Best Checking Accounts
Find the best Checking Account rates for Rewards Checking or Interest Checking accounts. A Reward Checking account typically offers a premium rate for customers who meet monthly requirements which may include one or more of the following: (1) monthly direct deposit, (2) monthly online bill payment, (4) receiving electronic statements instead of paper statements, and (4) check card or debit card activity. Banks and credit unions listed in the rate table are insured up to $250,000 per depositor by the FDIC or NCUA.
Type: Checking
Advertiser Comments
- Great rates
- No minimum deposit to open
- No monthly maintenance fees and free Bill Pay. Member FDIC.
Type: Checking
Advertiser Comments
- No Minimums. Earn Interest. And earn a $50 bonus when you open!
Type: Checking
Advertiser Comments
- Great rates
- No minimum deposit to open
- No monthly maintenance fees and free Bill Pay. Member FDIC.
| Institution | APY | Min. Dep. | Min. To Earn APY | Details |
|---|---|---|---|---|
| Incredible Bank Rates as of Feb. 3rd | 1.01% | $1,000 | $0 | none |
| ING Direct Rates as of Feb. 3rd | 0.90% | $100,000 | $100,000 | Electric Orange Checking - Tier: $100,000 and up |
| Chesapeake Bank Rates as of Feb. 1st | 0.90% | $25,000 | $25,000 | Clear Sky Checking - Tier $25,000 - $249,999 |
| ING Direct Rates as of Feb. 3rd | 0.85% | $50,000 | $50,000 | Electric Orange Checking - Tier $50,000 - $99,999 |
| American Bank (ambk.com) Rates as of Feb. 3rd | 0.85% | $100 | $1,000 | American e-Checking - Rate disclosed is for balances under $9,999.99 |
| EverBank Rates as of Feb. 3rd | 0.76% | $1,500 | $100,000 | Yield Pledge Checking Account - APY for account balances between $100,000 - $10,000,000 |
| Capital One Bank (Rate in CA) Rates as of Feb. 3rd | 0.75% | $1 | $0 | Interest Online Checking - Tier $.01 - $2,499 - Apply online - Not available in all states - Rate collected within: 94115 (CA) |
| Capital One Bank (Rate in IL) Rates as of Feb. 3rd | 0.75% | $1 | $0 | Interest Online Checking Tier $.01 - $2,499 - Apply online - Not available in all states - Rate collected within: 60625 (IL) |
| Ally Bank Rates as of Feb. 3rd | 0.75% | $0 | $15,000 | Rate is for balances of $15,000 or more - Apply online |
| South LaFourche Bank Rates as of Feb. 1st | 0.75% | $2,500 | $2,500 | Super Now Account - Personal |
| Chesapeake Bank Rates as of Feb. 1st | 0.75% | $1 | $10,000 | Clear Sky Checking - Tier $10,000 - $24,999 |
| EverBank Rates as of Feb. 3rd | 0.71% | $1,500 | $50,000 | Yield Pledge Checking Account - APY for account balances between $50,000 - $99,999 |
| Bank of Internet Rates as of Feb. 3rd | 0.71% | $500 | $1 | High Interest Checking - Bal under $5000 has $7.50 monthly fee |
| Ultima Bank Rates as of Feb. 1st | 0.70% | $0 | $100,000 | Ultima Checking - $100,000 |
| Chesapeake Bank Rates as of Feb. 1st | 0.70% | $1 | $1 | Clear Sky Checking - Tier $1 - $9,999 |
| Alliance Bank (alliancebank.us) Rates as of Feb. 3rd | 0.63% | $2,500 | $12,000 | Super Now Checking Tier $12,000 and up - Located in Wisconsin |
| Century Bank Direct Rates as of Feb. 3rd | 0.59% | $100 | $0 | High Interest Checking Account Online Checking - apply online |
| Hopkins Federal Savings Bank Rates as of Feb. 1st | 0.55% | $0 | $1,000 | VIP Checking - New accounts available for Maryland residents only - must open in person |
| Community Bank (nevadacb.com) Rates as of Feb. 3rd | 0.50% | $500 | $500 | Interest Checking - Located in Iowa |
| Carthage Savings and Loan Association Rates as of Feb. 3rd | 0.50% | $25 | $2,500 | High Interest Checking - tiered interest rate. Limited to local New York market area. |
| Ascencia Bank Rates as of Feb. 3rd | 0.43% | $50 | $0 | none |
| iGOBanking Rates as of Feb. 3rd | 0.35% | $1 | $1 | Online Checking - iGOchecking |
| Salem Five Direct Rates as of Feb. 1st | 0.35% | $1 | $1 | eOne Checking - Online applicants only, who do not have existing deposit accounts with Salem Five - APY for balances up to $1,000,000 |
| Monument Bank Rates as of Feb. 1st | 0.35% | $0 | $10,000 | Golden Checking Tier $10,000 - $24,999 |
| Alliance Bank (alliancebank.us) Rates as of Feb. 3rd | 0.33% | $2,500 | $2,500 | Super Now Checking Tier $2,500 - $11,999 - Located in Wisconsin |
| Evergreen Bank Group Rates as of Feb. 3rd | 0.30% | $1,000 | $15,000 | Cornerstone Interest Checking - Direct deposit is required or a $10 monthly fee applies. |
| First State Bank (firststatebankky.com) Rates as of Feb. 1st | 0.30% | $1,000 | $500 | NOW Checking - $10 monthly fee if balance drops below $1,000 - Located in Kentucky |
| Bellevue State Bank Rates as of Feb. 3rd | 0.30% | $1,000 | $1,000 | NOW Checking - $5 monthly fee waived with $1,000 average daily balance |
| American Chartered Bank Rates as of Feb. 1st | 0.25% | $50 | $50,000 | Wall Street Plus Checking - Tiered interest rates |
| Cornhusker Bank Rates as of Feb. 1st | 0.25% | $100 | $35,000 | Elite Checking Tier $35,000 and up |
| NorthSide Bank Rates as of Feb. 1st | 0.25% | $100 | $0 | Star Plus Checking - $10 monthly fee waived with $750 average daily balance |
| First National Bank in Philip Rates as of Feb. 3rd | 0.25% | $1,500 | $0 | Now Checking - $3 maintenance fee and $.15 per check fee is waived if $1500 balance is maintained |
| Viking Savings Bank Rates as of Feb. 1st | 0.25% | $100 | $250 | Interest Bearing Checking |
| Warsaw Federal Savings and Loan Rates as of Feb. 1st | 0.25% | $50 | $1,000 | Premium NOW Checking |
| First State Bank of Forrest Rates as of Feb. 1st | 0.25% | $500 | $500 | NOW Checking |
