dcsimg
 
Advertiser Disclosure: Many of the savings offers appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all deposit accounts available.

Jumbo savings accounts

By

Jumbo savings accounts require a high minimum deposit to open, usually $2,500, and require you to maintain that balance. In return for that high balance, jumbo savings accounts pay a higher interest rate than a regular savings account. Jumbo accounts are often money market accounts and are commonly offered by credit unions. Deposits are insured by the FDIC or NCUSIF up to $250,000 per account.

Consumers should understand the differences between money market accounts and savings accounts. Withdrawals on money market accounts may be limited to a certain number per month, typically between three and six, and check-writing ability is also limited. Account holders can make unlimited withdrawals per month on a savings account. But if you’re depositing a large sum into a jumbo savings account to earn the highest interest rate, you probably aren’t going to be making a lot of withdrawals.

Check out our rates for savings and money market accounts to find the best bank for you.

 Account Type
 Amount

Type: Savings

Minimum to earn APY $0

1.05%APY

Rates as of 8/1/2015
FDIC Insured

Advertiser Comments

  • Member FDIC
  • ID Theft Resolution Services
  • Synchrony Bank was formerly GE Capital Retail Bank

Type: Savings

Minimum to earn APY $0

0.90%APY

Rates as of 8/1/2015
FDIC Insured

Advertiser Comments

  • Member FDIC. No minimums and no fees.

Type: Savings

Minimum to earn APY $0

1.00%APY

Rates as of 8/1/2015
FDIC Insured

Advertiser Comments

  • A rate that's 11x better than the national average
  • No minimum balance and no hidden fees
  • Link directly to any existing bank account

Type: Savings

Minimum to earn APY $0

0.99%APY

Rates as of 8/1/2015
FDIC Insured

Advertiser Comments

  • No minimum deposit to open.
  • No monthly maintenance fees.
  • Member FDIC.

Type: Savings

Minimum to earn APY $0

0.75%APY

Rates as of 8/1/2015
FDIC Insured

Advertiser Comments

  • Capital One 360: No fees. No minimums. No changing banks.

Type: Savings

Minimum to earn APY $1000

0.85%APY

Rates as of 8/1/2015
FDIC Insured

Advertiser Comments

  • Easy to open. Easy to fund. Easy to manage.
  • Free online banking and eStatements.
  • National network of free ATMs.
Ultima Bank
Minimum to earn APY $0
2.02% APY
Rates as of 2015-07-29
Comment
SMART Savings Account - for young adults 18 yrs or younger, withdrawals prior to 18th See morebirthday may result in a penalty

Type: Savings

Learn More
Dollar Bank Federal Savings Bank
Minimum to earn APY $0
1.60% APY
Rates as of 2015-07-29
Comment
Everything Savings - 1.60% APY throughout 2015 on balances below $20,000 when linked with an See moreEverything Checking Account. The rates require Everything Checking with six qualifying monthly posted payments for example: check, Online Banking bill payment, Telephone Banking bill payment, ACH debit, Point-of-Sale transactions (signature or PIN based).- Open online and mail in forms. Available in Pennsylvania, and Ohio market area. Rate collected within: 15222 (PA)

Type: Savings

Learn More
iGOBanking
Minimum to earn APY $25,000
1.10% APY
Rates as of 2015-07-29
Comment
iGO Online Money Market

Type: MMA

Learn More
SFGI Direct
Minimum to earn APY $1
1.06% APY
Rates as of 2015-07-29

Type: Savings

Learn More
GE Capital Bank
Minimum to earn APY $1
1.05% APY
Rates as of 2015-07-29
Comment
Online Savings - APY for balances between $1 to $1,000,000

Type: Savings

Learn More
Bank2
Minimum to earn APY $0
1.01% APY
Rates as of 2015-07-29
Comment
Great Rate Savings - Tier Up to $35,000 - Account must be linked to Great See moreRate Checking Account - Available only to Oklahoma residents

Type: Savings

Learn More
iGOBanking
Minimum to earn APY $0
1.00% APY
Rates as of 2015-07-29
Comment
iGO Online Savings

Type: Savings

Learn More
Salem Five Direct
Minimum to earn APY $0
1.00% APY
Rates as of 2015-07-29
Comment
eOne Savings - APY on balances of $0.01-$500,000. Companion account to eOne Checking, no minimum See morebalance, no monthly fees, free ATM card, Online applicants only, who do not have existing deposit accounts with Salem Five

