Find the Best Rates on Short Term CDs

Rates for certificates of deposit (CDs) are set by the issuing bank and updated daily. Please note that CD rates are fixed for the term of the CD and that you may be penalized for withdrawing funds before your certificate of deposit matures. Usually, rates for shorter term CDs are lower than rates for longer term CDs. Bank CDs are FDIC-insured up to $250,000 per depositor. To find best rates on CDs with maturity of one year or shorter, use our interactive table below to select specific term and amount.

Start Your Search: Change the term length and amount to see more CD rates.

 

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  • 6 Mo.
    1 Yr.
    1.5 Yr.
  • 1.00%
    1.40%
    1.45%
  • 1.01%
    1.41%
    1.46%
  • $2,500
    $2,500
    $2,500
  • FDIC insured with no market risk. Open an account online or by phone!

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TermRateAPYMin. To Earn APYDetails
1 year2.90%$50Special Easy Start Certificate-$3,000 maximum balance-must have direct deposit of net pay-Navy FCU checking and monthly automatic deposit of at least $15-See site for membership eligibility details.
1 year1.59%1.60%$500Membership is open to employeess and students of school districts in the Michigan counties of Wayne and Monroe, as well as select businesses, family members and retirees. See site for details.
1 year1.54%1.55%$1,000Relationship CD - Limited to Georgia cutomers only
1 year1.55%$500Online CD with Loyalty Checking Account - Must maintain primary checking with Flagstar Bank, average of 15 transactions or $250 recurring ACH transactions per month
1 year1.55%$1
1 year1.54%1.55%$1,000
1 year1.50%1.51%$20,000Tiered rates apply, APY valid for balances $20,000 and over
1 year1.50%1.51%$5,000Share Certificate - contact Melrose CU for opening paperwork
1 year1.50%1.51%$50012 Month CD
1 year1.49%1.51%$3,000Fixed Rate CD
1 year1.50%1.51%$1,00012 Month CD
1 year1.50%1.51%$5,000New accounts available for Maryland residents only - must open in person
1 year1.50%1.51%$1,000
1 year1.50%1.51%$1,000For balances under $100,000 - must sign account documents in branch - Colorado market area
1 year1.50%1.51%$1,00012 Month CD - Located in Oklahoma
1 year1.49%1.50%$500
1 year1.49%1.50%$100,000Jumbo CD 12 - 17 month term
1 year1.50%1.50%$1,00012-17 Month CD - Located in Florida
1 year1.49%1.50%$1,000
1 year1.49%1.50%$1,000
1 year1.49%1.50%$250
1 year1.49%1.50%$500
1 year1.47%1.48%$1,000Term 12 to 23 months
1 year1.46%$1,00012 Month CD
1 year1.45%1.46%$2,500Giant Personal CD
1 year1.45%1.46%$1,000
1 year1.45%$500
1 year1.44%1.45%$2,500
1 year1.44%1.45%$5,000Online CD
1 year1.43%1.44%$1High-Yield CD
1 year1.41%1.42%$500
1 year1.40%1.41%$10,000eCD rates for online account only
1 year1.40%1.41%$250
1 year1.40%1.41%$2,500Limited to local Nebraska market area
1 year1.40%1.41%$1,000Rates effective on balances up to $4,999
1 year1.40%1.41%$2,500High Yield CD - FDIC insured with no market risk. Open an account online or by phone!
1 year1.39%1.40%$100
1 year1.40%1.40%$50,000
1 year1.39%1.40%$25,00012 - 17 month term
1 year1.38%1.39%$50012 Month CD - Located in Wisconsin
1 year1.35%1.36%$1,000
1 year1.35%1.36%$1,000
1 year1.35%1.35%$1,000
1 year1.34%1.35%$1,00012 month CD
1 year1.34%1.35%$100,000Personal CD - APY for balances over 100K
1 year1.35%1.35%$500Rate effective for balances up to $9,999.99 - tiered rates apply
