Find the Best Rates on Long Term CDs
Typically, the longer the term of the certificate of deposit, the higher the rate. Rates for certificates of deposit (CDs) are set by the issuing bank and updated daily. Please note that CD rates are fixed for the term of the CD and that you may be penalized for withdrawing funds before your certificate of deposit matures. Bank CDs are FDIC-insured up to $250,000 per depositor. To find best rates on CDs with maturity of over one year, use our interactive table below to select specific term and amount.
Start Your Search: Change the term length and amount to see more CD rates.
Featured Rates
| Institution | Term | Rate | APY | Min. To Earn APY | Details |
|---|---|---|---|---|---|
| Acacia Federal Savings Bank Online Rates as of Jul. 2nd | 5 year | 3.73% | 3.80% | $500 | |
| Intervest National Bank Rates as of Jul. 2nd | 10 year | 3.64% | 3.70% | $2,500 | |
| Discover Bank Rates as of Jul. 3rd | 7 year | 3.59% | 3.65% | $1 | |
| Intervest National Bank Rates as of Jul. 2nd | 8 year | 3.59% | 3.65% | $2,500 | |
| OneWest Bank (formerly IndyMac) Rates as of Jul. 3rd | 5 year | 3.59% | 3.65% | $5,000 | Online Only |
| Tennessee Commerce Bank Rates as of Jul. 2nd | 5 year | 3.59% | 3.65% | $2,500 | |
| State Bank of India Rates as of Jul. 2nd | 5 year | 3.65% | $5,000 | 5 years and above | |
| Acacia Federal Savings Bank Rates as of Jul. 2nd | 5 year | 3.59% | 3.65% | $500 | |
| Intervest National Bank Rates as of Jul. 2nd | 7 year | 3.58% | 3.64% | $2,500 | |
| Intervest National Bank Rates as of Jul. 2nd | 5 year | 3.56% | 3.62% | $2,500 | |
| E-Loan Rates as of Jul. 2nd | 6 year | 3.54% | 3.60% | $10,000 | |
| Broadway Federal (CA) Rates as of Jul. 2nd | 5 year | 3.50% | 3.56% | $1,000 | Manager's Special CD Rates. Must email branch to find out specific details for this account. |
| Intervest National Bank Rates as of Jul. 2nd | 4 year | 3.49% | 3.55% | $2,500 | |
| Goldwater Bank Rates as of Jul. 2nd | 5 year | 3.47% | 3.51% | $50,000 | |
| iGOBanking Rates as of Jul. 2nd | 5 year | 3.44% | 3.50% | $1,000 | |
| Ally Bank (formerly GMAC Bank) Rates as of Jul. 3rd | 5 year | 3.44% | 3.50% | $0 | Classic CD |
| E-Loan Rates as of Jul. 2nd | 5 year | 3.44% | 3.50% | $10,000 | |
| DimeDirect.com Rates as of Jul. 2nd | 5 year | 3.50% | $500 | ||
| Tennessee Commerce Bank Rates as of Jul. 2nd | 4 year | 3.40% | 3.45% | $2,500 | |
| AIG Bank Rates as of Jul. 3rd | 5 year | 3.35% | 3.41% | $2,500 | FDIC insured with no market risk. Open an account online or by phone! |
| Third Federal S&L Rates as of Jul. 2nd | 5 year | 3.40% | $500 | ||
| Acacia Federal Savings Bank Online Rates as of Jul. 2nd | 4 year | 3.34% | 3.40% | $500 | |
| Broadway Federal (CA) Rates as of Jul. 2nd | 4 year | 3.25% | 3.30% | $1,000 | Manager's Special CD Rates. Must email branch to find out specific details for this account. |
| First Trade Union Bank Rates as of Jul. 2nd | 4 year | 3.20% | 3.25% | $500 | |
