Chase Credit Cards
With a history spanning decades and multiple acquisitions, Chase has long been at the forefront of the credit card industry. Its array of personal cards is designed to match any consumer's needs, whether those needs demand cash back, low interest or points that offer rewards on travel and dining. Meanwhile, the business credit cards offered by Chase provide powerful tools that can help small businesses better manage credit.
The 2000 merger of Chase Manhattan and JP Morgan created the major financial services provider JPMorgan Chase & Co. The Chase brand name delineates the side of the business that handles credit card services in the U.S. and Canada, retail bank branches in the U.S. and its commercial banking services.
- Earn $200 Bonus Cash Back after you make $500 in purchases in your first 3 months
- 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12
- You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
- Unlimited 1% Cash Back on all other purchases
- Up to an additional 10% Cash Back when you shop online at select merchants through Chase
- Up to an additional 10% Cash Back when you shop online at select merchants through Chase
- No annual fee and rewards never expire
★ ★ ★ ★ ★
Reg APR
15.99 - 22.99%
Variable
N/A
None
Excellent
- Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
- 0% Intro APR for 12 months on balance transfers and 6 months on purchases
- 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12
- You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
- Unlimited 1% Cash Back on all other purchases
- Up to an additional 10% Cash Back when you shop online at select merchants through Chase
- No annual fee and rewards never expire
★ ★ ★ ★ ★
Reg APR
11.99% - 22.99%
Variable
0%
6 months
Excellent
- $250 cash back bonus after you spend $5,000 within 3 months!
- 5% cash back on the first $25,000 spent annually on office supply store purchases, cellular/landline phone service, and cable services
- 2% cash back on the first $25,000 spent annually on gas and dining
- 1% cash back on all other card purchases with no limit to the amount you can earn
- Cash back rewards do not expire
- 0% Introductory APR for 6 months*
- No Annual Fee*
★ ★ ★ ★ ★
Reg APR
13.24%
Variable
0%
6 months
Excellent
- Limited Time Offer! - Earn 50,000 bonus points after you spend $3,000 in the first 3 months- that's $625 toward travel!
- 2 points per dollar spent on travel and dining & 1 point per dollar spent on all other purchases
- Use 20% fewer points when you redeem for travel. Just book your flight, cruise, or other travel through Ultimate RewardsSM
- No foreign transaction fees
- Earn a 7% annual points dividend - even on points already redeemed
- Transfer points you've earned to participating frequent traveler programs at a 1:1 value
- 24/7 direct access to expert service advisers (No voice recording)
- No Annual Fee for your first year - A $95 value
★ ★ ★ ★ ★
Reg APR
As low as 15.24%
Variable
None
Excellent
Annual Fee$95
- Earn up to 40,000 bonus miles & first year free ($95 value)*
- Now with priority boarding privileges on Continental and United flights
- Check your first bag for free on Continental and United flights, up to a $50 value
- Visit the United Club with two complimentary passes every year, a $100 value
- Earn 2 miles for $1 spent on tickets purchased from Continental and United and 1 mile per $1 everywhere else
- Your miles don't expire and there is no limit to the number of miles you can earn
★ ★ ★ ★ ★
Reg APR
14.24%
Variable
None
Excellent
Annual Fee$95 First year free
- NOW! Earn a FREE FLIGHT after your first purchase
- Get 3,000 Points every year on your Card member Anniversary - that can be redeemed for a $50 Wanna Get Away® Fare
- Now you can redeem for International Travel, Hotels, Gift Cards and more
- Earn unlimited FREE FLIGHTS - 2 Points per $1 Spent on Southwest Purchases and 1 Point per $1 Spent on EVERYTHING else
- Your Bags Fly FREE! No Blackout Dates, Points Don't Expire, and Unlimited Reward Seats!
- No Change fees - if you need to change your flight, you won't be charged a fee
- September 11th Security Fee Applies
★ ★ ★ ★ ★
Reg APR
15.24%
Variable
None
Excellent
Annual Fee$69
- Earn up to 40,000 bonus miles & first year free, a $95 value*
- Check your first bag for free on United and Continental-operated flights, up to a $50 value round trip
- Board your flight before general boarding with priority boarding privileges
- Visit the United Club with two complimentary day passes every year, up to a $100 value
- Earn 2 miles for $1 spent on tickets purchased from United and Continental and 1 mile per $1 everywhere else
- Enjoy exclusive access to once-in-a-lifetime events through Inside Access from Chase
- Your miles don't expire and there is no limit to the number of miles you can earn
★ ★ ★ ★ ★
Reg APR
14.24%
Variable
N/A
Excellent
Annual Fee$95
- 25,000 bonus points after you spend $5,000 in the first 3 months!*
- 5X points per dollar on the first $25,000 spent annually on office supply store purchases, cellular/landline phone service, and cable services*
- 2X points per dollar on the first $25,000 spent annually on fuel and lodging*
- 1 point per dollar on all other card purchases with no limit on the amount you can earn*
- Cash back rewards do not expire
- 0% Introductory APR for 6 months*
- No annual fee*
★ ★ ★ ★ ★
Reg APR
13.24%
Variable
0%
6 months
Excellent
These quotes are from credit card issuers which have paid for a link to their website. Offers are subject to change without notice and may not be the same for all consumers.
Growth through acquisitions
The Chase credit card division, headquartered in Wilmington, Del., owes its size to a number of key acquisitions over the years by Chase Manhattan and JPMorgan Chase.
But the history of Chase-branded credit cards extends to the 1950s. In 1958, Chase Manhattan Bank, which had been created three years earlier, unveiled a program called the Chase Manhattan Charge Plan.
In this program, customers were offered a single retail charge account, providing credit at a citywide network of stores. The bank was the initial provider to offer this kind of program in New York City, and among the nation's first to offer such a program.
Manufacturers Hanover Trust Co. and Chemical Bank were founding members of the Eastern States Bankcard Association and thereby entered the credit card business in 1969. By 1981, Bank One, the company resulting from the merger of National Bank & Trust Co., became the nation's largest processor of Visa transactions.
Chase Manhattan eventually acquired Manufacturers Hanover and Chemical Bank. JPMorgan Chase acquired Bank One. So the 2000 merger brought a number of former giants together under one entity.
Tailored services
As one of the world's largest credit card providers, Chase is in the forefront of offering the tailored card services that today's consumers desire. Some of its most popular cards provide competitive travel rewards or cash back earnings, but Chase also offers 0 percent APR credit cards, balance transfer credit cards, no annual fee credit cards, credit cards with no foreign transaction fee, and a wide variety of business credit cards.
Though it traces its history through many smaller companies, today's Chase is a monolithic figure in the credit card industry. And given the size and scope of its credit card offerings, that seems unlikely to change anytime soon.