Type: Savings

Learn More
Biscayne Bank
Minimum to earn APY $1
1.00% APY
Rates as of 2015-07-29
Comment
Regular Savings - Maintain $1,000 balance each day and avoid a $25 monthly maintenance fee See more- Miami-Dade County, Florida market area only

Type: Savings

Learn More
ableBanking
Minimum to earn APY $0
1.00% APY
Rates as of 2015-07-29
Comment
Money Market Savings - up to 6 withdrawals are permitted per month - apply online See more- a division of Northeast Bank based in Maine

Type: MMA

Learn More
Coulee Bank
Minimum to earn APY $0
1.00% APY
Rates as of 2015-07-29
Comment
Kasasa Saver - Must be a resident of Wisconsin, Minnesota or Iowa

Type: Savings

Learn More
Discover Bank
Minimum to earn APY $0
0.95% APY
Rates as of 2015-07-29
Comment
Online Savings Account - Account can only be held in individual or joint ownership - See moreUp to 6 preauthorized transfers from your Online Savings Account per statement cycle

Type: Savings

Learn More
Ultima Bank
Minimum to earn APY $1,000
0.90% APY
Rates as of 2015-07-29
Comment
UBM Direct Savings Account

Type: Savings

Learn More
The Palladian Private Bank
Minimum to earn APY $0
0.90% APY
Rates as of 2015-07-29
Comment
Currently there is a promotional interest rate for Palladian Savings Account which is fixed at See more1.30% for the first six months. After the promotional interest rate ends, the interest rate will be the non-promotional variable interest rate that is offered for Palladian Savings Account at that time (currently 0.90%). There is a minimum initial deposit of $10,000 and maximum initial deposit of $100,000.

Type: Savings

Learn More
Sallie Mae Bank
Minimum to earn APY $0
0.90% APY
Rates as of 2015-07-29
Comment
Nationwide - apply online

Type: MMA

Learn More
Santander Bank
Minimum to earn APY $10,000
0.90% APY
Rates as of 2015-07-29
Comment
Money Market Savings Account - APY for balances between $10,000-$4,999,999 - New accounts only - See moreapply online - Rate collected within: New York

Type: MMA

Learn More
WSFS Bank
Minimum to earn APY $25,000
0.90% APY
Rates as of 2015-07-30
Comment
WSFS MM - Rate in PA - Tier $25,000 - $49,999

Type: MMA

Learn More
EH National Bank
Minimum to earn APY $250,000
0.86% APY
Rates as of 2015-07-29
Comment
Premium Money Market - tier $250,000 and over

Type: MMA

Learn More
Radius Bank
Minimum to earn APY $2,500
0.85% APY
Rates as of 2015-07-29
Comment
Radius High-Yield Savings - APY for balances $2,500 and above - apply online

Type: Savings

Learn More
Colorado Federal Savings Bank
Minimum to earn APY $2,500
0.85% APY
Rates as of 2015-07-29
Comment
Online Savings Account - up to 6 withdrawal transactions per month with no service fee

Type: Savings

Learn More
Mutual of Omaha Bank
Minimum to earn APY $1,000
0.85% APY
Rates as of 2015-07-29
Comment
Online Money Market - Rate/APY for balances from $1,000 - $1,000,000

Type: MMA

Learn More
First Internet Bank
Minimum to earn APY $0
0.80% APY
Rates as of 2015-07-29
Comment
Money Market Savings - Rate earned on balances up to $99,999.99 - transaction limitations - See moreapply online

Type: MMA

Learn More
AmTrust Direct
Minimum to earn APY $5,000
0.80% APY
Rates as of 2015-07-29
Comment
Earn More Money Market Account - Rate earned on balances of $5,000.00 and up-new money See moreonly.

Type: MMA

Learn More
Discover Bank
Minimum to earn APY $100,000
0.80% APY
Rates as of 2015-07-29
Comment
Money Market Tier $100,000 and up

Type: MMA

Learn More
Sallie Mae Bank
Minimum to earn APY $0
0.80% APY
Rates as of 2015-07-29
Comment
Nationwide - apply online

Type: Savings

Learn More
EH National Bank
Minimum to earn APY $10,000
0.80% APY
Rates as of 2015-07-29
Comment
Premium Money Market - tier $10,000 - $49,999

Type: MMA

Learn More
MyBankingDirect
Minimum to earn APY $5,000
0.80% APY
Rates as of 2015-07-29
Comment
Earn More Money Market Account - Rate earned on balances of $5,000.00 and up-new money See moreonly.