| Acacia Federal Savings Bank Rates as of Jul. 2nd | 4 year | 3.20% | 3.25% | $500 | |
| Discover Bank Rates as of Jul. 3rd | 4 year | 3.15% | 3.20% | $1 | |
| Broadway Federal (CA) Rates as of Jul. 2nd | 3 year | 3.10% | 3.15% | $1,000 | Manager's Special CD Rates. Must email branch to find out specific details for this account. |
| Nationwide Bank Rates as of Jul. 2nd | 5 year | 3.15% | $500 | ||
| Acacia Federal Savings Bank Online Rates as of Jul. 2nd | 3 year | 3.10% | 3.15% | $500 | |
| Kaiser Federal Bank Rates as of Jul. 2nd | 5 year | 3.05% | 3.10% | $10,000 | |
| Intervest National Bank Rates as of Jul. 2nd | 3 year | 3.05% | 3.10% | $2,500 | |
| Tennessee Commerce Bank Rates as of Jul. 2nd | 3 year | 3.06% | 3.10% | $2,500 | |
| Discover Bank Rates as of Jul. 3rd | 3 year | 3.06% | 3.10% | $1 | |
| Broadway Federal (CA) Rates as of Jul. 2nd | 2 year | 3.00% | 3.05% | $1,000 | Manager's Special CD Rates. Must email branch to find out specific details for this account. |
| Astoria Federal Savings Bank Rates as of Jul. 2nd | 5 year | 3.00% | 3.05% | $500 | |
| Interstate Net Bank Rates as of Jul. 2nd | 5 year | 3.00% | 3.05% | $1,000 | |
| Centennial Bank Rates as of Jul. 2nd | 5 year | 3.00% | 3.04% | $10,000 | from CentennialBank.com |
| State Bank of India Rates as of Jul. 2nd | 3 year | 3.03% | $5,000 | ||
| Bank Mutual Rates as of Jul. 2nd | 59 month | 3.00% | $25,000 | ||
| Emigrant Direct Rates as of Jul. 2nd | 5 year | 3.00% | $1,000 | MyWay CD Internet Special | |
| First Internet Bank Rates as of Jul. 2nd | 5 year | 2.96% | 3.00% | $1,000 | |
| Ally Bank (formerly GMAC Bank) Rates as of Jul. 3rd | 4 year | 2.96% | 3.00% | $0 | Classic CD |
| Third Federal S&L Rates as of Jul. 2nd | 4 year | 3.00% | $500 | ||
| First Trade Union Bank Rates as of Jul. 2nd | 3 year | 2.96% | 3.00% | $500 | |
| Acacia Federal Savings Bank Rates as of Jul. 2nd | 3 year | 2.96% | 3.00% | $500 | |
| Dollar Savings Direct Rates as of Jul. 2nd | 5 year | 3.00% | $1,000 | ||
| Astoria Federal Savings Bank Rates as of Jul. 2nd | 10 year | 2.96% | 3.00% | $20,000 | 10 Year Callable CD |
| Heritage Bank Rates as of Jul. 2nd | 5 year | 2.92% | 2.95% | $5,000 | Located in Arizona |
| Imperial Capital Bank Rates as of Jul. 2nd | 5 year | 2.87% | 2.91% | $2,000 | |
| AIG Bank Rates as of Jul. 3rd | 3 year | 2.87% | 2.91% | $2,500 | FDIC insured with no market risk. Open an account online or by phone! |
| Geauga Savings Bank Rates as of Jul. 2nd | 4 year | 2.90% | 2.90% | $1,000 | Geauga Savings Bank is currently not accepting non-local funds for deposit. For more information please contact retail office serving Geauga County and Eastern Cuyahoga County in Ohio. |
| E-Loan Rates as of Jul. 2nd | 4 year | 2.86% | 2.90% | $10,000 | |
| Virtual Bank Rates as of Jul. 2nd | 5 year | 2.85% | 2.89% | $10,000 | eCD rates for online account only |
| Virtual Bank Rates as of Jul. 2nd | 4 year | 2.85% | 2.89% | $10,000 | eCD rates for online account only |
| Waterfield Bank Rates as of Jul. 2nd | 4 year | 2.81% | 2.85% | $1,000 | |