1 year1.34%1.35%$10,000Personal CD - APY for balances under 100K
1 year1.35%1.35%$500Interest compounds at maturity
1 year1.35%1.35%$1,000Local funds only, contact retail offices in Ohio
1 year1.35%1.35%$10012 Month CD - Located in Kentucky
1 year1.31%1.32%$1,00012 Month CD
1 year1.30%1.31%$50012 Month CD
1 year1.30%1.31%$1,000
1 year1.29%1.30%$2,500Located in Bristow, OK
1 year1.29%1.30%$1,000Branch and Call Center CD Rates/Southern CA residents only
1 year1.30%$500Membership is limited to select employer groups. See website for complete list of eligible employers.
1 year1.30%$500
1 year1.29%1.30%$1,000Online CD
1 year1.29%1.30%$500Rates effective 09/06/2010
1 year1.29%$1,000
1 year1.25%1.26%$1,000
1 year1.26%$1,000Money Market CD-membership is open to U.S. military
1 year1.25%1.26%$1,000Non-auto renew 1 Year CD
1 year1.25%1.26%$500
1 year1.26%$1,000 Located in Texas
1 year1.25%1.26%$1,000
1 year1.24%1.25%$50012 Month CD
1 year1.25%1.25%$1,000Located in Iowa
1 year1.25%$500
1 year1.24%1.25%$500
1 year1.24%1.25%$500
1 year1.24%1.25%$1Personal CD 12 - 23 Month - open online, $5,000 to open
1 year1.24%1.25%$10,000
1 year1.24%1.25%$1,00012 month CD
1 year1.24%1.25%$250Located in MN
1 year1.24%1.25%$1,000Renewable CD
1 year1.25%1.25%$1,000
1 year1.25%1.25%$1,000
1 year1.20%1.21%$1,000Single Maturity CD
1 year1.20%1.21%$1,00012 Month CD
1 year1.21%$1,000Internet CD - California only
1 year1.19%1.20%$1,000
1 year1.19%1.20%$5,000
1 year1.20%1.20%$500
1 year1.20%$500Promotion CD - only available to existing customers, limited to local western New York market area
1 year1.19%1.20%$1,000
1 year1.18%1.20%$1,000Download a Certificate by Mail application form to open account - must reside in New Jersey or in Bucks County, Pennsylvania
1 year1.19%1.20%$500
1 year1.15%1.16%$500
1 year1.15%1.15%$1,000
1 year1.14%1.15%$1,500Yield Pledge CD
1 year1.15%1.15%$10,00012 Month CD Tier $10,000 - $99,999
1 year1.14%1.15%$2,500Relationship Banking CD - 12 Month Variable Rate - $5,000 minimum daily balance in Relationship Account, or $15,000 in Fulton Bank deposits or $20,000 combined deposit and loan balances- rates vary by geographic location. Rate collected within 10025
1 year1.14%1.15%$1,000Rates and terms specific to accounts opened online
1 year1.15%1.15%$0Located in Alabama and Florida
1 year1.14%1.15%$1,00012 month CD - tier $1,000
1 year1.14%1.15%$2,500Account available nationwide. Application available online - contact bank for more details.
1 year1.15%1.15%$2,500
1 year1.15%$5,000
1 year1.10%1.11%$50012 Month CD - Less than $100,000 - Rate collected within: 10025 (NY)
1 year1.10%1.11%$50012 Month CD - Less than $100,000 - Rate collected within: 60625 (IL)
1 year1.10%1.11%$50012 Month CD - Less than $100,000 - Rate collected within: 94115 (CA)
1 year1.10%1.11%$10,00012-month renewable
1 year1.09%1.10%$1,00012 month CD
1 year1.10%1.10%$1,00012 Month CD - less than $10,000
1 year1.10%1.10%$1,00012 - 17 month CD
1 year1.09%1.10%$500Fixed Rate
1 year1.10%1.10%$10,000eSavings CD - Earn 1.10% APY for 12 months if you maintain $10,000 balance, $100 to open
1 year1.09%$50012 - 17 Month CD - Rate collected within: 49201 (MI)
1 year1.05%1.06%$200
1 year1.05%1.06%$1,00012 Month CD
1 year1.06%1.06%$1,000
1 year1.05%1.05%$500Central New York market area only
1 year1.04%1.05%$1,00012 - 23 Month CD
1 year1.05%$1,000CD special - Rate collected within 60625
1 year1.05%1.05%$1,000
