Find the Best Money Market Accounts
Compare money market account rates and savings account rates in a table below. We regularly monitor rates from over 200 banks and show the highest money market and savings account rates. Bank money market and savings accounts are FDIC-insured up to $250,000 per depositor.
Start Your Search: Change the amount to see more money market rates.
- Insitution
- Type
- Rate
- APY
-
Min. To
Earn APY - Details
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-
Savings
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1.48%
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1.49%
-
$0
- No monthly fees. No minimum balance. Member FDIC
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-
- Rates as of 2/8/2010
- See More Accounts
- FDIC Insured
-
-
Savings
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1.39%
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1.40%
-
$1
- Named Best Place to Park Your Emergency Cash by Money Magazine.
-
-
- Rates as of 2/8/2010
- See More Accounts
- FDIC Insured
-
-
MMA
-
1.25%
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1.26%
-
$1,500
- New customers get 3 mo. 2.25% bonus rate (<$50K) and 1st yr. 1.51% APY
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-
- Rates as of 2/8/2010
- See More Accounts
- FDIC Insured
- ING DIRECT
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Savings
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1.19%
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1.20%
-
$0
- Save your money with ING DIRECT. High Interest. No Fees. No Minimums.
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- Rates as of 2/8/2010
- See More Accounts
- FDIC Insured
- Zions Bank
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MMA
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1.34%
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1.35%
-
$10,000
- Beat the US Average. No Fees, 24/7 Online Access, Banking since 1873.
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-
- Rates as of 2/8/2010
- See More Accounts
- FDIC Insured
- Discover Bank
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MMA
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1.39%
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1.40%
-
$25,000
- Earn more interest in a Discover Bank Money Market Account.
-
-
- Rates as of 2/8/2010
- See More Accounts
- FDIC Insured
| Institution | Type | Rate | APY | Min. To Earn APY | Details |
|---|---|---|---|---|---|
| North Middlesex Savings Bank Rates as of Feb. 9th | Savings | 2.71% | 2.75% | $10 | Simply Save Account - must make $50 deposit in person during each interest cycle, balances up to $10,000 earn APY, must live within market area to open an account. |
| Ridgestone Bank Rates as of Feb. 9th | Savings | 2.47% | 2.50% | $2,500 | Momentum Savings and Checking - APY on savings for balances up to $49,999.99. Savings and checking combination. Checking account no minimum to open, 8 checking transactions, $100 auto transfer from checking to savings, electronic statements. Rate may vary by location. |
| Choice Financial Rates as of Feb. 9th | Savings | 2.06% | $0 | RateBuilder Savings - New money only, 2.26% APY is a 30-day introductory rate, then reverts to rate tiers. No more than six withdrawals or transfers per month. | |
| Ultima Bank Rates as of Feb. 9th | Savings | 2.00% | 2.02% | $0 | SMART Savings Account - for young adults 18 yrs or younger, withdrawals prior to 18th birthday may result in a penalty |
| SmartyPig Rates as of Feb. 9th | Savings | 2.01% | $25 | ||
| AmericaNet Bank Rates as of Feb. 9th | MMA | 2.00% | $1 | Mega Money Market Checking Account - earn APY on balances up to $35,000, 6 free withdrawals per month | |
| Geddes Federal Savings and Loan Association Rates as of Feb. 9th | MMA | 1.99% | 2.00% | $50,000 | Serving Central New York area |
| SFGI Direct Rates as of Feb. 9th | Savings | 1.85% | $1 | Currently SFGI is not accepting new customers nor opening new accounts. | |
| H&R Block Bank Rates as of Feb. 9th | MMA | 1.73% | 1.75% | $50,000 | |
| The Palladian Private Bank Rates as of Feb. 9th | Savings | 1.69% | 1.70% | $10,000 | |