| Genesee Regional Bank Rates as of Feb. 3rd | 0.20% | $25 | $1,000 | NOW Account - Limited to New York market area |
| First Enterprise Bank Rates as of Feb. 3rd | 0.20% | $1,000 | $1,000 | Elite Gold Checking |
| Commonwealth Community Bank Rates as of Feb. 1st | 0.20% | $1,000 | $0 | NOW Checking - $10 monthly fee if balance falls below $1,000 during cycle |
| The First Central National Bank Rates as of Feb. 1st | 0.20% | $1,000 | $1,000 | NOW Checking Account |
| ING Direct Rates as of Feb. 3rd | 0.20% | $1 | $0 | Electric Orange Checking - Tier $0 - $49,999 - Online account - No fees, no required balance - Requires direct deposit |
| Lytle State Bank Rates as of Feb. 1st | 0.18% | $100 | $500 | NOW Account |
| Tompkins Trust Company Rates as of Feb. 3rd | 0.15% | $2,500 | $50,000 | True Advantage Checking Plus - Tiered interest rate, limited to local New York market area - limited to local New York market area |
| Quantum National Bank Rates as of Feb. 3rd | 0.15% | $100 | $10,000 | Community Checking - Limited to Georgia customers only |
| Citizens Federal Savings and Loan Association Rates as of Feb. 1st | 0.15% | $20 | $0 | Now Checking - Open in branch - Ohio |
| Solvay Bank Rates as of Feb. 3rd | 0.15% | $15 | $1 | NOW Personal |
| Mansfield Bank Rates as of Feb. 1st | 0.15% | $5,000 | $5,000 | Bonus Checking - requires direct deposit to earn stated APY |
| West Milton State Bank Rates as of Feb. 1st | 0.15% | $0 | $1,000 | NOW Checking Tier $1,000 - $4,999 - Minimum balance of $1,000 required to avoid maintenance fee |
| First National Bank Rates as of Feb. 3rd | 0.15% | $500 | $500 | Now Checking Account Tier 1 $500 - $99,999 - Located in Oklahoma |
| Citizens State Bank Norwood Young America Rates as of Feb. 3rd | 0.15% | $100 | $3,000 | Investment Checking - Tier $3,000 and over - contact bank for eligibility requirements |
| FNBT.COM Bank Rates as of Feb. 3rd | 0.15% | $1,000 | $1,000 | Interest Checking |
| Kirkwood Bank and Trust Rates as of Feb. 1st | 0.15% | $0 | $5,000 | Senior Checking Tier 2 - Open in branch - North Dakota |
| The First Bank and Trust Company of Murphysboro Rates as of Feb. 1st | 0.15% | $1,500 | $0 | NOW Checking - $7 monthly fee is waived with $1,500 minimum daily balance |
| Poplar Grove State Bank Rates as of Feb. 1st | 0.15% | $500 | $500 | NOW Checking - $2 monthly fee and $0.15 per debit fee is waived with $2,000 average daily balance |
| NewPortFed Rates as of Feb. 1st | 0.15% | $0 | $1,500 | High Value Checking Tier $1,500 and up - $8 monthly fee waived with $1,000 minimum balance |
| Presidential Bank Rates as of Feb. 1st | 0.12% | $1,500 | $1,000 | Checking PLUS - APY on balances up to $25,000 - Nationwide - Open online or mail-in |
| GCF Bank Rates as of Feb. 1st | 0.10% | $10,000 | $100,000 | Money Maker Checking |
| Farmers State Bank (farmersebank.com) Rates as of Feb. 3rd | 0.10% | $25 | $1,000 | Super Now Checking - Located in Montana |
| River Valley Financial Bank Rates as of Feb. 1st | 0.10% | $100 | $1,000 | NOW Checking Account, $10 service fee if account falls below $1,000 |
| Northwest Savings Bank Rates as of Feb. 3rd | 0.10% | $1,000 | $1,000 | Interest Checking - Limited to local western New York market area |
| Villa Grove State Bank Rates as of Feb. 1st | 0.10% | $1,000 | $1,000 | NOW Checking - $5 monthly fee if average balance is between $0-$499 - $4 monthly fee if average balance is between $500 - $999 - No monthly fee with $1,000 average balance |
| The Adirondack Trust Company Rates as of Feb. 1st | 0.10% | $500 | $500 | NOW Account |
| Citibank Rates as of Feb. 1st | 0.10% | $500 | $1 | Citigold Interest Checking - Tiered interest rate, must apply online or by phone - $25 monthly fee waived for first two cycles, and thereafter with $100,000 or more combined average balance across your eligible linked Citibank accounts, or $250,000 or more if your first Citibank mortgage is included - Rate collected within: NY |
| Rhinebeck Savings Bank Rates as of Feb. 1st | 0.10% | $2,500 | $0 | Priorty Elite Relationship Checking - Tiered interest rates, APY $50,000- $99,999.99 |
| Carthage Savings and Loan Association Rates as of Feb. 3rd | 0.10% | $25 | $0 | High Interest Checking - tiered interest rate. Limited to local New York market area. |
| Community Bank, NA Rates as of Feb. 1st | 0.10% | $50 | $2,500 | Wall Street Checking - Limited to New York and Pennsylvania market area |
| Citizens Savings Bank Rates as of Feb. 1st | 0.10% | $1,000 | $2,500 | Super Now Checking Account Tier $2,500 and over - Located in Pennsylvania |
| Bank of Botetourt Rates as of Feb. 1st | 0.10% | $0 | $750 | none |
| Windsor Federal Savings and Loan Association Rates as of Feb. 3rd | 0.10% | $25 | $500 | Interest Plus Checking Tier $500 - $2,499 |
| Savers Bank Rates as of Feb. 1st | 0.10% | $10 | $0 | Smart Checking - to qualify you must maintain $5,000 in a deposit account, mortgage, equity or investment account, $15 monthly fee if minimum balance is not maintained |
| Somerset Hills Bank Rates as of Feb. 1st | 0.10% | $1 | $1 | Paramount Checking Tier $.01 - $4,999 - $15 monthly fee waived with $5,000 minimum balance |
| Central Bank Illinois Rates as of Feb. 1st | 0.10% | $100 | $1,000 | Value Plus Checking Tier $1,000 - $4,999-Rates collected in Princeton region |
| UnionState Bank Rates as of Feb. 1st | 0.10% | $50 | $1,500 | Premium Interest Checking - Alabama and Florida market area only - open in branch |