1 year1.05%1.05%$50012 Month CD
1 year1.04%1.05%$5,000Promotional CD - New money only
1 year1.05%$1,000
1 year1.05%1.05%$1,00012 Month Relationship CD - requires a First State Bank of Wyoming checking account
1 year1.03%1.05%$1,000
1 year1.00%1.01%$1,000Limited to local New York market area
1 year1.01%1.01%$10,000Must be opened online to get this rate. Rate based on Texas area. Rate may vary by location.
1 year1.01%1.01%$1,000Fixed Rate CD Tier $1,000 - $94,999 - USAA Bank is a member based bank providing services to active and retired military personnel and their families. Most banking products are available to the general public. See website for details.
1 year1.00%$1,00012-24 month CD
1 year1.00%1.00%$1,000
1 year1.00%1.00%$50012 Month CD
1 year0.98%1.00%$500Enter a new note
1 year0.98%1.00%$500Rate collected within: NY
1 year1.00%1.00%$1,000
1 year1.00%1.00%$500
1 year1.00%$1Orange CD
1 year0.98%1.00%$500Rate collected within: CT
1 year1.00%1.00%$50012-17 month CD
1 year1.00%1.00%$1,000365 Day CD - Tier $1,000 - $10,999 - Located in TX
1 year1.00%1.00%$500Limited time offer CD special. Bank located in Massachusetts
1 year1.00%1.00%$1,000
1 year0.99%1.00%$500
1 year1.00%$500
1 year1.00%1.00%$1,000Unity Gold One Year E-CD - Available Online only
1 year1.00%1.00%$1,000Regular CD - Rate collected within: Fargo ND
1 year0.98%1.00%$500Rate collected within: NJ
1 year1.00%1.00%$1,000iCertificate of Deposit
1 year1.00%1.00%$1,000
1 year0.95%0.97%$500
1 year0.95%0.95%$500Enter a new note
1 year0.95%$2,500Rate/APY may vary by location
1 year0.95%0.95%$500
1 year0.95%0.95%$50012 month CD - Rate collected within Birmingham, AL
1 year0.95%0.95%$1,000Collected within Oklahoma
1 year0.95%0.95%$50012 Month CD - Rate collected within: Northern CA
1 year0.95%0.95%$50012 month CD - Rate collected within Northern CA
1 year0.95%0.95%$50012 month CD - Rate collected within Jacksonville, FL
1 year0.95%$10,000Tier rates apply, APY valid for opening deposits between $10,000 and $24,999
1 year0.95%0.95%$500
1 year0.95%0.95%$1,000
1 year0.94%0.94%$10,000
1 year0.90%0.90%$500
1 year0.90%0.90%$1,00012 Month CD
1 year0.90%0.90%$1,00012 Month CD
1 year0.90%0.90%$1,00012 Month CD
1 year0.90%0.90%$1,000
1 year0.90%0.90%$50012 Month CD
1 year0.90%0.90%$1,000
1 year0.90%0.90%$1,00012 Month CD
1 year0.90%0.90%$10,0001 Year CD - $10,000.01 - $50,000
1 year0.90%$500Rate collected in zip code 60625, rate may vary by location.
1 year0.90%0.90%$2,5001 Year to 23 Month CD Tier $2,500 - $49,999
1 year0.90%0.90%$1,000
1 year0.90%0.90%$1,00012 Month CD
1 year0.90%0.90%$1,000Rate effective for balances up to $99,999.99 - tiered rates apply thereafter.
1 year0.90%0.90%$500Relationship Banking CD - $5,000 minimum daily balance in Relationship Account, or $15,000 in Fulton Bank deposits or $20,000 combined deposit and loan balances- rates vary by geographic location. Rate collected within 10025
1 year0.90%0.90%$2,500Regular CD - 12 Month Variable Rate - rates vary by geographic location. Rate collected within 10025
1 year0.90%0.90%$1,000Regular CD - Can open Online - Bank Located in PA
1 year0.85%0.87%$1,00012 month CD - tier $1,000 to $4,999
1 year0.85%0.85%$10,000
1 year0.85%$1,000Select Promo 12 Month CD - Requires an M and T Select or Select with Interest checking account - Rate collected within: 94115 (CA)
1 year0.85%0.85%$1,000