| Kaiser Federal Bank Rates as of Jul. 2nd | 2 year | 2.81% | 2.85% | $10,000 | |
| Waterfield Bank Rates as of Jul. 2nd | 6 year | 2.81% | 2.85% | $1,000 | |
| Nationwide Bank Rates as of Jul. 2nd | 4 year | 2.85% | $500 | ||
| Ally Bank (formerly GMAC Bank) Rates as of Jul. 3rd | 3 year | 2.81% | 2.85% | $0 | Classic CD |
| Waterfield Bank Rates as of Jul. 2nd | 5 year | 2.81% | 2.85% | $1,000 | |
| Bank of Internet Rates as of Jul. 2nd | 5 year | 2.81% | 2.85% | $1,000 | |
| Fulton Bank Rates as of Jul. 2nd | 3 year | 2.76% | 2.80% | $2,500 | |
| Heritage Bank Rates as of Jul. 2nd | 4 year | 2.74% | 2.77% | $5,000 | Located in Arizona |
| Umbrella Bank Rates as of Jul. 3rd | 4 year | 2.71% | 2.75% | $1,000 | |
| First Internet Bank Rates as of Jul. 2nd | 4 year | 2.72% | 2.75% | $1,000 | |
| Salem Five Bank Rates as of Jul. 2nd | 5 year | 2.72% | 2.75% | $10,000 | 60 Month Relationship CD |
| Salem Five Bank Rates as of Jul. 2nd | 5 year | 2.72% | 2.75% | $25,000 | 5 Year Callable CD - 12 Month Rate Guarantee |
| Centennial Bank Rates as of Jul. 2nd | 4 year | 2.70% | 2.73% | $10,000 | from CentennialBank.com |
| California First National Bank Rates as of Jul. 2nd | 3 year | 2.67% | 2.70% | $5,000 | |
| Umbrella Bank Rates as of Jul. 3rd | 3 year | 2.66% | 2.70% | $1,000 | |
| Tennessee Commerce Bank Rates as of Jul. 2nd | 2 year | 2.62% | 2.65% | $2,500 | |
| La Jolla Bank Rates as of Jul. 2nd | 3 year | 2.62% | 2.65% | $10,000 | Online account |
| State Bank of India Rates as of Jul. 2nd | 2 year | 2.63% | $5,000 | ||
| Centennial Bank Rates as of Jul. 2nd | 3 year | 2.60% | 2.63% | $10,000 | from CentennialBank.com |
| Ultima Bank Rates as of Jul. 2nd | 4 year | 2.60% | 2.62% | $1,000 | |
| TriState Capital Bank Rates as of Jul. 2nd | 2 year | 2.57% | 2.60% | $100,000 | |
| Imperial Capital Bank Rates as of Jul. 2nd | 3 year | 2.52% | 2.55% | $2,000 | |
| Nationwide Bank Rates as of Jul. 2nd | 3 year | 2.55% | $500 | ||
| E-Loan Rates as of Jul. 2nd | 3 year | 2.52% | 2.55% | $10,000 | |
| Zions Bank Rates as of Jul. 2nd | 5 year | 2.50% | 2.53% | $1,000 | Requires a Gold Checking account. If the Gold Checking account is closed, the interest rate may be reduced to the non-gold rate. (Located in Utah) |
| Virtual Bank Rates as of Jul. 2nd | 3 year | 2.50% | 2.53% | $10,000 | eCD rates for online account only |
| Heritage Bank Rates as of Jul. 2nd | 3 year | 2.49% | 2.51% | $5,000 | Located in Arizona |
| TriState Capital Bank Rates as of Jul. 2nd | 2 year | 2.48% | 2.50% | $25,000 | |
| Discover Bank Rates as of Jul. 3rd | 2 year | 2.47% | 2.50% | $1 | |
| First Internet Bank Rates as of Jul. 2nd | 3 year | 2.47% | 2.50% | $1,000 | |
| Geauga Savings Bank Rates as of Jul. 2nd | 2 year | 2.50% | 2.50% | $1,000 | Geauga Savings Bank is currently not accepting non-local funds for deposit. For more information please contact retail office serving Geauga County and Eastern Cuyahoga County in Ohio. |