| Colorado Federal Savings Bank Rates as of Feb. 9th | Savings | 1.69% | 1.70% | $2,500 | Online Savings Account - up to 6 withdrawal transactions per month with no service fee |
| Quantum National Bank Rates as of Feb. 9th | MMA | 1.69% | 1.70% | $100,000 | Hi-Rate Money Market (Personal) - Limited to Georgia customers only |
| Dime Savings Bank Rates as of Feb. 9th | MMA | 1.59% | 1.60% | $75,000 | Prime Rewards MMA Passbook |
| Bank of Internet Rates as of Feb. 9th | Savings | 1.59% | 1.60% | $0 | High Yield Savings - Withdrawal limits apply |
| Bank of Internet Rates as of Feb. 9th | MMA | 1.54% | 1.55% | $1 | Money Market Savings Account |
| UFB Direct Rates as of Feb. 9th | Savings | 1.54% | 1.55% | $1 | US Savings - 6 pre-authorized transfers premitted per cycle |
| First East Side Savings Bank Rates as of Feb. 9th | MMA | 1.55% | 1.55% | $100,000 | |
| Chesapeake Bank - Clear Sky Accounts Rates as of Feb. 9th | Savings | 1.54% | 1.55% | $1 | Online savings - Rate for balances up to $249,999 |
| Peoples National Bank Rates as of Feb. 9th | Savings | 1.50% | 1.51% | $2,500 | Certificate Savings - hybrid savings and certificate account, one time withdrawal per quarter without penalty, transaction limitations, account limited to local New York market area |
| First Trade Union Bank Rates as of Feb. 9th | Savings | 1.49% | 1.50% | $2,500 | High and Mighty Savings - Open account online, new money only |
| Discover Bank Rates as of Feb. 9th | MMA | 1.49% | 1.50% | $100,000 | |
| State Farm Bank Rates as of Feb. 9th | MMA | 1.49% | 1.50% | $100,000 | Rates may vary by market area, rate disclosed based on NY market area |
| Ultima Bank Rates as of Feb. 9th | Savings | 1.49% | 1.50% | $1,000 | UBM Direct Savings Account |
| Beverly National Bank Online Rates as of Feb. 9th | Savings | 1.50% | $5,000 | e-Savings - if balance falls below $5000 account subject to monthly fee. Open account online. | |
| Dollar Savings Direct Rates as of Feb. 9th | Savings | 1.50% | $1 | ||
| Bank of Internet Rates as of Feb. 9th | Savings | 1.49% | 1.50% | $1 | Advantage Savings - Limited Bill Payment service access, account has withdrawal limitations |
| American Express Rates as of Feb. 9th | Savings | 1.50% | $0 | High-Yield Savings | |
| First Internet Bank Rates as of Feb. 9th | MMA | 1.49% | 1.50% | $50,000 | Money Market Savings - Rate earned on balances up to $99,999.99 |
| Acacia Federal Savings Bank Online Rates as of Feb. 9th | MMA | 1.49% | 1.50% | $125,000 | Tiered Money Market |
| TriState Capital Bank Rates as of Feb. 9th | MMA | 1.49% | 1.50% | $100,000 | Private MMDA |
| Acacia Federal Savings Bank Rates as of Feb. 9th | MMA | 1.49% | 1.50% | $125,000 | Tiered Money Market - Rates effective 02/01/2010 |
| Ally Bank Rates as of Feb. 9th | Savings | 1.48% | 1.49% | $0 | Online Savings - Free online transactions, no monthly fees, no minimums |
| Ally Bank Rates as of Feb. 9th | MMA | 1.48% | 1.49% | $0 | Money Market Savings Account |
| AIG Bank Rates as of Feb. 9th | MMA | 1.47% | 1.48% | $250,000 | High Yield Money Market - FDIC insured. Open an account online or by phone! |
| Salem Five Direct Rates as of Feb. 9th | Savings | 1.45% | $100,000 | eOneSavings - Online applicants only, who do not have existing deposit accounts with Salem Five. | |
| Nationwide Bank Rates as of Feb. 9th | MMA | 1.45% | $1,000 | ||
| Capital One Direct Banking Rates as of Feb. 9th | Savings | 1.45% | $0 | InterestPlus Online Savings - 10% bonus on interest earned with $15,000 monthly balance or active Capital One credit card in good standing, transaction limitations, contact bank for details. | |
| AIG Bank Rates as of Feb. 9th | MMA | 1.44% | 1.45% | $100,000 | High Yield Money Market - FDIC insured. Open an account online or by phone! |
| Kirkpatrick Bank Rates as of Feb. 9th | Savings | 1.45% | $1 | ||
| Earthstar Bank Rates as of Feb. 9th | MMA | 1.44% | 1.45% | $100,000 | StarLight Money Market |
| Giantbank Rates as of Feb. 9th | MMA | 1.41% | $1,000 | ||
| WTDirect Rates as of Feb. 9th | Savings | 1.41% | $10,000 | WTDirect Savings Account | |
