts directly from the convenience of their personal computer. I've seen them with some of the hightest rates quite frequently this year.
ashley
19 September 2010 at 9:51 am
CDs up to 3.30% https://www.usaa.com/inet/ent_utils/McStaticPages?key=bank_cd_rates
Frank
24 August 2010 at 8:37 am
Well, let's face it. All of these CD rates are miserable, and really tough for us old folk who depend upon interest income to pay our bills. For me, I have put all of my CD funds into Ally Bank. I find none more accessible, easy to communicate with, and especially a terrific 2 year CD with option to bump up once to a higher rate during that period if rates should go higher. This is great for a person like me who really prefers one-year CD committments.
cyrus
17 August 2010 at 1:20 am
Tidelands Bank Mt Pleasant,SC 843-284-8446 2.02 apy 7-month CD $1000 minimum new deposits ONLY no other accounts required
ralph glorioso
14 August 2010 at 8:33 pm
My wife and I had our retirement IRAs to re-invest and were not seeing rates much over 1% for a 12 month deposit and we did not want to go for 2 or more years at this time. Umpqua Bank has been around since 1928, in Oregon initially, but opened in July in Santa Rosa. Through August 31, they have a promotional CD for 13 months at 1.75% APY. This was the best we could find anywhere and we were happy to have it. A free interest-bearing checking account is included. Scott and Gioia were the staff we dealt with and they were terrific. All in all, a very pleasant and productive experience.
Ali A.
31 July 2010 at 6:08 am
Virginia Commerce Bank offers a one year CD at an APY oF 1.55%.
Lynda
21 June 2010 at 4:43 pm
Union Bank current cd promotions two year 2% and three yer 2.5%
Gene LaBert
4 June 2010 at 12:14 pm
2% at OneWest (former LaJolla Bank) in Dallas as of 12-4-10.
james antonucci
8 May 2010 at 12:00 pm
soveriegn bank in nh 3% at 36 months. Can I get any better?
mimi Shapiro
23 April 2010 at 7:45 am
2% at First Citizens bank in Corona CA
dirk
22 April 2010 at 6:45 pm
Everbank 3.21 3.26 5 year
steve smith
14 October 2009 at 3:24 pm
I called Hanmi Bank northridge CA - there CD is 2.10 for a 6 to 12 month time line with a $90,000 + deposit
Lucretia Coleman
1 September 2009 at 5:34 am
Td Bank Has great CD rates also 9 mth is 1.40% Minimum deposit $500 2 year is 1.50% minimum deposit $ 500 there 5 year is 4.00 % minimum deposit $ 1000.00. The best way to gain maximum interest potential is to go with a shorter term CD.
james davis
29 August 2009 at 1:46 pm
Yes, I found Delta Community Bank has a 1 Year CD @ 2.35%, which would be the highest rate on the list currently because Quantum Bank is only for Georgia customers. I found this rate online - do you think it is legit? thanks!
Dave W
25 August 2009 at 5:39 pm
Park National Bank. Any branch. (Chicago area) 12 month CD 2.20% APY. Minimum deposit 1,000.00. In person only. 8/25/09
Dave W
25 August 2009 at 5:37 pm
Park National Bank 12 month CD 2.20% APY. Minimum deposit 1,000.00.
william ignatowski
25 August 2009 at 10:51 am
2.20 % for 1 year Park National Bank
Washington Federal Bank
21 August 2009 at 9:12 am
Washington Federal Bank for Savings has a 6 month CD special at 1.96% apy. $1,000 minimum to open. They have 2 offices 2869 S. Archer Ave 773-254-3422 and 1410 W. Taylor St. 312-455-2940. A branch visit is required to open the account. They have been around for 96 years and are rated a 5 star bank by Bauer Financial (www.bauerfinancial.com).
robert purcell
18 August 2009 at 5:48 am
looking for highest FDIC insured CD rates for 6months to 1 year
jill jones
18 August 2009 at 1:59 am
I would like to know the best rate around since my CD matures tomorrow!
Shel Ferdman
15 August 2009 at 11:25 am
Check out Citibank 60mo. CD Rate
joan grooms
14 August 2009 at 5:12 pm
3mo. and 6mo cd rates
Nancy McIntyre
13 August 2009 at 3:17 pm
Check Susquehanna Valley Federal Credit Union
James Leonard
12 August 2009 at 7:25 am
Looking for the best 1 year CD for $25,000.
royal anthony tyler
10 August 2009 at 4:15 am
My son is in college and I would like to have up to a 6yr plan to be able to pay his tuition plus room and board, still have some left over to do other things with for projects.
