Mid-Hudson Checking Account Notes


Bank of America

  • Regular Checking: Monthly maintenance fee waived with Linked Accounts. Meet one of the following balance requirements during each statement cycle: Minimum daily balance in checking-$1,500 or more or Minimum daily balance in linked Regular Savings-$2,000 or more or Minimum daily balance in linked money market savings-$5,000 or more. Average daily balance in checking with linked savings, CD and IRS accounts-$5,000 or more.
  • My Access Checking: monthly maintenance fee waived with one of the following requirements during each statement cycle: have at least one qualifying direct deposit of $250 or more made to your account each statement cycle, OR maintain an average daily balance of $1,500 or more in your account. Check images returned with statement would be an additional $3.00 a month. Free enrollment in "Keep the Change." Earn up to 20% cash back each time you use your check card with "Add It Up" program.
  • Advantage with Tiered Interest Checking: Tiered Interest rates. Monthly fee waived with combined balances of $10,000 in your checking with linked savings, CDs, IRAs, loans, line of credit, mortgage, credit card, or investment accounts, OR $15,000 outstanding balance on a linked installment loan or line of credit, OR a linked first mortgage that BofA services, OR $15,000 or more in total combined assets in your eligible linked Merrill Lynch investment accounts. Free enrollment in "Keep the Change." Earn up to 20% cash back each time you use your check card with "Add It Up" program.
  • eBanking Checking: No monthly maintenance fee when you choose online paperless statements and complete transactions online or by ATM, without a teller. Free enrollment in "Keep the Change® " savings program. Earn up to 20% cash back each time you use your check card with "Add It Up" program.

Citizens Bank

  • Green Checking: Monthly fee waived if you make 5 qualifying payment transactions per month from your account or maintain an average balance of $1,500. Overdraft protection is offered with: use of funds in savings account, line of credit or money market account, subject to credit approval. Overdraft line of credit has a $30 annual fee, a $10 fee each day a transfer occurs and finance charges will apply. Overdraft protection from savings has a $30 annual fee. NSF fee is $22 per item for the first day of occurrence; after the first day, it goes up to $37 per item.
  • Circle Gold Checking with Interest: Monthly maintenance fee waived with $20,000 combined balances in checking, savings, CDs, loans and lines of credit. Overdraft protection is offered with: use of funds in savings account, line of credit or money market account subject to credit approval. Overdraft line of credit has a $30 annual fee waived for Circle Gold accounts, a $10 fee each day a transfer occurs and finance charges will apply. Overdraft protection from savings has a $30 annual fee. NSF fee is $22 per item for the first day of occurrence; after the first day, it goes up to $37 per item.
  • Personal Checking with Interest: Monthly fee waived if you make 5 qualifying payment transactions per month from your account or maintain an average balance of $2,500, qualifying payment transactions include ATM withdrawals, direct automatic payments you authorize to be taken from your account by a third party, payments using our Online Banking Bill Payment service, Debit Card purchases, and paid checks. Overdraft protection is offered with: use of funds in savings account, line of credit or money market account, subject to credit approval. Overdraft line of credit has a $30 annual fee, a $10 fee each day a transfer occurs and finance charges will apply. Overdraft protection from savings has a $30 annual fee. NSF fee is $22 per item for the first day of occurrence; after the first day, it goes up to $37 per item.

HSBC Bank USA NA

  • HSBC Premier: Monthly maintenance fee waived with $100,000 in qualifying combined personal deposit and investment balances. Minimum balance to earn APY is $5.
  • HSBC Advance : Monthly maintenance fee waived with $15,000 in combined qualifying balances. Minimum balance to earn APY is $5.
  • Choice Checking: To avoid a monthly $15 maintenance fee for Choice Checking, you need to maintain direct deposit or $1,500 in total combined personal deposit and investment balances. Check images are available online.
  • Basic Banking: account is designed for those who write only a few checks a month.