| Alliance Bank (alliancebank.us) Rates as of Feb. 3rd | 0.10% | $500 | $1 | NOW Checking Account - Located in Wisconsin |
| Bank Gloucester Rates as of Feb. 3rd | 0.10% | $50 | $0 | Advantage Free Checking - requires direct deposit or automatic payment |
| First State Bank of Wyoming Rates as of Feb. 1st | 0.10% | $0 | $500 | Advantage Plus Checking - $10 monthly fee and $.25 per debit charge if average balance falls below $500 |
| United Valley Bank Rates as of Feb. 1st | 0.10% | $1,000 | $1,000 | Valley Preferred Checking - $10 monthly fee if daily balance falls below $1,000 |
| First National Bank of McConnelsville Rates as of Feb. 3rd | 0.10% | $1,000 | $2,500 | SuperNow Checking Tier $2,500 - $14,999 |
| Community Business Bank Rates as of Feb. 1st | 0.10% | $1,000 | $1,001 | Executive Checking Tier $1,000.01 - $5,000 |
| Cornhusker Bank Rates as of Feb. 1st | 0.10% | $100 | $0 | Elite Checking Tier $0 - $9,999 |
| The Baldwin State Bank Rates as of Feb. 1st | 0.10% | $100 | $0 | NOW Checking - $6 monthly fee is waived with $1,000 minimum daily balance |
| Community Bank of Trenton Rates as of Feb. 1st | 0.10% | $500 | $500 | NOW Checking Account - $7 monthly fee waived with $500 minimum daily balance |
| Farmers and Merchants National Bank Rates as of Feb. 3rd | 0.10% | $1,000 | $1,000 | Super Now Checking - $12 monthly fee waived with $1,000 minimum daily balance |
| Commercial Bank Rates as of Feb. 1st | 0.10% | $1,000 | $0 | NOW Checking Tier $.01 - $499,999 |
| Fort Jennings State Bank Rates as of Feb. 3rd | 0.10% | $2,500 | $2,500 | Super NOW Checking |
| Fifth Third Bank Rates as of Feb. 1st | 0.10% | $50 | $5,000 | Interest Checking Tier $5,000 and over - Rate collected within: 60625 (IL) |
| Astoria Federal Savings Bank Rates as of Feb. 3rd | 0.10% | $100 | $0 | Ultra Checking - Apply at a branch - New York |
| Peoples National Bank (pnbon.com) Rates as of Feb. 1st | 0.06% | $100 | $0 | Interest Checking Tier $0 - $9,999 - Located in Florida |
| Standing Stone National Bank Rates as of Feb. 1st | 0.05% | $50 | $0 | Personal NOW Account |
| Bank of America (Rate in CA) Rates as of Feb. 1st | 0.05% | $100 | $0 | Prima with Tiered Interest Checking - Tier $0 - $9,999 - $20 monthly fee waived with $10,000 minimum daily balance, a BofA mortgage, minimum outstanding balance of $15,000 on an installment loan or line of credit, minimum combined balances of $15,000 in BofA brokerage accounts, or $10,000 combined balances in other specified BofA accounts - Rate collected within: CA |
| Pioneer Bank Rates as of Feb. 1st | 0.05% | $5 | $500 | NOW Account - Limited to New York market area |
| Trustco Bank Rates as of Feb. 1st | 0.05% | $25 | $500 | Free Interest Checking - Rates may vary by location. Rate collected within: 10025 (NY) |
| Chemung Canal Trust Company Rates as of Feb. 3rd | 0.05% | $1,000 | $1,000 | NOW Account, limited to local New York market area |
| First National Bank of Groton Rates as of Feb. 3rd | 0.05% | $500 | $500 | NOW Accounts - Limited to local New York market area |
| Chicago Community Bank Rates as of Feb. 1st | 0.05% | $100 | $2,500 | High Interest Checking |
| Investors Savings Bank Rates as of Feb. 1st | 0.05% | $50 | $0 | Tiered High Yield Checking - rate effective for balances under $5000 |
| Greenville National Bank Rates as of Feb. 1st | 0.05% | $750 | $750 | Investment Checking Account |
| First City Bank (firstcitybank.com) Rates as of Feb. 3rd | 0.05% | $100 | $1,500 | Classic Checking - Located in Florida |
| Ames Community Bank Rates as of Feb. 1st | 0.05% | $1,000 | $1,000 | Club Checking Tier $1,000 - $2,499 - $10 monthly fee waived with $1,000 minimum daily balance |
| American State Bank and Trust Company Rates as of Feb. 1st | 0.05% | $500 | $1,500 | Presidential Checking Tier $1,500 - $24,999 |
| First Shore Federal Rates as of Feb. 1st | 0.05% | $100 | $1,000 | NOW Checking Account - $5 monthly fee is waived if $1,000 balance is maintained in this or another deposit account, or with a loan balance over $10,000 |
| Commercial Bank and Trust of Pennsylvania Rates as of Feb. 1st | 0.05% | $2,500 | $2,500 | Checking with Interest Plus - $10 monthly service charge if balance falls below $2,500 |
| Simsbury Bank Rates as of Feb. 1st | 0.05% | $1 | $1 | Interest Checking - $5 monthly fee waived with $500 minimum daily balance |
| Wakefield Co-operative Bank Rates as of Feb. 1st | 0.05% | $0 | $0 | NOW Checking - no minimum balance to earn stated APY |
| The Bank of Southern Connecticut Rates as of Feb. 1st | 0.05% | $100 | $0 | Personal Now Checking - $10 monthly fee if balance goes below $5,000 |
| Wells River Savings Rates as of Feb. 1st | 0.05% | $500 | $500 | NOW Checking Account Tier up to $2,499 |
| Farmers and Merchants State Bank Rates as of Feb. 3rd | 0.05% | $100 | $0 | Now Account - all balances |
| Lee County Bank and Trust, NA Rates as of Feb. 1st | 0.05% | $100 | $0 | Regular NOW Account - $1,300 required average daily collected balance or $5 monthly fee and $.15 per debit transaction fee |
| Haskell National Bank Rates as of Jan. 25th | 0.05% | $1,000 | $1,000 | NOW Checking - $10 monthly fee is waived with $1,000 minimum daily balance |
| The Halstead Bank Rates as of Feb. 1st | 0.05% | $1,000 | $0 | Super NOW Account - Monthly fee waived with $1,000 minimum daily balance |
| Main Bank Rates as of Feb. 1st | 0.05% | $1,000 | $500 | Now Personal Checking |
| Superior Savings Bank Rates as of Feb. 1st | 0.05% | $100 | $100 | Wisconsin market area only |
