The highest bank rates on interest checking accounts are listed below. FDIC-insured up to $100,000 per depositor.
| BANK |
YIELD |
MINIMUM |
BALANCE* |
|
Rewards Checking Accounts
[Checking accounts with requirements to earn top yield] |
+6.00% |
Varies |
Varies |
| EverBank |
4.01% |
$1,500 |
$1,500 |
| Corus Bank |
4.00% |
$100,000 |
$100,000 |
| Salem Five Direct |
3.50% |
$100 |
$100,000 |
| American Bank** |
3.50% |
$100 |
$5,000 |
 |
3.40% |
$100,000 |
$100,000 |
| Bank of Internet** |
3.40% |
$1 |
$1 |
| Century Bank Direct |
3.35% |
$100 |
$1 |
|
3.20% |
$50,000 |
$50,000 |
| Salem Five Direct |
3.20% |
$1 |
$25,000 |
| E*Trade Bank |
3.20% |
$5,000 |
$5,000 |
| Imperial Capital Bank ** |
3.10% |
$250 |
$250 |
| Bank of Internet |
3.05% |
$1 |
$1 |
| Imperial Capital Bank |
3.05% |
$500 |
$1,000 |
| Salem Five Direct |
3.00% |
$1 |
$1 |
| Affinity Bank |
3.00% |
$100 |
$7,500 |
| American Bank*** |
3.00% |
$1 |
$1 |
| Charles Schwab Bank****** |
2.26% |
$1,000 |
$1 |
| Hyde Park Savings Bank |
2.25% |
$10 |
$15,000 |
| American Chartered Bank |
2.15% |
$1 |
$50,000 |
| Presidential Bank**** |
2.10% |
$1,500 |
$1,500 |
| Ultima Bank |
2.08% |
$0 |
$100,000 |
| Quantum National Bank |
2.06% |
$10,000 |
$10,000 |
| Zions Bank |
2.02% |
$2,500 |
$100,000 |
| |
2.00% |
$1 |
$25,000 |
| NewBank |
2.00% |
$1 |
$1 |
| Univest National Bank*** |
1.80% |
$1 |
$1 |
|
1.75% |
$1 |
$1 |
| eBank |
1.50% |
$25,000 |
$2,500 |
Highest Savings Account rates posted by money-rates.com daily. Banks listed in rate tables are FDIC-insured up to $100,000 per depositor. Information regarding FDIC-insurance here.
* Minimum balance required to earn quoted APY or avoid fees
** Age requirements apply to earn highest yield.
*** APY valid for balances up to $10,000 only
**** APY valid for balances up to $25,000 only
***** $1,000 minimum deposit requirement waived for Schwab brokerage customers
Verify rates, terms and restrictions with bank before opening an account
Posted 5/05/08