| Intervest National Bank Rates as of Jul. 2nd | 2 year | 2.47% | 2.50% | $2,500 | |
| H&R Block Bank Rates as of Jul. 2nd | 5 year | 2.48% | 2.50% | $250 | |
| Valley Community Bank (IL) Rates as of Jul. 2nd | 5 year | 2.48% | 2.50% | $1,000 | |
| DimeDirect.com Rates as of Jul. 2nd | 3 year | 2.50% | $500 | ||
| Dime Savings Bank Rates as of Jul. 2nd | 3 year | 2.47% | 2.50% | $500 | |
| La Jolla Bank Rates as of Jul. 2nd | 2 year | 2.47% | 2.50% | $10,000 | Online account |
| Principal Bank Rates as of Jul. 2nd | 33 month | 2.45% | 2.48% | $5,000 | |
| Waterfield Bank Rates as of Jul. 2nd | 3 year | 2.44% | 2.47% | $1,000 | |
| E-Loan Rates as of Jul. 2nd | 2 year | 2.44% | 2.47% | $10,000 | |
| OneWest Bank (formerly IndyMac) Rates as of Jul. 3rd | 2 year | 2.42% | 2.45% | $5,000 | Online 2 Year Flexible CD - one time rate increase 365 days into term if the 1 year CD rate is higher than the 2 year CD rate. The CD will earn the higher rate the day following the change. |
| Acacia Federal Savings Bank Online Rates as of Jul. 2nd | 2 year | 2.42% | 2.45% | $500 | |
| Geauga Savings Bank Rates as of Jul. 2nd | 3 year | 2.45% | 2.45% | $1,000 | Geauga Savings Bank is currently not accepting non-local funds for deposit. For more information please contact retail office serving Geauga County and Eastern Cuyahoga County in Ohio. |
| AIG Bank Rates as of Jul. 3rd | 2 year | 2.38% | 2.41% | $2,500 | FDIC insured with no market risk. Open an account online or by phone! |
| Affinity Bank Rates as of Jul. 2nd | 18 month | 2.38% | 2.40% | $10,000 | |
| Bankfirst Rates as of Jul. 2nd | 4 year | 2.37% | 2.40% | $10,000 | |
| Affinity Bank Online Rates as of Jul. 2nd | 2 year | 2.38% | 2.40% | $500 | Rate only available when you open account online |
| California First National Bank Rates as of Jul. 2nd | 2 year | 2.37% | 2.40% | $5,000 | |
| Ally Bank (formerly GMAC Bank) Rates as of Jul. 3rd | 2 year | 2.37% | 2.40% | $0 | Classic CD |
| New Dominion Bank Rates as of Jul. 2nd | 3 year | 2.37% | 2.40% | $3,000 | |
| Affinity Bank Rates as of Jul. 2nd | 2 year | 2.38% | 2.40% | $10,000 | |
| Imperial Capital Bank Rates as of Jul. 2nd | 2 year | 2.35% | 2.38% | $2,000 | |
| Ultima Bank Rates as of Jul. 2nd | 3 year | 2.35% | 2.36% | $1,000 | |
| Hyde Park Savings Bank Rates as of Jul. 2nd | 3 year | 2.32% | 2.35% | $500 | Internet CD |
| Hyde Park Savings Bank Rates as of Jul. 2nd | 18 month | 2.32% | 2.35% | $10,000 | Bump Rate CD Limited offer. For current rate and Bump Rate option must have mimimum of three withdrawals per statement cycle in a Triangle Interest Checking Account |
| Silvergate Bank Rates as of Jul. 2nd | 5 year | 2.30% | 2.32% | $2,500 | |
| Centennial Bank Rates as of Jul. 2nd | 2 year | 2.30% | 2.32% | $10,000 | from CentennialBank.com |
| Weymouth Bank Rates as of Jul. 2nd | 5 year | 2.25% | 2.31% | $1,000 | |
| Stonebridge Bank Rates as of Jul. 2nd | 3 year | 2.30% | $500 | ||
| Acacia Federal Savings Bank Rates as of Jul. 2nd | 2 year | 2.27% | 2.30% | $500 | |