Type: MMA

Learn More
Discover Bank
Minimum to earn APY $10,000
0.75% APY
Rates as of 2015-07-29
Comment
Money Market Tier $10,000 - $24,999 - $10 minimum balance fee if average balance is See morebelow $2,500

Type: MMA

Learn More
Union Federal Savings Bank
Minimum to earn APY $1
0.75% APY
Rates as of 2015-07-29
Comment
Online Money Market Account - Union Federal Savings Bank is currently not accepting new applications See morefor Online Money Market Accounts

Type: MMA

Learn More
Bank of Internet
Minimum to earn APY $1
0.75% APY
Rates as of 2015-07-29
Comment
Money Market Savings Account

Type: MMA

Learn More
SmartyPig
Minimum to earn APY $0
0.75% APY
Rates as of 2015-07-29
Comment
APY for balances up to $50,000

Type: Savings

Learn More
FNBO Direct
Minimum to earn APY $0
0.75% APY
Rates as of 2015-07-29
Comment
Online Savings Act - Rated Kiplinger's Best Online Savings Account, no minimums, no monthly fees, See moremanage accounts securely online

Type: Savings

Learn More
Discover Bank
Minimum to earn APY $50,000
0.75% APY
Rates as of 2015-07-29
Comment
Money Market Tier $50,000-$99,999

Type: MMA

Learn More
Discover Bank
Minimum to earn APY $2,500
0.75% APY
Rates as of 2015-07-29
Comment
Money Market Tier $2,500 - $4,999 - $10 minimum balance fee if average balance is See morebelow $2,500

Type: MMA

Learn More
Discover Bank
Minimum to earn APY $5,000
0.75% APY
Rates as of 2015-07-29
Comment
Money Market Tier $5,000 - $9,999 - $10 minimum balance fee if average balance See moreis below $2,500

Type: MMA

Learn More
Workers' Credit Union
Minimum to earn APY $50
0.75% APY
Rates as of 2015-07-30
Comment
cuSave - Online Savings - Membership is limited to residents of Massachusetts or New Hampshire See moreor those who work for a company that is based in Massachusetts

Type: Savings

Learn More
Discover Bank
Minimum to earn APY $25,000
0.75% APY
Rates as of 2015-07-29
Comment
Money Market Tier $25,000 - $49,999 - $10 minimum balance fee if average balance is See morebelow $2,500

Type: MMA

Learn More
TIAA Direct
Minimum to earn APY $50,000
0.75% APY
Rates as of 2015-07-29
Comment
Money Market - tier $50,000 -$99,999

Type: MMA

Learn More
FSG Bank
Minimum to earn APY $10,000
0.75% APY
Rates as of 2015-07-29
Comment
Classic MMA - Limited time offer -Rate special for balances over $10,000 - Account holder See moremust also have primary checking account with FSG Bank - Opening balance must be an original deposit - limited to communities within Tennessee and Northern Georgia market area

Type: MMA

Learn More
Century Bank Direct
Minimum to earn APY $0
0.74% APY
Rates as of 2015-07-29
Comment
Online MM Rate - apply online

Type: MMA

Learn More
Geddes Federal Savings and Loan Association
Minimum to earn APY $50,000
0.70% APY
Rates as of 2015-07-29
Comment
Central New York market area only

Type: MMA

Learn More
Chesapeake Bank
Minimum to earn APY $1
0.70% APY
Rates as of 2015-07-29
Comment
Clear Sky Savings - Tier $1 - $249,999

Type: Savings

Learn More
AloStar Bank of Commerce
Minimum to earn APY $50,000
0.70% APY
Rates as of 2015-07-29
Comment
Money Market Advantage Account -Tiered rate APY for balances $50,000 and above - offer good See morefor new accounts or existing AloStar MMA customers who fund the account with a minimum $25K transfer from an external source - apply online

Type: MMA

Learn More
TIAA Direct
Minimum to earn APY $100
0.70% APY
Rates as of 2015-07-29
Comment
High-Yield Savings tier $100 - $9,999

Type: Savings

Learn More
TIAA Direct
Minimum to earn APY $10,000
0.70% APY
Rates as of 2015-07-29
Comment
High-Yield Savings tier $10,000 - $24,999

Type: Savings

Learn More

Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.

Showing 0 comments | Add your comment
Add your comment
(required)
(will not be published, required)