KeyBank

  • Key Express Checking: Maintenance Service Charge waived if one of the following requirements are met: you have deposits including transfers into this Account totaling $500 or more credited to your Key Express Checking Account during a statement cycle; or you have at least 8 customer initiated transactions any deposits, withdrawals, which includes transfers on your Key Express Checking Account during a statement cycle. Overdraft protection is available as a line of credit, subject to credit approval; finance charges and other fees may apply. NSF Fee is $34 per item, if more than 2 NSF in a rolling 12 month period, the NSF fee increases to $38.50 per item. Also, a recurring fee of $28.50 applies every 5 business days until sufficient funds have been deposited. Check images returned with statement - $3 per month fee.
  • Key Student Account: Maintenance Service Charge waived if one of the following requirements are met: make at least $200 in deposits or initiate two transactions per statement cycle. This Account is available to students at least 16 years of age and either a high school junior or senior or enrolled in post high school education (college or trade). Students under the age of 18 are required to have a parent/guardian as joint owner on the account. Student account can be maintained for a maximum of 4 years, or one cycle after the students 24th birthday, whichever comes first. Overdraft protection is available as a line of credit, subject to credit approval, must be 18 years of age or older and must live within the following states AK, CO, CT, ID, IN, KY, ME, MI, NY, OH, OR, UT,VT, or WA; finance charges and other fees may apply. NSF Fee is $34 per item, if more than 2 NSF in a rolling 12 month period, the NSF fee increases to $38.50 per item. Check images returned with statement - $3 per month fee. $25 early closure fee if account is closed within 180 days.
  • Key Advantage Account: Monthly maintenance fee is waived if $10,000 or more in any combination of qualifying deposit, credit, investment and retirement accounts is maintained. Overdraft protection is available as a line of credit, subject to credit approval, finance charges and other fees may apply. NSF Fee is $34 per item, if more than 2 NSF in a rolling 12 month period then the NSF fee increases to $38.50 per item. Also, a recurring fee of $28.50 applies every 5 business days until sufficient funds have been deposited. $25 early closure fee if account is closed within 180 days. Reimburses up to $6.00 per month of other banks' cash withdrawal ATM surcharges.
  • Key Privilege Account: Relationship checking with daily sweep. This account includes a choice of an FDIC-insured tiered interest-bearing account or a choice of investment accounts (non FDIC-insured). Monthly maintenance fee waived for the first 3 months for new accounts, offer may be withdrawn at any time. Monthly maintenance fee waived with $25,000 combined qualifying relationship balances, a KeyBank mortgage payment of $500 or more deducted from your account, or you are a signer on any KeyBank business checking account and you request to have the monthly Maintenance Service Charge waiver applied to your Key Privilege Checking Account as part of the Key Total Banking program. Three overdraft line of credit options available, subject to credit approval, finance charges and other fees may apply. NSF Fee is $34 per item, if more than 2 NSF in a rolling 12 month period, the NSF fee increases to $38.50 per item. Also, a recurring fee of $28.50 applies every 5 business days until sufficient funds have been deposited. $25 early closure fee if account is closed within 180 days.
  • Key Privilege Select Account: Relationship checking with daily sweep. This account includes a variety of investment options into which your checking account balance will be swept, including an FDIC-insured deposit account and non-FDIC insured money market mutual fund accounts. Monthly maintenance fee waived with $100,000 combined qualifying relationship balances, a KeyBank mortgage automatic ACH payment of $500 or more deducted from your account, or you are a signer on any KeyBank business checking account and you request to have the monthly Maintenance Service Charge waiver applied to your Key Privilege Checking Account as part of the Key Total Banking program. Four overdraft line of credit options available, subject to credit approval, finance charges and other fees may apply. NSF Fee is $34 per item, if more than 2 NSF in a rolling 12 month period, the NSF fee increases to $38.50 per item. Also, a recurring fee of $28.50 applies every 5 business days until sufficient funds have been deposited. $25 early closure fee if account is closed within 180 days.
  • Key Coverage Checking: Overdraft protection is available as a line of credit, subject to credit approval, finance charges and other fees may apply. NSF Fees: the first two overdraft or return item charges assessed per monthly statement cycle will be waived; no overdraft item charges will be assessed if your Account has a negative end of day balance of $10.00 or less; a reduced $18.00 per-item overdraft charge will be assessed if your Account has a negative end of day balance of $10.01 to $100.00; otherwise, NSF Fee is $34 per item, if more than 2 NSF in a rolling 12 month period then the NSF fee increases to $38.50 per item. Check images returned with statement would be an additional $3 per month fee. $25 early closure fee if account is closed within 180 days.
  • Key Access: No check writing privileges, this is an alternative to traditional checking accounts that provides a no monthly fee debit card and online banking. To avoid monthly maintenance service charge make at least $200 in deposits or initiate two transactions per statement cycle. If you receive a paper statement, your Account will be charged a $5.00 paper statement fee per monthly statement cycle. There is no fee if you sign up to receive your statements online through our Online Banking service. This checkless account is an alternative to check cashing facilities, providing you with the convenience of a regular checking account without writing checks and balancing a checkbook. This account is designed for you if your employer offers direct deposit, you are on ChexSystems, and you frequently use a check cashing facility. If you are not on ChexSystems one of the other accounts offered by KeyBank may be a better solution for your needs. $25 early closure fee if account is closed within 180 days.