| AIG Bank Rates as of Feb. 9th | MMA | 1.38% | 1.40% | $50,000 | High Yield Money Market - FDIC insured. Open an account online or by phone! |
| FNBO Direct Rates as of Feb. 9th | Savings | 1.40% | $1 | Online Savings Act - Rated Kiplinger's Best Online Savings Account, no minimums, no monthly fees, manage accounts securely online | |
| Discover Bank Rates as of Feb. 9th | MMA | 1.39% | 1.40% | $50,000 | |
| ADB Bank Rates as of Feb. 9th | MMA | 1.40% | $0 | Direct Wealth Money Market | |
| Earthstar Bank Rates as of Feb. 9th | MMA | 1.39% | 1.40% | $75,000 | StarLight Money Market |
| Discover Bank Rates as of Feb. 9th | MMA | 1.39% | 1.40% | $10,000 | |
| Discover Bank Rates as of Feb. 9th | MMA | 1.39% | 1.40% | $25,000 | |
| Discover Bank Rates as of Feb. 9th | Savings | 1.35% | $1 | Online Savings Account - Account can only be held in individual or joint ownership - Up to 6 preauthorized transfers from your Online Savings Account per statement cycle | |
| iGOBanking Rates as of Feb. 9th | Savings | 1.30% | 1.31% | $0 | Online Savings - High Interest Savings iGOSavings |
| iGOBanking Rates as of Feb. 9th | MMA | 1.30% | 1.31% | $25,000 | |
| AIG Bank Rates as of Feb. 9th | MMA | 1.29% | 1.30% | $10,000 | High Yield Money Market - FDIC insured. Open an account online or by phone! |
| Weymouth Bank Rates as of Feb. 9th | MMA | 1.25% | 1.28% | $50,000 | Regular Money Market - South Shore Massachusetts market area |
| Greystone Bank Rates as of Feb. 9th | MMA | 1.25% | 1.26% | $750,000 | Money Market Savings Account |
| Virtual Bank Rates as of Feb. 9th | MMA | 1.25% | 1.26% | $100,000 | eMoney Market online account |
| EverBank Rates as of Feb. 9th | MMA | 1.25% | 1.26% | $0 | New Account bonus rate for Yield Pledge Money Market Account - 2.25% for the first 3 months, 1.51% First Year APY for account balance $50K or less |
| Beverly National Bank Rates as of Feb. 9th | MMA | 1.24% | 1.25% | $0 | |
| E-Loan Rates as of Feb. 9th | Savings | 1.24% | 1.25% | $100,000 | Savings Plus, customers must make regular monthly deposits into their savings account of at least $100 |
| AmTrust Direct Rates as of Feb. 9th | MMA | 1.25% | 1.25% | $10,000 | e-Money Market Account - Rate earned on balances up to $24,999.99 |
| OneWest Bank Rates as of Feb. 9th | MMA | 1.24% | 1.25% | $10,000 | Premium Money Market - Tiered interest rates, account available through branch or call center, Southern CA residents only, requires premium checking |
| First National Community Bank (FNCB) Rates as of Feb. 9th | Savings | 1.24% | 1.25% | $1 | ME Savings - Maximum Earnings Online Savings Account, withdrawal limitations |
| Zions Bank Rates as of Feb. 9th | MMA | 1.24% | 1.25% | $2,500 | Internet Money Market |
| 1st Constitution Direct Rates as of Feb. 9th | Savings | 1.25% | $10,000 | Direct Super Savings Internet Special - Rate disclosed is special APY for three months | |
| UnivestDirect Rates as of Feb. 9th | Savings | 1.24% | 1.25% | $1 | Anytime Online Savings Account |
| Presidential Bank Rates as of Feb. 9th | Savings | 1.25% | $0 | Premier Savings - APY on balances up to $35,000 | |
| OneWest Bank Rates as of Feb. 9th | MMA | 1.24% | 1.25% | $10,000 | E-Money Market only available by applying online |
| Zions Bank Rates as of Feb. 9th | Savings | 1.24% | 1.25% | $1,000 | Internet Savings |
| Stonebridge Bank Rates as of Feb. 9th | MMA | 1.25% | $1 | Premier Money Market Account | |
| Acacia Federal Savings Bank Online Rates as of Feb. 9th | MMA | 1.24% | 1.25% | $75,000 | Tiered Money Market |
| Bank of the West Rates as of Feb. 9th | Savings | 1.24% | 1.25% | $10,000 | Online Savings Account - online only, must have a Bank of the West checking account |
| Trustco Bank Rates as of Feb. 9th | MMA | 1.25% | $100,000 | Tiered interest rates, APY for balances up to 1,999,999. Rate based on New York market area, rate may vary by location, market areas FL, NY, MA, NJ, VT | |
| Acacia Federal Savings Bank Rates as of Feb. 9th | MMA | 1.24% | 1.25% | $75,000 | Tiered Money Market - Rates effective 02/01/2010 |
| La Jolla Bank Rates as of Feb. 9th | Savings | 1.24% | 1.25% | $0 | Internet Savings-If balance falls below $100, a fee of $1.00 will be assessed. |