| Greystone Bank Rates as of Jul. 2nd | 5 year | 2.27% | 2.30% | $50,000 | |
| AIG Bank Rates as of Jul. 3rd | 18 month | 2.23% | 2.26% | $2,500 | FDIC insured with no market risk. Open an account online or by phone! |
| Valley Community Bank (IL) Rates as of Jul. 2nd | 4 year | 2.23% | 2.25% | $1,000 | |
| Nationwide Bank Rates as of Jul. 2nd | 2 year | 2.25% | $500 | ||
| Bank Mutual Rates as of Jul. 2nd | 13 month | 2.25% | $25,000 | 13-23 month | |
| Acacia Federal Savings Bank Online Rates as of Jul. 2nd | 15 month | 2.23% | 2.25% | $500 | 15 month special - Internet |
| Umbrella Bank Rates as of Jul. 3rd | 2 year | 2.23% | 2.25% | $1,000 | |
| Citibank Rates as of Jul. 2nd | 18 month | 2.23% | 2.25% | $500 | |
| Third Federal S&L Rates as of Jul. 2nd | 2 year | 2.25% | $500 | ||
| Salem Five Bank Rates as of Jul. 2nd | 3 year | 2.23% | 2.25% | $25,000 | 3 Year Callable CD - 6 Month Rate Guarantee |
| Silvergate Bank Rates as of Jul. 2nd | 2 year | 2.20% | 2.22% | $2,500 | |
| Giantbank Rates as of Jul. 2nd | 2 year | 2.19% | 2.21% | $2,500 | |
| Transportation Alliance Bank Rates as of Jul. 2nd | 5 year | 2.18% | 2.20% | $1,000 | |
| Flagstar Bank Rates as of Jul. 2nd | 2 year | 2.20% | $500 | Online CD | |
| 1st Source Bank Rates as of Jul. 2nd | 5 year | 2.20% | $500 | Online Banking. | |
| 1st Source Bank Rates as of Jul. 2nd | 6 year | 2.20% | $500 | Online Banking. | |
| Transportation Alliance Bank Rates as of Jul. 2nd | 4 year | 2.13% | 2.15% | $1,000 | |
| Fulton Bank Rates as of Jul. 2nd | 2 year | 2.13% | 2.15% | $2,500 | |
| Acacia Federal Savings Bank Rates as of Jul. 2nd | 18 month | 2.13% | 2.15% | $500 | |
| Pacific Mercantile Bank Rates as of Jul. 2nd | 3 year | 2.12% | 2.14% | $10,000 | |
| Pacific Mercantile Bank Rates as of Jul. 2nd | 5 year | 2.12% | 2.14% | $10,000 | |
| iGOBanking Rates as of Jul. 2nd | 2 year | 2.10% | 2.12% | $1,000 | |
| Zions Bank Rates as of Jul. 2nd | 4 year | 2.10% | 2.12% | $1,000 | Requires a Gold Checking account. If the Gold Checking account is closed, the interest rate may be reduced to the non-gold rate. |
| 1st Source Bank Rates as of Jul. 2nd | 4 year | 2.10% | $500 | Online Banking. | |
| Umbrella Bank Rates as of Jul. 3rd | 18 month | 2.08% | 2.10% | $1,000 | |
| Pacific Mercantile Bank Rates as of Jul. 2nd | 2 year | 2.05% | 2.07% | $10,000 | |
| E-Loan Rates as of Jul. 2nd | 18 month | 2.04% | 2.06% | $10,000 | |
| Valley Community Bank (IL) Rates as of Jul. 2nd | 3 year | 2.03% | 2.05% | $1,000 | |
| Weymouth Bank Rates as of Jul. 2nd | 4 year | 2.00% | 2.05% | $1,000 | |
| Virtual Bank Rates as of Jul. 2nd | 2 year | 2.00% | 2.02% | $10,000 | eCD rates for online account only |
| Ultima Bank Rates as of Jul. 2nd | 2 year | 2.00% | 2.01% | $1,000 | |
| Beverly National Bank Rates as of Jul. 2nd | 2 year | 1.99% | 2.00% | $1,000 | CD Special with a SuccessYes Account (Checking Account) |
| Bankfirst Rates as of Jul. 2nd | 2 year | 1.98% | 2.00% | $10,000 | |