M&T Bank

  • MyChoice Checking: Monthly service fee waived with at least 1 monthly direct deposit or 10 or more purchases or payments with your M&T check card; or, if you maintain an average daily balance of $500 or more in your account. Overdraft protection is available through a linked savings account, M&T Credit Card or a Overdraft line of credit subject to credit approval, certain limitations apply. NSF Fee: no charge for NSF or overdraft on any transaction that is less than $5.00. NSF Fee: no charge for NSF or overdraft on any transaction that is less than $5, $38.50 NSF or overdraft fee on each transaction of $5.00 or more. No overdraft fee for transactions less than $5, the overdraft results from an ATM or one-time debit card transaction from your checking account and you have not elected to permit the bank to authorize and pay these transactions when you do not have enough money to pay them, OR your account has already been charged a total of 5 NSF and overdraft fees for items processed for payment on that business day. Upon request, each month you may receive 3 free check images with your statement, after that, each page of check images will cost an additional $5.
  • M&T Classic Checking with Interest: Account only available for those age 50 and older. Monthly service fee waived with recurring direct deposit; 10 or more purchases or payments with your M&T check card; or, if you maintain an average daily balance of $500 or more in your account; or, with $1,500 or more in combined balances in qualifying accounts. Overdraft protection is available through a linked savings account, M&T Credit Card or a Overdraft line of credit subject to credit approval, certain limitations apply. NSF Fee: no charge for NSF or overdraft on any transaction that is less than $5. $38.50 NSF or overdraft fee on each transaction of $5 or more. No overdraft fee for transactions less than $5, the overdraft results from an ATM or one-time debit card transaction from your checking account and you have not elected to permit the bank to authorize and pay these transactions when you do not have enough money to pay them, OR your account has already been charged a total of 5 NSF and overdraft fees for items processed for payment on that business day. Upon request, each month you may receive 3 free check images with your statement, after that, each page of check images will cost an additional $5.
  • College Checking Account: This account is exclusively for students. The account will convert to an M&T Direct Checking account after 5 years or sooner if account holder is no longer a student. Overdraft protection is available through a linked savings account, M&T Credit Card or a Overdraft line of credit subject to credit approval, certain limitations apply. NSF Fee: no charge an NSF or overdraft fee if you do not have sufficient available funds in your consumer checking or savings account to cover a small-dollar transaction. The small-dollar transaction exception will apply only if the amount of the item is less than $5. $38.50 NSF or overdraft fee on each transaction of $5 or more. No overdraft fee for transactions less than $5, the overdraft results from an ATM or one-time debit card transaction from your checking account and you have not elected to permit the bank to authorize and pay these transactions when you do not have enough money to pay them, OR your account has already been charged a total of 5 NSF and overdraft fees for items processed for payment on that business day. Upon request, each month you may receive 3 free check images with your statement, after that, each page of check images will cost an additional $5.
  • Basic Banking Account: Overdraft protection is available through a linked savings account, M&T Credit Card or a Overdraft line of credit (subject to credit approval, certain limitations apply). NSF Fee: no charge for NSF or overdraft on any transaction that is less than $5, $38.50 NSF or overdraft fee on each transaction of $5 or more. No overdraft fee for transactions less than $5, the overdraft results from an ATM or one-time debit card transaction from your checking account and you have not elected to permit the bank to authorize and pay these transactions when you do not have enough money to pay them, OR your account has already been charged a total of 5 NSF and overdraft fees for items processed for payment on that business day. Upon request, each month you may receive 3 free check images with your statement, after that, each page of check images will cost an additional $5.
  • Free Checking: No charge an NSF or overdraft fee if you do not have sufficient available funds in your consumer checking or savings account to cover a small-dollar transaction. The small-dollar transaction exception will apply only if the amount of the item is less than $5, $38.50 NSF or overdraft fee on each transaction of $5 or more. No overdraft fee for transactions less than $5, the overdraft results from an ATM or one-time debit card transaction from your checking account and you have not elected to permit the bank to authorize and pay these transactions when you do not have enough money to pay them, OR your account has already been charged a total of 5 NSF and overdraft fees for items processed for payment on that business day. Overdraft protection is available through a linked savings account, M&T Credit Card or a Overdraft line of credit, subject to credit approval, certain limitations apply.
  • MyChoice Plus Checking: No monthly service fee if you maintain any one of the below: An average balance of $2,500 or more in your MyChoice Plus Checking account throughout your monthly service charge cycle, or Combined balances of $5,000 or more in eligible personal deposit accounts, loans and home equity outstanding balances, investment accounts through M&T Securities, Inc. and business deposit accounts. Overdraft protection is available through a linked savings account, M&T Credit Card or a Overdraft line of credit, subject to credit approval, certain limitations apply. $38.50 NSF or overdraft fee on each transaction of $5 or more. No overdraft fee for transactions less than $5, the overdraft results from an ATM or one-time debit card transaction from your checking account and you have not elected to permit the bank to authorize and pay these transactions when you do not have enough money to pay them, OR your account has already been charged a total of 5 NSF and overdraft fees for items processed for payment on that business day.
  • MyChoice Premium Checking: No monthly service fee if you maintain any one of the below: An average balance of $7,500 or more in your MyChoice Premium Checking account throughout your monthly service charge cycle, Combined balances of $25,000 or more in eligible personal deposit accounts, loans and home equity outstanding balances, investment accounts through M&T Securities, Inc. and business deposit accounts. There is no fee for transfers to a account from an overdraft protection plan, linked M&T savings account, credit card or overdraft line of credit. Overdraft protection is available through a linked savings account, M&T Credit Card or a Overdraft line of credit, subject to credit approval, certain limitations apply. Fees may apply to use of overdraft protection services. Subject to credit approval. $38.50 NSF or overdraft fee on each transaction of $5 or more. No overdraft fee for transactions less than $5, the overdraft results from an ATM or one-time debit card transaction from your checking account and you have not elected to permit the bank to authorize and pay these transactions when you do not have enough money to pay them, OR your account has already been charged a total of 5 NSF and overdraft fees for items processed for payment on that business day.