| Darby Direct Rates as of Feb. 9th | MMA | 1.25% | $1 | Online Money Market Account - Available to Georgia residents and existing Darby Direct customers only | |
| Marlborough Co-Operative, A Division of Butler Bank Rates as of Feb. 9th | MMA | 1.25% | $100,000 | ||
| Excel National Bank Rates as of Feb. 9th | MMA | 1.23% | 1.24% | $250,000 | Premium Money Market - interest rate tiers |
| Virtual Bank Rates as of Feb. 9th | MMA | 1.20% | 1.21% | $95,000 | Savings - Premium Money Market |
| Transportation Alliance Bank Rates as of Feb. 9th | MMA | 1.19% | 1.20% | $1 | |
| E-Loan Rates as of Feb. 9th | Savings | 1.19% | 1.20% | $10,000 | Savings Plus, customers must make regular monthly deposits into their savings account of at least $100 |
| E-Loan Rates as of Feb. 9th | Savings | 1.19% | 1.20% | $25,000 | Savings Plus, customers must make regular monthly deposits into their savings account of at least $100 |
| Silvergate Bank Rates as of Feb. 9th | MMA | 1.20% | 1.20% | $100,000 | |
| California First National Bank Rates as of Feb. 9th | MMA | 1.19% | 1.20% | $15,000 | Money Market Checking |
| HSBC Direct Rates as of Feb. 9th | Savings | 1.20% | $100 | Online only - No monthly fees and no minimums, other than $1 minimum deposit | |
| E-Loan Rates as of Feb. 9th | Savings | 1.19% | 1.20% | $50,000 | Savings Plus, customers must make regular monthly deposits into their savings account of at least $100 |
| E-Loan Rates as of Feb. 9th | Savings | 1.19% | 1.20% | $5,000 | Savings Plus, customers must make regular monthly deposits into their savings account of at least $100 |
| ING Direct Rates as of Feb. 9th | Savings | 1.20% | $1 | Orange Savings Account | |
| OneUnited Bank Rates as of Feb. 9th | MMA | 1.20% | 1.20% | $100,000 | UNITY GOLD E-Money Market - Available Online only |
| California First National Bank Rates as of Feb. 9th | Savings | 1.19% | 1.20% | $1,000 | Premium Savings |
| First Banking Center Rates as of Feb. 9th | MMA | 1.15% | 1.16% | $250,000 | Premium Money Market Savings |
| Virtual Bank Rates as of Feb. 9th | MMA | 1.15% | 1.16% | $50,000 | eMoney Market online account |
| Principal Bank Rates as of Feb. 9th | MMA | 1.15% | 1.16% | $250,000 | |
| Union Federal Savings Bank Rates as of Feb. 9th | MMA | 1.15% | $1 | Offering online banking services across the country | |
| Intervest National Bank Rates as of Feb. 9th | MMA | 1.14% | 1.15% | $2,500 | Rate available with balances from $2500.00 up to $24,999.99 |
| Kaiser Federal Bank Rates as of Feb. 9th | MMA | 1.14% | 1.15% | $75,000 | Money Market Saver V |
| Principal Bank Rates as of Feb. 9th | Savings | 1.15% | 1.15% | $100,000 | Advantage Savings Account |
| Evergreen Bank Group Rates as of Feb. 9th | MMA | 1.15% | $25,000 | Cornerstone Money Market | |
| Intervest National Bank Rates as of Feb. 9th | Savings | 1.14% | 1.15% | $500 | Rate available with balances from $500.00 up to $24,999.99 |
| Capital One Direct Banking Rates as of Feb. 9th | MMA | 1.14% | 1.15% | $1 | High Yield Money Market - APY applies to account balances of $0.01 - $4,999.99 |
| Rhinebeck Savings Bank Rates as of Feb. 9th | MMA | 1.10% | 1.11% | $100,000 | Priority Money Market - APY for balances up to $499,999.99, open with a priority elite checking account and receive extra benefits |
| Heartland Bank Direct Rates as of Feb. 9th | Savings | 1.11% | $1 | Performance Savings | |
| Emigrant Direct Rates as of Feb. 9th | Savings | 1.10% | $1 | AmericanDream Savings Account | |
| Capital One Direct Banking Rates as of Feb. 9th | MMA | 1.09% | 1.10% | $1 | Rewards Money Market - travel, cash and more |
| Third Federal S&L Rates as of Feb. 9th | Savings | 1.10% | 1.10% | $25,000 | High-Yield, Tier 3 Savings |
| ShoreBank Direct Rates as of Feb. 9th | Savings | 1.08% | 1.09% | $1 | Online Savings Account |
| Heritage Bank Rates as of Feb. 9th | MMA | 1.07% | 1.08% | $50,000 | Located in Arizona. Final paperwork needs to be signed in a branch before account can be opened. |
| Ascencia Bank Rates as of Feb. 9th | MMA | 1.05% | 1.06% | $100,000 | Money Market Account Tier 3 |
