About MoneyRates Expert
Richard Barrington, CFA, is the primary spokesperson and personal finance expert for MoneyRates. He is a 20-year veteran of the financial industry, including having served for over a dozen years as a member of the Executive Committee of Manning & Napier Advisors, Inc. He earned his Chartered Financial Analyst designation in 1991 with the Association for Investment Management and Research (AIMR).
Richard has written extensively on investment topics, including investments, money market accounts, certificates of deposit, and personal finance as it relates to retirement. Richard has been quoted by numerous media publications such as The New York Times, The Wall Street Journal, and Pensions & Investments magazine.
Richard can discuss economic and market history in detail and is well respected for his ability to relate to a broad audience from a personal financial standpoint. Richard approaches financial topics with an understanding that fresh perspectives are often more valuable than mainstream consensus. He has written for over 50 financial Web sites, such as Investopedia, Yahoo, MSN, Allbusiness, and Encarta, and is most sought after by members of the media for his niche expertise in these topics:
-Certificates of Deposit, Money Market and Savings Accounts
-Saving for Retirement
-Housing and Mortgage Meltdown
-Interest rates
-Investments
-Macro Economic and Government Policy Issues
-Historical Financial Events
-Discerning Long Term Implications
For PR inquiries and opportunities please email us at pr@moneyrates.com
Expert's Commentary
Latest Articles
Bank Rates May Have to Change Soon in Response to Inflation
The best way to make sure your bank rates adjust to rising inflation is to stay in short-term accounts.Posted 11/04/2009
Bank Rates Could Take a Hit from Latest FDIC Proposal
A recent FDIC proposal could affect your savings account interest rates and CD rates--and possibly even your bank's health.Posted 10/22/2009
With Savings Interest Rates Low and Bank Fees Rising, Customers Must Take Care
Higher bank fee rates can wipe out any savings account interest you earn, or even zero out your account balance, so be sure to know how much you are paying, and for what.Posted 10/07/2009
FDIC Bailout May Depress Savings Account Rates, Money Market Rates, and CD Rates
As the FDIC needs more money to pay for failed banks, the burden may fall unfairly on the shoulders of savers in the form of lower money market rates, and other bank rates.Posted 09/22/2009
Improve Your Savings Rate to Build Up Your Emergency Savings Account
The best time to build up an emergency savings account is when the economy is showing some strength.Posted 09/04/2009
Aim for a Higher-Than-Average Savings Rate Especially when Interest Rates Low
The national savings rate has recently climbed to 5%, but with today's low interest rates, this would not necessarily be good enough to earn you a comfortable retirement nest egg.Posted 08/20/2009
Four Signs It May Be Time to Change Your Savings Account
If one or more of these four signs applies to you, then it may be time to change your savings account.Posted 08/11/2009
US personal savings rate
The Bureau of Economic Analysis released data today which showed the personal savings rate in the U.S. climbed from 4% to 5% during the second quarter of 2009.Posted 08/04/2009
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