Provident Bank

  • Purple Premium Checking: Minimum balance required to avoid monthly service fee: $5,000 average collected checking balance OR $10,000 combined average collected deposit balances OR $250,000 combined outstanding loan balance. With this interest-bearing account, the bank refunds every surcharge fee from any foreign ATM, anywhere. Optional overdraft revolving line of credit available: links to your Provident Bank checking account; covers checks and ATM transactions up to your available credit line limit; requires low minimum monthly payments.
  • Purple Checking: Minimum balance required to avoid monthly service fee: $1,000 average collected checking balance OR $2,500 combined average collected deposit balances. Four FREE foreign ATM transactions each month (host surcharge fees refunded). Optional overdraft revolving line of credit available: links to your Provident Bank checking account; covers checks and ATM transactions up to your available credit line limit; requires low minimum monthly payments.
  • Purple Prime Checking: For those age 50 and over, pays interest and offers unlimited free foreign ATM transactions (host surcharge fees refunded). Minimum balance required to avoid monthly service fee: $1,000 average collected checking balance OR $5,000 combined average collected deposit balances. Optional overdraft revolving line of credit available: links to your Provident Bank checking account; covers checks and ATM transactions up to your available credit line limit; requires low minimum monthly payments.
  • Classic Checking: Three ways to save on monthly fees: a $500 average collected checking balance OR a recurring direct deposit or ACH credit OR five debit card purchases each month. Optional overdraft revolving line of credit available: links to your Provident Bank checking account; covers checks and ATM transactions up to your available credit line limit; requires low minimum monthly payments.
  • Student Checking: Designed for students enrolled in high school and college who use E-Statements. $5 monthly service fee waived with: joint account with parent who has a Purple Premium, Purple, Purple Prime or Classic Checking account OR recurring direct deposit or ACH credit OR 5 debit card purchases each month. Optional overdraft revolving line of credit available with any checking account except Free High School Checking: links to your Provident Bank checking account; covers checks and ATM transactions up to your available credit line limit; requires low minimum monthly payments.
  • E-Checking: No monthly service fee with E-Statements ($10 per statement cycle if you request paper account statements). $0.50 per check or electronic payment after 15 per month (includes checks issued through online Bill Pay when payee does not accept electronic transfers) when using the bank's routing number and your checking account number. Optional overdraft revolving line of credit available: links to your Provident Bank checking account; covers checks and ATM transactions up to your available credit line limit; requires low minimum monthly payments.