| Amboy Direct Rates as of Feb. 9th | MMA | 1.05% | 1.06% | $30,000 | Money Market Maximizer - 1.75% for 3 months, Must maintain $30,000 balance for 90 days. New NJ customers only. |
| Silvergate Bank Rates as of Feb. 9th | MMA | 1.05% | 1.05% | $50,000 | |
| FirstFedDirect, A Division of First Federal Bank Rates as of Feb. 9th | Savings | 1.05% | $0 | Internet Advantage Savings Account - California residents excluded from this offer | |
| MetLife Bank Rates as of Feb. 9th | Savings | 1.05% | $25,000 | High Yield Savings Account | |
| Century Bank Direct Rates as of Feb. 9th | MMA | 1.05% | $1 | Online MM Rate | |
| Ridgestone Bank Rates as of Feb. 9th | MMA | 1.04% | 1.05% | $40,000 | Personal Money Market Account - limited transfers and check writing, rates may vary by location |
| Direct Huntington Rates as of Feb. 9th | Savings | 1.05% | $20,000 | Not available to California residents. | |
| MetLife Bank Rates as of Feb. 9th | MMA | 1.05% | $25,000 | Limited check writing privileges | |
| Watertown Savings Bank Rates as of Feb. 9th | Savings | 1.00% | 1.02% | $10 | Limited to Jefferson County in New York |
| Weymouth Bank Rates as of Feb. 9th | MMA | 1.00% | 1.02% | $25,000 | Regular Money Market - South Shore Massachusetts market area |
| Virtual Bank Rates as of Feb. 9th | MMA | 1.00% | 1.01% | $50,000 | Savings - Premium Money Market |
| Citibank Rates as of Feb. 9th | Savings | 1.00% | 1.01% | $1 | Ultimate Savings Account - Must apply online or by phone |
| Virtual Bank Rates as of Feb. 9th | MMA | 1.00% | 1.01% | $25,000 | eMoney Market online account |
| Greystone Bank Rates as of Feb. 9th | MMA | 1.00% | 1.01% | $100,000 | Money Market Savings Account |
| Citibank Rates as of Feb. 9th | MMA | 1.00% | 1.01% | $1 | Ultimate Money Account - Requires a checking account in an eligible relationship package. Must make at least two online bill payments each month. Apply online or by phone. |
| Acacia Federal Savings Bank Online Rates as of Feb. 9th | MMA | 1.00% | 1.00% | $25,000 | Tiered Money Market |
| Discover Bank Rates as of Feb. 9th | MMA | 1.00% | 1.00% | $2,500 | |
| 1st Constitution Direct Rates as of Feb. 9th | Savings | 1.00% | $3,000 | Direct Savings Internet | |
| Principal Bank Rates as of Feb. 9th | MMA | 1.00% | 1.00% | $100,000 | |
| First East Side Savings Bank Rates as of Feb. 9th | MMA | 1.00% | 1.00% | $25,000 | |
| Amboy Direct Rates as of Feb. 9th | Savings | 1.00% | 1.00% | $3,000 | eSavings - Apply online or by mail, offer not available at branches. New client offer $50 bonus after 90 days with minimum monthly balance of $3000 for 90 days. Offer good for NJ customers only. |
| FultDirect.com Rates as of Feb. 9th | MMA | 1.00% | 1.00% | $10,000 | eMoney Market |
| Sovereign Bank Rates as of Feb. 9th | MMA | 1.00% | $75,000 | Money Market Savings with Premier Checking | |
| First Internet Bank Rates as of Feb. 9th | Savings | 1.00% | 1.00% | $1,000 | Regular Savings |
| Principal Bank Rates as of Feb. 9th | Savings | 1.00% | 1.00% | $50,000 | Advantage Savings Account |
| Ascencia Bank Rates as of Feb. 9th | Savings | 1.00% | 1.00% | $0 | |
| AmTrust Direct Rates as of Feb. 9th | Savings | 1.00% | 1.00% | $1 | e-Savings Account - Rate earned on balances up to $99,999.99. New money only, one account per customer. |
| Acacia Federal Savings Bank Rates as of Feb. 9th | MMA | 1.00% | 1.00% | $25,000 | Tiered Money Market - Rates effective 02/01/2010 |
| Ascencia Bank Rates as of Feb. 9th | MMA | 1.00% | 1.00% | $7,500 | Money Marker Account Tier 2 |
| Acacia Federal Savings Bank Online Rates as of Feb. 9th | Savings | 1.00% | 1.00% | $1 | Sensible Savings |
| Goldwater Bank Rates as of Feb. 9th | Savings | 0.96% | 0.96% | $100 | Goldwater Savings - limited transactions |
| Goldwater Bank Rates as of Feb. 9th | Savings | 0.96% | 0.96% | $100 | Arizona Savings - limited to local Arizona market area, limited transactions |
| Hanmi Bank Rates as of Feb. 9th | Savings | 0.95% | $500 | Internet Savings - California only | |
| Rome Savings Bank Rates as of Feb. 9th | MMA | 0.95% | 0.95% | $25,000 | Money Market Savings - Limited transactions |
