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About Money-Rates.com
MoneyRates.com has been a leading source of information on bank rates, personal finance, savings accounts, and investing since 1999. We provide the highest rates on certificates of deposits, money market accounts, and high yield savings accounts. Money-Rates.com has been featured in The Wall Street Journal, The New York Times, Barron's, USA Today, US News and World Report, and the Los Angeles Times as a valuable resource for individual investors and consumers. According to a recent survey, MoneyRates users agree that the site "finds better and more rates than other sites."
For PR inquiries and opportunities please email us at pr@moneyrates.com
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About MoneyRates Expert
Richard Barrington, CFA, is the primary spokesperson and personal finance expert for MoneyRates. He is a 20-year veteran of the financial industry, including having served for over a dozen years as a member of the Executive Committee of Manning & Napier Advisors, Inc. He earned his Chartered Financial Analyst designation in 1991 with the Association for Investment Management and Research (AIMR). Richard has written extensively on investment topics, including investments, money market accounts, certificates of deposit, and personal finance as it relates to retirement. Richard has been quoted by numerous media publications such as The New York Times, The Wall Street Journal, and Pensions & Investments magazine.
Richard can discuss economic and market history in detail and is well respected for his ability to relate to a broad audience from a personal financial standpoint. Richard approaches financial topics with an understanding that fresh perspectives are often more valuable than mainstream consensus. He has written for over 50 financial Web sites, such as Investopedia, Yahoo, MSN, Allbusiness, and Encarta, and is most sought after by members of the media for his niche expertise in these topics:
-Certificates of Deposit, Money Market and Savings Accounts
-Saving for Retirement
-Housing and Mortgage Meltdown
-Interest rates
-Investments
-Macro Economic and Government Policy Issues
-Historical Financial Events
-Discerning Long Term Implications
MoneyRates in the Press
MoneyRates has been mentioned in several media publications:
- The Wall Street Journal, "Savings Accounts Beckon Investors With Better Rates"
- The Wall Street Journal, "Looking Beyond Money Funds"
- CNN Money, "FDIC Limits accounts"
- CNBC, "Banks Offer Cash to Open Accounts, But Is It Worth It?"
- US News & World Report, "Smart Shoppers Can Take Advantage of Rates"
- SmartMoney, "When Your Bank Changes Hands"
- SmartMoney, "For Better Yields, It's Bank -- Not Brokerage"
- Smart Money, "Now, Black Friday Brings Bank Deals, Too"
- SmartMoney, "Checking Account Fees Are Making a Comeback"
- SmartMoney, "How to Earn 6% on Your Cash"
- Smart Money, "Where to Find The Best Savings Rates"
- Smart Money, "The Best Places to Store Your Cash"
- MSN Money Central, "9 sneaky tips for saving more"
- NewsDay, "Money fix: Stash a Nest Egg" (subscribers only)
- MSNBC, "Looking for better rates?"
- Washington Post, "Savings and Stretching Financial Muscles"
- Los Angeles Times, "Strategies for Investing"
- AOL WalletPop, "New vogue in refinancing: cashing in, not out"
- AOL WalletPop, "Low mortgage rates "living on borrowed time," could climb next month"
- AOL WalletPop, "Overspending to blame for missed savings goals"
- AOL Wallet Pop, "InfoGraphic and Blog"
- PBS Nightly Business Report, "Fed Leaves Rates Low"
- ECommerce Journal, "Opening an online bank account: what should you take into consideration?"
- The Sun News, "Finding the Best CD Rate"
- Komo News, "Better get used to low CD rates"
- Unlock Your Wealth Radio, "Mortgage Rates"
- Seattle Times, "Finding the Best CD Rate"
- Seattle Times, "Become a better saver"
- Denver Post, "Stick to a plan"
- Buffalo News, "Rising Overdraft Fees Push for Reform"
- San Jose Mercury News, "Simplicity, Diversity, Liquidity"
- San Jose Mercury News, "Bank Savings Viable Options Now"
- CBS Baltimore, "Earn Money by Saving Money"
- Star Telegram, "Finding the best CD rate"
- NorthJersey.com, "Finding the Best Return on a CD"
- Oregonian, "Chase Boosts Minimum Payment"
- OregonLive.com, "Has free checking gone away?"