| Palatine Bank and Trust Rates as of Feb. 1st | 0.05% | $0 | $1,000 | Single Solution Checking Tier $1,000 - $4,999 |
| Branch Banking and Trust Rates as of Feb. 1st | 0.05% | $100 | $2,500 | Elite Gold Checking Tier $2,500 - $24,999 - Online only - $25 monthly fee waived with certain requirements - See website for details - Rate collected within AL-Online account opening available in AL, DC, FL, GA, IN, KY, MD, NC, SC, TN, TX, VA, |
| Peoples National Bank (peoplesnatbank.com) Rates as of Feb. 1st | 0.05% | $1,000 | $1,000 | NOW Account - Limited to New York market area |
| Stifel Bank and Trust Rates as of Feb. 1st | 0.05% | $100 | $0 | Interest Bearing Checking- All balances - Open in branch |
| Citizens Bank (Rate in NY) Rates as of Feb. 1st | 0.05% | $250 | $1 | Circle Gold Checking with Interest - $20 monthly fee waived with $20,000 balance in linked accounts - Requires relationship package - Rate collected within: 10025 (NY) |
| Citizens Bank (Rate in MA) Rates as of Feb. 1st | 0.05% | $250 | $1 | Circle Gold Checking with Interest - $20 monthly fee waived with $20,000 balance in linked accounts - Requires relationship package - Rate collected within: 02144 (MA) |
| Citizens Bank (Rate in PA) Rates as of Feb. 1st | 0.05% | $250 | $1 | Circle Gold Checking with Interest - $20 monthly fee waived with $20,000 balance in linked accounts - Requires relationship package - Rate collected within: 19140 (PA) |
| National Penn Bank Rates as of Feb. 1st | 0.04% | $25 | $500 | Interest Checking - rate effective until 2/05/2011 on balances up to $4,999 |
| First Midwest Bank Rates as of Feb. 3rd | 0.03% | $100 | $0 | Classic Interest checking |
| Middletown Valley Bank Rates as of Feb. 1st | 0.03% | $1,000 | $1,000 | NOW Checking |
| Lafayette Savings Bank Rates as of Feb. 1st | 0.03% | $100 | $2,500 | Distinct Checking Tier $2,500 - $9,999 |
| Eastern Bank Rates as of Feb. 3rd | 0.02% | $50 | $0 | Select Checking - for individuals with combined balances of $5000 |
| First Bank Des Moines Rates as of Feb. 1st | 0.02% | $100 | $0 | First Preference Checking Tier $0.01 - $2,499.99 |
| Chase (Rate in CA) Rates as of Feb. 1st | 0.01% | $25 | $0 | Chase Premier Checking Tier $0 - $9,999 - $20 monthly fee waived with combined average daily balance of $15,000 in linked deposit, loan and investment accounts - $2 for each non-Chase ATM withdrawal, balance inquiry or transfer - Rate collected within: 94115 (CA) |
| Chase (Rate in IL) Rates as of Feb. 1st | 0.01% | $25 | $0 | Chase Premier Checking Tier $0 - $9,999 - $20 monthly fee waived with combined average daily balance of $15,000 in linked deposit, loan and investment accounts - $2 for each non-Chase ATM withdrawal, balance inquiry or transfer - Rate collected within: 60625 (IL) |
| Chase (Rate in NY) Rates as of Feb. 1st | 0.01% | $25 | $0 | Chase Premier Checking Tier $0 - $9,999 - $20 monthly fee waived with combined average daily balance of $15,000 in linked deposit, loan and investment accounts - $2 for each non-Chase ATM withdrawal, balance inquiry or transfer - Rate collected within: 10025 (NY) |
| Wells Fargo Bank (Rate in CA) Rates as of Feb. 1st | 0.01% | $100 | $500 | Complete Advantage Checking - Comes with a Wells Fargo Money Market Savings account with minimum deposit $100 - Rate collected within: CA |
| HSBC Advance Rates as of Feb. 3rd | 0.01% | $1 | $5 | HSBC Premier Checking - Online only |
| HSBC Rates as of Feb. 3rd | 0.01% | $1 | $5 | HSBC Premier Checking - Stated rate is for accounts opened at an HSBC branch or by phone |
| HSBC Advance Rates as of Feb. 3rd | 0.01% | $1 | $5 | Plus Checking - Online only |
| HSBC Rates as of Feb. 3rd | 0.01% | $1 | $5 | Plus Checking - Stated rate is for accounts opened at an HSBC branch or by phone |
Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
Best Checking Accounts found by users like you
Have you been able to find even better Checking rates than the ones displayed above? If yes, please share them with us and other MoneyRates users! Please include the details: the name of the bank, APY, term of the Checking, when you opened the account, and whether the account can be opened online or only in the branch (if the latter, please include the location of the branch). Thank you!
Showing 95 comments | Add your comment
Salome
3 January 2012 at 1:39 pm
I've updated the "rewards checking" type accounts: Home Federal: must open in person; Coppermark Bank: Oklahoma or Texas residents only; First State Bank: Tennessee residents only; Fort Morgan State Bank: Colorado residents only; Ouachita Independent Bank Louisianana residents only; Washington Saving Bank: As of 1/2/2012, open to Massachusetts residents only; Heartland Community Bank: Arkansas residents only; Legacy Bank: open to all 50 states but must open in person, i.e., Oklahoma Consyners Credit Union is open to all 50 states; 4.09% up to 10.000.00. If anyone knows of any other high yield checking accounts for NY/ National (by internet), please post.
Smarterthanyou
6 October 2011 at 3:06 am
Chris below is pretty stupid as all of these rates are higher than his paultry 3.2 rate. Considering where he's from it's understandable why he's pretty stupid though. lol
Veteran
5 October 2011 at 9:21 am
The higher the interest rate, the more federal tax you pay! I am merely seeking to preserve capital, in a secure account.
chris
2 October 2011 at 3:33 pm
Wow these rates are terrible. My bank gives 3.2% APY for rewards checking. American State Bank Sioux Center IA https://www.ambankiowa.com/#/25-34 but you need to be local.