1 year0.85%$1,000Select Promo 12 Month CD - Requires an M and T Select or Select with Interest checking account - Rate collected within: 60625 (IL)
1 year0.85%$1,000Select Promo 12 Month CD - Requires an M and T Select or Select with Interest checking account - Rate collected within: 10025 (NY)
1 year0.85%0.85%$1,000Accounts can be opened with an Allstate agent or by online application
1 year0.85%0.85%$50012 Month CD
1 year0.85%0.85%$50012-23 Month CD - Located in Vermont
1 year0.85%0.85%$500
1 year0.80%0.80%$50012 Month CD
1 year0.80%0.80%$1,00012 Month CD
1 year0.80%0.80%$500
1 year0.80%$500
1 year0.80%$500eCD - APY's may vary by state
1 year0.80%$0APY for balances up to $999
1 year0.80%0.80%$1,000Internet CD
1 year0.80%$5001 Year Regular CD - No minimum balance required to earn stated APY
1 year0.80%0.80%$1,000Regular CD - Under $100,000
1 year0.80%0.80%$1,00012 Month CD - Located in Pennsylvania
1 year0.78%0.78%$1,000
1 year0.75%0.76%$50012 Month CD Tier $500 - $49,999
1 year0.75%0.75%$500
1 year0.75%0.75%$1,000
1 year0.75%0.75%$500
1 year0.75%0.75%$1,00012-17 Month CD - Accounts under $100,000 - Rate collected within Chicago, IL
1 year0.75%0.75%$1,000
1 year0.75%0.75%$2,500Rate for balances up to $99,999
1 year0.75%0.75%$1,000Gold CD - Requires a Gold Checking account. If the Gold Checking account is closed, the interest rate may be reduced to the non-gold rate.
1 year0.75%0.75%$1,000
1 year0.75%0.75%$10,000Personal Internet CD - open online
1 year0.75%0.75%$1,000
1 year0.75%0.75%$1,00012 Month CD
1 year0.75%$10,000Bank by Mail CD
1 year0.75%0.75%$10,00012 Month CD
1 year0.75%0.75%$500
1 year0.75%$500
1 year0.75%0.75%$10,000from CentennialBank.com
1 year0.71%$50011 Month CD - Located in Kentucky
1 year0.70%0.70%$1,00012 Month CD
1 year0.70%0.70%$500Regular CD - Limited to New York market area
1 year0.70%0.70%$1,000Rate collected within: IL
1 year0.70%0.70%$50012-17 month CD - tier $500 to $9,999
1 year0.70%0.70%$1,000Rate collected within: MO
1 year0.70%0.70%$50012 Month CD
1 year0.70%0.70%$50012 Month CD
1 year0.70%0.70%$50012 Month CD Tier $500 - $9999 - Located in Wisconsin
1 year0.70%0.70%$1,000Rate collected within: KY
1 year0.70%0.70%$500
1 year0.70%0.70%$1,000
1 year0.70%$10Online only
1 year0.67%0.67%$1,00012 Month CD
1 year0.65%0.65%$1,000
1 year0.65%0.65%$50012 Month CD - Rate collected within NJ
1 year0.65%0.65%$50012 Month CD - Rate collected within PA
1 year0.65%0.65%$1,00012 Month CD Tier $1,000 - $9,999 - Apply online or at branch
1 year0.65%0.65%$1,00012 Month CD
1 year0.65%0.65%$1,000Standard 12-17 Month CD - Tier Less than $10,000 - Rate collected within: IL
1 year0.65%0.65%$1,000Standard 1 Year to 23 Month CD - Tier Less than $10,000 - Rate collected within: CA
1 year0.65%0.65%$10,000Standard 12-17 Month CD - Tier Less than $10,000 - Rate collected within: NY
1 year0.65%0.65%$1,000
1 year0.65%0.65%$1,000
1 year0.63%0.64%$5,000Regular CD - South Shore Massachusetts market area
1 year0.62%0.62%$1,000
1 year0.60%0.60%$5001 Year CD - Tier below $10,000 - Online account only
1 year0.60%0.60%$35012 - 17 Month CD, Tier $350 - $999
1 year0.60%$1,00012 month CD
1 year0.60%$25,000APY for balances up to $49,999
1 year0.60%0.60%$500
1 year0.60%0.60%$500Time Deposit Account - Interest rate is fixed of the term for the account - Rate collected within AZ
1 year0.60%0.60%$500Time Deposit Account - Interest rate is fixed of the term for the account - Rate collected within CA
1 year0.60%$500Rate collected within: Whatcom County, WA