- Pittsburgh Post Gazette, "Steep Flucuations in the Value of the Dollar"
- Modesto Bee, "Finding the Best CD Rate"
- The Spec, "Savings and Stretching Financial Muscles"
- Financial Planning, "Better than Nothing"
Latest Articles
Informed Consumers Handily Beat U.S. Average Savings Rate, Poll Shows
A poll by leading financial education Web sites MoneyRates.com and GetRichSlowly.org showed a bright spot in the personal savings picture. Of 1,629 visitors who responded to an informal online poll, more than two-thirds said they save more than 10 percent of their income each month. This is in stark contrast to the U.S. Bureau of Economic Analysis' estimate of a 4.6 percent national savings rate in the fourth quarter of 2009. The poll results indicate that access to reinforcing messages such as those offered by America Saves Week 2010 (February 21 - 28) may help boost savings discipline for retirement, emergency funds and other financial goalsPosted 02/22/2010
Despite Promising GDP Figures, Most Poll Respondents Think Economy is Stagnant or Getting Worse
Most respondents to an informal poll conducted by leading financial education Web sites GetRichSlowly.org and MoneyRates.com think the economy is stagnant or getting worse, despite estimates showing the fastest U.S. economic growth last quarter in more than six years.Posted 02/22/2010
Checking Account Fees Not Yet on the Rise, According to MoneyRates.com Bank Survey
Leading financial education Web site MoneyRates.com released the results of its semi-annual checking account fee survey, which suggest that checking account fees are not on the rise, despite recent anecdotal evidence to the contrary. In the third and fourth quarters of 2009, the average checking account monthly maintenance fee among a sample of banks in New York state actually decreased from $6.63 to $5.90, an unexpected drop of 11.01 percent.Posted 02/22/2010
Good Intentions or Real Resolutions? Poll Indicates Consumers Will Save More in 2010
Leading financial education Web sites Money-Rates.com and GetRichSlowly.org released the results of an online poll about individuals' savings intentions for 2010. More than 75 percent respondents indicated that they plan to save more this year than last. The challenge is to turn these savings intentions into results. In response, Money-Rates.com expert Richard Barrington offers a yearlong series of "monthly resolutions" aimed at helping individuals begin and sustain savings programs throughout the year.Posted 01/22/2010
Overspending--Not the Recession--Is the Reason for Inadequate Savings, Suggests New Financial Poll
A new poll by leading financial education sites MoneyRates.com and GetRichSlowly.org indicates that even among the sites' relatively savvy visitors, poor spending habits are hard to shake. The majority of poll respondents said they will fail to meet their 2009 savings goals--and of those, the majority said the culprit was overspending rather than the recession. While it is heartening that the recession wasn't the reason for many blown savings goals, the implication of this poll is that many can't seem to control their spending, even in a tough economy.Posted 12/30/2009
New Poll Shows Catch-Up Retirement Contribution is More Desired Holiday Gift than Electronics, Jewelry
Dear Santa: How about a little something for my retirement fund? Nearly half of respondents to a new poll conducted jointly by financial Web sites MoneyRates.com and GetRichSlowly.org prefer to receive a contribution to retirement savings over the latest gee-whiz offerings from the retail industry.Posted 12/08/2009
Checking Account Maintenance Fees Growing More Quickly Than Overdraft Fees, Survey Shows
A survey by leading bank rate site MoneyRates.com shows that monthly maintenance fees for checking accounts grew more quickly in recent months than overdraft fees. While the focus of current national legislation is the reduction of overdraft fees, the survey results show that banks may be raising maintenance fees to compensate for anticipated overdraft fee limits. Congressional attention on overdraft fees may leave consumers worse off in the long run, especially since consumers place a far stronger emphasis on maintenance fees than overdraft fees when choosing a checking account, as confirmed by a new poll conducted by MoneyRates.com in conjunction with personal finance site GetRichSlowly.org.Posted 11/19/2009
Joint Poll by MoneyRates.com and GetRichSlowly.org Reveals Anxiety over Retirement Savings
A recent poll conducted by two top personal finance sites, MoneyRates.com and GetRichSlowly.org, uncovered deep concern about retirement savings. Over 52 percent of respondents indicated they are not financially on track for retirement. These results come at the beginning of National Save for Retirement Week, which runs from October 18 through October 24. Richard Barrington, spokesperson and columnist at MoneyRates.com, and J.D. Roth, founder of GetRichSlowly.org, discuss the importance of raising public awareness of successful retirement saving strategies.Posted 11/19/2009
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