Thena palnick
20 September 2011 at 6:40 pm
I am looking for a bank reward checking that accepts accounts no matter where one lives in the United states
Kathy
14 September 2011 at 1:55 pm
Adams Bank and Trust has offices in Colorado and Nebraska, currently paying 2.50% APY.
cindy
1 September 2011 at 11:48 pm
I am looking for a high yield checking you can open on line that pays 4 percent or higher. I have 2 right now. Consumers federal credit union and Lake michgan federal credit union. I also had a Liberty Bank that paid 4.11 percent. However I received an email that said they are no longer honoring out of state customers and are closing all accounts of out of state customers. A lot of the high yield checking accounts are in the south and only open to that states residents. I would like to have another high yield checking
Wayland
1 September 2011 at 8:28 am
LMCU is changing their rate: Rate change effective 10/1/11 to 3.0% APY.
wayland
1 September 2011 at 8:12 am
First State Bank (first-state.net) is only accepting applications from residents of Tennessee.
ek
28 August 2011 at 6:05 pm
Pelican CU now requires 15 debit transactions of $300 or more before they pay 4% reward! Spend $300/mo or more to earn $60 interest for $20,000...
Laurie Swanfeldt
15 August 2011 at 3:23 am
Free checking with interest
Seth
1 August 2011 at 5:53 pm
University of Iowa Community Credit Union offers a Rewards Checking account that currently yields 4.25% APY up to $25,000. It is available for Eastern Iowa residents, as well as member's family members and University of Iowa Alumni's. You can open an account at one of their locations or online. I have had an account with them since July, 2005, and a Rewards Checking account since they were first offered, December 2007. The rate has never been below 4%.
Katie Snyder
1 August 2011 at 8:57 am
Lake Michigan Credit Union (Grand Rapids, MI) offers a MAX Checking Account that I use. Membership required, 4% APY, $15,000 max, 10 debit card or ACH transactions/mo, 4 online log-ins/mo, and direct deposit required. Can open in person or online. My husband and I have each had one of these accounts. We have fully funded them up to the maximum, and use them together as our emergency fund. We direct deposit $100/mo into each of them, and follow our "10 under 10" rule - we make 10 debit card transactions under $10 each month so that we don't exceed our $100 monthly deposit - this way we don't spend our emergency fund dollars yet continue to be eligible for the 4% APY. We love LMCU! www.lmcu.org Katie
Holley Hood
21 July 2011 at 9:52 am
I opened my account in June of 2010 and absolutely love it. BankTexas, NA is offering 3.25% apy on their myCash checking account. 3.25% apy applies to the first $10,000 in the account and any balance over $10,000.00 earns .14% apy. There are no maximum or minimum balance requirements. They ask for a minimum of a $50.00 deposit to open the account. To earn maximum interest rate and ATM fee refunds of up to $25 per monthly qualification cycle, the following qualifications should be met: (1) 10 debit card purchases must post and clear the account. Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. (2) 1 direct deposit or 1 ACH auto debit most post and clear the account. Intra-bank transfers do not count as qualifying ACH transactions. Limit one account per holder. Bank may convert to Simplicity account if the account is not used as a primary checking account. (3) Enroll in e-Statements. There are no monthly service fees. Initial debit card, automated telephone service and online banking are available at no charge. If you do not meet one of the 3 qualifiers, there is no penalty, but your average daily collected balance will only earn .11% apy and will not get the ATM fee reversal.
Creighton
18 July 2011 at 11:16 am
You should mention Avidia Banks e checking account a great rate 2.27% APY! No foreign ATM transaction fees ATM surcharge fees charged by other banks will be reimbursed to you, up to $10 per statement cycle No maintenance fees Interest will be paid on your collected balance (see eChecking rates below) Full credit and access to our Avidia Rewards program
KayT9
17 July 2011 at 4:23 am
The Farmers Citizens Bank is currently only accepting applications from residents of Ohio.
dennis
14 July 2011 at 7:25 am
Take a look @ www.providentnj.com Smart checking account @ 2.50%
Dean Kruger
3 July 2011 at 10:08 am
Lapeer County Bank Best rate that I can find in this area. Minimum to open account is $25.00. Annual Percentage Yield (APY) accurate as of 7/1/2011. Rate tiers are as follows: 2.02% APY applies to balances of $0.01-$50,000.00 and 0.10% APY applies to balances above $50,000.00 if qualifications are met each monthly qualification cycle; 0.02% APY applies to all balances if monthly qualifications are not met. Rates may change after the account is opened. Fees may reduce earnings. Qualifying transactions must post and clear the account during the monthly qualification cycle. Transactions may take one or more business days from the transaction date to post and clear to an account from the date the transaction is made. Intra-bank transfers do not count as qualifying ACH transactions. ATM Fee reimbursements up to $25.00 provided only if qualifications are met within the monthly qualification cycle.
Mario
30 June 2011 at 5:28 pm
Farmers Citizens Bank In Ohio, It's Kasas Kash Checking Account is only Avalable to Ohio Residents.
Rick
29 June 2011 at 7:35 am
Seems like southern bank might be lying. how can they give such a good rate?
Sowega
29 June 2011 at 5:14 am
Heritage Bank of the South offers a Performance Checking Account with higher interest rates than you are displaying: 2.5% with direct deposit and 12 debits each month with online banking; and the bonus- ATM fees are free nationwide. The rate is good for up to $15,000. See their website: https://www.eheritagebank.com/personal-checking.htm
Debbie
25 June 2011 at 3:48 pm
Kasasa account at Farmers Citizens in Ohio is paying 3.01% checking, 1.76 for savings. Required 12 card transactions, direct deposit and/or bill pay. Best account I've found. $25,000 limit checking, unlimited savings.
Windell Crowder
16 June 2011 at 8:33 am
I am searching for a banking institution in the Baton Rouge area that will pay me at least 3% anually for useing my money.credit card rates are the same as loansharking but no one wants to pay out any intrest.I do NOT have and will NOT have a credit card!I have some money to invest in a FDIC insured account but will only consider a max of a 2 year investment.
Thrifty Checker
30 May 2011 at 9:52 pm
Fort Morgan State Bank offers 4.05% checking with interest on balances of up to $25,000. Applicants may open multiple accounts, and are required 12 card transactions per month to earn this rate. This is the best available to Colorado residents.
fred
24 May 2011 at 12:02 pm
Southwest airlines federal credit union has a nice high interest checking account
Steve Payne
11 May 2011 at 6:22 am
Southern Bank (#1 on your list) now only pays the 5.01% on balances up to $15,000. $15,000 to4 25,000 pays only about 1%. This change was effective 5/1/11.
Tim
2 May 2011 at 12:20 pm
Wisconsin Community Bank (www.thewcb.com) offers 3.01% up to $20K.