1 year0.60%0.60%$500Time Deposit Account - Interest rate is fixed of the term for the account - Rate collected within CO
1 year0.60%0.60%$500
1 year0.60%0.60%$500New customers must open in branch-limited to Georgia
1 year0.57%0.58%$1,00012 Month CD
1 year0.55%0.55%$1,00012 Month Fixed Rate CD Only - Rate collected within: 94115 (CA)
1 year0.55%$1,000Time Deposit Tier $1,000 - $9,999 - Receive an added .25% to the quoted APY when you open a checking account with direct deposit, bonus also available to existing direct deposit checking customers - Located in CA
1 year0.55%0.55%$1,00012-17 Month CD - Accounts under $100,000 - Rate collected within Philadelphia, PA
1 year0.55%0.55%$1,00012 Month Fixed Rate CD Only - Rate collected within: 10025 (NY)
1 year0.55%0.55%$1,000Tier $1,000 - $9,999 - Located in New York
1 year0.55%0.55%$1,00012 Month Fixed Rate CD Only - Rate collected within: 60625 (IL)
1 year0.52%0.52%$50012 Month CD - SSB does not accept CD or Savings applications out of the Superior WI and surrounding area unless there is previous or existing account on record
1 year0.50%0.50%$5,000Non-Jumbo CD - Rate collected within: 60625 (IL)
1 year0.50%0.50%$5,000Non-Jumbo CD - Rate collected within: 10025 (NY)
1 year0.50%0.50%$50012-17 Month Auto CD
1 year0.50%0.50%$500
1 year0.50%0.50%$50012 - 17 Month Fixed Rate CD Tier $500 - $49,999
1 year0.50%0.50%$1,000
1 year0.50%0.50%$100,000Jumbo CD - Rate collected within: 94115 (CA)
1 year0.50%0.50%$100,000Jumbo CD - Rate collected within: 10025 (NY)
1 year0.50%0.50%$50012-23 Month CD
1 year0.50%0.50%$100,000Jumbo CD - Rate collected within: 60625 (IL)
1 year0.50%0.50%$500
1 year0.50%0.50%$1,000Located in TX, Fixed Rate-Money Market CD with limited check writing privileges.
1 year0.50%0.50%$500
1 year0.50%0.50%$5,000Non-Jumbo CD - Rate collected within: 94115 (CA)
1 year0.50%$15,000APY for balances up to $24,999
1 year0.50%$1,000Regular 12 Month CD - Open online
1 year0.50%0.50%$1,000
1 year0.45%0.45%$50012 Month Rising Rate CD - $500 - $9,999 - Rate collected within: 94115 (CA)
1 year0.45%0.45%$50012 month Rising Rate CD - $500-$9999 - Rate collected within: 94115 (CA)
1 year0.45%0.45%$50012 month Rising Rate CD - $500-$9999 - Rate collected within: NY
1 year0.45%0.45%$1,000Located in Massachusetts
1 year0.40%$2,000APY for balances up to $14,999
1 year0.40%0.40%$1,00012 Month CD Tier $1,000 - $4,999
1 year0.40%$1,0001 year Fixed Rate CD Tier $0 - $2,499 - Rate collected in: 10025 (NY)
1 year0.40%$1,0001 year Fixed Rate CD Tier $0 - $2,499 - Rate collected in: 60625 (IL).
1 year0.40%$250No Catch 12 Month CD - Rate collected within: Washington DC
1 year0.40%0.40%$1,00012 Month CD - Rate collected within: 60625 (IL)
1 year0.40%0.40%$1,00012 Month CD
1 year0.40%0.40%$1,00012 Month CD - Rate collected within: 94115 (CA)
1 year0.40%$250No Catch 12 Month CD - Rate collected within: New York NY
1 year0.40%$1,0001 Year Plus 1 Day CD - Option to increase APY with HSBC Premier or Plus Checking - Stated rate is for accounts opened at an HSBC branch or by phone
1 year0.40%0.40%$10,00012-23 Month CD - Limited to Iowa residents only, other restrictions may apply
1 year0.40%$250No Catch 12 Month CD - Rate collected within: Florida (FL)
1 year0.40%0.40%$1,00012 Month CD - Rate collected within: 10025 (NY)
1 year0.35%0.35%$1,000Regular CD
1 year0.35%0.35%$1,0001 Year CD Tier - Up to $9,999 - Rate collected within: 10025 (NY)