| Bank of Internet Rates as of Jul. 2nd | 2 year | 1.98% | 2.00% | $1,000 | |
| Chesapeake Bank - Clear Sky Accounts Rates as of Jul. 2nd | 19 month | 1.98% | 2.00% | $5,000 | |
| Advanta Bank Corp Rates as of Jul. 2nd | 5 year | 1.98% | 2.00% | $2,500 | If you have no other ABC accounts, a minimum of $10,000 is required to open a Certificate of Deposit. Persons who have ABC accounts may open a Certificate of Deposit with a minimum of $2,500. |
| First Internet Bank Rates as of Jul. 2nd | 2 year | 1.98% | 2.00% | $1,000 | |
| OnBank Rates as of Jul. 2nd | 5 year | 1.95% | $500 | ||
| Weymouth Bank Rates as of Jul. 2nd | 2 year | 1.88% | 1.92% | $1,000 | |
| Principal Bank Rates as of Jul. 2nd | 14 month | 1.90% | 1.92% | $5,000 | |
| Fulton Bank Rates as of Jul. 2nd | 2 year | 1.88% | 1.90% | $500 | |
| Greystone Bank Rates as of Jul. 2nd | 3 year | 1.88% | 1.90% | $50,000 | |
| Ultima Bank Rates as of Jul. 2nd | 18 month | 1.75% | 1.76% | $1,000 | |
| Advanta Bank Corp Rates as of Jul. 2nd | 4 year | 1.73% | 1.75% | $2,500 | If you have no other ABC accounts, a minimum of $10,000 is required to open a Certificate of Deposit. Persons who have ABC accounts may open a Certificate of Deposit with a minimum of $2,500. |
| ING Direct Rates as of Jul. 2nd | 4 year | 1.75% | $1 | ||
| Century Bank Direct Rates as of Jul. 2nd | 20 month | 1.71% | $1,000 | Online CD Rate | |
| Chesapeake Bank - Clear Sky Accounts Rates as of Jul. 2nd | 13 month | 1.69% | 1.70% | $5,000 | |
| Century Bank Direct Rates as of Jul. 2nd | 15 month | 1.61% | $1,000 | Online CD Rate | |
| Zions Bank Rates as of Jul. 2nd | 3 year | 1.60% | 1.61% | $1,000 | Requires a Gold Checking account. If the Gold Checking account is closed, the interest rate may be reduced to the non-gold rate. |
| Advanta Bank Corp Rates as of Jul. 2nd | 42 month | 1.59% | 1.60% | $2,500 | If you have no other ABC accounts, a minimum of $10,000 is required to open a Certificate of Deposit. Persons who have ABC accounts may open a Certificate of Deposit with a minimum of $2,500. |
| Greystone Bank Rates as of Jul. 2nd | 2 year | 1.57% | 1.58% | $50,000 | |
| Capital One Bank Rates as of Jul. 2nd | 4 year | 1.49% | 1.50% | $5,000 | |
| Fulton Bank Rates as of Jul. 2nd | 18 month | 1.49% | 1.50% | $2,500 | |
| Capital One Bank Rates as of Jul. 2nd | 5 year | 1.49% | 1.50% | $5,000 | |
| MetLife Bank Rates as of Jul. 2nd | 5 year | 1.50% | $100,000 | ||
| Capital One Bank Rates as of Jul. 2nd | 10 year | 1.49% | 1.50% | $100,000 | |
| Capital One Bank Rates as of Jul. 2nd | 5 year | 1.49% | 1.50% | $100,000 | |
| Capital One Bank Rates as of Jul. 2nd | 7 year | 1.49% | 1.50% | $5,000 | |
| Astoria Federal Savings Bank Rates as of Jul. 2nd | 4 year | 1.49% | 1.50% | $500 | |
| Advanta Bank Corp Rates as of Jul. 2nd | 3 year | 1.49% | 1.50% | $2,500 | If you have no other ABC accounts, a minimum of $10,000 is required to open a Certificate of Deposit. Persons who have ABC accounts may open a Certificate of Deposit with a minimum of $2,500. |