| Valley Community Bank (IL) Rates as of Feb. 9th | Savings | 0.95% | 0.95% | $100,000 | |
| GCF Bank Rates as of Feb. 9th | Savings | 0.95% | 0.95% | $100 | CyberSaver Promo - Introductory rate for first 90 day |
| GCF Bank Rates as of Feb. 9th | Savings | 0.95% | 0.95% | $100,000 | CyberSaver Supreme |
| GCF Bank Rates as of Feb. 9th | Savings | 0.95% | 0.95% | $200,000 | CyberSaver Gold |
| Ravenswood Bank Rates as of Feb. 9th | MMA | 0.92% | 0.92% | $50,000 | Investor Money Market |
| Independence Bank Rates as of Feb. 9th | MMA | 0.89% | 0.90% | $75,000 | Super Money Market - Account only available in California |
| First Niagara Rates as of Feb. 9th | MMA | 0.90% | 0.90% | $150,000 | Relationship Builder Money Market - Tiered Rates, up to 3 checks per month. Rate listed is available for new accounts opened at branch locations. Rate may vary by market area. |
| Excel National Bank Rates as of Feb. 9th | Savings | 0.90% | 0.90% | $1,000 | Personal Savings |
| AIG Bank Rates as of Feb. 9th | MMA | 0.90% | 0.90% | $2,500 | High Yield Money Market - FDIC insured. Open an account online or by phone! |
| Heritage Bank Rates as of Feb. 9th | Savings | 0.90% | 0.90% | $1,000 | Heritage Direct Savings. (Located in MN) |
| MetLife Bank Rates as of Feb. 9th | Savings | 0.90% | $10,000 | High Yield Savings Account | |
| MetLife Bank Rates as of Feb. 9th | MMA | 0.90% | $10,000 | Limited check writing privileges | |
| GCF Bank Rates as of Feb. 9th | Savings | 0.90% | 0.90% | $25,000 | CyberSaver |
| Century Bank Direct Rates as of Feb. 9th | Savings | 0.90% | $1 | Online Savings Rates | |
| Zions Bank Rates as of Feb. 9th | MMA | 0.85% | 0.85% | $1,000,000 | Gold Money Market Account |
| Zions Bank Rates as of Feb. 9th | MMA | 0.85% | 0.85% | $250,000 | Gold Money Market Account |
| Virtual Bank Rates as of Feb. 9th | MMA | 0.80% | 0.80% | $25,000 | Savings - Premium Money Market |
| Waterfield Bank Rates as of Feb. 9th | MMA | 0.75% | 0.75% | $10,000 | Partners Money Market Savings |
| TD Bank Rates as of Feb. 9th | Savings | 0.75% | $10,000 | Elite Savings - Tiered interest rate, rate for balances up to $24,999. Rate may vary by location. Market area from Maine to Florida. | |
| Bank of America Rates as of Feb. 9th | MMA | 0.75% | 0.75% | $50,000 | Growth Money Market Savings with Bonus Rate - Tiered interest rates, open online. Bonus Rate with minimum of $250 in direct deposit or automatic transfer from your Bank of America checking account. Rate stated is Bonus Rate based on New York Consumer Rate, contact Bank of America for rates in your area. Some products may not be available in all states. |
| Alliance Bank Rates as of Feb. 9th | MMA | 0.75% | 0.75% | $50,000 | Transaction limitations |
| NBT Bank Rates as of Feb. 9th | MMA | 0.75% | $50,000 | Premium Money Market - Tier 2 rate, account must be linked to a Star Privilege Premium Checking Account, limited to local New York market area | |
| Citibank Rates as of Feb. 9th | Savings | 0.75% | 0.75% | $1 | e-Savings. Must apply online or by phone. Requires a checking account in an eligible relationship package. |
| Zions Bank Rates as of Feb. 9th | MMA | 0.75% | 0.75% | $100,000 | Gold Money Market Account |
| Greystone Bank Rates as of Feb. 9th | MMA | 0.75% | 0.75% | $50,000 | Money Market Savings Account |
| Genesee Regional Bank Rates as of Feb. 9th | MMA | 0.75% | 0.75% | $50,000 | Limited to local New York market area |
| Tompkins Trust Company Rates as of Feb. 9th | Savings | 0.75% | $50,000 | True Advantage Statement Savings - Requires True Advantage Checking or Checking Plus Account, limited to local New York market area | |
| Amegy Bank of Texas Rates as of Feb. 9th | MMA | 0.75% | 0.75% | $100,000 | Personal Internet MM Savings |
| Acacia Federal Savings Bank Rates as of Feb. 9th | MMA | 0.75% | 0.75% | $10,000 | Tiered Money Market - Rates effective 02/01/2010 |
| Excel National Bank Rates as of Feb. 9th | MMA | 0.75% | 0.75% | $10,000 | Premium Money Market - interest rate tiers, APY up to $49,999.99 |
| PNC Bank Rates as of Feb. 9th | MMA | 0.70% | 0.70% | $100,000 | Rate based on New York market area, rate may vary by location |