1 year0.35%0.35%$1,0001 Year CD Tier - Up to $9,999 - Rate collected within: 60625 (IL)
1 year0.35%0.35%$1,000
1 year0.35%0.35%$1,0001 Year CD - Less than $100,000
1 year0.35%0.35%$1,0001 Year CD Tier - Up to $9,999 - Rate collected within: 94115 (CA)
1 year0.35%$1,000Rate applies to balances from $1,000 to $99,999.99. Tiered rates apply.
1 year0.30%0.30%$10,00012 - 24 Month Standard CD Tier $10,000 - $24,999 - Rate collected within: 60625 (IL)
1 year0.30%$1,000 Standard CD - Rate collected within: 10025 (NY)
1 year0.30%$1,000 Standard CD - Rate collected within: 02144 (MA)
1 year0.30%$1,000Fixed Rate CD Tier $0 - $2,499 - Rate collected in: 94115 (CA)
1 year0.30%$1,000Fixed Rate CD Tier $0 - $2,499 - Rate collected in: 94115 (CA)
1 year0.30%$1,000Standard CD - Rate collected within: 10025 (NY)
1 year0.30%$1,000 Standard CD - Rate collected within: 19140 (PA)
1 year0.25%0.25%$1,00012 Month CD
1 year0.23%0.23%$1,00012 month Standard Rate CD < $100K - $1,000 - $9,999 - Rate collected within: 49120 (MI)
1 year0.22%0.22%$50,000
1 year0.20%0.20%$1,00012 month Standard Rate CD < $100K - $1,000 - $9,999 - Rate collected within: 41017 (KY)
1 year0.20%0.20%$2,50012 Month Key Tiered CD with Relationship Reward - Must have a KeyBank checking account - $2,500 -$9,999 - Rate collected within: 10025 (NY)
1 year0.20%0.20%$2,50012 Month Key Tiered CD with Relationship Reward - Must have a KeyBank checking account - $2,500 -$9,999 - Rate collected within: 44125 (OH)
1 year0.20%0.20%$2,50012 month Key Tiered CD with Relationship Reward - Must have a KeyBank checking account - $2,500 -$9,999 - Rate collected within: 98101 (WA)
1 year0.20%$2,500Standard 1 Year CD - Tier $2.500 - $9,999 - Rate collected within: IL
1 year0.20%0.20%$50012 Month Base CD - Higher rates available for checking customers
1 year0.20%$2,500Standard 1 Year CD Tier $2,500 - $9,999 - Rate collected within: CA
1 year0.20%0.20%$1,000Regular CD - Located in MA
1 year0.20%$2,500Standard 1 Year CD Tier $2,500 - $9,999 - Rate collected within: NY
1 year0.20%$2,500Standard 1 Year CD - Tier $2,500 - $9,999 - Rate collected within: NY
1 year0.20%$2,500Standard 1 Year CD - Tier $2,500 - $9,999 - Rate collected within: CA
1 year0.20%0.20%$1,00012 Month Standard Rate CD <100K - $1,000 - $9,999 - Rate collected within: 43215 (OH)
1 year0.20%$2,500Standard 1 Year CD Tier $2,500 - $9,999 - Rate collected within: IL
1 year0.20%0.20%$1,00012 - 17 Month Standard CD - Non Relationship Rate - Rate collected within: 94115 (CA)
1 year0.20%0.20%$1,00012 - 17 Month Standard CD - Non Relationship Rate - Rate collected within: 60625 IL)
1 year0.20%0.20%$80,000Jumbo CD
1 year0.20%0.20%$1,00012 - 17 Month Standard CD - Non Relationship Rate - Rate collected within: 10025 (NY)
1 year0.15%$500Tiered rates - Stated rate applies to balances $500 - $9,999
1 year0.15%0.15%$50012 - 17 Month CD - Rate collected within: 63102 (MO)
1 year0.10%0.10%$2,50012 Month Key Tiered CD without Relationship Reward - $2,500 -$9,999 - Rate collected within: 10025 (NY)
1 year0.10%0.10%$2,50012 Month Key Tiered CD without Relationship Reward - $2,500 -$9,999 - Rate collected within: 98101 (WA)
1 year0.10%0.10%$2,500 12 Month Key Tiered CD without Relationship Reward - $2,500 -$9,999 - Rate collected within: 44125 (OH)
1 year0.10%0.10%$2,50012 Month CD Tier $2,500 - $9,999 - Without Relationship - Rate collected within: 10025 (NY)