| MetLife Bank Rates as of Jul. 2nd | 4 year | 1.50% | $100,000 | ||
| ING Direct Rates as of Jul. 2nd | 3 year | 1.50% | $1 | ||
| ING Direct Rates as of Jul. 2nd | 2 year | 1.50% | $1 | ||
| Capital One Bank Rates as of Jul. 2nd | 7 year | 1.49% | 1.50% | $100,000 | |
| Capital One Bank Rates as of Jul. 2nd | 4 year | 1.49% | 1.50% | $100,000 | |
| Capital One Bank Rates as of Jul. 2nd | 10 year | 1.49% | 1.50% | $5,000 | |
| 1st Source Bank Rates as of Jul. 2nd | 2 year | 1.45% | $500 | Online Banking. | |
| E*Trade Bank Rates as of Jul. 2nd | 5 year | 1.39% | 1.40% | $1,000 | |
| Beal Bank Rates as of Jul. 2nd | 4 year | 1.35% | 1.36% | $1,000 | Must be opened online to get this rate. |
| Beal Bank Rates as of Jul. 2nd | 2 year | 1.35% | 1.36% | $1,000 | Must be opened online to get this rate. |
| MetLife Bank Rates as of Jul. 2nd | 2 year | 1.35% | $25,000 | ||
| MetLife Bank Rates as of Jul. 2nd | 3 year | 1.35% | $25,000 | ||
| Astoria Federal Savings Bank Rates as of Jul. 2nd | 2 year | 1.24% | 1.25% | $500 | |
| Zions Bank Rates as of Jul. 2nd | 2 year | 1.20% | 1.21% | $1,000 | Requires a Gold Checking account. If the Gold Checking account is closed, the interest rate may be reduced to the non-gold rate. |
| Capital One Bank Rates as of Jul. 2nd | 3 year | 1.00% | 1.01% | $100,000 | |
| Capital One Bank Rates as of Jul. 2nd | 3 year | 1.00% | 1.01% | $5,000 | |
| Capital One Bank Rates as of Jul. 2nd | 18 month | 1.00% | 1.01% | $100,000 | |
| Capital One Bank Rates as of Jul. 2nd | 30 month | 1.00% | 1.01% | $100,000 | |
| Capital One Bank Rates as of Jul. 2nd | 2 year | 1.00% | 1.01% | $5,000 | |
| Capital One Bank Rates as of Jul. 2nd | 18 month | 1.00% | 1.01% | $5,000 |
Best CD rates found by users like you
Have you been able to find even better CD rates than the ones displayed above? If yes, please share them with us and other MoneyRates users! Please include the details: the name of the bank, APY, term of the CD, when you opened the account, and whether the account can be opened online or only in the branch (if the latter, please include the location of the branch). Thank you!
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4 Responses to "Best CD rates found by users like you"
| 1 | Renee says on June 29, 2009 (Atlanta, GA) American Trust Bank CD - 15month term $5,000 |
| 2 | amy crist says on June 20, 2009 (pittsburgh, PA) 3.7 apy and yield for 5 year jumbo (80,0000 min) at ESB Bank. see rate listed on their website |
| 3 | Randy says on June 19, 2009 (Warner Robins, GA) Robins Federal Credit Union is offering a 1 year CD Annual Percentage Yield is accurate as of June 18, 2009. Share Certificates & IRA Share Certificates Term Amounts Dividend Rate APY* 6 month $500 - $49,999.99 1.982% 2.000% 12 month $500 - $49,999.99 2.472% 2.500% |
| 4 | Ronn says on June 18, 2009 (buford, GA) Look at the rates for Quantum National Bank in Suwanee, GA! They are higher than the rates posted here! |