Sandra Carmen
8 August 2009 at 9:59 am
To invest about $170,000 for 3 months.
ann peron
8 August 2009 at 7:02 am
need ga.rate
richard
7 August 2009 at 11:18 am
Looking for the best rate on CDARS for 13 weeks. Can be a bank outside of Florida if they accept non resident companies. CDARS are a group of CD's from various banks for very large amounts, so all of it is insured.
Jack Brink
3 August 2009 at 6:40 pm
Bank of the west
John F. Anthony
31 July 2009 at 3:59 pm
I'm looking to place $80,000.00 in a local bank and would like a CD rate for the period of one year, eighteen months and two years.
Ann Mine
25 July 2009 at 5:04 am
Umpqua Bank, 2.5%apy, 13mos, 10k min. (umpquabank.com)
Pamela Stratton
17 July 2009 at 6:15 am
2.65 APY at Washington First Bank in Great Falls, VA.
Shelley Diamond
14 July 2009 at 2:23 pm
Patelco Credit Union website says special promotional 1 year CD at 7% for "new members" but there was nothing listed about what criteria must be met to be a member so it sounds suspicious but that's the highest rate I've seen so I thought I would mention it....
mary
14 July 2009 at 1:54 am
3-month CD with First Fidelity Bank in Northern Virginia for 4.01%.
Richman
11 July 2009 at 8:41 am
Where in New Jersey is the bank who gives the highest interest rate on the shortest period of time. What is the amount of CD money and how much is the interet rates.
Karen A
10 July 2009 at 3:43 pm
Be aware that the 4% churchextension.org CD is a note and not insured by the FDIC or any other government agency. Rates may change without notice.
Pete Godbey
7 July 2009 at 7:44 am
Check churchextension.org, the Christian Church (Disciples of Christ) is offering a special CD at 4% rate on thier green account.
Judy S
6 July 2009 at 11:43 am
Opened account at Allybank.com; CD rate 2.23%; APY 2.25; 1 yr CD, as of 7/6/09; online only; no min deposit; no checking or savings acct required.
S T
3 July 2009 at 8:29 pm
Quantum Bank is not offering CDs to anyone who lives outside Georgia. 7-3-09
White Chocolate
3 July 2009 at 7:20 pm
Amboy Direct One Year CD Rate @ 2.35%
Arnie
2 July 2009 at 5:04 am
www.broadwayfederalbank.com/ Managers Special CD Rates 24 months 3.00 APR 3.05 APY
Barry
30 June 2009 at 1:40 pm
Hudson City Savings in upstate NY, Nj and Ct has 12Month cd @2.25%. No checking or anything required. Branch visit required. My son opened an account on Sat. and the employees are very helpful and friendly.
Renee
29 June 2009 at 2:22 pm
American Trust Bank CD - 15month term $5,000
Ross
29 June 2009 at 8:41 am
Looking for rates up to 1 year, not longer.
DONNA WIGHT
28 June 2009 at 8:56 pm
highest interest rates for saving and cd rate
Connie Mavity
28 June 2009 at 7:44 am
Looking for highest cd rate in idaho banks.
Erno Balogh
27 June 2009 at 4:47 am
Best ratea in local banks.
David Rothman
26 June 2009 at 8:27 am
U.S.Bank (formely Downey Savings) 4% five years Pentagon Federal Credit Union 4% five years.
Ray
25 June 2009 at 11:06 am
What are the best rates as of 6/25/09
John Stevenson
22 June 2009 at 1:34 pm
The Hanmi Bank online CD is available ONLY to California residents. It is better that this info be added to your advertisement on the Money-Rates webpage.
Mary Klugh
22 June 2009 at 2:34 am
Looking for the best rate for a $10,000 for our condo owners association
Everett Davidson
21 June 2009 at 8:57 am
WHat are the best Rates for a FDIC insured CD in Arizona
amy crist
20 June 2009 at 3:46 pm
3.7 apy and yield for 5 year jumbo (80,0000 min) at ESB Bank. see rate listed on their website
Randy
19 June 2009 at 4:35 pm
Robins Federal Credit Union is offering a 1 year CD Annual Percentage Yield is accurate as of June 18, 2009. Share Certificates & IRA Share Certificates Term Amounts Dividend Rate APY* 6 month $500 - $49,999.99 1.982% 2.000% 12 month $500 - $49,999.99 2.472% 2.500%
Ronn
18 June 2009 at 7:24 am
Look at the rates for Quantum National Bank in Suwanee, GA! They are higher than the rates posted here!
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