See all bank rate listings

Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Rates are subject to change without notice and may not be the same at all branches. To promote rates as part of this rate table, contact adrates@moneyrates.com


Best CD rates found by users like you

Have you been able to find even better CD rates than the ones displayed above? If yes, please share them with us and other MoneyRates users! Please include the details: the name of the bank, APY, term of the CD, when you opened the account, and whether the account can be opened online or only in the branch (if the latter, please include the location of the branch). Thank you!

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53 Responses to " Best CD rates found by users like you "

1Frank says on 2010-08-24
(Newington, CT)

Well, let's face it. All of these CD rates are miserable, and really tough for us old folk who depend upon interest income to pay our bills. For me, I have put all of my CD funds into Ally Bank. I find none more accessible, easy to communicate with, and especially a terrific 2 year CD with option to bump up once to a higher rate during that period if rates should go higher. This is great for a person like me who really prefers one-year CD committments.

2cyrus says on 2010-08-17
(boothbay, NY)

Tidelands Bank Mt Pleasant,SC 843-284-8446 2.02 apy 7-month CD $1000 minimum new deposits ONLY no other accounts required

3ralph glorioso says on 2010-08-14
(SANTA ROSA, CA)

My wife and I had our retirement IRAs to re-invest and were not seeing rates much over 1% for a 12 month deposit and we did not want to go for 2 or more years at this time. Umpqua Bank has been around since 1928, in Oregon initially, but opened in July in Santa Rosa. Through August 31, they have a promotional CD for 13 months at 1.75% APY. This was the best we could find anywhere and we were happy to have it. A free interest-bearing checking account is included. Scott and Gioia were the staff we dealt with and they were terrific. All in all, a very pleasant and productive experience.

4Ali A. says on 2010-07-31
(Arlington, Virginia, VA)

Virginia Commerce Bank offers a one year CD at an APY oF 1.55%.

5Lynda says on 2010-06-21
(Los angeles, CA)

Union Bank current cd promotions two year 2% and three yer 2.5%

6Gene LaBert says on 2010-06-04
(Dallas, CA)

2% at OneWest (former LaJolla Bank) in Dallas as of 12-4-10.

7james antonucci says on 2010-05-08
(derry, NH)

soveriegn bank in nh 3% at 36 months. Can I get any better?

8mimi Shapiro says on 2010-04-23
(newport beach, CA)

2% at First Citizens bank in Corona CA

9dirk says on 2010-04-22
(palm city fl, FL)

Everbank 3.21 3.26 5 year

10steve smith says on 2009-10-14
(Quartz hill, CA)

I called Hanmi Bank northridge CA - there CD is 2.10 for a 6 to 12 month time line with a $90,000 + deposit

11Lucretia Coleman says on 2009-09-01
(Somerdale, NJ)

Td Bank Has great CD rates also 9 mth is 1.40% Minimum deposit $500 2 year is 1.50% minimum deposit $ 500 there 5 year is 4.00 % minimum deposit $ 1000.00. The best way to gain maximum interest potential is to go with a shorter term CD.

12james davis says on 2009-08-29
(LA, CA)

Yes, I found Delta Community Bank has a 1 Year CD @ 2.35%, which would be the highest rate on the list currently because Quantum Bank is only for Georgia customers. I found this rate online - do you think it is legit? thanks!

13Dave W says on 2009-08-25
(Hinsdale, IL)

Park National Bank. Any branch. (Chicago area) 12 month CD 2.20% APY. Minimum deposit 1,000.00. In person only. 8/25/09

14Dave W says on 2009-08-25
(Hinsdale, IL)

Park National Bank 12 month CD 2.20% APY. Minimum deposit 1,000.00.

15william ignatowski says on 2009-08-25
(chicago, IL)

2.20 % for 1 year Park National Bank

16Washington Federal Bank says on 2009-08-21
(Chicago, IL)

Washington Federal Bank for Savings has a 6 month CD special at 1.96% apy. $1,000 minimum to open. They have 2 offices 2869 S. Archer Ave 773-254-3422 and 1410 W. Taylor St. 312-455-2940. A branch visit is required to open the account. They have been around for 96 years and are rated a 5 star bank by Bauer Financial (www.bauerfinancial.com).

17robert purcell says on 2009-08-18
(Fairview, NJ)

looking for highest FDIC insured CD rates for 6months to 1 year

18jill jones says on 2009-08-18
(dallas, TX)

I would like to know the best rate around since my CD matures tomorrow!

19Shel Ferdman says on 2009-08-15
(Los Angeles, CA)

Check out Citibank 60mo. CD Rate

20joan grooms says on 2009-08-14
(columbia, SC)

3mo. and 6mo cd rates

21Nancy McIntyre says on 2009-08-13
(Camp Hill, PA)

Check Susquehanna Valley Federal Credit Union

22James Leonard says on 2009-08-12
(Placentia, CA)

Looking for the best 1 year CD for $25,000.

23royal anthony tyler says on 2009-08-10
(gaithersburg, MD)

My son is in college and I would like to have up to a 6yr plan to be able to pay his tuition plus room and board, still have some left over to do other things with for projects.

24Sandra Carmen says on 2009-08-08
(Champaign, IL)

To invest about $170,000 for 3 months.

25ann peron says on 2009-08-08
(cumming, GA)

need ga.rate

26richard says on 2009-08-07
(Miami, FL)

Looking for the best rate on CDARS for 13 weeks. Can be a bank outside of Florida if they accept non resident companies. CDARS are a group of CD's from various banks for very large amounts, so all of it is insured.