Rhinebeck Savings Bank

  • Basic Banking: $3 monthly service fee waived for those 62 years and older, or with a minimum average monthly account balance of $1,000.
  • Priority Classic: $9 monthly account fee can be avoided with: a minimum average monthly account balance of $1,000 in Priority Classic account, or a total minimum average monthly account balance of $2,500 in all deposit accounts, or with a total minimum average monthly balance of $15,000 in deposit accounts and outstanding loan balances.
  • Priority Select: $11 monthly account fee can be avoided with: a minimum average monthly account balance of $2,500 in Priority Select account, or a total minimum average monthly account balance of $2,500 in all deposit accounts, or with a total minimum average monthly balance of $15,000 in deposit accounts and outstanding loan balances.
  • Priority Direct: $9 monthly account fee waived with monthly direct deposit.
  • Priority Elite: $21 monthly account fee can be waived with: a minimum average monthly account balance of $10,000 in Priority Elite account, or a total minimum average monthly account balance of $20,000 in all deposit accounts, or with a total minimum average monthly balance of $100,000 in deposit accounts and outstanding loan balances.

TD Bank

  • TD Simple: No minimum daily balance requirement. $5.99 monthly maintenance fee - or $4.99 if you choose online statements only. Overdraft Protection available with savings, line of credit or debit card advance, subject to credit approval. Primary account will receive imaged copies of paid checks with the statement; checks for all other accounts will be retained by the Bank.
  • TD 60 Plus: Minimum age requirement is 60. $10 monthly maintenance fee -or $9 if you choose online statements only -waived if you meet the $250 minimum daily balance requirement. Overdraft Protection available with savings, line of credit or debit card advance, subject to credit approval. Primary account will receive imaged copies of paid checks with the statement; checks for all other accounts will be retained by the Bank.
  • TD Convenience: $15 monthly maintenance fee -or $14 if you choose online statements only -waived if you meet the $100 minimum daily balance requirement. Overdraft Protection available with savings, line of credit or debit card advance, subject to credit approval. Primary account will receive imaged copies of paid checks with the statement; checks for all other accounts will be retained by the Bank.
  • TD Premier: Tiered interest rates, interest is not earned if account balance is under $2,500. $25 monthly maintenance fee -or $24 if you choose online statements only -waived if you meet the minimum daily balance requirement of $2,500. Overdraft Protection available with savings, line of credit, or debit card advance, subject to credit approval. Primary account will receive imaged copies of paid checks with the statement; checks for all other accounts will be retained by the Bank.
  • TD Student: Students must be actively enrolled. Students under the age of 18 must open a joint checking account with a parent or legal guardian. Proof of active student status is required. Student benefits expire after five years. One overdraft fee refunded per academic year. Overdraft Protection available with savings, line of credit or debit card advance, subject to credit approval. Transfer fees waived for overdraft protection. Primary account will receive imaged copies of paid checks with the statement; checks for all other accounts will be retained by the Bank.
  • TD Relationship: $25 monthly maintenance fee -or $24 if you choose online statements only -waived if you meet the minimum daily balance requirement of $20,000 combined deposit and/or outstanding loan balance (excluding mortgage). Tiered interest rates. Transfer fees waived for Overdraft Protection service. Overdraft Protection available with savings, line of credit or debit card advance, subject to credit approval. Primary account will receive imaged copies of paid checks with the statement; checks for all other accounts will be retained by the Bank.