| Amegy Bank of Texas Rates as of Feb. 9th | MMA | 0.65% | 0.65% | $25,000 | Personal Internet MM Savings |
| Virtual Bank Rates as of Feb. 9th | MMA | 0.65% | 0.65% | $5,000 | Savings - Premium Money Market |
| Citizens Bank Rates as of Feb. 9th | MMA | 0.60% | $25,000 | Circle Gold Money Market - rate for balances up to $2,999,999, rate applies to new accounts, NY - Albany region. Rate may vary by region. Market area - NY, CT, DE, IL, MA, MI, NH, NJ, OH, PA, RI, VT. | |
| Pioneer Bank Rates as of Feb. 9th | MMA | 0.60% | $50,000 | Pinnacle Money Market Tier V - Tiered interest rate for up to $99,999.99. Contact bank to see how you can earn an additional 0.25%. Limited to New York market area. | |
| Amegy Bank of Texas Rates as of Feb. 9th | MMA | 0.55% | 0.55% | $1,000 | Personal Internet MM Savings |
| AmTrust Direct Rates as of Feb. 9th | MMA | 0.50% | 0.50% | $1 | e -Money Market Account - Rate earned on balances up to $999.99 |
| Community Bank, NA Rates as of Feb. 9th | Savings | 0.50% | $500 | Premium Savings - Limited to New York and Pennsylvania market area | |
| Carthage Savings and Loan Association Rates as of Feb. 9th | Savings | 0.49% | 0.50% | $10 | Limited to local New York market area |
| M and T Bank Rates as of Feb. 9th | MMA | 0.50% | 0.50% | $1 | e-Money Market - Online only, geographic restrictions, rate and products may vary by location, rate disclosed is based on NY market area |
| Seacoast Commerce Bank Rates as of Feb. 9th | MMA | 0.50% | 0.50% | $25,000 | Investor Money Market accounts require $25,000 in New Money to open |
| Doral Bank Direct Rates as of Feb. 9th | Savings | 0.50% | $1,000 | Doral Direct Savings | |
| Independence Bank Rates as of Feb. 9th | Savings | 0.50% | 0.50% | $0 | Independence Savings - Account only available in California |
| Northwest Savings Bank Rates as of Feb. 9th | Savings | 0.50% | $100 | Statement Savings - Limited to local western New York market area | |
| Astoria Federal Savings Bank Rates as of Feb. 9th | Savings | 0.40% | 0.40% | $0 | Regular Passbook Savings Account |
| PNC Bank Rates as of Feb. 9th | Savings | 0.35% | 0.35% | $10,000 | Savings Max - tiered interest rate, rate based on New York market area, rate may vary by location |
| Genesee Regional Bank Rates as of Feb. 9th | Savings | 0.35% | $100 | Statement Savings - limited to local New York market area | |
| Solvay Bank Rates as of Feb. 9th | Savings | 0.35% | 0.35% | $1 | Statement Savings Account |
| UFB Direct Rates as of Feb. 9th | MMA | 0.30% | 0.30% | $50,000 | Jumbo Money Market Account |
| JPMorgan Chase Rates as of Feb. 9th | Savings | 0.25% | 0.25% | $50,000 | Chase Plus Savings Standard Rate - APY for balances up to $99,999, rate may vary by location |
| KeyBank Rates as of Feb. 9th | MMA | 0.25% | 0.25% | $2,500 | Key Silver Money Market Savings - Rates may vary by location. Available in AK, CO, CT, ID, IN, KY, ME, MI, NY, OH, OR, UT, VT, WA |
| First National Bank of Groton Rates as of Feb. 9th | Savings | 0.25% | 0.25% | $1 | Limited to local New York market area |
| The Adirondack Trust Company Rates as of Feb. 9th | Savings | 0.25% | 0.25% | $50 | Regular Passbook |
| Citizens Bank Rates as of Feb. 9th | Savings | 0.15% | $0 | Circle Gold Savings - rate applies to new accounts, NY - Albany region. Rate may vary by region. Market area - NY, CT, DE, IL, MA, MI, NH, NJ, OH, PA, RI, VT. | |
| First Niagara Rates as of Feb. 9th | Savings | 0.10% | 0.10% | $200 | Statement Savings - Rate listed is available for new accounts opened at branch locations. Rate may vary by market area. |
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Best money market and savings account rates found by users like you
Have you been able to find even better money market and savings rates than the ones displayed above? If yes, please share them with us and other MoneyRates users! Please include the details: the name of the bank, term of the accout, when you opened the account, and whether the account can be opened online or only in the branch (if the latter, please include the location of the branch). Thank you!