27Jack Brink says on 2009-08-03
(oregon city, OR)

Bank of the west

28John F. Anthony says on 2009-07-31
(West Chester, PA)

I'm looking to place $80,000.00 in a local bank and would like a CD rate for the period of one year, eighteen months and two years.

29Ann Mine says on 2009-07-25
(Roseville, CA)

Umpqua Bank, 2.5%apy, 13mos, 10k min. (umpquabank.com)

30Pamela Stratton says on 2009-07-17
(Arlington, VA)

2.65 APY at Washington First Bank in Great Falls, VA.

31Shelley Diamond says on 2009-07-14
(san francisco, CA)

Patelco Credit Union website says special promotional 1 year CD at 7% for "new members" but there was nothing listed about what criteria must be met to be a member so it sounds suspicious but that's the highest rate I've seen so I thought I would mention it....

32mary says on 2009-07-14
(Ashburn, VA)

3-month CD with First Fidelity Bank in Northern Virginia for 4.01%.

33Richman says on 2009-07-11
(West Milford, NJ)

Where in New Jersey is the bank who gives the highest interest rate on the shortest period of time. What is the amount of CD money and how much is the interet rates.

34Karen A says on 2009-07-10
(Pittsburgh, PA)

Be aware that the 4% churchextension.org CD is a note and not insured by the FDIC or any other government agency. Rates may change without notice.

35Pete Godbey says on 2009-07-07
(Beaufort, SC)

Check churchextension.org, the Christian Church (Disciples of Christ) is offering a special CD at 4% rate on thier green account.

36Judy S says on 2009-07-06
(Austin, TX)

Opened account at Allybank.com; CD rate 2.23%; APY 2.25; 1 yr CD, as of 7/6/09; online only; no min deposit; no checking or savings acct required.

37S T says on 2009-07-03
(Washington, DC)

Quantum Bank is not offering CDs to anyone who lives outside Georgia. 7-3-09

38White Chocolate says on 2009-07-03

Amboy Direct One Year CD Rate @ 2.35%

39Arnie says on 2009-07-02

www.broadwayfederalbank.com/ Managers Special CD Rates 24 months 3.00 APR 3.05 APY

40Barry says on 2009-06-30
(Somers, NY)

Hudson City Savings in upstate NY, Nj and Ct has 12Month cd @2.25%. No checking or anything required. Branch visit required. My son opened an account on Sat. and the employees are very helpful and friendly.

41Renee says on 2009-06-29
(Atlanta, GA)

American Trust Bank CD - 15month term $5,000

42Ross says on 2009-06-29
(East Lyme, CT)

Looking for rates up to 1 year, not longer.

43DONNA WIGHT says on 2009-06-28
(ft. thomas, KY)

highest interest rates for saving and cd rate

44Connie Mavity says on 2009-06-28
(St. Maries, ID)

Looking for highest cd rate in idaho banks.

45Erno Balogh says on 2009-06-27
(Westminster, MD)

Best ratea in local banks.

46David Rothman says on 2009-06-26
(Encino, CA)

U.S.Bank (formely Downey Savings) 4% five years Pentagon Federal Credit Union 4% five years.

47Ray says on 2009-06-25
(Mason Ohio 45040, OH)

What are the best rates as of 6/25/09

48John Stevenson says on 2009-06-22
(Sarasota, FL)

The Hanmi Bank online CD is available ONLY to California residents. It is better that this info be added to your advertisement on the Money-Rates webpage.

49Mary Klugh says on 2009-06-22
(Greenville, NC)

Looking for the best rate for a $10,000 for our condo owners association

50Everett Davidson says on 2009-06-21
(Prescott, AZ)

WHat are the best Rates for a FDIC insured CD in Arizona

51amy crist says on 2009-06-20
(pittsburgh, PA)

3.7 apy and yield for 5 year jumbo (80,0000 min) at ESB Bank. see rate listed on their website

52Randy says on 2009-06-19
(Warner Robins, GA)

Robins Federal Credit Union is offering a 1 year CD Annual Percentage Yield is accurate as of June 18, 2009. Share Certificates & IRA Share Certificates Term Amounts Dividend Rate APY* 6 month $500 - $49,999.99 1.982% 2.000% 12 month $500 - $49,999.99 2.472% 2.500%

53Ronn says on 2009-06-18
(buford, GA)

Look at the rates for Quantum National Bank in Suwanee, GA! They are higher than the rates posted here!

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