Wells Fargo Bank

  • At Work Package: Requires an At Work Checking account ($50 minimum to open) and a Way2Save Savings Account ($25 minimum to open). Checking Account Service Fee: $12 with online-only statements ($14 with paper statements) is waived when opened as a complete package and has one of the following: Qualifying direct deposits totaling $1,000 or more each statement cycle into your Wells Fargo At Work Checking account, OR $7,500 minimum combined deposit balances. If you don't meet either of those requirements, you can still get $3 off the monthly service fee when you have qualifying direct deposits totaling less than $1,000 per statement cycle. Way2Save Savings Account Monthly Fee: $5.00, waived when you maintain a $300 minimum daily balance or set up and maintain at least one automatic savings option. Check Image Statements: $2 per month for copies of the front of your checks, $3.50 per month for copies of the front and back of your checks (5 checks per page). Note: The fee is assessed every month, even if no checks are paid against your account. NSF Fee: $35 per item (limit of 4 per day). Overdraft Protection available with linked savings account ($12.50 transfer fee), credit card or line of credit ($12.50 transfer fee, subject to credit approval, interest).
  • Teen Checking: A checking account designed especially for 13- to 17-year-old customers (18-year-old in AL) who have an adult co-owner on the account. The $3 monthly service fee will be waived with online statement delivery. NSF Fee: $15 per item, no more than 2 overdraft and returned item fees will be charged on any business day.
  • Value Checking: $7.00 per month fee with online only statements ($9.00 fee with paper statements); Service fee is waived with $500 minimum monthly Direct Deposit or $1,500 minimum daily balance. NSF Fee: $35 per item (maximum of 4 fees per day). Overdraft Protection available with linked savings account ($12.50 transfer fee), credit card or line of credit (subject to credit approval, $12.50 fee and interest apply). Check image statements are $2 per month for the front image of your checks; $3.50 for the front and back images of your checks. Note: The fee is assessed every month, even if no checks are paid against your account. Two months of free Online Bill Pay for new accounts, after that Bill Pay is $3 per month (or free of monthly service fees if you maintain at least $5,000 in your qualifying personal accounts at all times).
  • College Combo Package: Requires a Wells Fargo College Checking account ($50 minimum to open) and Wells Fargo Way2Save Savings account ($25 minimum to open). $3 monthly service fee waived with package and $500 average daily balance OR Direct Deposit. You can also waive the monthly service fee when your account is linked to one of the following: Wells Fargo PMA Package, OR Wells Fargo Campus ATM or Campus Debit Card. NSF Fee: $35 per item (maximum of 4 fees per day). Overdraft Protection available with linked savings account ($12.50 transfer fee), credit card or line of credit (subject to credit approval, $12.50 fee and interest apply). Check image statements are $2 per month for the front image of your checks; $3.50 for the front and back images of your checks. Note: The fee is assessed every month, even if no checks are paid against your account.
  • Way2Save Checking Package: Requires a Way2Save Checking account ($50 minimum opening deposit), Way2Save Savings account ($25 minimum opening deposit), Online Banking with Free Bill Pay and a Platinum Debit Card. $10 monthly checking service fee ($12 with paper statements) is waived with either: 10 debit card purchases/payments, OR qualifying total direct deposits of $750, OR maintain a $2,000 minimum daily balance. Way2Save Savings Account Monthly Service Fee: $5. This fee can be waived with either: Save As You Go® transfer option, OR $25 monthly automatic transfer, OR $1 daily automatic transfer, OR maintain a $300 minimum daily balance. Check images available with statements as follows: $2 per month for front image of checks, $3.50 per month for front and back images. NSF Fees: $35 (maximum of 4 fees per day). Overdraft Protection available with linked savings account ($12.50 transfer fee), credit card or line of credit (subject to credit approval, $12.50 fee and interest apply).
  • Preferred Package: Requires a Wells Fargo Preferred Checking account ($50 minimum to open) and Wells Fargo Money Market Savings account ($50 minimum to open). Account earns 0.01% APY on the entire balance when the balance is $500 or more. $13 monthly service fee with online-only statements ($15 with paper statements) is waived on your Preferred Checking account when you open it as a complete package and have one of the following: Maintain $10,000 combined minimum deposit balances, OR have a linked Wells Fargo Home Mortgage®. Check images available with paper statements: $2 per month for front image of checks, $3.50 per month for front and back images. Note: The fee is assessed every month, even if no checks are paid against your account. NSF Fee: $35 per item (maximum of 4 fees per day). Overdraft Protection available with linked savings account ($12.50 transfer fee), credit card or line of credit (subject to credit approval, $12.50 fee and interest apply).
  • PMA Package: requires a PMA Prime Checking account and your choice of another qualifying account. $30 monthly service fee: For each month that one of the following requirements in statement-ending balances is met, you'll avoid the $30 monthly service fee: $25,000 or more in qualifying linked bank deposit accounts (checking, savings, CDs, FDIC-insured IRAs), or $50,000 or more in any combination of qualifying linked banking, brokerage (available through Wells Fargo Advisors, LLC), and credit balances (including 10% of mortgage balances, certain mortgages not eligible). Benefits of this relationship package include tiered interest rates on all balances, fee waivers and discounted services. No fee for check images included in paper statements for PMA Prime Checking Account. NSF Fee: $35 per item (limit of 4 per day). Overdraft Protection available with linked savings account ($12.50 transfer fee), credit card or line of credit (subject to credit approval, interest, no transfer fee for PMA account with linked line of credit).