Puddin Man
19 April 2011 at 11:16 am
Southern Bank now pays Reward rate 5.01% Annual Percentage Yield (APY) paid on balances between one penny and $15,000, and 1.01% APY paid on the portion of the balances above $15,000 each cycle the qualifications are met. http://www.bankwithsouthern.com/personal/checking/kasasa-cash.html
Henry
17 April 2011 at 2:07 pm
Union Square FCU (Wichita) is offering (4.51%, $25k) Premier Checking!
Danny
8 March 2011 at 3:17 pm
Royal Bank of Missouri. The only problem if you dispute one of the charges they will no longer want you to do banking with them aka will close your account and that what happened to me. Features: $100.00 minimum to open No minimum balance once opened No monthly service fee 2.75% Annual Percentage Yield (APY) earned on daily collected balances up to $24,999.99** Rate Accurate as November 23, 2010 (fees may reduce earnings) ATM access nationwide
Home Federal Bank
8 March 2011 at 6:58 am
Home Federal Bank offers one high yield checking account per family, currently paying 4.01% up to $25,000. Requires electronic statement, minimum of $100 per month direct deposit and 12 signature-based (don't use the PIN for debit card transactions) debit card transactions per month. Louisiana only? See homefederalbank.com for more information.
Leah
7 March 2011 at 8:03 am
Are there any banks in NC with interest-yielding checking accounts? Thanks!
ejk
23 February 2011 at 6:36 pm
Pelican is now 4.01% APY to 20K...not 30K
Rita Dolan
20 February 2011 at 2:18 pm
Pelican State CU now has a max deposit of only $20K for the 4.01% rate.
Frank Baker
10 February 2011 at 2:41 pm
National Bank of Arkansas offers a Rewards Checking Account. Pays 4.00 percent on checking account up to $15,000.00 . 12 debits or credit charges required per month. 1 auto deposit a month or 1 auto pay a bill a month. If you fullfil all the monthly requirments You will be paid interest of 1.5 % on a savings account with no maximum limit. E statements required, Located at 4004 McCain Blvd, Box 837, North Litttle Rock, AR, 72115. Phone #501- 771- 6205. Must be opened at branch. Call and inquire. Opened my acct, Feb, 2010. Bank is a FDIC member.
Lisa
10 February 2011 at 10:41 am
Greater Nevada Credit Union offers 3% on checking up to $25K. Requires that you make at least 12 debit card transactions, have one direct deposit or automatic payment, receive online eStatements.
Luci
30 January 2011 at 6:41 am
Liberty Bank in offers 3% on checking up to $25,000. Just a couple months ago they had it at 4% for the last couple years. 10 debit card transactions a month and e-statements is their requirement.
Aaron R. Whitmore
28 January 2011 at 4:24 am
Bank of Ripley in Ripley, TN offers 3.51% on checking up to $25,000.00.
Richard
21 January 2011 at 6:29 am
Independent Bank in McKinney, TX offers 3.01% on Free checking account with balances up to $25k. They just reduced their rate in Jan 2011 from 4.01% which had remained unchanged for 2 years.
Lee
13 January 2011 at 5:39 am
Midwest Federal Credit Union paying well over 2% on checking up to balance of $25K
janine
10 January 2011 at 7:29 am
Where in CA can I get a decent interest rate? It seems that other states offer 4-5% for amounts up to sometimes $50K. I do not want a CD but an account that I can get to when needed. Thanks.
Tanya
5 January 2011 at 6:09 pm
Ing direct they pay 1.25% on a hundred thousand and is componded intrest
Betty D
18 December 2010 at 7:21 pm
Private Bank in Illinois offers a reward checking with a rate of 4.00% for up to $25,000.then.25% over with 15 debit purchases monthly ldirect deposit/ACH debit. The interest rate flutuates without notice
Derek F.
16 December 2010 at 10:39 pm
The Provident Bank in New Jersey offers a Smart Checking account that currently offers an interest rate of 2.51% with 10 signature-based transactions per month, 1 direct deposit/ACH debit per monthand online statements up to $25,000.
Len
13 December 2010 at 2:42 pm
Westfield Bank of Ohio gives 3.50% interest on up to $25,000 with the usual debit requirements of 12 per month with one ACH debit or deposit. I've been using them for about 6 months and the interest rate has not dropped like so many other banks do once your signed up. I don't know why this web site doesn't list this bank.
auto shop
13 December 2010 at 10:55 am
Terrific work! This is the type of information that should be shared around the web. Shame on the search engines for not positioning this post higher!
laura horn
19 November 2010 at 6:07 pm
americanet bank online 3.75 up to 10.000 and 1 on over that and 1.75 on money market and all that is required in the checking is 10 debits monthly no auto deposits and has many other benifits thought i would share!!!!!
Josh
18 November 2010 at 9:02 am
The Grand Bank of Texas has a personal checking account with 3.41 APY, on up to $25000. You do have to open the account in the branch (located in Forth Worth). No monthly fees, but you much maintain a few criteria to get the higher rate.
James
4 November 2010 at 4:59 pm
Presidential Bank Checking Plus Account. This is a true full service unlimited checking account paying 1% for balances over $1,000 and under $25,000. (0.5% for balances over $25,000. Can be opened on-line or application printed and sent in to bank. Requires a minimum direct deposit of $200/month. Free ATM. Free Internet Banking. Excellent phone access system. Best highest yield unlimited checking account in the Nation without hidden requirements. Superb customer service. Also has a good high yield saving account available at 1.25% up to a balance of $35,000. Many awards and first Internet Checking Account in the nation. Open to residents of all states. Presidential Bank Internet Checking Account similar. 0.75% for balances up to $25,000, then 0.25%. No direct deposit required. Otherwise similar to above.
Taylor Richard
27 October 2010 at 7:30 pm
Citizens National Bank offers a checking accout that pays 4.1% interest on upto $25,000.00. The only requirement is that you must use your debit card at least 12 times in the thirty day cycle and have at least one electronic deposit and/or bill pay in the cycle as well. You also must get your statement as an E-Doc. I have had this account for a year and it is great!
Chris Coffin
11 October 2010 at 7:44 pm
Viewpoint bank still pays four percent but only up to 25k. It used to be 50k.
Tim Elliott
7 October 2010 at 7:58 pm
AmericaNet Bank offers free checking paying 4% interest up to $10,000. This is internet only. Based in Mustang OK. Savings is 2% up to $35,000
Ryan
30 September 2010 at 5:21 am
Effective Monday, October 4th, the Rewards Rate APY on DANVERS BANK Free Rewards Checking account will be 3.01% (Currently at 4.01%) But let it be known that it still is a great bank , they do alot for there community and since there Free Rewards Checking was introduced, this is only there second rate decrease.