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29 Responses to "Best money market and savings account rates found by users like you"
| 1 | val says on September 02, 2009 (hamilton, NJ) Check out Grand Bank in NJ. Offering 3.20% money market with $50,000 deposit. |
| 2 | Rita says on September 01, 2009 (brooklyn , NY) i would like to compare and see which bank in brooklyn has the highest rate on interest |
| 3 | jim angelo says on August 30, 2009 (levittown, PA) best money market rates |
| 4 | James says on August 28, 2009 (Glendale, AZ) Through Costco online if you are a member there is a 1.75% through Capital One and an incentive for $60 and $40 depending on what membership you hold. |
| 5 | Grant Jacobsen says on August 28, 2009 (Woodbridge, VA) Freedom Bank (branches in Vienna and Fairfax) has 14-month CD yielding 2.00% APY, minimum $2500, rate current as of 8/18/2009. |
| 6 | linda says on August 27, 2009 (, TN) First National Bank in Oneida, Tn is offering 3.56% on a money market |
| 7 | White Chocolate says on August 25, 2009 (Sliver Spring, MD) Shore Bank Direct Rates as of Aug. 25th Savings Rate 2.15% This bank makes it very easy to sign up online just completed opening my account. |
| 8 | Ian says on August 17, 2009 (Cincinnati, OH) SmartyPig's rate just went down to 2.01%. |
| 9 | James says on August 15, 2009 (New York, NY) Smartypig is lowering their interest rate on its online savings account from 2.75 to 2.01 on August 17th. That's quite a drop, but I guess we all knew they couldn't keep paying more then 1 point interest then their closest competitors. |
| 10 | Clark Schultz says on August 14, 2009 (, ) Please take a look at the 2 yr CD rates on this page: http://www.money-rates.com/cdrates.htm |
| 11 | charles burton says on August 14, 2009 (carthage, TN) I opened saving account online with (Bank of Internet) that I funded with local checking account (100.00) min. to find out that new account is not linked for online transfers. What good is a Bank of Internet account if you have to use snail mail to transfer funds! Beware there is also a $25.00 fee if you withdraw funds before 90 days. |
| 12 | huili liu says on August 14, 2009 (orland park, IL) Please provide me with the best savings or less than 2 year cd rate. Thanks. |
| 13 | kanty says on August 10, 2009 (bollingbrook, IL) Need to know checking account intrest and MMA account rate |
| 14 | Ronnie says on July 24, 2009 (Granbury, TX) I opened a MMA and Savings account @ Discover Bank from their online signup. Then registered to be able to access the accounts and was provided a screen that said it would be 2-3 business days before I would be provided an e-mail with the access info. I called their support number and was told they had to manually process every application and they were several days behind and there was nothing they could do. Advice... if you open an account with Discover Bank make SURE you only fund the minimum amount to open the account and expect it to take a while to really have the account setup. |
| 15 | sonia says on July 19, 2009 (humble, TX) everbank |
| 16 | angie says on July 19, 2009 (Honolulu, HI) Try CapitalOne online savings 1.75% 10K min, or MM 1.40% any amount. I opened last year and yes I observe everybody is lowering rates lately. Still better than local banks offering less than 0.5% for savings. Aloha :D |
| 17 | Paul Chien says on July 10, 2009 (Sacramento, CA) Could not get a straight answer from SMARTY PIG on POD for account. Had to call their bank in the Mdwest directly and they informed me no PODs are allowed on SMARTY PIG CDs because they are not considered regular CD's but transaction accounts instead. |
| 18 | Robert says on July 08, 2009 (Penn Laird, VA) How come Darby Direct can restrict it's higher-interest rate (2.5 %) "available to Georgia residents only? Isn't that inconsistent with Article IV, Section 2 of the Constitution? Section 2 - State citizens, Extradition The Citizens of each State shall be entitled to all Privileges and Immunities of Citizens in the several States. |
| 19 | Micah says on July 07, 2009 (Montesano, WA) Timberland Savings Bank offers a rate of 4% on a balance of up to 25,000 dollars. The minimum to earn this apy is one dollar. The terms required e-statements instead of paper statements, and you must use your debit card at least ten times every month. They have 22 branches in Southwest Washington State. |
| 20 | Joe bardi says on July 05, 2009 (toms river, NJ) wher,e,s my highest rate bank. |
| 21 | ena says on July 01, 2009 (Sun City, CA) Just found out that you can't withdraw from a Smartypig.com account unless you close it. Not good. |
| 22 | Donna says on July 01, 2009 (Acworth, GA) I would like to know who has the best interst rate on Money market accounts in my area. Sun Trust drop from 2% to .92% and continuing to drop. If anyone has good infromation I would love to hear from you. Thank you, Donna |
| 23 | Leo Marks says on June 30, 2009 (Jacksonville, FL) Give us the 10 highest rates avialiable now?????? Leo Marks ` |
| 24 | Erno Balogh says on June 27, 2009 (Westminster, MD) Please advise of the best money market rates in the local banks. |
| 25 | Farmers State Bank says on June 26, 2009 (Albert Lea, MN) 3.51% on firsst $25000 in checking then 1.01% after. Requires electronic banking w/ 10 debit card purchases and once/month check account on line w/ online statements. Website www.farmersstatebankmn.com |
| 26 | Sam says on June 25, 2009 (Atlanta, GA) amtrustdirect.com still has 2% on their Premium e-MMA |
| 27 | Carolyn McCance says on June 24, 2009 (Scurry, TX) SmartyPig has an online savings account program that pays 2.75% with FDIC coverage |
| 28 | JEANNE SHIELDS says on June 23, 2009 (IRWIN, PA) LOOKING FOR A SAFE PLACE TO INVEST $50,000. |
| 29 | cesare stefanelli says on June 17, 2009 (Parsippany, NJ) Need Best Interest Rate for Moneymarket Account for a Closing Trust Account $500,000 to $1,000,000 ave bal app. |