Ron Bannon
20 September 2010 at 7:02 pm
http://www.providentnj.com/site/Main.aspx Pays over 3%
Beatrice
15 September 2010 at 8:40 am
Provident Credit Union "Super Reward Checking" is paying 2.51% on first $25,000 They are great! check out here: http://www.providentcu.org/
Charlie
2 September 2010 at 6:04 pm
Amegy Bank of Texas "Smart Yield Checking" is currently paying 1.99% APY on the first $25,000 and 0.25% on amounts over that limit. Requirements are ten signature based debit card purchases a month, either an ACH credit of pay/pension/Social Security or two ACH debits, and going to the bank Web site to pick up the PDF statement.
Kim OQuinn
31 July 2010 at 8:10 pm
Texas Gulf Bank - www.texasgulfbank.com - Gulf Advantage Checking pays 3.04% on balances up to 25K.
Jeremy
8 July 2010 at 6:49 am
Farmers and Merchants State Bank (fm-bank.com). Ohio and Indiana. Kasasa Cash checking account: 3.06% up to $25,000. 12 debit card transactions, Set up 1 Direct Deposit or one ACH debit monthly , online statements $50 deposit to open ATM fee refunds nationwide (up to $25 per cycle)
Nancy Goodenow
5 July 2010 at 9:39 am
. Try Bank of the Sierras, Royal Bank of Missouri, Coulee, First Bank and Trust, Willamette and Home Federal. Good rates. They do change. One just went from 4.01 to 3.01, but still good
Drew Brownlee
25 June 2010 at 2:17 pm
Fidelity Homestead Savings Bank - New Orleans, LA http://www.fidelityhomestead.com/personal/checking/fidelity-reward-checking.html 4.11% APY Rewards Checking Account Requirements: 10 debit card transactions a month e-statements direct-deposit / 1 automatic payment a month
Joe
25 June 2010 at 8:06 am
4.00% APY on Checking balances up to $10,000 in Chicago, IL at MB Financial. You can open the account online or in person but must set up your debit card in person at a branch. Requirements: e-statements, 12 debit-as-credit card transactions per cycle totaling $100 or more, one payroll deposit of $250 or more per month (or one ACH transaction of any amount). $500 minimum balance to avoid $10 monthly fee, $25 minimum to open account. http://www.mbfinancial.com/Personal/RedChecking/tabid/383/Default.aspx
John Doe
9 June 2010 at 9:19 am
3.51% APY on balances up to $50K at Farmers
Skipper
15 May 2010 at 12:48 pm
4.01% Yield on Checking Account balances up to $25,000 at The East Carolina Bank. Serving Customers in North Carolina since 1920. Online Account Opening at www.myecb.com.
Rita Dolan
15 May 2010 at 7:50 am
Pelican State Credit Union in Baton Rouge, LA . has a 5.01% reward checking account on up to 30K, with requirements of e-statements, 15 pos debit card usage
K Smoker
14 May 2010 at 6:09 am
4.01% APY http://www.southernbandt.com/
Sak
11 May 2010 at 12:06 pm
CambridgeSavings bank 3.92% (APY 4.00%) (1) yes (monthly direct deposit: required) (2) no (monthly bill payment: not required) (3) yes (e-statement: required) (4) yes (debit card: 20 payments per month, 15 also gets rate but has $5 monthly charge) (5) $10 < balance < $25,000, $100 to open (https://www.cambridgesavings.com/pg_View.aspx?PageID=396)
MFattore
10 May 2010 at 12:45 pm
Check out the rewards checking offers at Union Bank of Atchison,which I opened online last year. The customer service is excellent. Here is the current list of rules and rates: My Rewards Checking is a free account that also offers you Rewards. The "Rewards" include: 3.25% APY for balances up to $25,000 and 1.00% APY on the remaining balance over $25,000. Nationwide ATM fee refunds To receive these "Rewards" we ask you to do a few simple things: Receive E-Statements Access Online Banking (once per qulification cycle) 10 MC Debit Card Purchases (per qualification cycle) 1 Direct Deposit or ACH Auto Debit (per qualification cycle)
Chrissy
10 May 2010 at 8:04 am
Solvay Bank which is headquartered in Solvay, NY has a High Interest Checking account which yields a 2.75% APY with NO Minimum Balance Requirement. This account can be opened online or in one of their 8 branches(Solvay, Fairmount, Camillus, North Syracuse, Cicero, Liverpool, Westvale, or Downtown Syracuse). You have to be a resident of Onondaga County in the Syracuse, New York area to open one of these accounts. This accounts give you: 2.75% APY on balances up to $15,000 0.50% APY on portion of balance over $15,000 0.05% base rate if requirements are not met ATM fee refunds worldwide up to $25 per cycle Monthly requirements include: 12 debit card purchases 1 direct deposit Receive e-statements Other features of the account: $15 minimum initial deposit No monthly service charge No minimum balance requirement Maximum of 3 accounts allowed per household and one account per tax id number. This is a great account...you can visit their website www.solvaybank.com or highinterestsolvay.com to find out more about it!
MoneyRates team
11 December 2009 at 1:56 pm
We've made the name change for Southern Bank. We have also verified and updated the current rate for Rocky Mountain Bank's Reward Checking (Cash Rewards Checking).
Midav
10 September 2009 at 7:22 pm
Farmers Bank and Trust requires personal visit to one of their branches.
R.W.Sewell
4 September 2009 at 8:07 am
Look at this bank checking program, 5.01% at Community Bank of Pickens County, Georgia. there web site: http://www.cbopc.com
S. E . Wallace
1 September 2009 at 3:27 pm
Everbank online FDIC 2.51 for first 3 mos
Dee Dlscha
1 September 2009 at 9:00 am
FYI Kansas State Bank requires signing documents IN PERSON. They do not mail out documents for you to sign
Dee Dlscha
1 September 2009 at 8:55 am
FYI: Southeast National Bank as of today, September 1, 2009, has a 4.01 % rate for their rewards checking. Also, people outside their service area (Illinois & Iowa) are not allowed to open accounts.
Chana Lambertz
30 August 2009 at 8:13 am
Easygrow checking 4.01 apy.
Rate chaser
28 August 2009 at 7:27 pm
One minor, one major correction: 1) Southern Missouri Bank is now named Southern Bank 2) ALWAYS obtain the correct rate for rewards or interest checking for, in this case, Rocky Mountain Bank (presently 4.01% with a $20K cap) by starting the search from their homepage.
tom ramsey
24 August 2009 at 6:27 am
liberty bank
james
11 August 2009 at 1:48 pm
Bank of america has 0.9%
L Costilow
10 August 2009 at 6:25 pm
Bank 1440, Phoenix, AZ Ask for Tanja. The rate as of today for up to $25,000, ten debit transactions, on line viewing of account and one direct deposit is 5.01% . Pretty good I'd say.
Sharon Mead
10 August 2009 at 8:32 am
First American Bank, First Rewards Checking, 5.00% APY up to $25,000 0.20 over $25,000 0.15% if requirements are not met, 1 DD or ACH Credit, 12 debit card purchases, sign up for e-statements, free bill pay, account must be opened at the branch. 11 locations through out southern NM.
Ryan
4 August 2009 at 7:19 am
Capital Bank of Raleigh NC, www.capitalbank-nc.com has a high interest checking account that yields 4.01% APY on balances up to $25k. Great folks to work with and convenient locations. Free online banking with billpay is provided also.
Brad Moore
23 July 2009 at 7:08 pm
ViewPoint Bank Absolute Checking APY 4.00% ($0 - $50k) APY 2.00% ($50k - $100k) $100 to Open No Minimum for Interest No Monthly Fee Conditions: Sign up for direct deposit OR actively use free online bill-pay Receive your monthly bank statement and notices on your account electronically Use your Absolute Checking Visa Check Card at least 15 times per month for purchases Apply Online: http://www.viewpointbank.com/home/personal/checking/absolutechecking
Michael
13 July 2009 at 7:34 am
FAB&T Nearest Location - Concord, AR Show Locations Map data 2009 Tele Atlas - Terms of Use Kasasa Cash Insured by FDIC up to $100,000 With Kasasa Cash, a free, high-interest checking account from FAB&T, you earn the rewards (see info below) when you meet the simple monthly qualification criteria. If you do not meet the qualifications during the month, don't worry. You will not receive the Rewards for that month, but you will earn the Base Rate (listed on the right) on your entire free checking account balance. Plus, you can try again the next month to earn the Rewards! Rewards * 4.44% APY* paid on the portion of the balance below $50,000 * 1.00% APY* paid on the portion of the balance above $50,000 * Reimburses all ATM fees worldwide * All accounts automatically qualify for the first cycle Monthly. Qualifications to Receive Rewards * Minimum of 10 debit card purchases (ATM usage does not count toward the 10 purchases) * 1 Automatic Payment, Bill Pay transfer, or Direct Deposit transfer * Receive your monthly account statement electronically * Sign in to your online banking account at least once Other Features * Free Checking * No Minimum Balance * Free Visa Check and Debit Card * Free Online Banking * Free Online Bill Pay About FAB&T First Arkansas Bank & Trust is a family owned, full service financial institution headquartered in Jacksonville, AR. We have 28 banking centers located throughout Central and North Central Arkansas. We also have a full service mortgage company, trust division and associated investment consultants. * Open Now * Bonus Rate 4.44 % APY* paid on the portion of the balance below $50,000 if qualifications are met * Second Tier Rate 1.00 % APY* paid on the portion of the balance above $50,000 if qualifications are met * Base Rate 0.05 % APY* paid on entire balance if qualifications not met * ATM Reimburses all ATM fees worldwide if qualifications are met **** SIGN UP ONLINE**** Then debit card through the mail.
Marissa
10 July 2009 at 1:58 pm
Bank of the Sierra in California has a Rewards Checking program with an interest rate of 4.51%; $50 to open, 12 check card transaction, estatements, one bill pay, direct deposit or ACH payment
Michael Clanton
8 July 2009 at 6:57 am
United Federal Credit Union www.unitedfcu.com (St. Joseph, Michigan with branches throughout southwestern lower Michigan as well as in Ohio, Arkansas, and North Carolina),-Interest Plus Checking earns 6.01% on the first $25,000 and free ATMs nationwide. Must meet several conditions (ie: 10 signature-based debits per month, either a direct deposit or ACH withdrawal monthly, and online statements. Also, must meet membership requirements of credit union).
mary
6 July 2009 at 12:30 pm
I read about a bank that is paying 6% interest on checking - but i can't remember where I read it. ' It is online and i Probably read it in US News and World Reports or AARP newsletter ( not the magazine).
Beverly
6 July 2009 at 10:17 am
Forum CU in Indianopolis. Rewards Checking, int rate variable 3.75% July 3,'09. Direct Deposit $50.00 per month deposit, 10 signature based debit card transactions each month that post that month. Must use e-statements. Out of town, can open if have relatives there. no min bal, free bill payand more.
Charles Weber
4 July 2009 at 11:26 am
Try RELIANT BANK in Franklin, Tennessee. "Clearly Better Rewards Checking" APY 4.01% Must meet several requirements each month: * ten debit card transactions * three bill pay transactions * One deposit ie ACH debit * Other minor requirements Great bank, great benefits and GREAT People
steve schexnayder
30 June 2009 at 7:45 pm
Neighbors Federal Credit Union Pays 4.51% on first $25000 then 1.01% anything over. http://www.neighborsfcu.org/services/rewardchecking.htm
Farmers State Bank
26 June 2009 at 8:34 am
Pays 3.51% on first $25000 then 1.01% anything over. Requirements are online statements, 10 debit card transactions/month with @ least once / month check on line balance . If conditions not met then only earn .1% for the month.
Martha Smith
26 June 2009 at 7:26 am
Are there any Kasasa banks in my area? If so, where?
maria
25 June 2009 at 6:19 am
online checking account iGObanking.com 1% apy min $1 deposit no min bal requirement no required transactions see igobanking.com for full info
mike thompson
24 June 2009 at 4:47 pm
north carolina bank and trust 4.25%, http://www.ncbtonline.com/madmoney/ To stay at 4.25% APY*, the monthly requirements are simple and easy: * - Receive eStatements * - Use your VISA Debit Card a minimum of 10 times (non-ATM transactions) * - At least one Direct Deposit or Automatic Draft**
Jeff Bacso
22 June 2009 at 3:36 pm
Interest rate: 4.0% (up to $25K), 10 monthly transactions, any combo of 2 ach deposits or online bill payments, e-statement. Go to firstdayfcu.org for full details.
Wes
18 June 2009 at 11:04 am
Park Community Federal Credit Union HI Checking: 3.26%APY Terms: At least 1 monthly direct deposit. 12 monthly signature-based debit card transactions. Receive eStatements. No minimum balance. 3.26%APY earned on balances between $0.01 and $24,999.99 Not meeting the requirements and all funds in excess of $24,999.99 will earn a base rate interest of 0.25%APY
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